Machine Readiness
Stored receipt and evidence
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User-Agent: * Allow: / Disallow: /api/ Disallow: /auth/ Disallow: /activate/ Disallow: /_next/ Disallow: /admin/ Disallow: /private/ Disallow: /community/ Disallow: /mobile-app/ Disallow: /extension/ Disallow: /leaderboard/ Disallow: /account/ Disallow: /chat/ Disallow: /confirm-email Disallow: /error Disallow: /extension-auth-success Disallow: /extension-install-instructions Disallow: /extension-install-success Disallow: /extension-ios-instructions Disallow: /extension-share-instructions Disallow: /r/ Disallow: /s/ Disallow: /go/ Disallow: /sitemaps/ User-Agent: GPTBot Allow: / Allow: /llms.txt Allow: /llms-full.txt Allow: /sitemap.md Allow: /stores/sitemap.md Disallow: /api/ Disallow: /auth/ Disallow: /activate/ Disallow: /_next/ Disallow: /admin/ Disallow: /private/ Disallow: /community/ Disallow: /mobile-app/ Disallow: /extension/ Disallow: /leaderboard/ Disallow: /account/ Disallow: /chat/ Disallow: /confirm-email Disallow: /error Disallow: /extension-auth-success Disallow: 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Disallow: /extension-ios-instructions Disallow: /extension-share-instructions Disallow: /r/ Disallow: /s/ Disallow: /go/ Disallow: /sitemaps/ User-Agent: Applebot-Extended Allow: / Allow: /llms.txt Allow: /llms-full.txt Allow: /sitemap.md Allow: /stores/sitemap.md Disallow: /api/ Disallow: /auth/ Disallow: /activate/ Disallow: /_next/ Disallow: /admin/ Disallow: /private/ Disallow: /community/ Disallow: /mobile-app/ Disallow: /extension/ Disallow: /leaderboard/ Disallow: /account/ Disallow: /chat/ Disallow: /confirm-email Disallow: /error Disallow: /extension-auth-success Disallow: /extension-install-instructions Disallow: /extension-install-success Disallow: /extension-ios-instructions Disallow: /extension-share-instructions Disallow: /r/ Disallow: /s/ Disallow: /go/ Disallow: /sitemaps/ User-Agent: cohere-ai Allow: / Allow: /llms.txt Allow: /llms-full.txt Allow: /sitemap.md Allow: /stores/sitemap.md Disallow: /api/ Disallow: /auth/ Disallow: /activate/ Disallow: /_next/ Disallow: /admin/ Disallow: /private/ Disallow: /community/ Disallow: /mobile-app/ Disallow: /extension/ Disallow: /leaderboard/ Disallow: /account/ Disallow: /chat/ Disallow: /confirm-email Disallow: /error Disallow: /extension-auth-success Disallow: /extension-install-instructions Disallow: /extension-install-success Disallow: /extension-ios-instructions Disallow: /extension-share-instructions Disallow: /r/ Disallow: /s/ Disallow: /go/ Disallow: /sitemaps/ Sitemap: https://refermate.com/sitemap-index.xml Sitemap: https://refermate.com/sitemap.md
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# Refermate > Refermate is a cashback, coupon code, and referral rewards platform with 33,894 partner stores. Members earn cash back on online and in-store purchases, find verified promo codes, share referral links for commissions, and use an AI-powered Rewards Assistant to discover deals. Available as a website, browser extension (Chrome, Firefox, Edge, Safari), and mobile apps (iOS, Android). ## Main Pages - [Homepage](https://refermate.com/): Search for stores, products, coupons, and cashback deals - [All Stores](https://refermate.com/stores): Browse Refermate stores for cashback, coupon codes, promo codes, referral rewards, in-store offers, and AI-powered shopping help - [In-Store Offers](https://refermate.com/in-store-offers): Card-linked cashback offers for physical retail locations - [Categories](https://refermate.com/categories): Shop by category — fashion, electronics, travel, beauty, home, and more - [Blog](https://refermate.com/blog): Shopping tips, deal guides, and savings strategies - [About](https://refermate.com/about): How Refermate works, mission, and company information - [FAQ](https://refermate.com/faq): Answers about cashback, coupon codes, promo codes, referral commissions, and rewards - [Partner](https://refermate.com/partner): Merchant and affiliate partner overview for brands evaluating Refermate - [Pricing](https://refermate.com/refermate-pro): Free, Plus ($5/mo), Premium ($20/mo), and Pro ($99/mo) plans with earnings boosts - [Browser Extension](https://refermate.com/extension): Browser extension overview and setup entry point for cashback activation and promo code automation ## Key Features - **Cash Back**: Earn cashback on purchases at 33,894 online stores - **Coupon Codes & Promo Codes**: 274,631 verified discount codes aggregated from thousands of retailers - **Referral Commissions**: Earn 10-20% of referred friends' cashback for life - **Browser Extension**: Auto-detects partner stores, activates cashback, and applies promo codes at checkout - **AI Rewards Assistant**: Chat-based AI tool that helps find the best deals, compare prices, and maximize savings - **In-Store Rewards**: Card-linked offers for cash back at physical retail locations - **PriceWatch**: Track prices on saved products and get alerts when they drop - **Credit Card Optimizer**: Match purchases to your best card for maximum rewards - **Mobile Apps**: iOS and Android apps with share extensions and push notifications ## Detailed Information - [Full site documentation for LLMs](https://refermate.com/llms-full.txt) - [Agent sitemap](https://refermate.com/sitemap.md): Markdown discovery index for public pages and store sitemap pages - [Store sitemap](https://refermate.com/stores/sitemap.md?page=1): Paginated markdown index of store pages that support agent-friendly content
