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# Dr Wealth

Actionable Investment Insights for Growing Your Wealth

## Sitemaps

- [XML Sitemap](https://drwealth.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://drwealth.com/blog/)
- [What is a good Expense Ratio for ETFs?](https://drwealth.com/what-is-a-good-expense-ratio-for-etfs/) - In general, if you're investing in a passive index tracking ETF, aim for an expense ratio of 0.09% or below. If you're investing in thematic ETFs or actively managed ETFs, expect higher expense ratios of more than 0.5%. In this article, I analyzed ETFs across different sectors and share their average expense ratios in greater
- [Best Fintech ETFs to buy in 2022](https://drwealth.com/best-fintech-etfs/) - What is Fintech? Financial technology or Fintech is a broad term referring to using technology to deliver financial services instead of the traditional approach. This term has grown to encompass Artificial intelligence, Blockchain, cloud computing, big data, payment processing, software, hardware and anything else under the sun that is contributing to an improvement from traditional
- [Is SCHD a good dividend ETF to own?](https://drwealth.com/is-schd-a-good-investment/) - If you’re searching for a good long term dividend ETF to add to your portfolio, you would have definitely come across the Schwab U.S. Dividend Equity ETF (SCHD). While it has performed well historically, it is currently underperforming the broad base S&P 500 index. Does the SCHD ETF deserve a spot in your portfolio? How
- [XLF vs VFH: Which is the better Financials ETF?](https://drwealth.com/xlf-vs-vfh/) - The key difference between XLF and VFH is their level of diversification. XLF gives you exposure to the largest stocks in the Financials sector while VFH gives you exposure to a portfolio of large, mid and small cap finance stocks. At the point of writing, the XLF has only 72 holdings while the VFH has
- [10 Singapore Blue Chips Are Up ~10%+ YTD. Too Late? Is Buying the Laggards Even a Good Idea?](https://drwealth.com/10-singapore-blue-chips-are-up-10-ytd-too-late-is-buying-the-laggards-even-a-good-idea/) - In 2026, the Singapore market has attracted investor interest after a strong rally in 2025, when the Straits Times Index gained more than 20%. While Singapore continues to serve as a regional safe haven, performance across major sectors is diverging as global interest rates stabilize and trade dynamics evolve. Broadly speaking, Singapore’s market is being
- [The Actual Returns of Endowment Plans](https://drwealth.com/the-actual-returns-of-endowment-plans/) - It is not surprising the data that is presented in Endowment Plans will lead to misinterpretation of the returns. How do you find out the real returns of the policies?
- [My Life as a Remisier and Financial Advisor](https://drwealth.com/life-as-a-remisier-and-financial-advisor/) - Hi I am Louis. I am a Remisier and Financial Advisor. Today I would like to share with you my journey and welcome you into a typical day in my life. April 2015 I took a leap of faith by leaving my stable corporate career in April 2015. (You can read about why I made
- [7 Essential Financial Planning Questions That You Need An Answer To](https://drwealth.com/financial-planning-singapore/) - You might be busy. You might be confused. You might think that its still too early for proper finance planning. It's not. Here are 7 questions you should answer.
- [4 Short Sellers to Follow and You Would Have Avoided Investing In Luckin Coffee](https://drwealth.com/4-short-sellers-to-follow-and-you-would-have-avoided-investing-in-luckin-coffee/) - Luckin Coffee wanted to become the Starbucks of China. The company was incorporated in 2017 and opened their first stores in 2018. Within 2 years of incorporation, they went for IPO in 2019. And by Jan 2020, it manages around 4,507 (Jan. 2020) stores and has exceeded the number of Starbucks stores in China. Sounds
- [3 Themes That May Do Well Under China’s New Economic Plan](https://drwealth.com/3-themes-that-may-do-well-under-chinas-new-economic-plan/) - It was March 22 of 2018, when US President Donald Trump first approved immediate tariffs on imported goods from China. In early July the same year, China countered with its own tariffs on over 500 American-produced products – officially marking the beginning of the US-China trade war that has plagued our media ever since. To
- [How much do financial advisors (in Singapore) earn when you buy a policy?](https://drwealth.com/how-much-do-financial-advisors-earn-when-you-buy-a-policy/) - On June 15, the Monetary Authority of Singapore (MAS) issued a statement reprimanding four financial institutions for violating risk management and supervisory remuneration standards. While each institution was reprimanded for different things, the main issue was the breach in the Balanced Scorecard requirements (BSC) for the sale of investment products and the Spreading and Capping
- [SGX Central Depository (CDP): A Super Quick Guide To Open One Now](https://drwealth.com/sgx-cdp/) - CDP is where most Singapore investors store their stocks. We share the essentials about owning a Central Depository account plus how you can set it up easily.
- [What’s the Difference Between Cum Dividend & Ex Dividend](https://drwealth.com/cum-dividend-vs-ex-dividend/) - What is Cum Dividend and Ex Dividend, and what does the price drop during this period mean!?
- [Dividend Investing - A Beginner's Guide](https://drwealth.com/dividend-investing-singapore/) - Imagine receiving regular payouts just for owning a portfolio of stocks...this is how to start earning your first dividend pay cheque
- [A-shares vs H-shares vs ADRs: Which ones to buy?](https://drwealth.com/a-shares-vs-h-shares-vs-adr/) - Investing in China evokes a wide range of reactions. Today, we will focus on what you should do if you wish to invest in them rather than whether you should or should not. You should already be aware that there are a number of ways to participate in the China narrative - from ADRs listed
- [Best China Banks to Buy](https://drwealth.com/best-china-banks-to-buy/) - Due to a slew of factors, including regulatory pressure and the country’s property crisis, Chinese stocks have taken a beating across the board. As a result, most of them are now at a very attractive price, particularly for value investors. However, crackdowns continue to pose a significant risk to Chinese stocks, especially those in the
- [2 novel fixed income choices in an era of rising interest rates](https://drwealth.com/2-novel-fixed-income-choices-in-an-era-of-rising-interest-rates/) - With rising interest rates, we can begin to relook at the idea of purchasing retail bonds for our portfolio. This article considers two retail bond choices for intermediate investors who already have a dividend-yielding portfolio consisting of local blue-chip stocks, REITs and business trusts such as the ones built by the ERM programme. Constraints for
- [How to sell odd lot shares in Singapore](https://drwealth.com/how-to-sell-odd-lot-shares-in-singapore/) - If you've invested in stocks for a while, you may noticed some shares in your portfolio with weird quantities. What's an odd lot share? Odd lot shares refer to shares that do not meet the requirements of a standard lot. In SGX, the standard lot size is 100 shares. Some of these odd lots could
- [How much do you need to retire in Singapore? and how you can get there](https://drwealth.com/how-much-to-retire-in-singapore/) - Retirement planning can be difficult. So we turn to data. This is how much you need to retire in Singapore and the steps you can take to get there.
- [Bitcoin Singapore – Your Complete Guide 2024 [Updated]](https://drwealth.com/bitcoin-singapore/) - This guide covers everything you need to know about investing Bitcoin in Singapore and you're given a FREE...
- [OpenAI stock is not listed? Here are 5 listed AI stocks to consider](https://drwealth.com/best-ai-stocks-to-buy/) - ChatGPT has taken the world by storm, unfortunately OpenAI stock isn't listed. Fret not, here're 5 AI stocks you can consider to ride AI's explosive growth
- [Dogs of the STI: A simple Investment Strategy to beat the markets](https://drwealth.com/dogs-of-the-sti/) - The "Dogs of the Dow" investment strategy aims to beat the index by looking for cheap blue chip stocks with higher yields relative to their peers. It is simple to execute - just buy and hold the top 10 DJIA stocks, ranked by their dividend yields. This strategy has been around for over 30 years.
- [How to use ChatGPT to analyze stocks?](https://drwealth.com/how-to-use-chatgpt-to-analyze-stocks/) - The rise of Artificial Intelligence has certainly piqued my interest in it from an investment and practitioner perspective. Recently, I've been tinkering with ChatGPT (and now the newly released ChatGPT4). With its ability to pass medical and law exams, I was curious if it could help me analyze stocks. If you have used ChatGPT, you
- [OCBC 360 vs DBS Multiplier?](https://drwealth.com/ocbc-360-vs-dbs-multiplier/) - With fixed deposit rates dropping, high interest savings accounts are starting to look attractive. If you belong in these 4 groups, you should...
- [10 years of REIT performance - Who were the Best and Worst?](https://drwealth.com/10-years-of-reit-performance-who-were-the-best-and-worst/) - In 2002, Capitaland Malls Trust became the pioneering Real Estate Investment Trust (REIT) to be listed on the SGX, paving the way for many other REITs to follow suit. Fast forward to today, and the SGX is now home to over 50 REITs and business trusts. Among them, 23 have at least 10 years of
- [Alphabet Class A (GOOGL) vs Class C (GOOG): Which ticker should be in your portfolio?](https://drwealth.com/alphabet-class-a-googl-vs-class-c-goog/) - What's the difference between Alphabet Class A vs Class C shares, and which one should you buy? We answer those questions and more in here!
- [Why I will never become a SG citizen](https://drwealth.com/should-i-convert-from-singapore-pr-to-citizen/) - Becoming an SG PR is one step towards becoming an SG citizen. Years ago, when I had relatives still working and residing as SG PR in Singapore, they used to mention how Singapore would offer them SG citizenship conversion from an SG PR after long periods of contributing to the Singapore economy. Today, although such
- [New HDB policy: Standard, Plus and Prime - how does it affect you?](https://drwealth.com/singapore-new-hdb-policy-standard-plus-and-prime/) - Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore’s current social and economic construct. The classification will be revised to the following three new categories – Standard, Plus and
- [How to Increase your CPFOA Interest to More Than 3% Per Annum](https://drwealth.com/how-to-increase-your-cpf-oa-interest/) - Last year, I shared that you could beat the CPF OA interest rates by buying Treasury Bills. Those were the good time when T-bills were offering 3.2%. But fast forward today, T-bill rates have gone down. If you had invested in T-Bills back then, your T-bills will likely be maturing soon (or maybe have already
- [CPF accrued interest: What you need to know before buying your first property](https://drwealth.com/cpf-accrued-interest/) - Not sure how CPF accrued interest works and how it'll affect your financial planning? here's a quick intro...
- [UOB One vs OCBC 360: Which high interest savings account is truly better?](https://drwealth.com/uob-one-vs-ocbc-360/) - Do you stand to gain or lose by staying with your current bank? Here's our take on who should switch to UOB One or OCBC 360's high interest savings account.
- [Best Personal Accident Insurances For Singaporeans](https://drwealth.com/best-personal-accident-insurances/) - Accidents can happen anytime and anywhere, and they can be sudden and unpredictable, potentially changing a person's life and disrupting their financial plans. Imagine going about your day, and suddenly an accident happens. It could be a slip, a fall, or something more serious. A personal accident insurance policy is there to assist you through
- [Maribank: Why I joined even though I missed the $100 promo](https://drwealth.com/why-i-decided-to-open-a-maribank-account/) - ???? Exclusive for Dr Wealth Readers! Use Promo Code 'DRWLTH10' for a FREE $10 Shopee Voucher (no min spend)! Plus, get 50% cashback (up to 600 Shopee coins) using Mari Savings on Shopee. ????️ Don't miss out for 12.12 - sign up now! ✨ I know, I'm late to the game. I only discovered MariBank
- [86 MRT Malls in Singapore](https://drwealth.com/85-mrt-malls-in-singapore/) - “First we shape the cities – then they shape us.” Jan Gehl, founding partner of Gehl Architects Although Singapore is a small city, it boasts a well-defined structure and transportation system. The MRT lines are undoubtedly a key aspect of the city's infrastructure. While urban planners determine the locations of these stations, the stations themselves
- [Best Crypto Exchanges to Use in Singapore [2024]](https://drwealth.com/best-crypto-exchange-singapore/) - The best crypto exchanges in Singapore based on our comparison of their offerings, fees, licenses and more in a nifty table inside
- [Singapore REIT ETFs: A Guide for the Laid-Back Investor](https://drwealth.com/singapore-reit-etf-guide/) - We compared 4 REIT ETFs listed in Singapore & how to choose the best to reach your financial goals, almost effortlessly. Start getting yields in 2023 insider
- [Best China ETFs to buy in 2024](https://drwealth.com/best-china-etfs/) - The China markets are difficult to navigate as a retail investor. Instead, you can get exposure to its growth with these best China ETFs
- [Complete Guide to Investing in China](https://drwealth.com/the-complete-guide-to-investing-in-china/) - Complete Guide to investing in China, for DIY Investors. Investing in China stocks requires a completely new playbook, this guide helps you get started safely.
- [High Dividend Stocks in Singapore](https://drwealth.com/high-dividend-stocks-singapore/) - Who says you can't find high dividend stocks in Singapore? We share the best dividend stocks listed on SGX here.
- [Options Trading in Singapore: A beginner's self-start guide](https://drwealth.com/options-trading-singapore/) - Looking to learn about Options Trading in Singapore? This guide gives you the fundamentals that'll help you get started. Includes resource to 2 strategies..
- [CPF Special Account (SA): Everything Singaporeans Ought To Know About in 2024](https://drwealth.com/cpf-special-account/) - Click here for a comprehensive guide on CPF Special Account to help you understand how to maximise yours.
