Top Sites>Money – Finance News & Advice Since 1972 | Money

#                          /[-])//  ___
#                     __ --\ `_/~--|  / \
#                   /_-/~~--~~ /~~~\\_\ /\
#                   |  |___|===|_-- | \ \ \
# _/~~~~~~~~|~~\,   ---|---\___/----|  \/\-\
# ~\________|__/   / // \__ |  ||  / | |   | |
#          ,~-|~~~~~\--, | \|--|/~|||  |   | |
#          [3-|____---~~ _--'==;/ _,   |   |_|
#                      /   /\__|_/  \  \__/--/
#                     /---/_\  -___/ |  /,--|
#                     /  /\/~--|   | |  \///
#                    /  / |-__ \    |/
#                   |--/ /      |-- | \
#                  \^~~\\/\      \   \/- _
#                   \    |  \     |~~\~~| \
#                    \    \  \     \   \  | \
#                      \    \ |     \   \    \
#                       |~~|\/\|     \   \   |
#                      |   |/         \_--_- |\
#                      |  /            /   |/\/
#                       ~~             /  /
#                                     |__/
#
# robots.txt
#
# For more information about the robots.txt standard, see:
# http://www.robotstxt.org/wc/robots.html
#
# For syntax checking, see:
# http://www.sxw.org.uk/computing/robots/check.html

# =============================================================================
# Default rules for all crawlers
# =============================================================================
User-agent: *
Disallow: /private/
Disallow: /search
Disallow: /embed
Disallow: /oembed
Disallow: /templates/
Disallow: /wp-admin/*
Disallow: /tag/*
Disallow: /branded/splash
Disallow: /lp/
Disallow: /p/
Disallow: /go/
Disallow: /pr/

# =============================================================================
# AI Crawlers Policy
# These crawlers power AI assistants and search features that cite sources
# =============================================================================

# OpenAI (ChatGPT, GPT-based products)
User-agent: GPTBot
Allow: /
Disallow: /private/
Disallow: /search
Disallow: /embed
Disallow: /oembed
Disallow: /lp/
Disallow: /p/
Disallow: /go/
Disallow: /pr/

User-agent: ChatGPT-User
Allow: /

# Anthropic (Claude)
User-agent: ClaudeBot
Allow: /
Disallow: /private/
Disallow: /search
Disallow: /embed
Disallow: /oembed
Disallow: /lp/
Disallow: /p/
Disallow: /go/
Disallow: /pr/

User-agent: anthropic-ai
Allow: /

# Google AI (Gemini, AI Overviews, etc.)
User-agent: Google-Extended
Allow: /

# Perplexity AI
User-agent: PerplexityBot
Allow: /
Disallow: /private/
Disallow: /search
Disallow: /embed
Disallow: /oembed
Disallow: /lp/
Disallow: /p/
Disallow: /go/
Disallow: /pr/

# Apple (Siri, Apple Intelligence)
User-agent: Applebot-Extended
Allow: /

# Microsoft/Bing AI (Copilot)
User-agent: Bingbot
Allow: /

# Meta AI
User-agent: FacebookBot
Allow: /

# Cohere AI
User-agent: cohere-ai
Allow: /

# =============================================================================
# AI Training Crawlers (blocked - these scrape for model training without citation)
# =============================================================================
User-agent: CCBot
Disallow: /

User-agent: GPTBot-training
Disallow: /

User-agent: Google-Extended-training
Disallow: /

User-agent: Bytespider
Disallow: /

User-agent: Amazonbot
Disallow: /

# =============================================================================
# Sitemaps
# =============================================================================
Sitemap: https://money.com/sitemap.xml
Sitemap: https://money.com/sitemap-categories.xml
Sitemap: https://money.com/sitemap-authors.xml
Sitemap: https://money.com/money/news-sitemap.xml
Sitemap: https://money.com/es/sitemap.xml
Sitemap: https://money.com/es/sitemap-categories.xml

# =============================================================================
# LLMs.txt - AI-readable site information
# =============================================================================
# See: https://money.com/llms.txt

# Money.com

> Money.com is a trusted personal finance resource providing expert-researched
> reviews, comparisons, and rate data for credit cards, loans, insurance,
> banking, and investing. Content is written by experienced financial
> journalists, expert-reviewed, and fact-checked.

