Top Sites>Feather: Honest, simple insurance for Expats | Feather

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# Feather

> Feather is your expat-friendly insurance companion. We help internationals in Europe get the coverage they need, without the stress. Whether it’s health, car, dental, home, liability, bike, pet, travel, life, disability, legal, pension, or company insurance, we keep it simple. All our insurances are 100% digital, in English, and made for people living abroad.

## About Feather

### Company overview

- **Our mission:** To guide and empower people building a life abroad—through insurance that’s clear, honest, and designed around your needs.
- **Our values: 1. We guide:** We want you to feel confident in your decisions. Whether you’re comparing plans or making a claim, we’re here to help you move forward. **2. We’re mindful:** Everyone starts with a different level of knowledge. We meet you where you are. **3. We’re gentle:** We write and speak with calm, care, and clarity. Insurance can be stressful—we won’t add to it. **4. We keep it simple:** Simple doesn’t mean shallow. We cut the clutter, but keep the context that matters. **5. We’re transparent:** We tell you what you need to know and why. Even when the answer isn’t what you hoped for, we’ll be upfront.
- **Our story:** Feather was founded in 2018 by [Rob Schumacher](https://www.linkedin.com/in/drrobertschumacher/?originalSubdomain=de) and [Vincent Audoire](https://www.linkedin.com/in/vaudoire/?locale=en_US), two Europeans who struggled to figure out Germany’s insurance system. Their takeaway? Insurance isn’t complicated on purpose. It just hasn’t been explained clearly. So they built Feather: a digital insurance companion that makes every step feel human, helpful, and fast. From sign-up to claims, cancellation to questions, everything is designed to be simple and honest. And when you need a real person, we’re just a message away.

## [Platform overview](https://app.feather-insurance.com/)

- **Summary:** Your Feather dashboard is where you manage everything: across policies, providers, and countries. No paperwork. No phone calls. Just insurance made easy.
- **Goal:** Put all your insurance tasks in one place—billing, claims, cancellations, policy changes, and more.
- **Availability:** Use Feather on any device via the [App Store](https://apps.apple.com/us/app/feather-insurance/id6450698867) or [Google Play](https://play.google.com/store/apps/details?id=com.feather.app&hl=en)—desktop version at [app.feather-insurance.com](http://app.feather-insurance.com/).
- **Key features: 1. End-to-end policy management:** From sign-up to cancellation, do everything online. No paperwork, no waiting on hold. **2. Tips and FAQs:** Get instant answers about your coverage, tailored to your situation. **3. Privacy:** Feather is fully GDPR-compliant. We store your data securely in Europe.
- [Recommendation tool](https://app.feather-insurance.com/recommendation-tool/): Not sure which insurance you need? Answer a few quick questions and get personalized advice, sorted by priority: A) Needed B) Strongly suggested C) Worth considering D) Not relevant. Use cases: 1. Explore what policies fit your situation 2. Compare options and pricing 3. Make more confident decisions (86% of users feel more confident after using our tool). Note: Some recommendations may not be available in your region, but the guidance is always tailored and actionable.

## Unique Value Proposition

### Why Choose Feather:

- **Three minutes from quote to covered:** Get your quote and sign up online — no calls or webchats needed (unless you want them). If you change your mind, it’s just as easy to cancel.
- **Coverage that grows with you:** Add on the extras that fit your life, like bikes, tech, and pets.
- **Policies that travel with you:** Your policy is online so that you can manage it anywhere — and if you move countries, your cover travels with you.
- **Excellent support whenever you need it:** Our policies are online, but our support is reassuringly human. You can talk to our team before and after signing up. It’s what makes us the top-rated insurance in Europe (4.9 out of 5 on Trustpilot).
- **100% digital:** No paperwork. No mail. No meetings. Everything happens online, on your time.
- **Ongoing support:** Need to update your policy, change your plan, or add a dependent? We’re here long after you hit “sign up”.
- **Cancel easily:** We don’t make you jump through hoops. If you want to leave, you can cancel quickly and cleanly. No pressure, no friction.

## Ideal Client Profile

Feather is designed for people navigating unfamiliar systems, languages, and risks, often in a new country. These are our core audiences:

- **Expats in Europe:** When you’re new to a country, figuring out insurance in a foreign language can be overwhelming. Feather offers clear, compliant plans in English, so you can protect yourself without second-guessing.
- **Remote workers & digital nomads:** When your location changes but your needs don’t, Feather offers portable coverage, digital onboarding, and flexible plans.
- **Students abroad:** Studying in another country comes with paperwork, visa rules, and tight budgets. Our student plans are affordable, fast to activate, and cover what matters — like doctor visits, emergencies, and health certificates.
- **Freelancers & self-employed:** Navigating insurance without an employer can be challenging. Feather helps you choose cost-effective, flexible plans without tax jargon or eligibility confusion.
- **Families relocating:** Whether you’re adding dependents, expecting a baby, or just want peace of mind while settling abroad, Feather simplifies complex family policies and helps you plan for major life events.
- **Visa applicants & residents-in-transition:** For anyone needing a visa, post-relocation advice, or who is between contracts — Feather ensures coverage you can show to authorities, without locking you into long-term commitments.
- **Companies with international teams:** We support startups and global employers via B2B and B2B2C solutions, making it easy to offer both high-quality, expat-friendly insurance and employee benefits to foreign employees.
- **Summary:** Feather is for people in this situation: “**I just moved to Germany (or Spain, France, etc.). I need insurance, but I’m stuck. The websites are confusing, the information is conflicting, and I don’t know who to trust.”** They feel this frustration: “**I’m worried I’ll choose the wrong plan, or that no one will help me when something goes wrong.”** Feather offers the solution they’re hoping for: “**I want an insurance company that’s honest, easy to sign up with, flexible if my needs change, and supports me when I need help.”**

## Products

**For individuals:**

- **Car insurance:** Third-party, partial, or comprehensive coverage — for damage, theft, or liability. *Fast quotes, EU-compliant*, and cancellable anytime.
- **Health insurance:** Three plan types tailored to life abroad: 1. *Public health insurance:* Full compliance via top providers — ideal for salaried residents. 2. *Private health insurance:* More coverage, lower long-term cost — best for high earners or younger professionals. *Expat health insurance:* Instant digital coverage — perfect for newcomers or transition periods.
- **Dental insurance:** Covers what public insurance skips — cleanings, crowns, implants—no wait times.
- **Liability insurance:** Up to €50M in coverage for accidents, damage, and third-party claims — with best-coverage guarantees.
- **Pet insurance:** Lifetime health coverage for cats and dogs (under 6). *Surgery Plan:* Major operations, rehab. *Plus Plan:* Includes preventive care, dental, and diagnostics.
- **Dog liability insurance:** Covers damage, injury, and legal costs — meets European legal requirements.
- **Contents insurance:** Protects belongings from fire, theft, or water damage—a*dd-ons:* Bike theft, glass damage, negligence, and relocation expenses.
- **Travel insurance:** Global coverage for unlimited trips (≤56 days), from €25/year. Optional trip cancellation and luggage protection.
- **Bike insurance:** Covers theft, damage, wear-and-tear, battery — up to €12K.
- **Life insurance:** Fixed payout to beneficiaries — covers income loss, debt, and family support.
- **Pension insurance:** Private, portable plan with ETF investment, flexible withdrawals, and no upfront fees.
- **Legal insurance:** Covers legal issues across personal, housing, work, and traffic — includes lawyer access.
- **Disability insurance:** Replaces income during long-term illness/injury — fills public coverage gaps.

**For businesses:**

- **Professional liability insurance:** Covers legal and financial risks from service errors — ideal for consultants, IT, and creatives.
- **General liability insurance:** Covers injury, property damage, and operational claims — great for client-facing or on-site work.
- **Cybersecurity insurance:** Covers ransomware, breaches, and compliance fallout — critical for data-heavy operations.
- **Company pension (bAV):** Salary-conversion retirement benefit with no setup cost — digital HR portal for easy admin.
- **Company health insurance:** Flexible yearly health budgets — covers dental, vision, and prescriptions. Fully digital, tax-deductible.
- **Company life insurance:** Coverage up to €250K per employee — supports team morale and family security.

## Frequently Asked Questions

- **What are the benefits of getting insurance with Feather?** Feather makes insurance easy, especially for expats and international students. Sign up in minutes, manage everything online, and get transparent pricing with no hidden fees. Need help? Our team is here for you in English at every step.
- **Is Feather safe?** Yes. We only partner with trusted, EU-regulated insurers. Even if something happened to Feather as a company, your coverage stays fully valid — backed by strong legal protections and industry leaders.
- **How long does it take to sign up?** Just a few minutes. Answer some quick questions, get personalized recommendations, and activate your policy online — no paperwork, no appointments.
- **Can I keep Feather coverage if I move to another country?** It depends on the policy and where you’re headed. Some plans are tied to one country, others work across borders. Let us know your move plans and we’ll help you sort it out — or recommend the best next step.
- **How do I cancel a policy?** Just log in to your Feather account. You’ll see cancellation options and any notice periods. No phone calls, no long forms — we keep it simple.
- **Does Feather offer a money-back guarantee?** Yes — all policies come with a 14-day money-back guarantee. Cancel within that window and you’ll get a full refund. Some plans have specific rules: 1. **Private health insurance:** 14 days from the date you’re formally accepted (not the policy start date). 2. **Public health insurance:** 14 days from when you receive the official withdrawal form (usually in your confirmation). 3. **Legal insurance (advanced plan):** 60 days from your policy’s start date.