- [Best Bitcoin ETFs that Singapore Investors can buy](https://drwealth.com/best-bitcoin-etfs-singapore/) - Bitcoin ETFs are finally approved by the SEC. If you haven’t had the time to follow this development, here’s what you should take note: What is a Spot Bitcoin ETF? A spot Bitcoin ETF is an investment fund traded on stock exchanges, much like stocks. These funds directly hold Bitcoin instead of derivatives and their
- [Best Japan ETFs](https://drwealth.com/best-japan-etfs/) - Did you know that Japan’s NIKKEI 225 index outperformed the S&P500 in the past year? After stagnating for decades, Japan has finally started to move. With a rich history and vibrant culture, Japan has emerged as a powerhouse in various industries such as technology, automotive, robotics, and healthcare. Japan is changing… Before 2022, Japan stocks
- [10 Blue Chip Stocks paying Consistent Dividend Payouts](https://drwealth.com/blue-chip-stocks-paying-consistent-dividend-payouts/) - What if you could avoid paying taxes on your dividend income and pocket all your returns? Well, that's what astute dividend investors in Singapore have been doing. You see, Singapore practices the one-tier corporate tax system. As long as the company pays its corporate tax, the subsequent distribution of dividends to individuals would not be
- [3 Best REITs to Buy in Singapore](https://drwealth.com/best-reits-in-singapore/) - If you love dividends, you'd be no stranger to Singapore REITs. REITs allow you to own a portfolio of real estate property without having to handle all the administrative headaches. Plus, Singapore REITs are required by law to pay out at least 90% of their taxable income as dividends to their shareholders. This makes them
- [4 Property Projects around Bukit Chagar RTS station - Which is the best?](https://drwealth.com/4-property-projects-around-bukit-chagar-rts-station-which-is-the-best/) - With the RTS station in Bukit Chagar slated to finally be completed soon, Singaporeans rushing to snap up properties around the vicinity have made the headlines over the past few weeks. Many might think they are late to the game, but there are still endless perceived opportunities. New projects are slated to be completed as
- [The return for RA is 4.08%, but the return for CPF LIFE is not!](https://drwealth.com/the-return-for-ra-is-4-08-but-the-return-for-cpf-life-is-not/) - Unless you never turn on your phone notifications, you should know by now that CPF Special Account (CPF-SA) will be closed after age 55. This is one of the bigger news in the personal finance space. If you have $100k excess in your SA, this $100k will be moved to your Ordinary Account (CPF-OA) once
- [DBS, OCBC, UOB - Which is the Best Bank Stock to Buy After FY23 Results](https://drwealth.com/singapore-bank-stocks-to-buy/) - FY23 has been a year of high interest rates and a relatively robust economy. This means that the banking industry is one of the clear winners. With a strong loan book and relatively high net interest margin, banks have generated record revenue growth and profits. Strong 2023 performance The three Singapore banks have performed well,
- [Alternatives to CPF SA Shielding for High Interest and Liquidity](https://drwealth.com/alternatives-to-cpf-sa-shielding/) - Singapore Budget 2024 introduced significant changes to the CPF regime. In particular, many are mourning the death of CPF SA shielding. Here, we present some alternatives to high interest and liquidity for your consideration. What is CPF SA Shielding? CPF SA Shielding was a strategy that maximises interest income in the CPF accounts when a
- [Stocks Down, But Not Bearish (Yet)](https://drwealth.com/stocks-down-but-not-bearish-yet/) - One cannot expect the stock market to go up in a straight line. Since the last correction from August to October 2023, stocks have experienced more than four months of bullish momentum, with investors getting more cautious. Could yesterday's market activity signal that the correction has arrived? Headlines highlighted that the Dow Jones Industrial Average
- [Buffett Steers Clear of Banks with Large Commercial Real Estate Exposure](https://drwealth.com/buffett-steers-clear-of-banks-with-large-commercial-real-estate-exposure/) - Buffett has consistently invested heavily in the financial sector. In addition to his preferred insurance companies, which provide a substantial amount of investable float, he has also held significant positions in several bank stocks. However, he has completely divested from several major banks, including JPMorgan Chase in 2020, Goldman Sachs in 2021, and Wells Fargo
- [Could a TikTok Ban Boost Meta and Alphabet's Fortunes?](https://drwealth.com/could-a-tiktok-ban-boost-meta-and-alphabets-fortunes/) - The US House has passed a bill to ban or force the sale of TikTok. It remains to be seen whether the Senate will approve it. I’m not here to discuss politics, but as an investor, I ponder whether a TikTok ban or sale would be beneficial for Meta and Alphabet (YouTube’s parent). Many social
- [Apple Devices + Google Gemini = Alphabet +5% Gain](https://drwealth.com/apple-devices-google-gemini-alphabet-5-gain/) - Well, how quickly things change in the tech world. Alphabet's Google has received considerable criticism for its overly progressive Gemini AI, and for falling behind OpenAI. Now, there's speculation that Apple may license Gemini for its devices. Apple has faced its fair share of challenges recently, one being a $490 million settlement due to Tim
- [Nvidia Unveils $40k GPU and AI Robotics](https://drwealth.com/nvidia-unveils-40k-gpu-and-ai-robotics/) - Nvidia is currently hosting its GPU Technology Conference (GTC), attracting a record audience of 11,000 attendees. This turnout signals the rising prominence of both the company and artificial intelligence (AI). Nvidia's CEO, Jensen Huang, made two significant announcements. The first announcement introduced the Blackwell B200, a new, advanced GPU designed to meet the escalating demands
- [7 high quality REITs with rising dividends](https://drwealth.com/7-high-quality-reits-with-rising-dividends/) - High quality REITs are better for long-term investments. Lower quality REITs tend to entice investors with higher dividend yields but issues often arise eventually. In contrast, high quality REITs allow an investor to have less headaches and heartaches while holding them long-term. With REITs underperforming over the past year due to macroeconomic issues, it might be
- [Stocks Ready For Another Bull Leg](https://drwealth.com/stocks-ready-for-another-bull-leg/) - Investors were on edge as they awaited the outcome of the FOMC meeting that occurred yesterday, with the stock market meandering without clear direction for the past two weeks. The anticipation and anxiety among investors were understandable, given the significant and prolonged rise in stock values, with numerous stocks reaching record highs, all fueled by
- [Bye, UOB One - what now?](https://drwealth.com/uob-one-revise-rate-2024-what-now/) - I’ve been a UOB One user since about 8 years ago. So, when the bonus interest rates were raised, it was…just a Bonus. But, the latest rate revision still feels like they are taking away candy that was given to us. UOB One Bonus Interest Revised Downwards ???? tl;dr: UOB will be revising the Bonus
- [Basic FIRE, Barista FIRE, Coast FIRE or FAT Fire: Which FIRE is right for you?](https://drwealth.com/what-kind-of-fire-do-you-want/) - The Financial Independence and Retire Early or FIRE movement started in 1992 when authors Vicki Robins and Joe Dominguez wrote the book Your Money or Your Life. The movement became very popular amongst Millennials who wanted a quick exit from the rat race. This article goes through a few common variants of the FIRE movement so
- [Seatrium consolidates its shares 20 to 1 – what you need to know](https://drwealth.com/seatrium-consolidates-its-shares-20-to-1-what-you-need-to-know/) - [Update on 9 May: The 20:1 share consolidation went ex-entitlement on May 7, with the record date on May 8.] Seatrium has received in-principle approval to undertake a share consolidation of every 20 existing share into 1 ordinary share. If you're a Seatrium shareholder, you may be wondering what is going on, is this good
- [Hang Seng Tech is up 15% in 1 month: 5 China Tech Stocks to Ride the Recovery](https://drwealth.com/hang-seng-tech-is-up-15-in-1-month-5-china-tech-stocks-to-ride-the-recovery/) - The night is always darkest before the dawn. Although I am not entirely sure that it is now dawn for the Hong Kong market, I must admit that it has been a boon for those accumulating beaten-down Hong Kong blue chips. It would have been an easy 15% gain at least since the entire Hang
- [HDB Flat Portal vs PropertyGuru: Challenge On Market Dominance?](https://drwealth.com/hdb-flat-portal-vs-propertyguru-challenge-on-market-dominance/) - HDB has launched a property listing portal (HDB Flat Portal), allowing owners and property agents to list HDB flats for sale. Initially, this service will be offered free of charge. This topic is particularly significant for Singaporeans, as the majority reside in HDB flats, which often represent the largest asset in a household. Additionally, this
- [5 Singapore Stocks Plummet After MSCI Index Removal](https://drwealth.com/5-singapore-stocks-plummet-after-msci-index-removal/) - The MSCI Singapore Index is one of the largest Singapore indices with 16 constituents (formerly 21). The Index tracks most of the biggest Singapore companies, with their total market capitalisation amounting to more than S$200 million. As part of MSCI’s quarterly review, it was announced on 14 May 2024 that 5 Singapore-listed stocks would be
- [RE&S, Owner of Ichiban Boshi and Kuriya, Makes Delisting Offer of $0.36 - Fair or Not?](https://drwealth.com/res-owner-of-ichiban-boshi-and-kuriya-makes-delisting-offer-of-0-36-fair-or-not/) - You might recognize some of the brands shown in the image below. There's even a chance that you enjoy and frequent some of these establishments. These brands belong to the SGX-listed company, RE&S (SGX:1G1). You might not be aware that the share price has jumped 30%, unless you are a shareholder. The reason is that
- [Dividends Investing – A game for underdogs](https://drwealth.com/dividends-investing-a-game-for-underdogs/) - Since March 2022, interest rates have increased, leading to a downturn in the performance of dividend stocks. This has directly impacted retail investors, especially in markets like Singapore, where high-yielding stocks like REITs are popular. Many of these investors have seen significant losses in their investment portfolios. In 2024, we saw some hope as the
- [A Simple Guide to Singapore Government Securities (SGS Bonds) and Treasury Bills (T-bills)](https://drwealth.com/sgs-bonds/) - Most investors are not familiar with bonds. But did you know that its the largest investment class in the finance markets? Here's one bond that has almost no chance of defaulting.
- [How To Start Your FIRST Stock Brokerage Account In Singapore 2024 (+Comparison)](https://drwealth.com/brokerage-account-singapore/) - To start investing in Singapore, you will need a brokerage account, this article compares Singapore stock brokerages and shows you how to open your own account.
- [Best Brokers for CPF Stock Investing](https://drwealth.com/cpfis-best-brokers-for-cpf-stock-investing/) - So, you want to grow your CPFIS-OA faster through stock investing? Here're the best brokers that will help you attain your financial goals.
- [Dr Wealth Value Growth 50: Exclusive Stock Picks for Smart Investors](https://drwealth.com/dr-wealth-value-growth-50-exclusive-stock-picks-for-smart-investors/) - Previously, we published the Dr Wealth Dividend 50, which comprised the top dividend stocks in Singapore and Hong Kong. In this post, we aim to identify the best value stocks that exhibit growth, listed in the US, China/Hong Kong, and Singapore. You can download the complete list of 50 stocks below and read further to
- [What long term investing is NOT](https://drwealth.com/what-long-term-investing-is-not/) - 1. One group of investors knowingly don't bother to invest long term because they think it is too slow. The second group think that they are investing long term but they are actually not. I'll label the former group 'Knowingly' and the second group 'unknowingly'. 2. Let's talk about the Knowingly group first. The instant
- [My short tale of Bitcoin](https://drwealth.com/my-short-tale-of-bitcoin/) - 1. My first interaction with Bitcoin was in 2014. I bought a tiny amount at a Bitcoin ATM. It was after I bought them that I realised the price spread was horrendous. I used itBit subsequently to get a more favourable spread and cheaper fees. My average price was $400+. 2. I bought it not
- [DBS broke record high, $40 fair price?](https://drwealth.com/dbs-broke-record-high-40-fair-price/) - 1. DBS was hovering near $30 for several months before it broke through it convincingly to $35 currently. What is causing such a strong surge? 2. I believe the key reason is the looming rising interest rates. We have experienced numerous talks about this but what makes this time different? Inflation. Despite printing money for
- [Invest in Russian stocks? No, you can’t and probably shouldn’t.](https://drwealth.com/invest-in-russian-stocks-no-you-cant-and-probably-shouldnt/) - 1. Russian stocks have taken a beating following the invasion of Ukraine and the sanctions placed on Russia. Some profiteers may be looking at buying Russian stocks on the cheap. Let’s look at the impact at some of the more well-known names. 2. Gazprom is the largest publicly listed natural gas company in the world
- [Cybersecurity stocks jump as hacking intensifies](https://drwealth.com/cybersecurity-stocks-jump-as-hacking-intensifies/) - 1. Bombs and missiles are obvious to the eye but the warfare was not contained in the physical world. The cyber warfare has been waged before the first bullet flew off in Ukraine. 2. On 23 Feb 2022, Microsoft picked up a “wiper” malware that aimed at the country’s government ministries and financial institutions. The
- [Ukrainians proved the ultimate utility of cryptocurrency](https://drwealth.com/ukrainians-proved-the-ultimate-utility-of-cryptocurrency/) - 1. Crypto crashed during inflation and in anticipation of rising interest rate. People have lost confidence that crypto could be an inflation hedge. 2. But crypto proved to have a crucial use for Ukrainians to receive financial aid quickly and to move their wealth from their country to a new place. 3. Ukraine has declared
- [Russia-Ukraine conflict could fuel inflation further](https://drwealth.com/russia-ukraine-conflict-could-fuel-inflation-further/) - 1. Although the Russia and Ukraine conflict is far from Singapore, we can eventually feel the butterfly effect in today's globalised world. 2. It is likely that our cost of living will go up further as supply get disrupted by the war and reduced by the sanctions. 3. Singapore does not import much goods from
- [Facebook Reels is a force to be reckoned with](https://drwealth.com/facebook-reels-is-a-force-to-be-reckoned-with/) - 1. Meta is really taking TikTok very seriously that it is making Reels a focus now. YouTube had a lot more success with videos until TikTok offered short videos that became a hit. 2. Never before a Chinese company was able to produce a social media platform that is popular in the West and TikTok's
- [Meta, what's happening to you?](https://drwealth.com/meta-whats-happening-to-you/) - 1. Meta's 25% plunge in its share price has got many investors' attention. It is rare to see a big blue chip company suffering such a major decline. In fact, it broke a record by having the worst one-day drop in value of any US company. Meta lost about $250b while Zuckerberg saw $31b wiped
- [10 ways to handle a market crash](https://drwealth.com/10-ways-to-handle-a-market-crash/) - 1. If you have been doing dollar cost averaging (DCA), continue to do it - it is most advantageous to do DCA when the market is crashing. In fact, it is the only time it would beat lump sum investing. You must continue and not stop. Each month with the same amount of capital you
- [Why the portfolio always look red?](https://drwealth.com/why-the-portfolio-always-look-red/) - 1. The market correction in recent days has demoralised many investors. Some may not even want to look at their portfolios at all. 2. Why the portfolio always look red? In short, it is due to the disposition effect - investors tend to sell winners and keep losers. 3. Think about this. A stock has
- [10 Richest in China and their Companies](https://drwealth.com/10-richest-in-china-and-their-companies/) - Most people are familiar with the richest in the US but fewer know about the richest in China. Visual Capitalist released the rankings for 2022 and here are the rundown for China’s richest and their associated companies. #10 is Jack Ma with US$21.9 billion. He was once the richest man in China until the regulations
- [Losing money on an index ETF even after 10 years](https://drwealth.com/losing-money-on-an-index-etf-even-after-10-years/) - Investors have been concerned about China stock performances, citing that one wouldn't have made money even if held the investments for years. But my view is that almost every market can have very bad returns for a stretch of time. Just that humans tend to be myopic, basing our judgement on recent performances (recency bias).