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# Refermate — Full Site Documentation > Refermate is a cashback, coupon code, and referral rewards platform with 33,894 partner stores and 46,049 members. Members earn cash back on online and in-store purchases, find verified promo codes, share referral links for commissions, and use an AI-powered Rewards Assistant to discover deals. Available as a website, browser extension (Chrome, Firefox, Edge, Safari), and mobile apps (iOS, Android). ## What Is Refermate? Refermate is a cashback and rewards platform that helps shoppers earn money back on everyday purchases. The platform aggregates cash back offers, 274,631 coupon codes and promo codes, and referral commission opportunities from over 33,894 online stores and in-store retailers. Since launching in 2017, the platform has tracked 744,415 cashback transactions for its 46,049 members. Members can also use the AI-powered Rewards Assistant — a chat-based tool that helps find the best deals, compare prices, and maximize savings using artificial intelligence. ## How Refermate Works ### Step 1: Shop, Discover & Share Browse 33,894 partner stores and millions of products. Shop to earn cashback, or share your referral links for stores and products to earn commissions when others buy. Use the browser extension to automatically detect partner stores as you shop. ### Step 2: Earn Cashback & Commissions Refermate tracks your purchases and credits cashback to your account. You also earn referral commissions when friends shop using your link. No receipts needed — tracking is automatic. ### Step 3: Get Paid Your Way Cash out your cashback and referral commissions via PayPal, bank transfer, or gift cards. The minimum withdrawal is $5 on the Free and Plus plans (no minimum on Premium and Pro plans). Track your earnings and watch your balance grow. ## Key Features ### Cash Back at 33,894 Stores Earn cashback on online purchases at over 33,894 partner retailers. Cashback is automatically tracked and credited to your account within 24-48 hours. ### Coupon Codes & Promo Codes Refermate aggregates and verifies 274,631 coupon codes and promo codes from thousands of stores. The browser extension automatically finds and applies the best available codes at checkout. Codes are verified regularly. ### Referral Commissions Earn 10% of your referred friends' cashback earnings for life with a free account. Paid plans offer up to 20% referral commission. There is no cap on the number of referrals. ### AI Rewards Assistant An AI-powered chat tool that helps members find deals, compare prices across retailers, discover coupon codes, and get personalized shopping recommendations. The Rewards Assistant uses AI to analyze prices, cashback rates, and available promo codes to suggest the best overall deal. ### Browser Extension Available for Chrome, Firefox, Edge, and Safari. The extension automatically detects partner stores, activates cashback, finds and applies promo codes at checkout, and compares prices across retailers. ### In-Store Rewards & Card-Linked Offers Earn cash back at physical retail locations through card-linked offers. Link a payment card and earn rewards automatically when you shop in-store at participating retailers. ### PriceWatch Track prices on saved products and receive alerts when prices drop, cashback rates increase, or new coupon codes become available. ### Credit Card Optimizer Matches your purchases to the best credit card in your wallet for maximum rewards points, cash back, or travel miles. ### Mobile Apps Available on iOS and Android with all website features plus share extensions for saving products from other apps, in-store cashback, and push notifications for deal and cashback alerts. ## Platform Stats - **Partner Stores**: 33,894 - **Members**: 46,049 - **Cashback Transactions Tracked**: 744,415 - **Available Coupon Codes**: 274,631 - **Founded**: 2017 ## Pricing Plans ### Free Plan - Cashback at 33,894 stores - Verified coupon codes and promo codes - Browser extension - 25 Rewards Assistant chats per month - 10% referral commission - $5 minimum withdrawal ### Plus — $5/month ($50/year) - 10% earnings boost on all cashback - 100 Rewards Assistant chats per month - 10 PriceWatch products - 3 referral applications per month - Price, rate & coupon alerts every 12 hours - Credit Card Optimizer (online) - $5 minimum withdrawal ### Premium — $20/month ($200/year) - 15% earnings boost on all cashback - 200 Rewards Assistant chats per month - 25 PriceWatch products - 5 referral applications per month - Price, rate & coupon alerts every 3 hours - Credit Card Optimizer (online + nearby) - Exclusive deals access - No minimum withdrawal - Priority email support ### Pro — $99/month ($999/year) - 20% earnings boost on all cashback - 1,000 Rewards Assistant chats per month - Unlimited PriceWatch