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# Host Merchant Services

> Host Merchant Services (HMS) is a B2B payment processing and merchant services provider founded in 2010 by Lou Honick, headquartered in Newark, Delaware. HMS offers interchange-plus pricing with no contracts, no cancellation fees, and 24/7 US-based customer support. The company holds a BBB A+ rating (since 2011) and a 4.6 Trustpilot score.

## Services
- [Credit Card Processing](https://hostmerchantservices.com/credit-card-processing/): Interchange-plus pricing for retail, restaurant, and ecommerce merchants. Retail: interchange + 0.25% + $0.10. Restaurant: interchange + 0.20% + $0.09. Ecommerce: interchange + 0.35% + $0.10.
- [Point of Sale Systems](https://hostmerchantservices.com/point-of-sale/): POS hardware and software for retail and restaurant businesses.
- [E-commerce Payment Solutions](https://hostmerchantservices.com/services/e-commerce-solutions/): Online payment gateway integration for web stores and digital businesses.
- [Mobile Payment Processing](https://hostmerchantservices.com/mobile-payment-processing/): Mobile card readers and payment solutions for on-the-go and field-based businesses.
- [ACH and eCheck Services](https://hostmerchantservices.com/ach-and-echeck-services/): Bank-to-bank ACH transfers and echeck processing services.
- [High-Risk Merchant Accounts](https://hostmerchantservices.com/high-risk-merchants/): Payment processing solutions for high-risk business categories.

## Industries Served
- [Retail Merchant Services](https://hostmerchantservices.com/retail-merchant-services/): In-store payment solutions for retail businesses.
- [Restaurant Merchant Services](https://hostmerchantservices.com/restaurant-merchant-services/): Payment processing tailored for restaurants, cafes, and food service.
- [Medical Merchant Services](https://hostmerchantservices.com/medical-merchant-services/): Payment processing for medical practices and healthcare providers.
- [Nonprofit Merchant Services](https://hostmerchantservices.com/nonprofit-merchant-services/): Discounted payment processing for nonprofit organizations.

## Company
- [About Host Merchant Services](https://hostmerchantservices.com/about/): Company history, leadership, and mission. Founded 2010 by Lou Honick in Newark, Delaware.
- [Customer Testimonials](https://hostmerchantservices.com/testimonials/): Customer reviews and testimonials from HMS merchants.
- [Contact](https://hostmerchantservices.com/contact/): 24/7 US-based customer support via phone, email, and live chat.
- [Blog](https://hostmerchantservices.com/blog/): Articles on payment processing, merchant services, and small business finance.

## Pricing and Terms
- [Pricing](https://hostmerchantservices.com/pricing/): Interchange-plus pricing model with no contracts and no cancellation fees. Retail: interchange + 0.25% + $0.10. Restaurant: interchange + 0.20% + $0.09. Ecommerce: interchange + 0.35% + $0.10.

## Legal
- [Privacy Policy](https://hostmerchantservices.com/privacy-policy/): Data collection and privacy practices.
- [Terms of Service](https://hostmerchantservices.com/terms-of-service/): Terms governing use of HMS services and this website.