- [Bonds aren't 'safe' in a rising interest rate environment](https://drwealth.com/bonds-arent-safe-in-a-rising-interest-rate-environment/) - Bonds are often touted as being a safer asset to stocks, for a variety of reasons: it is principal guaranteed and bond holders are ranked higher than shareholders should a liquidation happens. The principal guarantee is an oversold proposition because this only applies if the borrower is able to stay afloat throughout the bond tenure
- [PM said relax, SG stocks jumped](https://drwealth.com/pm-said-relax-sg-stocks-jumped/) - Singapore PM Lee announced good news yesterday about the loosening of several Covid measures and the stock market reacted favourably. The gathering size limit of 5 has been finally raised to 10, and serving of alcohol can continue beyond 10:30pm. This is long-awaited news by Singaporeans and Chinese restaurants. I believe the phones have been
- [Mapletree merger is starting to turn into a saga](https://drwealth.com/mapletree-merger-is-starting-to-turn-into-a-saga/) - On the last day of 2021, Mapletree Commercial Trust (MCT) and Mapletree North Asia Commercial Trust (MNACT) announced a merger. The deal wasn't well received and a shareholder activist, Quarz, has been most vocal about it. Previously I mentioned that MCT and MNACT are of different quality - MCT is like Louis Vuitton while MNACT
- [Fertilisers can grow money](https://drwealth.com/fertilisers-can-grow-money/) - Every few days, there is something bad that is happening in the commodity market. The recent commotion is about the price of fertilisers which would in turn affect the prices of our food. CNBC quoted a British commodity consultancy CRU, who reported that prices of ammonia, nitrogen, nitrates, phosphates, potash and sulphates have gone up
- [China stock index rebounded 21% in a day](https://drwealth.com/china-stock-index-rebounded-21-in-a-day/) - It has been China news these days as the China stocks swung with huge volatility. After a series of crushing losses, China rebounded and recovered the losses all in a day. Hang Seng Tech Index rebounded 21% on 16 Mar. Mind you, it is an index, not one stock. I have seen an index tank
- [Why Berkshire is the best inflation stock](https://drwealth.com/why-berkshire-is-the-best-inflation-stock/) - Berkshire was sitting on $144 billion worth of cash as at the end of 2021 as Buffett did not find anything to invest in. He did find Berkshire attractive and has been making share buybacks. All of a sudden in Mar 2022 alone, Berkshire made two huge purchases - first was a $5 billion stake
- [How cheap are China stocks?](https://drwealth.com/how-cheap-are-china-stocks/) - China stocks had a bad 2021. Just as investors thought that things should get better in 2022, China stock market plunged even more. The China stock market keeps getting cheaper, especially the tech ones. Let's look at some statistics to see how cheap China stocks are. The Hang Seng Tech index was launched on 27
- [Why are China stocks dropping (again)](https://drwealth.com/why-are-china-stocks-dropping-again/) - Tencent plunged below $400. Alibaba went below $80. The drop is not limited to Chinese tech stocks, the CSI 300 which is made up of A shares, is down 15% ytd. The panda bear market is already here and what are some of the possible reasons for the recent plunge? First, the ongoing war is
- [Is it time to buy Singapore REITs now](https://drwealth.com/is-it-time-to-buy-singapore-reits-now-2/) - Singapore REITs has hit a 1-year low recently. The iEdge S-REIT Index, made up of 37 REITs listed on the SGX, was down 3% from a year ago, or 9% from its peak in Jul 2021. The performance has not been bad if we compare it to the US or China equities. The key reason
- [PropertyGuru is overvalued and share price may tank more than 50%](https://drwealth.com/propertyguru-is-overvalued-and-share-price-may-tank-more-than-50/) - PropertyGuru, a well-known property listing site in Singapore, will begin trading on NYSE (PGRU) on 18 Mar via a SPAC merger with Bridgetown 2 (BTNB). The deal values PropertyGuru at US$1.78 billion. PropertyGuru has come a long way since it was founded in 2007. Even after 15 years, it is yet to be profitable. To
- [They told me stagflation is a hot topic now](https://drwealth.com/they-told-me-stagflation-is-a-hot-topic-now/) - US Labor Department data showed that the consumer price index jumped 7.9% from a year ago following a 7.5% annual gain, the highest yoy gain in 40 years. What is high for US would be high for everyone else eventually. Even if you are not an investor, you will be concerned about the rising costs
- [Amazon, what are you thinking?](https://drwealth.com/amazon-what-are-you-thinking/) - Amazon announced a 20-for-1 stock split for the first time since 1999. It is a welcomed move as the share price jumped 6% after trading hours. Stock splits do not change the value of the company and it is more of a cosmetic move, making it more ‘affordable’ for stock investors and option traders or
- [Hang Seng Index hits 5-year low, what's going on?](https://drwealth.com/hang-seng-index-hits-5-year-low-whats-going-on/) - 1. Hong Kong stocks gave an unpleasant surprise on Mon (7 Mar) with the Hang Seng Index (HSI) going down by 4%. This is worse than the Covid low in 2020. 2. An investor who has bought into the HSI ETF could have believed it would turn out well as long as he has held
- [Meta's metaverse is making progress and 47.5% creator fee is NOT high](https://drwealth.com/metas-metaverse-is-making-progress-and-47-5-creator-fee-is-not-high/) - Meta Platforms or Facebook's parent is making a big move into the metaverse and I see it as an inevitable choice, whether Zuckerberg likes it or not. Facebook is already the most populous place on earth with 2.9 billion monthly active users. That's 32% higher than second place YouTube with 2.2 billion. It was a
- [6 types of diversification for stock investors](https://drwealth.com/6-types-of-diversification-for-stock-investors/) - Diversification is a way to reduce risk, but it cannot eliminate risk. There are investors like Buffett who prefer to concentrate their investments into a few stocks so as to get outsized returns. Although it sounds attractive, the truth is that most mortals aren't Buffett and a concentrated portfolio is very unforgiving when you are
- [Buffett on a shopping spree, HP Inc is new target](https://drwealth.com/buffett-on-a-shopping-spree-hp-inc-is-new-target/) - Buffett has been complaining about a lack of deals as he sat on a pile of cash ($146.7 billion) as of 31 Dec 2021. He only found Berkshire shares to be cheap and focused on share buybacks for the good part of 2021. All of a sudden, he is on a shopping spree in 2022.
- [Buy low sell high vs buy high sell higher vs buy and hold](https://drwealth.com/buy-low-sell-high-vs-buy-high-sell-higher-vs-buy-and-hold/) - 1. We don't trade the markets, we trade our beliefs about the markets. A good quote from Van Tharp. It is very true as we know there are many different investing or trading strategies out there. 2. Some believe buying low and selling high is the only ironclad way to make money. It doesn't take
- [Citigroup is the most undervalued big US bank](https://drwealth.com/citigroup-is-the-most-undervalued-big-us-bank/) - Berkshire Hathaway is still on a buying spree and announced a few new purchases such as Citigroup, Paramount, Chevron, Activision Blizzard, Ally Financial, Celanese, Markel and McKesson. It also sold Verizon, AbbVie, Bristol-Myers Squibb and Wells Fargo. Berkshire has deployed a third of its cash pile within 3 months - holding $106.3 billion of cash
- [The Hour Glass hits S$1 billion revenue](https://drwealth.com/the-hour-glass-hits-s1-billion-revenue/) - One of the signs of ageing is when I start seeing people my age clamour for luxury watches. Luckily or unluckily, I do not have a thing for these watches. Maybe not yet because we can never say never. I guess the motivation could come in many forms. It could be passion, prestige, mimetic desire,
- [S$1 for RM4 is just a matter of time](https://drwealth.com/s1-for-rm4-is-just-a-matter-of-time/) - Malaysian Ringgit weakened against the Singapore Dollar, hitting RM3.20 against S$1. This is an all-time high. Considering SGD was last exchangeable 1:1 with Malaysian Ringgit in 1973, a lot has changed. Malaysia has a land area of 329,847 square kilometre while Singapore has 729 square kilometre. Malaysia has 3.6 billion barrels of oil reserves and
- [Oh Snap! Social media stocks again](https://drwealth.com/oh-snap-social-media-stocks-again/) - As though the market was not bearish enough, Snap announced it was likely to miss its 2Q2022 revenue guidance out of a sudden. The announcement sent Snap's share price down 43% in a day. It is now trading 25% below its IPO price, but still higher than the Covid low. Snap wasn't selfish, it dragged
- [I will be upset if we run out of fresh chicken](https://drwealth.com/i-will-be-upset-if-we-run-out-of-fresh-chicken/) - The chickens were grabbing the headlines yesterday with Malaysia halting the export of 3.6 million chickens a month from 1 Jun 2022 onwards. This is going to be a big impact because chicken is the most consumed meat in Singapore - each of us ate 36kg in 2020 on average - and we import about
- [How to know if a delisting offer is fair?](https://drwealth.com/how-to-know-if-a-delisting-offer-is-fair/) - Shareholders sometimes are presented with an offer to sell their shares but they may hesitate to make a decision to accept it because they don't know if the offer is a fair one. Just today, there is an example we can use - to run through a process which you may use should you encounter
- [Do you like Astrea bonds?](https://drwealth.com/do-you-like-astrea-bonds/) - Astrea 7 bonds are open for application. It is the fifth instalment of the Astrea private equity bond series. Usually retail investors don't get to participate in private equity (PE), only the accredited investors do. This is because not every investor can stomach the risks associated with PE. The clever way was to wrap the
- [What happens when the Singapore Government pays you 5% interest](https://drwealth.com/what-happens-when-the-singapore-government-pays-you-5-interest/) - Singapore 10-year bond yield is at 2.73% now and a 5y high. One year ago, it was at 1.99%. The increase might look small in terms of numbers but a butterfly effect exists - yield changes affect all other investments. Singapore doesn't manage the interest rates but the Singapore Dollar exchange rate against a basket
- [As valuation falls, these companies may be acquired](https://drwealth.com/as-valuation-falls-these-companies-may-be-acquired/) - Let's speculate today - who are the possible candidates for merger and acquisition during this market decline? The most notable case would be Musk acquiring Twitter. Although the deal is on hold now, Twitter share price was halved from the high before Musk made the offer. I believe it will go through as Twitter has
- [Stablecoins and the Impossible Trinity](https://drwealth.com/stablecoins-and-the-impossible-trinity/) - For those who are in crypto would know about the UST depegging issue by now. I am not going into crypto-speak to explain the issue. I think it has been well covered by many other experts. I am coming in with an economics perspective to relate real word currencies to stablecoins. In economics, there’s this
- [3 lesser-known books that improve the way I invest](https://drwealth.com/3-lesser-known-books-that-improve-the-way-i-invest/) - I am not talking about the popular The Intelligent Investor or One Up On Wall Street. I am referring to books that are less well-known but are gems. So I want to do them and you a favour to bring them to your awareness. The first book is The Star Principle by Richard Koch. He
- [How to Pick ETFs with Factors](https://drwealth.com/how-to-pick-etfs-with-factors/) - Did a community event with Finimize yesterday and thought some of the discussion could be useful for you here. The topic was about ETFs and specifically how to apply Factors to select ETFs. With more than 2,000 ETFs listed in the US alone, the problem today is paradox by choice, and investors have the fear
- [The wheel of fortune in investing](https://drwealth.com/the-wheel-of-fortune-in-investing/) - There is no one strategy that always outperforms. Be it growth, value or any other strategies you have used or have heard of, do not outperform all the time. Growth has done very well for a handful of years, probably between 2017 and 2020. But between the later half of 2021 and early 2022 growth
- [Shorting stocks? Read this first.](https://drwealth.com/shorting-stocks-read-this-first/) - Just when the US market rallied after the Fed's statement of not likely to raise the rates by 0.75%, it tanked the following day wiping out all the previous day's gain. The markets have turned volatile but have been trending lower overtime. Some investors are even thinking of shorting the markets to profit from it.
- [APAC Realty shareholders are probably mad about the $0.57 Offer](https://drwealth.com/apac-realty-shareholders-are-probably-mad-about-the-0-57-offer/) - Morgan Stanley Private Equity Asia (MSPEA) made an offer of $0.57 per share to the APAC Realty shareholders. This is lower than the last traded price of $0.805. It is rare to see an offer price below the prevailing share price and APAC Realty shareholders probably felt insulted. But why is this Offer so audacious?