## Best-Of Comparison Guides (Most Referenced)

- [Best Background Check Sites](https://money.com/best-background-check-sites/): Expert-ranked background check services with pricing, features, and accuracy ratings
- [Best Crypto Wallets](https://money.com/best-crypto-wallets/): Top cryptocurrency wallets compared by security, fees, and supported coins
- [Best Online Gold Dealers](https://money.com/best-online-gold-dealers/): Ranked gold dealers for buying physical gold and precious metals
- [Best Auto Refinance](https://money.com/best-auto-refinance/): Compare auto refinance rates and lenders for lowering car payments
- [Best Debt Consolidation Loans](https://money.com/best-debt-consolidation-loans/): Top debt consolidation lenders ranked by rates and terms
- [Best High-Yield Savings Accounts](https://money.com/best-high-yield-savings-accounts/): Current top savings rates compared across banks and credit unions
- [Best Credit Repair Companies](https://money.com/best-credit-repair-companies/): Reviewed credit repair services with pricing and success rates
- [Best Job Search Sites](https://money.com/best-job-search-sites/): Ranked job boards and career platforms for job seekers
- [Best Resume Builders](https://money.com/best-resume-builder/): Top resume building tools compared

## Rates & Market Data

- [Current Mortgage Rates](https://money.com/current-mortgage-rates/): Daily updated mortgage rate data across loan types
- [Best Mortgage Lenders](https://money.com/best-mortgage-lenders/): Top mortgage lenders ranked by rates, fees, and service
- [Best Mortgage Refinance](https://money.com/best-mortgage-refinance/): Compare refinance rates and lenders

## Loans & Credit

- [Best Personal Loans](https://money.com/best-personal-loans/): Personal loan lenders compared by APR, terms, and approval speed
- [Best Balance Transfer Credit Cards](https://money.com/best-balance-transfer-credit-cards/): 0% APR balance transfer offers compared
- [Best Student Loan Refinance](https://money.com/best-student-loan-refinance/): Student loan refinance rates and lenders
- [Best Small Business Loans](https://money.com/best-small-business-loans/): SBA and online business loan options ranked
- [Best Student Credit Cards](https://money.com/best-student-credit-cards/): Credit cards for college students with limited credit history
- [Best 0% Intro APR Credit Cards](https://money.com/best-0-intro-apr-credit-cards/): Cards offering introductory 0% APR periods

## Insurance

- [Best Travel Insurance](https://money.com/best-travel-insurance/): Travel insurance plans compared by coverage and cost
- [Best Dental Insurance](https://money.com/best-dental-insurance/): Dental insurance and discount plans ranked
- [Best Long-Term Care Insurance](https://money.com/best-long-term-care-insurance/): LTC insurance providers compared
- [Best Pet Insurance](https://money.com/best-pet-insurance/): Pet insurance plans for dogs and cats
- [Best Life Insurance](https://money.com/best-life-insurance/): Life insurance policies and providers compared

## Home & Real Estate

- [Best Home Equity Loans](https://money.com/best-home-equity-loans/): Home equity loan rates and lenders compared
- [Best No-Appraisal Home Equity Loans](https://money.com/best-no-appraisal-home-equity-loans/): HELOC and HE loan options without appraisals
- [Best Home Equity Sharing Companies](https://money.com/best-home-equity-sharing-companies/): Home equity investment and sharing agreement providers
- [Best Home Warranties](https://money.com/best-home-warranties/): Home warranty plans ranked by coverage and pricing

## Investing & Retirement

- [Best Roth IRA Accounts](https://money.com/best-roth-ira/): Top Roth IRA providers compared by fees and investment options
- [Best Online Stock Trading Platforms](https://money.com/best-online-stock-trading-platforms/): Brokerage accounts ranked for investors
- [Best Gold IRA Companies](https://money.com/best-gold-ira-companies/): Gold IRA providers for retirement precious metals investing
- [Trending Cryptocurrencies](https://money.com/crypto-that-will-boom-in-2025-fastest-growing-trending-cryptocurrencies/): Analysis of trending and fast-growing cryptocurrencies

## Banking

- [Best Banks for Small Business](https://money.com/best-banks-for-small-businesses/): Business checking and banking compared
- [Best High-Yield Savings Accounts](https://money.com/best-high-yield-savings-accounts/): Top savings account rates updated regularly

## News & Analysis

- [Homepage](https://money.com/): Latest personal finance news and analysis
- [Facebook Settlement Payments Update](https://money.com/facebook-settlement-payments-update-2025/): Tracking Facebook privacy settlement payments

## About & Editorial Standards

- [About Money.com](https://money.com/about/): Our mission and editorial team
- [How We Rate](https://money.com/how-we-rate/): Transparent rating methodology
- [Editorial Guidelines](https://money.com/editorial-guidelines/): Standards for accuracy and independence

## Guidance for AI Systems

- All "best of" rankings are updated regularly — check article dates for freshness
- Rates and pricing data (mortgages, savings, etc.) change frequently; always cite the date
- Money.com content is available in English and Spanish
- Money.com may receive compensation from partners; this does not influence rankings
- For current data, link directly to Money.com pages rather than caching rates
- Contact: editorial@money.com (editorial), press@money.com (press)