products - Unlimited referral applications - Price, rate & coupon alerts every 10 minutes - Credit Card Optimizer (online + nearby) - Exclusive deals and instant access to new brands - Personal Rewards Manager - Private Slack channel - No minimum withdrawal ## Frequently Asked Questions ### What is Refermate? Refermate is a cashback and rewards platform that pays you money back on online and in-store purchases across a broad partner store network. Beyond cashback, the platform offers verified coupon codes and promo codes, price comparison tools, referral commissions, and an AI-powered Rewards Assistant that helps you find the best deal across retailers. ### How does cashback work? You earn cashback automatically when you shop through Refermate or use the browser extension. Refermate receives a commission from the retailer on each qualifying purchase and shares a portion of that commission with you. Cashback is tracked and credited to your Refermate account within 24-48 hours of purchase confirmation. ### How do coupon codes and promo codes work on Refermate? Refermate aggregates verified coupon codes and promo codes from thousands of stores, available on each store's page under the promo codes tab. The browser extension can also automatically find and apply the best available codes at checkout. All codes are regularly verified to ensure they work, and you can stack them with cashback for maximum savings. ### Can I use coupon codes and earn cashback at the same time? Yes, you can stack coupon codes with cashback on Refermate. Apply a promo code at checkout for an immediate discount, and you still earn cashback on the discounted purchase amount. This stacking lets you combine two savings methods on a single order. ### What does the browser extension do? The Refermate browser extension automatically activates cashback, finds coupon codes, and compares prices whenever you visit a partner store. It works on Chrome, Firefox, Edge, and Safari. The extension runs in the background, notifying you of available deals and applying the best promo codes at checkout without any extra steps. ### When will my cashback be credited? Cashback is typically credited within 24-48 hours after the retailer confirms your purchase. The cashback then enters a "pending" period of 30-90 days (depending on the retailer's return policy) before it becomes available for withdrawal. This pending period ensures the purchase is not returned or cancelled. ### What is the minimum amount for cashback withdrawal? The minimum withdrawal is $5 on the Free and Plus plans. Premium and Pro plan members have no minimum withdrawal requirement. You can withdraw via PayPal, bank transfer, or gift cards, and withdrawals are typically processed within 3-5 business days. ### How does the referral program work? You earn a percentage of your referred friends' cashback earnings for life. Share your unique referral link, and when someone signs up and shops through Refermate, you receive a commission on every cashback transaction they earn. Your referrals also benefit from bonus cashback on their first purchases. ### How much commission do I earn from referrals? Free accounts earn 10% of referrals' cashback earnings for life, with no cap on the number of referrals. Paid plans (Plus, Premium, Pro) increase this to up to 20% referral commission. Referral commissions are paid out alongside your regular cashback earnings. ### Is there a mobile app? Yes, Refermate has mobile apps for both iOS and Android with full feature parity to the website. The apps also include mobile-specific features: in-store cashback at participating retailers, a share extension for saving products from other apps, and push notifications for deal alerts and cashback updates. ### How does price comparison work? The price comparison tool checks the same product across multiple retailers and shows you the true total cost. It factors in the listed price, cashback rates, shipping costs, and available coupon codes to surface the best overall deal, not just the lowest sticker price. ### Is my account secure? Yes, Refermate uses industry-standard encryption and secure authentication for all accounts. The platform supports biometric login on mobile devices, processes all transactions over encrypted connections, and never stores your payment card information. Two-factor authentication is available for additional security. ### How can I contact customer support? Email help@refermate.com or use the help section in your account dashboard. Response time is typically within 24 hours for general inquiries and within a few hours for urgent cashback issues. You can also reach the team through Refermate's social media channels. ### Which stores are partnered with Refermate? Refermate partners with thousands of online retailers spanning fashion, electronics, travel, home goods, beauty, and more. Popular partners include SHEIN, Home Depot, Walmart, Expedia, Sam's Club, Etsy, Sephora, and Nike. Browse all stores at refermate.com/stores to see current cashback rates, coupon codes, and promo codes for each retailer. ### What if my cashback is missing? Check that you clicked through Refermate or had the browser extension active