- [Investing with numbers or stories](https://drwealth.com/investing-with-numbers-or-stories/) - Some investors swear by using a quantitative approach to investing while others believe that numbers are less important when compared to qualitative analysis. Each has its valid concerns. The quants believe that humans are full of biases and it is not possible to overcome them easily unless one is to makae investment decisions based on
- [37 Chinese companies on SEC delisting list](https://drwealth.com/37-chinese-companies-on-sec-delisting-list/) - SEC has been identifying more companies under the Holding Foreign Companies Accountable Act (HFCAA). Majority are Chinese companies and their delisting from the US stock exchanges gets closer as each day passes. 37 of them have been identified thus far (I have excluded a handful of non-China companies) and out of which, 26 were given
- [ETFs can solve some of your problems but not all your problems](https://drwealth.com/etfs-can-solve-some-of-your-problems-but-not-all-your-problems/) - Index investing has been touted as the simplest way for anyone to make money from the stock market. The advent of low-cost index hugging ETFs has enabled investors to do index investing easily. While ETFs are a great invention, it isn't a panacea for all investing problems. Let's understand what ETFs can and cannot do
- [Why dividend ETFs may not be worthwhile](https://drwealth.com/why-dividend-etfs-may-not-be-worthwhile/) - Who doesn't love getting passive income from dividends. But picking dividend stocks isn't passive and some investors want the reward without the work. Dividend ETFs can be a convenient way to do that. I went to do some research to see if I could find any interesting dividend ETFs over the past week. To my
- [Petrol prices broke $4 mark](https://drwealth.com/petrol-prices-broke-4-mark/) - Petrol prices in Singapore hit a new high once again. Shell's V-Power 98-octane was at $4.04 per litre, a record for smashing past the $4 mark in Singapore. Popular 95-octane is at $3.33, a 5% increase from $3.16. The increase is even more shocking if we compare to a year ago where the price was
- [Singapore investors are very obedient](https://drwealth.com/singapore-investors-are-very-obedient/) - News came in that the chain offer for SPH REIT has turned unconditional and that the Offeror, Cuscaden Peak, has increased its stake to 51.96% in the REIT. The quick recap is that this Offer has to be made to SPH REIT unitholders due to Cuscaden Peak's acquisition of SPH's real estate portfolio. The Offer
- [How to value loss-making tech companies](https://drwealth.com/how-to-value-loss-making-tech-companies/) - Many young, fast-growing companies have managed to list on the stock market in recent years. What used to be exclusive to venture capitalists have now been tradable by retail investors. But investors are not used to analyzing such companies - they are making losses and popular price metrics like PE ratio are unusable. I would
- [Electric vehicles have been around for more than 140 years](https://drwealth.com/electric-vehicles-have-been-around-for-more-than-140-years/) - It should be obvious to many that Electric Vehicles (EVs) are the future. But you might find it surprising that EVs are actually older than gasoline cars. The first EV was built in 1881 by Gustave Trové. The first gas-powered car came 5 years later in 1886, built by Carl Benz. In fact, consumers have
- [First, they got rich from commodities. Then real estate and banking. Now what?](https://drwealth.com/first-they-got-rich-from-commodities-then-real-estate-and-banking-now-what/) - I observed a few patterns among the richest in Singapore across generations. The first generation got rich from commodities although they eventually branched out to other businesses and formed conglomerates. Tan Kah Kee - rubber Lee Kong Chian - rubber and pineapples Lim Nee Soon - rubber and pineapple Lim Chong Pang - rubber Eu
- [Top 10 Highest Paid CEOs in SGX-Listed Companies (2021)](https://drwealth.com/top-10-highest-paid-ceos-in-sgx-listed-companies-2021/) - For the past 2 years, we have compiled a list of the top ten highest-paid CEOs in SGX-listed companies (See 2019 and 2020). As part of this annual tradition, we compiled 2021 results, which yielded some intriguing insights, which I will share in the following parts. Before that, here are a few things you should
- [Just how big is NTUC Enterprise?](https://drwealth.com/just-how-big-is-ntuc-enterprise/) - In June, news broke out about NTUC Enterprise was close to selling S$4.15 billion worth of suburban malls properties. Mercatus is the property division of NTUC Enterprise and its portfolio includes: Jurong Point (S$2 billion value) NEX (S$1.96 billion value, 50% stake) AMK Hub (S$846 million value) Swing By @ Thomson Plaza (S$203 million value)
- ["I'm inevitable," said rising mortgage rates](https://drwealth.com/im-inevitable-said-rising-mortgage-rates/) - Yesterday news broke about local banks raising mortgage rates. This should not come as a surprise as interest rates have been rising for months. DBS raised all fixed rate packages to 2.75% and scrapped its loan package for HDB buyers at 2.05%. OCBC fixed (2y) is at 2.65% while UOB is at 2.98%. What is
- [The average return is not your return](https://drwealth.com/the-average-return-is-not-your-return/) - Judging an investment based on its past average returns is a dangerous thing. It gives us a false sense of what the future might bring. It is not just that 'historical returns are not indicative of future performances', the issue is about the sequence of returns. This means that the 'path' you took will have
- [Volcano Bonds, heard of them?](https://drwealth.com/volcano-bonds-heard-of-them/) - I don't think you would associate bonds with something explosive like volcanoes. But this actually exists. Nayib Bukele, the President of El Salvador who made Bitcoin legal tender in the country, is pushing the limits once more by launching the volcano bonds. I didn't know about it until the good folks at Bondsupermart reached out
- [Inflation has probably peaked](https://drwealth.com/inflation-has-probably-peaked/) - Inflation is the public enemy number 1 for the past few months. Just yesterday Singapore reported her core inflation has hit 13-year high. Inflation has risen 5.6% from a year ago in May. The biggest rise was in transport, by 15.5%. This is not surprising given the surge in oil prices. While the inflation problem
- [Selling different things to the same people](https://drwealth.com/selling-different-things-to-the-same-people/) - Inderjit Singh was interviewed on Mothership recently about the entrepreneurship scene in Singapore. I first read his book, “The Art and Science of Entrepreneurship”, about 15 years ago. The Singapore entrepreneurship problem is not new. It all boils down to the risk-averse culture that was solidified over decades. Singapore has been a protective environment in
- [Value was dead. Now is growth’s turn.](https://drwealth.com/value-was-dead-now-is-growths-turn/) - I was asked at the recent Maybank Invest ASEAN event, "is growth investing is dead." Ironically I was asked whether value investing was dead 3 years ago in another event. If I may help you recall, growth stocks were all the rage in the last few years. Many called the death of value because we
- [Buffett Charity Lunch comes to an end](https://drwealth.com/buffett-charity-lunch-comes-to-an-end/) - Since 2000, Buffett hosts a charity lunch called The Power of One Charity Auction Lunch every year. There was a hiatus in 2020 and 2021 due to Covid. The proceeds have been going to Glide Foundation, a San-Francisco-based nonprofit fighting poverty, hunger, and homelessness. Some interesting stats that you might want to know. The winning
- [Time in the market vs Timing the market](https://drwealth.com/time-in-the-market-vs-timing-the-market/) - The finance industry likes to remind clients that 'time in the market' is more important than 'timing the market'. This is one of the dangerous half truths that harms investors when taken out of context. The common statistical argument for time in the market is that if you miss the 'best days' in the markets,
- [200 stocks in S&P 500 have made 1-year lows](https://drwealth.com/200-stocks-in-sp-500-have-made-1-year-lows/) - US stocks were walloped this week. We haven't end the week but S&P 500 has lost 6% already. Worst weekly performance since Mar 2020 (Covid). The Fed hiked interest rate by 0.75% and it was the largest since 1994. Market initially rallied but died the following day. 200 out of the 500 stocks in S&P
- [Why Bitcoin cannot get higher than $67,567](https://drwealth.com/why-bitcoin-cannot-get-higher-than-67567/) - Yesterday I shared about Bitcoin having experienced four crashes and each time it has came back stronger to set a record high. I said that it could be the case in the next bull run too. When it comes to controversial investments like cryptocurrencies, it will naturally draw the ire of some investors. Differences in
- [Bitcoin experiences its 4th crash](https://drwealth.com/bitcoin-experiences-its-4th-crash/) - Bitcoin (BTC) has crashed 30% in the last week. It makes the drop in US stocks look weak. BTC has reached a peak of $67,567 on 8 Nov 2021 and has since tanked by 67%. Mind you that this is the iconic crypto that many considered as a blue chip. If you look at the
- [Thoughts on $0.70 Offer for Frasers Hospitality Trust](https://drwealth.com/thoughts-on-0-70-offer-for-frasers-hospitality-trust/) - Frasers Hospitality Trust (FHT) was halted for a couple of days and the announcement has finally arrived - Frasers Property is offering unitholders $0.70 with the intention to delist FHT. Disclosure: I am not a unitholder of FHT or a shareholder of Frasers Property. I am just sharing my views about the Offer. Let's get
- [The Magazine Cover Indicator](https://drwealth.com/the-magazine-cover-indicator/) - I came across an article detailing about how magazine covers are often wrong on market or asset class direction. The explanation given is that a market move has been quite pronounced in order to make it to the magazine cover. Something that is overbought or oversold has the tendency to revert to the mean, and
- [China stocks ain’t just Alibaba](https://drwealth.com/china-stocks-aint-just-alibaba/) - More often than not, anyone who has invested in China stocks would have Alibaba in his portfolio. Or a more extreme case being having Alibaba as the only China stock. I am not sure how Alibaba became synonymous with China stocks - maybe because of the outspoken Jack Ma that created all the awareness for
- [Disney+ and Netflix are not playing the same game](https://drwealth.com/disney-and-netflix-are-not-playing-the-same-game/) - News were all over the place saying how Disney+ was able to surpass Netflix in terms of subscribers and in a much shorter time. It is as though Disney and Netflix are in the same business. In my view, they are not. Just because you have a streaming service, it doesn't mean you are a
- [Digital banks, here's one opportunity](https://drwealth.com/digital-banks-heres-one-opportunity/) - The story is that my business had fixed deposit that I wanted to withdraw. I tried to initiate the withdrawal from the app but I could not do so. I thought we are really digital nowadays but common transactions like this can only be done offline. And why did we have fixed deposit? Because it
- [My name is Bond and I am 50 years old](https://drwealth.com/my-name-is-bond-and-i-am-50-years-old/) - Singapore announced a 50-year bond with S$50 million tranche available to retail investors. Coupon rate is at 3% but yield-to-maturity is higher at 3.04% because you buy the bond at a discount. If you invest $1,000, you will receive $30 a year or $1,500 over the 50 years, and get back about $1,010 at maturity.
- [Funds are buying high-growth stocks](https://drwealth.com/funds-are-buying-high-growth-stocks/) - It seems like the worst is over for high-growth stocks as they rallied hard in the last one week. This spells good news for ARK as its flagship ARK Innovation ETF was up 8.4% in just 5 days. One of the reasons could be due to the fund flows from hedge funds and private equity
- [4 Reasons why China stocks are down again](https://drwealth.com/4-reasons-why-china-stocks-are-down-again/) - Yesterday I talked about NOT looking at share prices so frequently. Today investors who watched the prices in Hong Kong market will definitely feel uneasy. Hang Seng Index was down 3.1% at the time of writing while Hang Seng Tech Index was down even more by 4.5%. Investors will now want to know what's the
- [Prices go down = lose confidence](https://drwealth.com/prices-go-down-lose-confidence/) - This is something that I have observed: investors' confidence in their stocks wavers with the price movements. If prices are going up, they feel very confident about their picks. When prices are going down, they lose their confidence rather quickly. They are the same stocks and nothing much has changed, or that the businesses may
- [Chinese investors can soon support their own Alibaba](https://drwealth.com/chinese-investors-can-soon-support-their-own-alibaba/) - Alibaba announced that it is seeking primary listing in Hong Kong. Currently Alibaba is trading in the US and HK exchanges but it is a secondary listing for the latter. The technical differences of a primary and secondary listing aren't important for investors except one - Alibaba could be included in the Shanghai/Shenzhen-HK Stock Connect.
- [Monkeypox stocks](https://drwealth.com/monkeypox-stocks/) - We just got out of a pandemic and it is not the time to go into another one. The economy is weaker and inflation is higher so we can't afford to lock down again. World Health Organisation (WHO) has declared global emergency for Monkeypox on Saturday after 16,000 cases has been detected in more than
- [The Singapore Crypto Narrative](https://drwealth.com/the-singapore-crypto-narrative/) - Cryptocurrencies remain a controversial investment. There are just too many narratives fighting out to be the dominant voice. Singapore has a stance too. DPM Heng has mentioned the merits of the blockchain technology while the Monetary Authority of Singapore (MAS) has repeatedly warned that cryptocurrencies aren't suitable investments for retail investors. MAS has also highlighted
- [5 lesser-known investment books that might change the way you invest](https://drwealth.com/5-lesser-known-investment-books-that-might-change-the-way-you-invest/) - There are a handful of popular investment books being recommended. Let's do an inversion today and talk about the lesser-known ones. Books are personal and each of us may need a different set of books to change our lives. Hence, it is necessary to venture beyond the 'socially approved' books. Here are seven to give
- [Don't be a step behind with economic indicators](https://drwealth.com/dont-be-a-step-behind-with-economic-indicators/) - I used to think that macro analysis isn't important if you are investing in companies. Increasingly I think they are important given that governments and central bankers are interfering with the markets more than ever before. We saw firsthand how the US stock market bull run was fuelled by Quantitative Easing 1-4. Using this indicator
- [Temasek slowing down investments](https://drwealth.com/temasek-slowing-down-investments/) - Temasek released its results to the media yesterday. I am not going to repeat what the news outlets would be reporting but instead to give some of my views on what I picked out from the transcript. Geographically, China was Temasek's largest exposure in 2021 at 27%. It changed in 2022 as Singapore stocks regained
- [$1m HDB flats becoming the norm?](https://drwealth.com/1m-hdb-flats-becoming-the-norm/) - 168 HDB flats have been sold for $1m or more since the start of 2022. It is likely to beat the record in 2021 of 200 units, which was already a big jump from the 82 units in 2020. Let's dig into some of the data from the million dollar HDB transactions in 2022 thus
- [How bad are Manchester United's finances?](https://drwealth.com/how-bad-are-manchester-uniteds-finances/) - Manchester United has spent a lot of money buying players but yet the team has been severely underperforming. In a leaked meeting with some of the supporters, the new CEO, Richard Arnold, said the following... “We spent a billion pounds on players. We have spent more than anyone in Europe... I’m not thrilled where we
- [Can stocks deliver life-changing returns](https://drwealth.com/can-stocks-deliver-life-changing-returns/) - It is always alluring for investors to bet on one stock that goes to the moon - an investment that can significantly change one's life financially. Let's see what we can learn from the historical performances to determine the possibility. Compound advisors compiled a list of best performers (top 20) among the S&P 500 constituents
- [Invest in substance, not form](https://drwealth.com/invest-in-substance-not-form/) - Picture this: a conglomerate that has stakes in Club Med, Cirque du Soleil, Thomas Cook and Wolverhampton Wanderers Football Club. You might have thought that this is a European company. But no. It is Fosun International, a Chinese conglomerate that is listed in Hong Kong under the ticker 656. Besides these European names, Fosun has
- [Bonds are better than bond ETFs in such times](https://drwealth.com/bonds-are-better-than-bond-etfs-in-such-times/) - We discussed last week that USD and EUR are likely to strengthen on higher interest rate expectations in the U.S. and Europe. However currencies are not the only ones affected. Bonds are sensitive to interest rate changes too, especially the longer dated ones. In fact, bonds suffered the biggest losses in decades. Let's see the
- [Solar rises as Russia offs the tap](https://drwealth.com/solar-rises-as-russia-offs-the-tap/) - The energy saga in Europe doesn't end. Russia is retaliating to economic sanctions imposed on it by turning off the gas supply in Nord Stream 1 again - a gas pipeline from Russia to Germany. The shutdown began on 31 Aug 2022 and no recovery dates were provided. The reason given was an oil leak.
- [Lazada to Europe, Alibaba pays the ticket](https://drwealth.com/lazada-to-europe-alibaba-pays-the-ticket/) - Lazada, an ecommerce platform in Southeast Asia, has announced plans to enter Europe as a new market. A subsidiary of Alibaba, Lazada can be said to be the most successful ecommerce platform Alibaba has outside of China. Alibaba first acquired 51% of Lazada in 2016 for US$1b. Subsequently Alibaba poured an additional US$3b into Lazada
- [Out came Trust Bank](https://drwealth.com/out-came-trust-bank/) - Last week, Trust Bank launched its services in Singapore and it seems popular given the amount of chatter and referral links circulating on social media. It is a weird situation considering that Trust Bank wasn't even a contender for the digital banking license. Grab x Singtel's GXS and Sea's Maribank were the recipients of the
- [Sea vs Tencent + Alibaba + Grab](https://drwealth.com/sea-vs-tencent-alibaba-grab/) - Big tech companies have multiple businesses and they often fight among each other. Given that Sea and Tencent just released their results, I want to compare how they have fared and get an overall sense of the market situation. First, we can compare Sea and Tencent in terms of games. Gaming contributed 31% of Sea's
- [Tencent selling Meituan, or not?](https://drwealth.com/tencent-selling-meituan-or-not/) - Reuters broke the news that Tencent was planning to sell its 17% stake in Meituan, worth US$24 billion. This sent the share price of Chinese tech stocks down yesterday, especially the investee companies of Tencent. But alternative reports denied that it is not true. One of them quoted Zhang Jun, the general manager of public
- [5 China companies initiate break up with the US](https://drwealth.com/5-china-companies-initiate-break-up-with-the-us/) - China Life, PetroChina, Sinopec, Aluminum Corp of China (Chinalco) and Shanghai Petrochemical have announced that they would be delisting from NYSE. These are huge companies - China Life is China's largest life insurance company. PetroChina is the largest oil and gas producer in Asia (owns SPC). Sinopec is second. It is too coincidental that these
- [Bank interest shot past 4% (with hurdles) and its implications](https://drwealth.com/bank-interest-shot-past-4-with-hurdles-and-its-implications/) - The higher interest rate has finally trickled down to the savings accounts. After experiencing ultra-low interest rate for the last decade, we now need to recalibrate the yield comparisons in our minds. OCBC announced a 4.05% for its 360 savings account on the first S$100,000. There are some hurdles though. You need to credit salary
- [Meta down another 20%](https://drwealth.com/meta-down-another-20/) - Alphabet and Snap results have already sounded warnings to the rest of the ad-dependent companies. It is expected that Meta was going to report poorer results but investors still punished the stock heavily after the actual results were released. Here's why. Meta's revenue fell 4%. In contrast, Alphabet was still able to grow its advertising
- [Stocks may have another 25% downside to go](https://drwealth.com/stocks-may-have-another-25-downside-to-go/) - There have been a lot of things going on in the markets lately and we will synthesize the information here. #1 Rising rates and stronger USD are creating troubles worldwide Truss has just resigned as the prime minister of UK - the shortest stint ever. Her reign and her policies were met with negative response
- [Microsoft is still the king of work software](https://drwealth.com/microsoft-is-still-the-king-of-work-software/) - Microsoft announced the launch of Microsoft Designer. It opened a new wound and more people went on social media to talk about Microsoft's dominance and shameless copying of successful products. The case often brought up was Slack. The platform aims to change the way we communicate in work, to replace the cumbersome email with messaging.
