Top Sites>Ratehub.ca: Compare Mortgages and Personal Finance Products

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Sitemap: https://www.ratehub.ca/sitemaps/pages-sitemap.xml
Sitemap: https://www.ratehub.ca/sitemaps/blog-sitemap.xml
Sitemap: https://www.ratehub.ca/sitemaps/video-sitemap.xml
Sitemap: https://www.ratehub.ca/sitemaps/google-news-sitemap.xml

# Ratehub.ca

> Ratehub.ca is Canada's leading financial comparison platform, founded in 2010.
> We provide real-time mortgage rates, credit card comparisons, insurance quotes,
> GIC/savings rates, and personal finance tools — sourced daily from 50+ Canadian
> banks, credit unions, and lenders. Content is written and reviewed by licensed
> mortgage brokers and financial professionals. Ratehub is also an award-winning
> Canadian mortgage brokerage (Ontario licence #12530, Quebec licence #3001931116)
> and owner of MoneySense, Canada's leading personal finance brand. We serve
> approximately 960,000 monthly users and have facilitated $10B+ in funded mortgages.

## Mortgage Rates

- [Best Mortgage Rates Canada](https://www.ratehub.ca/best-mortgage-rates): Live best-rate comparison table updated daily across all mortgage types
- [5-Year Fixed Mortgage Rates](https://www.ratehub.ca/5-year-fixed-mortgage-rates): Current 5-year fixed rates from 50+ lenders
- [Variable Mortgage Rates](https://www.ratehub.ca/variable-mortgage-rates): Current variable rates tracking Bank of Canada prime
- [Toronto Mortgage Rates](https://www.ratehub.ca/mortgage-rates-toronto): City-specific rate comparison for Toronto buyers
- [Mortgage Rates by Province](https://www.ratehub.ca/mortgages): Province-level mortgage rate comparisons across Canada
- [Mortgage Payment Calculator](https://www.ratehub.ca/mortgage-payment-calculator): Calculate monthly payments, amortization schedules
- [Mortgage Affordability Calculator](https://www.ratehub.ca/mortgage-affordability-calculator): Estimate how much home you can afford

## Credit Cards

- [Best Credit Cards Canada](https://www.ratehub.ca/credit-cards): Full comparison across all card categories — cash back, travel, no-fee, low interest
- [Best Travel Credit Cards](https://www.ratehub.ca/blog/best-travel-credit-cards-in-canada/): Expert-ranked travel rewards cards for Canadians
- [Best Cash Back Credit Cards](https://www.ratehub.ca/blog/best-cash-back-credit-cards-in-canada/): Top cards for everyday spending rewards
- [Best No-Fee Credit Cards](https://www.ratehub.ca/blog/best-no-fee-credit-cards-in-canada/): Best credit cards with no annual fee
- [Best Credit Cards in Canada](https://www.ratehub.ca/blog/best-credit-cards-in-canada/): Overall top picks editorial guide, updated monthly

## Savings & GICs

- [Best Savings Accounts Canada](https://www.ratehub.ca/savings-accounts/best-savings-accounts): Current HISA rates ranked by yield, updated daily
- [Best GIC Rates Canada](https://www.ratehub.ca/gics/best-gic-rates): GIC rates by term (1–5 year) and institution
- [Best Robo-Advisors Canada](https://www.ratehub.ca/investing/robo-advisors): Comparison of automated investment platforms

## Insurance

- [Car Insurance Ontario](https://www.ratehub.ca/insurance/car/ontario): Free Ontario auto insurance quotes, compared
- [Life Insurance Canada](https://www.ratehub.ca/insurance/life): Term and permanent life insurance comparison
- [Home Insurance](https://www.ratehub.ca/insurance/home): Home insurance quotes for Canadian homeowners
- [Insurance Overview](https://www.ratehub.ca/insurance): All insurance product categories

## News & Analysis

- [Blog / News Hub](https://www.ratehub.ca/blog/): Personal finance guides, Bank of Canada rate decisions, housing market analysis, expert commentary
- [Bank of Canada Rate Decisions](https://www.ratehub.ca/blog/category/bank-of-canada/): Coverage of every BoC announcement with mortgage impact analysis
- [MoneySense](https://www.moneysense.ca/): Ratehub-owned personal finance editorial brand (separate domain)

## About Ratehub

- [About Ratehub](https://www.ratehub.ca/about-ratehub): Company history, mission, team, awards, and brokerage credentials
- [CanWise Financial](https://www.canwise.com/): Ratehub's award-winning mortgage brokerage subsidiary

## Sitemaps

- [Pages Sitemap](https://www.ratehub.ca/sitemaps/pages-sitemap.xml): All core product and landing pages
- [Blog Sitemap](https://www.ratehub.ca/sitemaps/blog-sitemap.xml): All editorial blog posts and guides
- [News Sitemap](https://www.ratehub.ca/sitemaps/google-news-sitemap.xml): Time-sensitive news and rate announcement content

## Data & Methodology

Rate data is sourced directly from lender rate sheets and updated daily (mortgage rates) or in real-time (savings/GIC rates). Editorial content is reviewed by licensed financial professionals. Product rankings use objective criteria including rate competitiveness, fee structure, and feature set. Ratehub does not accept payment to influence editorial rankings.

## Licensing & Compliance

Ontario Mortgage Brokerage Licence: #12530 | Quebec Mortgage Broker Licence: #3001931116 | RIBO (insurance) registered