Top Sites>OOneFamily | Stocks & Shares ISAs, Lifetime ISAs and Junior ISAs

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# OneFamily

> OneFamily is a financial services provider that manages Child Trust Funds, ISAs, Lifetime ISAs, Junior ISAs and Over 50s Life Cover\.

Generated by Yoast SEO v27.4, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [About us](https://www.onefamily.com/our-story/)
- [Contact us](https://www.onefamily.com/contact-us/)
- [Privacy Notice](https://www.onefamily.com/privacy-notice/)
- [Lifetime ISA](https://www.onefamily.com/lifetime-isa/)
- [Junior ISA](https://www.onefamily.com/junior-isa/)
- [Over 50s Life Cover](https://www.onefamily.com/over-50s-life-cover/): From £10 a month, our Over 50s Life Cover is an affordable way to leave a lump sum for your loved ones when you're no longer around\.
- [Stocks and Shares ISA](https://www.onefamily.com/isa/)
- [Life insurance](https://www.onefamily.com/life-insurance/)
- [Child Trust Fund](https://www.onefamily.com/child-trust-fund/): Most UK citizens born between 1 September 2002 and 2 January 2011 were given a child trust fund investment voucher by the UK government\.
- [Log in](https://www.onefamily.com/log-in/)

## Posts
- [Almost half of young adults rarely or never put money aside in case they are unable to work](https://www.onefamily.com/our-story/media-centre/2026/almost-half-of-young-adults-rarely-or-never-put-money-aside-in-case-they-are-unable-to-work/)
- [Over 12 million young adults have lived with family to save for first property](https://www.onefamily.com/our-story/media-centre/2025/over-12-million-young-adults-have-lived-with-family-to-save-for-first-property/)
- [5 million young adults avoid checking bills due to money anxiety](https://www.onefamily.com/our-story/media-centre/2025/5-million-young-adults-avoid-checking-bills-due-to-money-anxiety/)
- [£30,000 education boost for young people from OneFamily](https://www.onefamily.com/our-story/media-centre/2025/30000-education-boost-for-young-people-from-onefamily/)
- [OneFamily and Scottish Friendly announce proposal to merge, creating one of the UK’s largest mutual life assurers with 2\.3 million members](https://www.onefamily.com/our-story/media-centre/2026/onefamily-and-scottish-friendly-announce-proposal-to-merge-creating-one-of-the-uks-largest-mutual-life-assurers-with-2-3-million-members/)

## Insights
- [Do you have to pay tax on savings?](https://www.onefamily.com/insights/saving-investing/do-you-have-to-pay-tax-on-savings/): The amount of interest or returns you can make before paying tax depends on how much you earn from other incomes and what tax bracket this puts you in\.
- [The best ways to save for retirement when you're self employed](https://www.onefamily.com/insights/later-life/saving-for-retirement-when-youre-self-employed/): As a self\-employed person you don’t get automatically enrolled in a workplace pension\. How can you save for retirement?
- [Money anxiety negatively impacting more than 5 million young people](https://www.onefamily.com/insights/news/money-anxiety-bills-research/)
- [Do I need an emergency fund?](https://www.onefamily.com/insights/budgeting-tips/emergency-fund-savings/): Not having an emergency fund leaves you financially vulnerable if you face unexpected costs or lose your job\. Our research found that almost half of young people in the UK don’t have money put aside for emergencies\.
- [How to plan your own funeral \- 8 things to consider now](https://www.onefamily.com/insights/later-life/how-to-plan-for-your-funeral/): While it may feel morbid to plan your own funeral, especially at the early age of 50, it’s an act of kindness for your loved ones\.

## Help \& Support
- [Death notification](https://www.onefamily.com/help/supporting-you/death-notification/)
- [Accessibility](https://www.onefamily.com/help/supporting-you/accessibility/)
- [Why is my account balance showing as zero?](https://www.onefamily.com/help/opening-transferring-and-withdrawing/why-is-my-account-balance-showing-as-zero/): If you've requested a transfer between two OneFamily products, it may take up to four working days for the new balance to show\.
- [Why do I have a Direct Debit with ‘Family Assurance Friendly Society Ltd’?](https://www.onefamily.com/help/payments/why-do-i-have-a-direct-debit-with-family-assurance-friendly-society-ltd/)
- [How do I withdraw money from my Lifetime ISA to buy a first home?](https://www.onefamily.com/help/opening-transferring-and-withdrawing/how-do-i-withdraw-money-from-my-lifetime-isa-to-buy-a-first-home/)

## Tags
- [Test tag](https://www.onefamily.com/./test-tag/)

## Insights Categories
- [Saving and investing guides](https://www.onefamily.com/insights/saving-investing/)
- [Budgeting tips](https://www.onefamily.com/insights/budgeting-tips/)
- [News and opinion](https://www.onefamily.com/insights/news/)
- [Planning for later life](https://www.onefamily.com/insights/later-life/)
- [Inspiring Better Futures](https://www.onefamily.com/insights/inspiring-better-futures/)

## Insights Category Groups
- [Leadership team blogs](https://www.onefamily.com/insights/news/leadership-team-blogs/)
- [GROUP Planning for later life](https://www.onefamily.com/insights/later-life/)
- [Funeral planning](https://www.onefamily.com/insights/later-life/funeral-planning/)
- [Planning for retirement](https://www.onefamily.com/insights/later-life/planning-for-retirement/)
- [Saving and investing jargon\-buster](https://www.onefamily.com/insights/group-savings-and-investment/saving-and-investing-jargon-buster/)

## H\&S Categories
- [Opening transferring and withdrawing](https://www.onefamily.com/help/opening-transferring-and-withdrawing/)
- [Product Information](https://www.onefamily.com/help/product-information/)
- [Legacy products](https://www.onefamily.com/help/legacy-products/)
- [Fund Information](https://www.onefamily.com/help/fund-information/)
- [Supporting you](https://www.onefamily.com/help/supporting-you/)

## H\&S Category Groups
- [Opening a product](https://www.onefamily.com/help/group-opening-transferring-and-withdrawing/opening-a-product/)
- [Transferring](https://www.onefamily.com/help/group-opening-transferring-and-withdrawing/transferring/)
- [Withdrawing](https://www.onefamily.com/help/group-opening-transferring-and-withdrawing/withdrawing/)
- [Other questions](https://www.onefamily.com/help/group-opening-transferring-and-withdrawing/other-questions-group-opening-transferring-and-withdrawing/)
- [GROUP Legacy products](https://www.onefamily.com/help/group-legacy-products/)

## Optional
- [Sitemap index](https://www.onefamily.com/sitemap_index.xml)