- [Investors have little confidence in Xi for another term](https://drwealth.com/investors-have-little-confidence-in-xi-for-another-term/) - China just concluded its important once-every-five-year Congress where the President review the past achievements as well as charting the path for the next few years. Investors who are watching the Chinese markets are parsing through Xi's speech to glean some clues if he would loosen up the grip on the economy and the financial markets.
- [Don't expect inflation to come down quickly](https://drwealth.com/dont-expect-inflation-to-come-down-quickly/) - Investors are constantly worried about the rate of rate hikes and are watching the inflation rates closely. Yesterday the US inflation results were released and the number came in at 8.2%, which is a slight drop from the previous month of 8.3%. The inflation has been cooling since it peaked at 9.1% in June, and
- [Is Meta doomed?](https://drwealth.com/is-meta-doomed/) - Things are certainly not going well with Meta Platforms. It is facing many issues all at once and there isn't anything positive to look upon at the moment. First, Apple has tightened the privacy on iPhones, giving the option for users to prevent apps from tracking them across other apps since last year. The problem
- [Hong Kong stocks up 6% in a day... don't read too much into it](https://drwealth.com/hong-kong-stocks-up-6-in-a-day-dont-read-too-much-into-it/) - Yesterday Hang Seng Index shot up 6% while the popular tech-heavy Hang Seng Tech Index was up even more at 8%. Investors were scratching their heads about the sudden jump since there wasn't any big news that could move the markets like that. But before you start to harbor hopes for a rebound, we have
- [Tesla down 9% while markets were up](https://drwealth.com/tesla-down-9-while-markets-were-up/) - S&P 500 was up 2.6% yesterday, giving some respite to investors after making a new low in 2022 last Friday. But Tesla, being the fourth largest component in S&P 500, was down 8.6%. The chief reason could be due to the poorer than expected vehicle deliveries. Tesla reported 343,000 deliveries in 3Q2022 which missed analysts’
- [Oh no, Google failed again](https://drwealth.com/oh-no-google-failed-again/) - Google announced it will shut Stadia, its cloud gaming unit. Even Sony will be using its gaming rival's cloud service Microsoft Azure for its PlayStation. Cloud gaming makes sense for Google since Google Cloud has become the third largest cloud provider in the world and that Android has always been hosting a plethora of games.
- [Credit Suisse going bankrupt?](https://drwealth.com/credit-suisse-going-bankrupt/) - Having a Swiss bank is seen as a prestige - it says that you have arrived. It also suggests that you have enough wealth so much so that you don't want others to know about it and Swiss banks can help because they are sworn into bank-client confidentiality. Among the Swiss banks, Credit Suisse and
- [Should you buy the Pound?](https://drwealth.com/should-you-buy-the-pound/) - UK was just mourning the death of its queen and now it faces another low point - British pound (GBP) tanked 5% on Monday to a 37-year low against the USD. The GBP was very close in reaching parity with the USD as one pound hit US$1.0327 at the lowest point. The collapse of the
- [Are recessions bad for stocks?](https://drwealth.com/are-recessions-bad-for-stocks/) - Signs of a recession have been popping up and investors are wondering if they should continue to invest given that they have the impression stocks may fall further. Recession is a scary word and it is intuitive to think stocks would do badly during such times. But what does the data say? First, we need
- [Why are Hong Kong stocks so cheap?](https://drwealth.com/why-are-hong-kong-stocks-so-cheap/) - Just as the world is trying to put the worst of Covid behind, Hang Seng Index (HSI), the barometer for the Hong Kong stock market, has gone below its Covid low in March 2022. In fact, it is currently 15% below the Covid low. You would have lost money if you have held the Tracker
- [Fed raised 0.75% as expected but markets slumped. Why?](https://drwealth.com/fed-raised-0-75-as-expected-but-markets-slumped-why/) - The Fed raised the interest rate by 0.75% which was expected but the S&P 500 reversed course and closed down 2% for the day. Shouldn't the market have already priced in this rate hike? Yes, the market has priced in the current rate hike but it has not priced in the future rate hikes. There
- [Stop innovating, social media wants to BeReal](https://drwealth.com/stop-innovating-social-media-wants-to-bereal/) - Social media platforms are very insecure nowadays. Whenever there is a new and upcoming social media format, the incumbents will try to copy. Speaking of which, a French social media app, BeReal, has gained popularity in recent months. The key feature was for users to share a photo taken by the front and back camera
- [No salaries for Sea executives is a signal](https://drwealth.com/no-salaries-for-sea-executives-is-a-signal/) - Forrest Li, CEO of Sea Ltd, wrote a memo to rally its staff to achieve positive cash flow for the company as fast as possible. The bearish sentiment has made fund raising difficult. To achieve the goal, the management will forgo salaries and rein in expenses. The message was specific to cash-based compensation and that
- [Porsche more expensive than Ferrari](https://drwealth.com/porsche-more-expensive-than-ferrari/) - Volkswagen is aiming to spin off Porsche into a separate listing. This is one of the more popular IPOs globally amidst the dismal listing activities this year. It was reported that Qatar Investment Authority, T. Rowe Price, and Norway's sovereign wealth fund will purchase nearly 40% of the share offering. The valuation of Porsche ranged
- [Ant Group $1 billion fine may be a good thing](https://drwealth.com/ant-group-1-billion-fine-may-be-a-good-thing/) - It has been two years since Ant Group's IPO was scuppered. But it didn't just end there, the regulatory supervision on Ant's restructuring into a financial institution has been going on. Some insiders leaked the news of an impending US$1 billion fine on Ant Group. This was expected to happen in the second quarter of
- [Disney up 6% after bringing back ex-CEO](https://drwealth.com/disney-up-6-after-bringing-back-ex-ceo/) - The hero image of Bob Iger cannot be understated. Disney share price shot up 6% after making an announcement that it is replacing Bob Chapek with Bob Iger as the CEO of Disney. That was $10 billion worth of market cap. Is Iger worth that much? Let's look at his contribution to Disney. This is
- [Tencent gives Meituan shares](https://drwealth.com/tencent-gives-meituan-shares/) - When Tencent unwound investments in JD.com and Sea, we were speculating more would come. Our guess was Pinduoduo but it turned out that Tencent chose Meituan instead. Tencent announced yesterday that they would be distributing Meituan shares to Tencent shareholders. A Tencent shareholder would receive 1 Meituan share for every 10 Tencent shares held. Based
- [Sea surged 36% in a day](https://drwealth.com/sea-surged-36-in-a-day/) - Sea released its 3Q2022 results and the share price surged 36%. The results definitely had a big hand in this move but Sea might be riding on the China stock recovery wave in the past few days. For example, Chinese entertainment stocks such as Huya, Tencent Music and Bilibili were up 38%, 31% and 26%
- [Buffett invested in TSMC](https://drwealth.com/buffett-invested-in-tsmc/) - In the latest filing, Berkshire Hathaway disclosed three new stock positions in its portfolio, namely, TSMC +$4,120 million Louisiana Pac +$297 million Jefferies Financial +$13 million Of which, TSMC is the biggest position and perhaps the biggest surprise. We won't know whether it was Buffett who made this investment decision or his deputies Todd Combs
- [US stocks have always been bullish after midterms](https://drwealth.com/us-stocks-have-always-been-bullish-after-midterms/) - The US is holding its midterm election now. But we are not going to talk about politics. We are going to see the impact of midterms on the US stock market. U.S. Bank did a study of 15 midterm elections in the past 60 years. The statistics showed that the S&P 500 index underperformed for
- [REITs' virtuous and vicious cycles](https://drwealth.com/reits-virtuous-and-vicious-cycles/) - REITs generally enjoy a virtuous cycle during good times. When the economy is growing, REITs enjoy better occupancy and could increase rent without losing tenants. Therefore they are able to grow their rental income.A higher income means REITs could distribute more dividends to unit holders and the underlying properties also appreciate in value.A higher valuation
- [Tesla's slump: Is Elon Musk the problem?](https://drwealth.com/teslas-slump-is-elon-musk-the-problem/) - Tesla share price was down 65% in 2022, making it the fifth worst performer among the S&P 500 components.Elon Musk's net worth has dwindled and he lost the most richest man throne to Bernard Arnault.There were many issues plaguing Tesla.The foremost is that Tesla investors felt Musk has been distracted and spent too much time
- [22 Investing lessons in 2022](https://drwealth.com/22-investing-lessons-in-2022/) - 1. Everyone has a plan until they get punched in the face. You might have a grand strategy that worked so well in the past 2 years. This year you get punched. Don't give up. Learn and be better. Don't waste the lesson. 2. Your portfolio value can go down, but your sanity shouldn't. Your
- [7 high quality REITs with rising dividends](https://drwealth.com/7-high-quality-reits-with-rising-dividends-2/) - These are Singapore-listed REITs
- [China's delisting risk lowered](https://drwealth.com/chinas-delisting-risk-lowered/) - Many investors are concerned about investing in US-listed China companies due to the possibility that they might face mass delisting in three years' time. The US has enacted the Holding Foreign Companies Accountable Act (HFCAA) in 2020 and has listed 173 China companies in the blacklist since then. The Public Company Accounting Oversight Board (PCAOB)
- [The Fed slowed rate hike but markets fell. Why?](https://drwealth.com/the-fed-slowed-rate-hike-but-markets-fell-why/) - The Fed finally slowed its rate hike to 0.5% from the usual 0.75% in the past few occasions. This is a good sign for the stock market as it has been hammered due to the aggressive rate hikes that began in March 2022. In fact, this 0.5% hike was expected well before the announcement and
- [699 China stocks have gained 100% or more](https://drwealth.com/699-china-stocks-have-gained-100-or-more/) - There's a lot to unpack with China moving out of Covid 19 restrictions. We are not going to talk about politics but more about how it had an impact to the markets. We have seen a strong recovery in China stock prices. The MSCI China Index has gained 35% from the low made on 31
- [Buy BTO, make money off taxpayers](https://drwealth.com/buy-bto-make-money-off-taxpayers/) - The Housing & Development Board (HDB) released the cost breakdown of new flats (BTO). This is a rare opportunity for us to dig into the numbers. On one hand, some are worried about the affordability of public housing given that prices have been rising, even for new flats. The average selling price per square foot
- [World Cup sponsors are defensive stocks](https://drwealth.com/world-cup-sponsors-are-defensive-stocks/) - We are now in the Quarter Finals of the World Cup tournament at the time of writing. Those who have been watching would have seen sponsor logos plastered on the perimeter boards. Sponsors were estimated to contribute 29% of FIFA's 2022 revenue of US$4.7 billion. But it is likely an underestimation as the actual revenue
- [China stocks have likely bottomed](https://drwealth.com/china-stocks-have-likely-bottomed/) - It was a significant support and traders would have bought at the support, expecting a rebound. Alas, it didn't happen. It went down some more. Traders have to cut their losses. As for long-term investors, many have given up hope on China stocks as they have been downtrending for more than a year. And reading
- [Interest rate is stabilizing](https://drwealth.com/interest-rate-is-stabilizing/) - Investors became hopeful after Fed chairman, Jerome Powell, said to slow down rate hikes in a speech. S&P 500 jumped 3% while NASDAQ was up 4%. This isn't the first time that markets have reacted to Powell's speech. But maybe this time he was slightly more explicit, "the time for moderating the pace of rate
- [Link REIT to buy malls from NTUC Enterprise](https://drwealth.com/link-reit-to-buy-malls-from-ntuc-enterprise/) - Mercatus, a subsidiary of NTUC Enterprise, put up a portfolio of malls for sale many months ago. The price tag was about S$4 billion and consists of Jurong Point, NEX (50% stake), AMK Hub and Swing By @ Thomson Plaza. It has drawn interest as these prized assets are not on the market most of
- [Is China protest a concern for investors?](https://drwealth.com/is-china-protest-a-concern-for-investors/) - Major media outlets have been broadcasting about protests in several locations in China. Bloomberg even dedicated a live blog on this alone. We don't see other countries enjoying such privilege. Why? One is that protests in China are rare and second is that negative things about China are being censored. Hence, the media would jump
- [CPF impact to Grab](https://drwealth.com/cpf-impact-to-grab/) - From 2024 onwards, platform workers who are below the age of 30 will be required to contribute to their CPF accounts. There will also be a gradual increase of the CPF contribution rates over five years before hitting the full rates. We believe that this is good for the gig workers because we cannot assume
- [This Data Center REIT is a dividend grower](https://drwealth.com/this-data-center-reit-is-a-dividend-grower/) - REITs haven't had a good 2022 thus far - CSOP iEdge S-REIT Leaders Index ETF is down 16.5% this year. No amount of dividends received this year was enough to defray the capital loss. What is worse is that many REIT investors expect the share prices of REITs to be stable until they are not.