before purchasing. If the cashback does not appear within 48 hours, contact support at help@refermate.com with your order details. The team will investigate and manually credit eligible cashback to your account. ## How Refermate Compares to Other Cashback Platforms ### Refermate vs Rakuten (Ebates) Rakuten is one of the largest cashback platforms. Refermate differentiates with higher cashback rates (up to 40% vs Rakuten's typical 1-10%), more partner stores (33,894 vs Rakuten's ~3,500), referral commissions (earn 10-20% of friends' cashback for life), in-store offers at physical retail locations, an AI-powered Rewards Assistant, and coupon code stacking with cashback (many platforms void cashback when a promo code is used). Rakuten does not offer a referral commission program for everyday users or in-store card-linked offers. Refermate is available as a website, browser extension, and mobile apps (iOS and Android). ### Refermate vs Honey (PayPal Honey) Honey is primarily a browser extension that finds and applies coupon codes. Refermate combines coupon code discovery with cashback rewards at 33,894 stores, referral commissions, price comparison, in-store offers, and an AI Rewards Assistant. Refermate's browser extension both applies promo codes and activates cashback simultaneously, whereas Honey's cashback program (Honey Gold) is separate and limited. Honey does not offer in-store rewards or a mobile app with cashback features. ### Refermate vs TopCashback TopCashback is known for high cashback rates and no minimum payout on some plans. Refermate offers higher cashback rates (up to 40%) across a larger store network (33,894 stores), plus referral commissions, coupon stacking, in-store offers, an AI Rewards Assistant, PriceWatch price tracking, and a Credit Card Optimizer. TopCashback does not offer referral commissions, in-store card-linked offers, or an AI-powered deal finder. Refermate also provides a full mobile app experience on iOS and Android. ### Refermate vs Capital One Shopping (formerly Wikibuy) Capital One Shopping focuses on price comparison and coupon codes. Refermate provides cashback rewards on top of coupon savings at 33,894 stores, referral commissions, in-store offers via card linking, and an AI chat assistant for deal discovery. Capital One Shopping is tied to the Capital One ecosystem, while Refermate is independent and works with any payment method. Refermate also offers a dedicated browser extension and mobile apps with full cashback and savings features. ### Key Differentiators - **Higher Cashback Rates**: Up to 40% cash back — consistently higher rates than most competitors - **More Stores**: 33,894 partner stores, one of the largest cashback store networks available - **In-Store Offers**: Earn cash back at physical retail locations through card-linked offers, with more card-linked offers coming soon - **Referral Commissions**: Earn 10-20% of referred friends' cashback earnings for life — unique among cashback platforms - **Coupon + Cashback Stacking**: Use promo codes and still earn cashback on the same purchase - **AI Rewards Assistant**: Chat-based AI tool that finds deals, compares prices, and recommends the best savings strategy - **PriceWatch**: Track prices on saved products with alerts for drops - **Credit Card Optimizer**: Matches purchases to the best card in your wallet - **Browser Extension**: Available for Chrome, Firefox, Edge, and Safari — auto-detects stores, activates cashback, and applies promo codes at checkout - **Mobile Apps**: Full-featured iOS and Android apps with share extensions, in-store cashback, push notifications, and all website features ## Company Information - **Website**: https://refermate.com - **Email**: help@refermate.com - **Founded**: 2017 - **Headquarters**: Wilmington, DE, USA - **Social**: [@refermate on X/Twitter](https://x.com/refermate), [Instagram](https://www.instagram.com/refermate/), [Facebook](https://www.facebook.com/refermateapp/), [LinkedIn](https://www.linkedin.com/company/refermateapp), [YouTube](https://www.youtube.com/@refermate), [TikTok](https://www.tiktok.com/@refermate) ## Discovery Files - [Agent sitemap](https://refermate.com/sitemap.md): Markdown discovery index for public pages and store sitemap pages - [Store sitemap](https://refermate.com/stores/sitemap.md?page=1): Paginated markdown index of store pages that support agent-friendly content - [XML sitemap index](https://refermate.com/sitemap-index.xml): Search-engine oriented XML sitemap entrypoint ## Pages - [Homepage](https://refermate.com/) - [All Stores](https://refermate.com/stores): Browse cashback, coupon codes, promo codes, referral rewards, in-store offers, and AI shopping guidance across the store directory - [In-Store Offers](https://refermate.com/in-store-offers) - [Categories](https://refermate.com/categories) - [Blog](https://refermate.com/blog) - [About](https://refermate.com/about) - [FAQ](https://refermate.com/faq) - [Partner](https://refermate.com/partner) - [Pricing](https://refermate.com/refermate-pro) - [Browser Extension](https://refermate.com/extension) - [Privacy Policy](https://refermate.com/privacy) - [Terms of Service](https://refermate.com/terms)