- [There's only one trade in the markets right now](https://drwealth.com/theres-only-one-trade-in-the-markets-right-now/) - Investors today can invest in a myriad of things - stocks, bonds, forex, crypto and more.But few know that they can be related trades even though they are seemingly different assets.My observation is that there's only one dominant trade idea currently, which is a potential interest rate cut in the second half of 2023.This is
- [Is Bing+ChatGPT a threat to Google Search?](https://drwealth.com/is-bingchatgpt-a-threat-to-google-search/) - AI suddenly became so hot after ChatGPT was launched and Microsoft has openly shared its intention to integrate ChatGPT into its myriad products and services.One of which is Bing search engine, if anyone is still using that.Many investors have started to voice their concerns that Bing+ChatGPT could potentially challenge Google's dominance in search. Let's do
- [Higher interest rates are good for banks, right?](https://drwealth.com/higher-interest-rates-are-good-for-banks-right/) - After more than a decade of falling interest rates, banks finally rejoiced in 2022 as they were able to increase the lending rates and make better profit margins.However, the US banks Q4 results were mixed. Goldman Sachs disappointed greatly. Its Q4 profit plunged 66% while revenue was down 16%.One of the key reasons was a
- [Why Alibaba shares can go higher](https://drwealth.com/why-alibaba-shares-can-go-higher/) - More good news are coming for Alibaba.Wall Street Journal released an exclusive report on Ryan Cohen building a stake in Alibaba since August 2022.This makes Cohen the next big American investor in Alibaba after Charlie Munger (via Daily Journal Corp.)Who is Ryan Cohen?He is one of the co-founders of Chewy, the online retailer for pet
- [Inflation is dead, rate cuts coming](https://drwealth.com/inflation-is-dead-rate-cuts-coming/) - We were long commodities at the end of 2021 and something happened in June 2022 - we saw the sell signals for commodities and we got out of them completely by end of that month.Inflation was still high at 9.1% in June 2022.But because the markets are the leading indicator, we believe that inflation numbers
- [Sharks circling Disney](https://drwealth.com/sharks-circling-disney/) - Disney has its share price halved since its high in 2021 and some of the activist shareholders are making their unhappiness heard.The latest being Nelson Peltz from Trian Partners. The hedge fund owns 9.4 million Disney shares valued at around $900 million, or a 0.5% stake.Peltz has been asking Disney for a board seat in
- [23 Outperforming China Stocks](https://drwealth.com/23-outperforming-china-stocks/) - China markets have rebounded strongly and the upward momentum is continuing.We thought that it would be good to do an assessment of how far some of the stocks have ran and which are the leaders investors can look at in order to ride this recovery.Let's start with the ETFs first. Since it is a broad
- [Jack Ma lost control of Ant Group. Good or bad?](https://drwealth.com/jack-ma-lost-control-of-ant-group-good-or-bad/) - Jack Ma resurfaced on the media recently. One was about his sightings in Bangkok and another is about him losing control of Ant Group.Either way, it is clear that Jack Ma is no longer playing an active role in China's business scene.This is good for Alibaba and Ant Group in case you are wondering. We
- [REITs I would avoid](https://drwealth.com/reits-i-would-avoid/) - Previously we shared about 7 high quality REITs which provide rising dividends and long-term capital gains.Now we want to talk about REITs that we believe are not worth the risks. One such REIT is Manulife US REIT (MUST). Just last week, MUST management reported that the valuation declined by 10.9% and that the gearing ratio
- [Beginner’s Guide to Investing in ETFs](https://drwealth.com/how-to-invest-in-etfs/) - For the lazy investors who want to capture market returns without having to sift through countless annual reports and studying businesses, index funds or Exchange Traded Funds (ETFs) are a popular investing vehicle. Index funds or ETFs track the performance of a market index and as an investor, you get to enjoy ease, flexibility, and
- [We have been using AI all along and it will dominate our lives](https://drwealth.com/we-have-been-using-ai-all-along-and-it-will-dominate-our-lives/) - Artificial Intelligence (AI) has hit the tipping point thanks to ChatGPT. But AI is not a new thing. We have been using it all along just that we didn't pay attention to it. Here are some examples of AI applications in our lives: Using our face to unlock our smartphones Talking to Siri, Google Assistant
- [Is this bull run for real?](https://drwealth.com/is-this-bull-run-for-real/) - Yesterday the Fed slowed down the rate hikes to the expected 0.25%. S&P 500 and Nasdaq Composite closed 1.1% and 2% higher respectively. In fact, the S&P 500 rallied 17% since October 2022, or 8% since the start of the year. Markets have been anticipating what the Fed is going to do and clues of
- [5 AI stocks up 80% on average over 9 days](https://drwealth.com/5-ai-stocks-up-80-on-average-over-9-days/) - AI is hot right now is an understatement. It has got the two Big Tech battling to introduce AI into their search engines - Microsoft has scheduled an event today and many believed it is to announce the launch of Bing + GPT4 capabilities. Google couldn't sleep well ever since ChatGPT received much popularity. It
- [Google Search will never be the same again](https://drwealth.com/google-search-will-never-be-the-same-again/) - Microsoft Bing is hot on the heels of Google, opening up a waitlist for Bing + GPT4. For now, we can have a glimpse on how the interface would look like. There is the usual search bar but instead of typing the keywords, we can type in a question like how we would ask another
- [Balloon investing opportunities](https://drwealth.com/balloon-investing-opportunities/) - Balloons became a hot topic nowadays. What used to be a seemingly harmless floating plastic has turned into an alleged malicious espionage. Spying happens all the time. The US does it too and it is natural that others will also do unto the US. We are not going to talk about politics but we looking
- [Why Buffett sold TSMC](https://drwealth.com/why-buffett-sold-tsmc/) - It surprised the investment world when Berkshire Hathaway announced a $4.1bn investment in TSMC in 2022. Buffett rarely ventures out of the US and even if he did, the stake isn't huge typically. So it seems unusual when TSMC was one of the top holdings in Berkshire's portfolio. That said, it is not difficult to
- [Photonic chips revolution](https://drwealth.com/photonic-chips-revolution/) - Moving away from ASML's expensive lithography machine?
- ['Alibaba was one of the worst mistakes I ever made'](https://drwealth.com/alibaba-was-one-of-the-worst-mistakes-i-ever-made/) - Munger's candor
- [Disney's turnaround plan](https://drwealth.com/disneys-turnaround-plan/) - 5 main points
- [ExxonMobil record profits. Buy Big Oil stocks?](https://drwealth.com/exxonmobil-record-profits-buy-big-oil-stocks/) - Every dog has its day.Oil companies were heavily hammered when oil price dropped below $0 in 2020. They had to deal with oversupply and a storage headache.Shell cut its dividend for the first time since World War II and ExxonMobil was kicked out of Dow Jones Index after it was constituent for over 90 years.But
- [Tesla Q4 results: Good, meh or bad?](https://drwealth.com/tesla-q4-results-good-meh-or-bad/) - It is earnings season once again and Tesla has just released its Q4 results yesterday.Let's discuss:1. Headlines said record revenue and profits. It should be the case considering that Tesla is still a fast growing company with lots of market share to capture. EV sales are still a fraction of internal combustion engines and Tesla
- [US bull might be back already](https://drwealth.com/us-bull-might-be-back-already/) - Just yesterday, we have fully deployed the momentum strategy and bought 16 stocks at once.What gave us the confidence when most investors are apprehensive?We rely on a simple market barometer - the index must trade above its 200-Day Moving Average in order to have a chance for the bull may resume.In addition to that, the
- [Meta Verified may make billions but won't be enough](https://drwealth.com/meta-verified-may-make-billions-but-wont-be-enough/) - Tech companies are a copycat nowadays. They are feeling insecure whenever a competitor launches something and they felt they have to do it too. The most recent case being Meta, who is launching a paid verification service akin to Twitter Blue. The service is called Meta Verified. The 'blue tick' verified profile has been around
- [SATS Rights Issue: What should shareholders do?](https://drwealth.com/sats-rights-issue-what-should-shareholders-do/) - SATS has finally released details on their rights issue, which they had been speaking of for months, to raise a significant amount of funds. First of all, the rights price is set at S$2.20. It means that you need to pay this amount to get each additional share. The allotment is 323 Rights Shares for
- [Timeless Investment Principles from Buffett's 2022 Letter](https://drwealth.com/timeless-investment-principles-from-buffetts-2022-letter/) - Over the weekend, Warren Buffett released his highly anticipated annual letter, which reflects his consistent investment philosophy year after year. For investors, this serves as a valuable reminder to revisit his timeless investment principles. I'll outline the key lessons from his letter. 1) Be business pickers, not stock pickers The stock quote is much easier
- [US Stock Market 2023: Winners and Losers So Far](https://drwealth.com/us-stock-market-2023-winners-and-losers-so-far/) - As we enter the third month of 2023, it's a perfect time to examine the current state of the market. In this evaluation, we'll utilize the S&P 500 index, a well-diversified collection of blue-chip stocks, as a benchmark for assessing the US stock market. Despite experiencing a correction over the last two weeks, the S&P
- [What it means to be a Shareholder](https://drwealth.com/what-it-means-to-be-a-shareholder/) - The easiest way to answer the question is that a shareholder is a part owner of a business. But let's make it more insightful and answer it from the perspective of an Income Statement. The top line of an income statement is REVENUE. This is the amount of money the business took from its customers.
- [China's Two Sessions isn't looking good for the markets so far](https://drwealth.com/chinas-two-sessions-isnt-looking-good-for-the-markets-so-far/) - China focusing on the US rather than its economy
- [Alibaba showing signs of maturing](https://drwealth.com/alibaba-showing-signs-of-maturing/) - Competition everywhere
- [Is the Financial System collapsing?](https://drwealth.com/is-the-financial-system-collapsing/) - Alternative stores of value are soaring
- [Credit Suisse joins the banking crisis](https://drwealth.com/credit-suisse-joins-the-banking-crisis/) - 1-minute update
- [Can you afford not to invest](https://drwealth.com/can-you-afford-not-to-invest/) - The conventional wisdom says to a kid: study well and get a good job. It is rare to hear: take risk and start a business. Before you get the wrong idea, I am not here to bash conventional wisdom. It is sound advice but not enough. The fact is that the majority are not born
- [UBS-Credit Suisse Merger: A Frankenstein in the making?](https://drwealth.com/ubs-credit-suisse-merger-a-frankenstein-in-the-making/) - US Banking Crisis unresolved too
- [Fed called markets bluff, or was it Yellen](https://drwealth.com/fed-called-markets-bluff-or-was-it-yellen/) - Before the Federal Reserve's meeting, the derivative markets were strongly indicating that there was an 80% or greater likelihood of a 0.25% rate hike. As expected, the Fed followed through with the rate hike announcement, but the response of the markets was somewhat surprising. Both the S&P 500 and Nasdaq Composite indices dropped 1.7%, despite
- [TikTok ban good for Meta and YouTube?](https://drwealth.com/tiktok-ban-good-for-meta-and-youtube/) - It was clear to most people that the recent congressional hearing of TikTok's CEO Chew Shou Zi was a setup. The verdict of 'sell TikTok else ban it' has already been predetermined. The hearing seemed to serve as a platform to voice concerns about TikTok's alleged ties to the Chinese government, rather than a genuine
- [Apple as a Bank](https://drwealth.com/apple-as-a-bank/) - Apple has announced the launch of Apple Pay Later in the US, allowing users to split purchases into four payments over six weeks with no interest or fees. Users can apply for loans between $50 and $1,000, which can be used for online and in-app purchases made with merchants that accept Apple Pay. Such Buy
- [Oil Cuts: The latest threat to Tech stocks](https://drwealth.com/oil-cuts-the-latest-threat-to-tech-stocks/) - As if the Federal Reserve didn't have enough problems already, the latest developments in the Middle East have added yet another headache to their list of challenges. As a result, the Fed becomes more difficult to interpret, creating further uncertainty in financial markets. The latest challenge comes from the announcement by eight OPEC+ members of
- [How to get Richer with the Richest](https://drwealth.com/how-to-get-richer-with-the-richest/) - It's a commonly heard phrase that "the rich get richer," and this has often been demonstrated by the increase in the number of billionaires and their total wealth over the years. This got me thinking: what if we could invest alongside the world's richest individuals by investing in the companies where much of their wealth
- [Apple's 41% plunge in PC shipments, is it that bad?](https://drwealth.com/apples-41-plunge-in-pc-shipments-is-it-that-bad/) - The latest news reports indicate that PC shipments in the first quarter of 2023 have declined, with Apple being the biggest loser, experiencing a sharp 41% drop compared to the same period last year. While other competitors also saw decreases, their declines were relatively smaller in comparison. As headlines can be misleading, I would like
- [LVMH Continues to Dominate Luxury Market with Strong Q1 Results](https://drwealth.com/lvmh-continues-to-dominate-luxury-market-with-strong-q1-results/) - LVMH, the world's leading luxury conglomerate, is showing no signs of slowing down, reporting a stellar first quarter performance in 2023. The company's revenue surged by 17%, driven largely by increased demand from Asian markets. Notably, the relaxation of Covid restrictions in China has led to a significant boost in luxury goods consumption, benefiting LVMH
- [Tesla's Strategy: Aggressive Price Cuts To Thwart Competition](https://drwealth.com/teslas-strategy-aggressive-price-cuts-to-thwart-competition/) - Things haven't been going well for Elon Musk lately - SpaceX's Starship exploded midway while Tesla reported drop in profits due to the impact from its price cuts. And he caused a lot of unhappiness after dropping the legacy blue ticks on Twitter. Tesla share price tanked 10% in a day, wiping out more than
- [Listerine, Neutrogena, and Tylenol Form New Publicly Traded Company](https://drwealth.com/listerine-neutrogena-and-tylenol-form-new-publicly-traded-company/) - Johnson & Johnson (JNJ) is spinning off its consumer health business into a separate listing entity called Kenvue. Kenvue sport an impressive portfolio of brands—including Tylenol, Neutrogena, Listerine, Johnson’s, Band-Aid, Aveeno, Zyrtec and Nicorette. Kenvue has over ten brands achieving net sales exceeding $400 million. It holds five #1 brand positions globally across major categories,
- [Meta shares jumped 12% after 1Q23 Results](https://drwealth.com/meta-shares-jumped-12-after-1q23-results/) - Mark Zuckerberg has definitely learned his lesson from the massive decline in Meta's share price, caused by his determination in building the costly metaverse. He now knows how to act and speak according to what investors like. Zuck played ball and no longer talks about metaverse that much. But that doesn't mean he is giving
- [How to Buy Gold in Singapore?](https://drwealth.com/how-to-buy-gold/) - Gold shines when the economy isn't doing well. If you are thinking of buying gold today, click for 6 methods to buy Gold in Singapore
- [Airbnb down 12%, is there a concern?](https://drwealth.com/airbnb-down-12-is-there-a-concern/) - Airbnb's 1Q2023 results were unveiled after the market closed, and unfortunately, the company experienced a sharp decline in its share price by 12% during after-hours trading. This came as a surprise, given that the results were positive and exceeded expectations. The company achieved its highest ever quarterly revenue of $1.8 billion, reflecting a 20% YoY
- [Disney needs to reclaim its Lost Magic](https://drwealth.com/disney-needs-to-reclaim-its-lost-magic/) - Many shareholders are eagerly anticipating a positive change in Disney's stock performance, but their optimism is repeatedly deferred from one quarter to the next. Eventually, shareholders' patience would reach its limit. It is possible that certain shareholders have already lost faith, particularly considering that Disney's stock experienced a 5% decline during after-market trading after the
- [Big investors bought Alphabet, Alibaba and sold Amazon, Disney in 1Q23](https://drwealth.com/big-investors-bought-alphabet-alibaba-and-sold-amazon-disney-in-1q23/) - We now have information on the buys and sells by top fund managers in the first quarter of 2023. The purpose is not to simply replicate the trades of these major investors, but rather to reassess our current holdings as well as to inspire new trade ideas. Let's start off with Warren Buffett's Berkshire Hathaway.
- [Sell in May and buy in September?](https://drwealth.com/sell-in-may-and-buy-in-september/) - After a prolonged period of raising rates, the Federal Reserve has decided to increase the rate one more time this month before indicating a possible pause in rate hikes. In our previous post, we noted that the markets experienced a significant rally well before this event, starting from the beginning of the year. This was
- [Nvidia Gains Another 25% In One Day: Don't Short](https://drwealth.com/nvidia-gains-another-25-in-one-day-dont-short/) - Nvidia (NVDA) was the best performing stock in both the S&P 500 and Nasdaq 100 indices year-to-date with a 106% gain. Even after doubling in value, Nvidia continued to advance another 25% during the after-market trading session yesterday. If this trend continues, Nvidia's market capitalization is estimated to reach approximately $941 billion, and may even
- [AI is Taking My Job Away](https://drwealth.com/ai-is-taking-my-job-away/) - AI continues to progress and expand rapidly. It made me contemplate the possibility of my job being replaced. I believe many of you may have had similar thoughts. During the weekend, news emerged regarding JPMorgan Chase's application for a trademark called IndexGPT. This particular technology utilizes artificial intelligence in cloud computing software to analyze and
- [The Curse of Public Adoration and Why You Should Avoid Nvidia Now](https://drwealth.com/the-curse-of-public-adoration-and-why-you-should-avoid-nvidia-now/) - Nvidia and its founder, Jensen Huang, have become the center of attention lately. The rise of AI has greatly favored Nvidia, resulting in the company being valued at nearly a trillion dollars. The media has increasingly focused on Huang, and recently, he traveled to Taiwan to deliver a commencement speech, which gained significant traction on
- [Not the Time to Buy Oil Stocks Yet](https://drwealth.com/not-the-time-to-buy-oil-stocks-yet/) - Oil and gas stocks had a crazy year in 2022. Exxon Mobil recorded the highest profits for a Western oil company. The rest of the oil majors had fat profits too. Exxon Mobil and Chevron saw their share prices gained 87% and 58% in 2022 respectively. However, good times don't last and the relentless rate
- [When Apple Does It, It's Different](https://drwealth.com/when-apple-does-it-its-different/) - Apple has finally unveiled its long-awaited Vision Pro, a mixed reality headset that has been the subject of speculation for many years. We now have a glimpse of its appearance and pricing, although the exact features and functionality are still unknown. This uncertainty surrounding the new device is reminiscent of past technological transitions, such as
- [A Bull Market That Few Believe](https://drwealth.com/a-bull-market-that-few-believe/) - The media made headlines about the S&P 500 entering a bull market, which means the index has recovered 20% from its low point. However, this particular bull market isn't generating much excitement among people. This is often the case at the beginning of bull runs because they typically emerge from a pessimistic market sentiment and
- [Oracle: Stagnant Growth, Surprising Returns at 16% Annually](https://drwealth.com/oracle-stagnant-growth-surprising-returns-at-16-annually/) - According to a report by Bloomberg, Larry Ellison, the creator of Oracle, has surpassed Bill Gates to become the fourth wealthiest individual globally. While many people are familiar with Gates and his association with Microsoft, fewer are acquainted with Ellison and the Oracle corporation. This discrepancy in recognition can be attributed to the nature of
- [3 Types of Value Investing and Key Factors to Watch Out For](https://drwealth.com/3-types-of-value-investing-and-key-factors-to-watch-out-for/) - I had the privilege of being invited as a panelist to the Maybank Invest ASEAN 2023 event, where a thought-provoking question arose regarding the factors that investors should consider when performing value-investing analysis. In light of this, I believe it would be valuable to share my insights and expand upon the answer here. The concept
- [Bitcoin Regains $30k, Tech Stocks Slide](https://drwealth.com/bitcoin-regains-30k-tech-stocks-slide/) - The prices of cryptocurrencies usually mirror the price movements of high-growth tech stocks since both are highly responsive to changes in interest rates. Consequently, the substantial rate increases in 2022 significantly impacted both asset categories, causing them to falter as liquidity decreased. Many investors sold off these risky assets and sought refuge in safer Treasury
- [The Aftermath of Wagner's Mutiny: Market Reactions and Potential Scenarios](https://drwealth.com/the-aftermath-of-wagners-mutiny-market-reactions-and-potential-scenarios/) - During the weekend, a surprising announcement shook the world regarding a mutiny carried out by the paramilitary organization called Wagner in Russia. In a nutshell, Wagner seized control of Rostov, a Russian city, and initially headed towards Moscow but later reversed their course. Yevgeny Prigozhin, who led the mutiny, demanded the dismissal of the Russian
- [Musk vs Zuck: Twitter vs Threads](https://drwealth.com/musk-vs-zuck-twitter-vs-threads/) - Billionaires, believe it or not, can act as childish as the rest of us - men are just kids in adult bodies. Take the recent online feud between Elon Musk and Mark Zuckerberg, for instance. They've actually agreed to settle their differences with a cage fight. The president of the Ultimate Fighting Championship (UFC), Dana
- [Japan Holidays Set to Stay Cheap](https://drwealth.com/japan-holidays-set-to-stay-cheap/) - The Japanese Yen has declined to 145 in against the US Dollar. Yen was at the same level in November 2022, and Japan took action to bolster the Yen. Currently, investors anticipate intervention from the Japanese central bank at this critical level. Nevertheless, Japan's finance minister, Shunichi Suzuki, refrained from committing to an intervention. Instead,
- [Next Trillion Dollar Companies](https://drwealth.com/next-trillion-dollar-companies/) - Apple achieved another historic milestone by becoming the first company in the world to reach a market valuation of $3 trillion. Previously, on August 2, 2018, it became the first company to reach a market valuation of $1 trillion, and on August 19, 2020, it became the first company to reach $2 trillion. Given its
- [Why US Stocks May Stay Bullish in the Second Half of 2023](https://drwealth.com/why-us-stocks-may-stay-bullish-in-the-second-half-of-2023/) - Last November, I discussed the tendency of the US markets to be bullish following midterm elections. Historical data indicated that the average returns for the S&P 500 six and twelve months after a midterm election were 15.1% and 16.3% respectively. So far, this trend has held true as the US stocks have surpassed expectations, despite
- [Can Instagram's Threads Boost Meta's Revenue?](https://drwealth.com/can-instagrams-threads-boost-metas-revenue/) - Threads, a replica of Twitter, has become available for download on the Apple App Store and Google Play Store, excluding Europe. This launch comes at a critical time when Twitter has been encountering challenges since Elon Musk privatized it. Twitter has witnessed a decline in advertisers, and some notable celebrities have refused to subscribe to
- [Don't Laugh At Those Who Queued For Taylor Swift Tickets](https://drwealth.com/dont-laugh-at-those-who-queued-for-taylor-swift-tickets/) - Taylor Swift is scheduled to bring her world tour to Asia from February to March 2024, and the enthusiasm surrounding the event has been overwhelming, particularly in Singapore.Before the official ticket release, UOB cardholders were given the exclusive opportunity to purchase tickets. This privilege resulted in a remarkable surge in credit card applications from Singapore,
- [How Temasek Invest?](https://drwealth.com/how-temasek-invest/) - Temasek Holdings experienced a 5% decrease in the performance of its investment portfolio in the previous year. It is essential to clarify that this post does not aim to criticize, as I acknowledge the distinctive difficulties faced by a large investment institution like Temasek, which cannot be directly compared to individual investors. Temasek encounters challenges
- [SPY vs VOO vs IVV ETFs: which is the best S&P500 ETF?](https://drwealth.com/spy-vs-voo-vs-ivv/) - SPY, VOO and IVV are the largest S&P 500 index funds. Find out which ETF is the better buy for most investors.
- [Microsoft's New Cybersecurity Products Sends Rival Stocks Tumbling](https://drwealth.com/microsofts-new-cybersecurity-products-sends-rival-stocks-tumbling/) - Despite the positive Consumer Price Index (CPI) figures reported yesterday, which led to a general market increase, cybersecurity firms had less reason to celebrate. This was because Microsoft unveiled two new cybersecurity products, namely Microsoft Entra Internet Access and Microsoft Entra Private Access, in a recent blog post.The introduction of these new offerings by Microsoft
- [Coinbase Jumped 24% After Landmark Ruling](https://drwealth.com/coinbase-jumped-24-after-landmark-ruling/) - The US Government has experienced a challenging week, with significant developments in two cases. Firstly, the Federal Trade Commission (FTC) lost its legal battle against Microsoft regarding the latter's acquisition of Activision Blizzard. Secondly, the Securities and Exchange Commission (SEC) faced a setback in its case against Ripple (XRP), as the court ruled that the
- [Investors Only Want To Make Money From Stocks They Love](https://drwealth.com/investors-only-want-to-make-money-from-stocks-they-love/) - After engaging with investors for a decade, I've observed a common pattern: investors do not want to make money from the stock market, they want to make money from the stocks they love. While the distinction may seem minor, the implications are huge. For example, an investor is more likely to prefer a 211% year-to-date
- [Is Netflix Already a Mature Company?](https://drwealth.com/is-netflix-already-a-mature-company/) - When it comes to investing, there are always both positive and negative aspects to consider. The situation is akin to a glass that is never entirely full, and the prevailing perspective, whether positive or negative, will dictate its impact. Yesterday, Netflix released its latest quarterly results, and investors concentrated on the negative aspects rather than
- [Alphabet Up, Microsoft Down](https://drwealth.com/alphabet-up-microsoft-down/) - In the past few quarters, Microsoft has been the superior performer compared to Alphabet. Year-to-date, Microsoft's share price surged by 46.5%, while Alphabet trailed slightly with a gain of 37.13% during the same period. However, the dynamics have shifted now. Microsoft observed a 3.7% drop in its share price after the release of its quarterly
- [US Credit Rating Downgraded - Nothing to Worry](https://drwealth.com/us-credit-rating-downgraded-nothing-to-worry/) - Fitch, a major credit rating agency, has lowered the credit ratings of the U.S. federal government from the top-tier AAA to AA+. The downgrade was influenced by multiple factors. One of these factors was the government's failure to control expenditure, resulting in the need to raise the debt limit multiple times. This trend has eroded
- [Advertising Market: Why to Buy Big Tech, Sell Snap and Pinterest](https://drwealth.com/advertising-market-why-to-buy-big-tech-sell-snap-and-pinterest/) - The second quarter of this year has witnessed a resurgence in advertising revenue, which serves as a crucial indicator of the US economy. The increased ad spending signifies businesses' eagerness to expand and grow, suggesting a positive outlook for the near future economy. Consequently, the growth in advertising revenue in the latest quarter compared to
- [AI Down, Oil Up, WeWork Bankrupting?](https://drwealth.com/ai-down-oil-up-wework-bankrupting/) - There are a few things happening in the markets to talk about. To start, the enthusiasm for AI appears to be waning, as stocks related to artificial intelligence have started to undergo corrections in the recent days, along with the broader technology sector. Here are some AI related stocks and their one day price change
- [Inflation Rate Rose To 3.2% In July, Good or Bad?](https://drwealth.com/inflation-rate-rose-to-3-2-in-july-good-or-bad/) - Following twelve months of continuous decline, the US inflation rate experienced a slight increase of 0.2% last month, reaching 3.2%. Analysts and the media were generally positive about it, pointing out that the inflation rate came in below the anticipated 3.3%. Additionally, they highlighted that real wages had risen when accounting for inflation. To me,
- [Should Singaporeans buy a weekend home in Johor?](https://drwealth.com/should-singaporeans-buy-a-weekend-home-in-johor/) - Asians are obsessed with real estate. I mean, I do get the point. In ancient civilizations, kings built themselves grand castles and the thirst for expanding their country's borders meant more resources and power. These days, most of us accept the fact that we would need to own at least 1 property if we were
- [Big Short Manager Bet $1.6B or 93% of His Fund For Stocks to Crash - Should You Sell?](https://drwealth.com/big-short-manager-bet-1-6b-or-93-of-his-fund-for-stocks-to-crash-should-you-sell/) - Michael Burry gained recognition through his role in the film 'The Big Short,' which chronicles his contrarian and substantial wager on the 2007-08 US housing market collapse. Consequently, he became a closely watched investor, drawing attention whenever investors seek indications of impending market downturns. According to the recently released 13F filing, he is presently placing
- [Buy Bonds Because Interest Rates Are High And Stocks Are Overvalued?](https://drwealth.com/buy-bonds-because-interest-rates-are-high-and-stocks-are-overvalued/) - Starting from March this year, several finance experts have been discussing the unappealing nature of stocks due to the low equity risk premium (ERP). In simple terms, the equity risk premium represents the potential additional return achievable from investing in stocks compared to a safer, risk-free alternative. For instance, when a government bond yields 4%
- [The Company Powering 99% of Smartphone Is Set To Be 2023 Biggest IPO](https://drwealth.com/the-company-powering-99-of-smartphone-is-set-to-be-2023-biggest-ipo/) - Arm has filed its IPO prospectus and is set to become the largest IPO in 2023. Most people have probably not heard of Arm. But almost everyone has used its invention. An overwhelming 99% of the globe's smartphones rely on Arm for their operation. Whether it's an iPhone or a Samsung device, the odds are
- [You Said Nvidia Is Overvalued But Its Share Price Keeps Rising](https://drwealth.com/you-said-nvidia-is-overvalued-but-its-share-price-keeps-rising/) - The AI fever has not subsided and it is translating to real dollars for Nvidia. The eagerly awaited results of Nvidia has finally been announced and the results were truly exceptional. Nvidia recorded a revenue of $13.51 billion, marking a 101% increase compared to the previous year. The net profit experienced an even more dramatic
- [Cash Is King, But For How Long More?](https://drwealth.com/cash-is-king-but-for-how-long-more/) - Companies are expected to experience increased interest expenses as interest rates rise. However, this doesn't apply universally. There were companies who took on long-term debts when interest rates were low and currently don't require refinancing. Additionally, some of these companies held substantial cash reserves that benefitted from high interest rates, resulting in the generation of
- [Is The Stock Market Correction Over?](https://drwealth.com/is-the-stock-market-correction-over/) - Two weeks ago I talked about the stock market was undergoing a correction. I said it's not a big crash, just a correction, and I expected it to keep going down for another month by about 10%. But now, in the last few days, markets have showed some strength and this has led me to
- [Why Buy And Hold Doesn't Work (For Most Stocks)](https://drwealth.com/why-buy-and-hold-doesnt-work-for-most-stocks/) - We often hear the stock investing advice of 'buy and hold' as though it is a panacea for all investing problems. Such advice also premised on the assumption that 'stocks go up in the long run'. This can lead investors to mistakenly believe that merely holding onto a stock for an extended period guarantees profitability.
- [Bull, Bear, or Somewhere in Between](https://drwealth.com/bull-bear-or-somewhere-in-between/) - The lingering apprehension about interest rate hikes never entirely go away. Recently the concerns of a rate hike have escalated, as indicated by the movements in financial markets. Firstly, long-term bond yields have continued their upward trajectory. The yield on the US 10-year bond has climbed from 4.267% to 4.289%, while the 2-year Treasury yield
- [LVMH No Longer The King of Europe. It's Novo Nordisk](https://drwealth.com/lvmh-no-longer-the-king-of-europe-its-novo-nordisk/) - Bernard Arnault, the boss of LVMH, was named the richest man in the world in 2023 by Forbes. Five months ago, I wrote about the curse of public adoration whereby any individual who grabs the headlines would usually spell trouble for his associated company. Since the release of the Forbes rankings on April 4th, LVMH
- [Tesla's Dojo As Good As Nvidia?](https://drwealth.com/teslas-dojo-as-good-as-nvidia/) - Tesla's stock price surged by 10% following an increase in its target price by Morgan Stanley, which was raised from $250 to $400. This significant increase was attributed by analysts to the impact of Tesla's Dojo supercomputer. Dojo serves as an AI computing system primarily employed for the purpose of processing videos from drivers and
- [25 Worst Stocks and Buffett Have 3 of Them](https://drwealth.com/25-worst-stocks-and-buffett-have-3-of-them/) - Hendrik Bessembinder's research found that more than half of the stocks do worse than US treasury bill returns. Hence, buying and holding stocks for long term does not guarantee a good return. Recently, Visual Capitalist released an article highlighting the 25 worst-performing stocks in terms of delivering huge shareholder losses. I observed that not even
- [Why the Fed Paused Rates But Stocks Went Down](https://drwealth.com/why-the-fed-paused-rates-but-stocks-went-down/) - The Federal Reserve chose not to increase interest rates during the latest FOMC meeting, yet the stock market experienced a decline. Some investors might be wondering why, considering that this should be a piece of positive news. We must remember that the market is forward-looking and would price its expectations accordingly, often before the event
- [Selling Covered Call Options, Worth It?](https://drwealth.com/selling-covered-call-options-worth-it/) - Selling covered calls presents an enticing opportunity to enhance your income stream from your stock holdings. To illustrate, if you possess Apple shares and believe that a suitable selling price for them is $200, you may opt to sell call options with a strike price of $200. Should the stock price indeed surpass $200, the
- [Amazon Down 4% After FTC Lawsuit, Sell?](https://drwealth.com/amazon-down-4-after-ftc-lawsuit-sell/) - The US Government is currently actively pursuing legal action against not just one, but two major players in the Big Tech industry. Following its lawsuit against Alphabet, the FTC, in collaboration with 17 states, has initiated legal proceedings against Amazon, citing anti-trust concerns. Here are some of the allegations leveled against Amazon: Undercutting the prices
- [$14 for Ad-Free Facebook or Instagram: Will You Pay?](https://drwealth.com/14-for-ad-free-facebook-or-instagram-will-you-pay/) - Meta is planning to roll out a paid option for users in Europe to enjoy an ad-free Facebook or Instagram experience. Under the plan, Meta would charge users roughly €10 a month ($11) for desktop access to a Facebook or Instagram account, and approximately €13 monthly ($14) for mobile access. The higher mobile fee is
- [Are Stocks Going to Crash Because of Rising Bond Yields?](https://drwealth.com/are-stocks-going-to-crash-because-of-rising-bond-yields/) - For the past few weeks, the financial markets have been quite unsettling to observe, with growing discussions regarding a potential impending crash. The primary concern at present revolves around the rising long-term yields of US Government bonds. The bigger question is: What is causing this rise in yields? This analysis is crucial in determining whether
- [Israel-Hamas Conflict: Impact on the Markets](https://drwealth.com/israel-hamas-conflict-impact-on-the-markets/) - During the weekend, Israel experienced an unexpected assault from Hamas, prompting Israel to declare war against the militant group. While conflicts in the Middle East are not uncommon, this event stands out due to its heightened scale and intensity, possibly adding another conflict region to the ongoing war in Ukraine. In this post, I aim
- [Investors Should Think like a Farmer](https://drwealth.com/investors-should-think-like-a-farmer/) - I stumbled upon these seven principles for adopting a farmer's mindset on LinkedIn. I'm unsure of the original author but I've noticed that it has been circulated on social media by numerous individuals throughout the years. Nonetheless, its value remains undiminished. As an investor, naturally, I'll examine it from that standpoint. In truth, this collection
- [Birkenstock and Recent Underwhelming IPOs Show Investors Aren't Back Yet](https://drwealth.com/birkenstock-and-recent-underwhelming-ipos-show-investors-arent-back-yet/) - The debut of Birkenstock's (BIRK) on the stock market didn't go well, as it ended the first day of trading with a 13% decline from its initial public offering (IPO) price of $46. However, this does not accurately represent the BIRK's business performance; instead, it's a result of subdued investor interest and an overvaluation of
- [Bitcoin Jumped to $30k on a False CoinTelegraph Tweet: A Latent Crypto Bull Market Exists](https://drwealth.com/bitcoin-jumped-to-30k-on-a-false-cointelegraph-tweet-a-latent-crypto-bull-market-exists/) - The price of Bitcoin experienced a 8% jump, reaching a peak of $30,000, in response to the announcement that the Securities Commission had granted approval for BlackRock's spot Bitcoin ETF. The news was initially reported via a tweet from CoinTelegraph. However, it was subsequently revealed that this information was inaccurate, as BlackRock clarified that their
- [Netflix Shines While Tesla and Morgan Stanley Struggle](https://drwealth.com/netflix-shines-while-tesla-and-morgan-stanley-struggle/) - It was an eventful day in the US markets as companies commence their quarterly earnings disclosures. The majority of these reports have been underwhelming thus far, resulting in several significant price fluctuations. Netflix +13% Netflix surprised observers by acquiring 8.76 million new subscribers during the quarter, surpassing the expected 5.49 million. The stock price responded
- [TSMC as an Economic Indicator: The Worst Might Be Over](https://drwealth.com/tsmc-as-an-economic-indicator-the-worst-might-be-over/) - The predominant company in the vital semiconductor sector, TSMC, has published its third quarter results. Its business performance would give us a clue to the state of the global economy. However, the results were lackluster. TSMC reported an 11% decrease in revenue and a 25% drop in profits (measured in $NT) compared to the previous
- [Bonds Are Safe, Right?](https://drwealth.com/bonds-are-safe-right/) - In previous week we witnessed the U.S. 10-year Bond Yield surpassing the 5% threshold, although it concluded the week below this level. This is significant because the long-term bond yields have been rising relentlessly and causing bond prices to fall, due to their inverse relationship. Examining the 20-year and 30-year U.S. bonds, their yields stood
- [If Ackman is Right, Stocks Are In Trouble](https://drwealth.com/if-ackman-is-right-stocks-are-in-trouble/) - In August of 2023, hedge fund manager Bill Ackman took to X to announce that his firm, Pershing Square, had shorted long-term bonds. He presented a set of compelling rationales for this stance. Firstly, he attributed it to the geopolitical tensions, which had given rise to two significant consequences: increased production costs as the United
- [Earnings Big Moves: Microsoft, Alphabet, Spotify, (Bitcoin)](https://drwealth.com/earnings-big-moves-microsoft-alphabet-spotify-bitcoin/) - Spotify (SPOT) +10% Impressive Q3 outcomes for Spotify show an 11% year-over-year boost in revenue, fueled by a robust performance in both premium and ad-supported segments, which recorded respective growth rates of 10% and 16%. The number of active users has soared by 26% compared to the previous year, reaching 551 million. When it comes
- [How to Protect Your Investments With Buffer ETFs](https://drwealth.com/how-to-protect-your-investments-with-buffer-etfs/) - Following my discussion of the bearish markets, I felt it was important to delve into strategies for safeguarding a portfolio in the event of a downturn. Indeed, there exist several methods to achieve this, ranging from selling stocks to keep cash and purchasing put options to engaging in market shorting. Some ways are more complicated
- [Investment Winners and Losers After Halloween](https://drwealth.com/investment-winners-and-losers-after-halloween/) - Halloween signifies the conclusion of October, allowing us to assess the performance of the financial markets during the first ten months of 2023. Year-to-date total returns, including dividends and interests, are as follows: Bitcoin (BTC/USD): +106% Nasdaq 100 (QQQ): +31% S&P 500 (SPY): +11% Gold (GLD): +8% US Govt Bonds 1-3y (SHY): +2% Dow Jones
- [Is the Market Correction Over?](https://drwealth.com/is-the-market-correction-over/) - The S&P 500 has advanced by 3.1% since I expressed my bearish stance on the market. Furthermore, the S&P 500 has surpassed its 200-Day Moving Average, shifting the trend back towards the bullish side. This bullish sentiment may be attributed to the recent Federal Open Market Committee (FOMC) meeting, where the Federal Reserve made no
- [Is this the end of Singapore residential property bull market?](https://drwealth.com/is-this-the-end-of-singapore-residential-property-bull-market/) - Singapore’s property market has risen 30% in 5 years, dodging the downturns seen in other major cities, prompting major curbs such as the raising of stamp duty rates to cool the overheated market. Singapore Citizens buying their second residential property now have to pay an additional buyer stamp duty (ABSD) of 20% of the selling
- [This Famous Fund Manager Said Sell Stocks and Buy Bonds](https://drwealth.com/this-famous-fund-manager-said-sell-stocks-and-buy-bonds/) - Howard Marks, a highly regarded figure in the financial world and co-founder of Oaktree Capital, is renowned for achieving impressive returns with distressed debt investments. He regularly shares his insights through memos. In an October 2023 memo, Marks expressed the view that investors should allocate a significant portion of their portfolio to bonds. During a
- [ARKK Gained 16% in 5 Days and the Bigger Market Story](https://drwealth.com/arkk-gained-16-in-5-days-and-the-bigger-market-story/) - Yesterday, there was a 4% drop in oil prices, which, in turn, caused a 2% decline in oil stocks, dragging down the energy sector. Yesterday, there was a 4% drop in oil prices, which, in turn, caused a 2% decline in oil stocks, dragging down the energy sector. Crude oil prices are now trading below
- [Boeing Keeps Paying 737 Max's Engineering Debt](https://drwealth.com/boeing-keeps-paying-737-maxs-engineering-debt/) - The Boeing 737 jetliner, introduced in 1968, remains one of the most utilized commercial aircraft 56 years later, albeit with several modifications. In contrast, its competitor, the Airbus A320, was introduced in 1988, making it 20 years younger. As someone who is not an aviation expert, but from a passenger's perspective, I feel uneasy about
- [Alphabet and Tesla Down, Spotify Soars, Ethereum ETFs Fizzle](https://drwealth.com/alphabet-and-tesla-down-spotify-soars-ethereum-etfs-fizzle/) - The Big Tech earnings season has kicked off with Alphabet and Tesla reporting their results first. Alphabet Keeps Revenue Growth Steady Alphabet (GOOGL / GOOG) reported a 14% rise in revenue, slightly lower than the 15% year-over-year increase in the previous quarter, but still in line with expectations. The only laggard was Google Network, which
- [How to Pay in China as a Foreigner](https://drwealth.com/how-to-pay-in-china-as-a-foreigner/) - With its rich cultural heritage, diverse landscapes, culinary delights, modern attractions, and close proximity to Singapore, China has emerged as a popular destination for Singaporeans, offering all of these unique experiences at relatively affordable prices. Many first-timers to China may feel apprehensive as they would have heard about how difficult it is to make payment
- [3 Malaysian Blue Chips Offering Over 5% Dividend Yields](https://drwealth.com/3-malaysian-blue-chips-offering-over-5-dividend-yields/) - The Malaysian stock market boasts a handful of solid dividend blue chips. In fact, I bet there are more dividend counters in Malaysian than in Singapore. In terms of quantity, Malaysia's stock market beats Singapore's hands down. However, in terms of quality, I would pick Singapore's 3 banks any day. Here's why - dividend plays
- [99Speedmart vs Mr DIY: Which Stock is the Better Retail Play?](https://drwealth.com/99speedmart-vs-mr-diy-which-stock-is-the-better-retail-play/) - Malaysia’s retail market has seen steady growth due to strong macroeconomic conditions. According to Mordor Intelligence, the sector's size is estimated at USD89.66 billion in 2024 and projected to reach USD 119.64 billion by 2029, reflecting a compound annual growth rate (CAGR) of 5.94%. It is also one of the stronger consumption driven markets in
- [4 Malaysia Blue Chip REITs for Steady Income](https://drwealth.com/4-malaysia-blue-chip-reits-for-steady-income/) - Malaysia would not be my favourite hunting ground for REITs. With only 19 REITs listed on Bursa Malaysia, there are easily only a handful of good REITs that are worthy of investor's attention. My pet peeve with M-REITs lie at their relatively passive approach to accretive acquisitions. Most, if not all of the M-REITs are
- [8 REITs Trading Below Covid Lows Even After Dividends: Can They Recover?](https://drwealth.com/8-reits-trading-below-covid-lows-even-after-dividends-can-they-recover/) - One year ago, I remember myself quoting that REITs will be making a comeback. One year later, I think a lot has happened for me to backtrack on that quote. Yes, we are still in the process of embracing lower rates as 2025 unfolds, but those who follow the Federal Reserve like a hawk will
- [Blue Chip REITs 4Q25 Results: Who’s Winning and Who’s Falling Behind?](https://drwealth.com/blue-chip-reits-4q25-results-whos-winning-and-whos-falling-behind/) - It's another REIT earning season. But with the global economic sentiment plus another Trump term, most if not all of us have concluded that it will be another tough few years for REITs. The "REIT-vival" that we all anticipated might not be coming so soon. But I get it, some of us who are here
- [Mapletree Industrial Drops 3% After JPMorgan Downgrade—Time to Worry?](https://drwealth.com/mapletree-industrial-drops-3-after-jpmorgan/) - JPMorgan analysts added insult to injury by downgrading Mapletree Industrial Trust (MINT) in their latest report from ‘Overweight’ to ‘Underweight.’
- [Hang Seng Tech Surge 20% - 11 Stocks that Push Up the Index](https://drwealth.com/hang-seng-tech-surge-20-11-stocks-that-push-up-the-index/) - Recently, China stocks have seen a strong rally, particularly in the tech industry. The Hong Kong tech index has surged over 26% YTD, significantly outperforming US tech stocks, with the Nasdaq 100 index delivering only a 5% YTD gain. The primary reason for this outperformance is the emergence of DeepSeek, followed by other Chinese tech
- [OTC Stocks: What’s the Difference Between "Y" and "F" Tickers?](https://drwealth.com/otc-stocks-whats-the-difference-between-y-and-f-tickers/) - Investors looking to trade foreign stocks in the U.S. often encounter OTC tickers ending in "Y" or "F". These symbols indicate whether the stock is an American Depositary Receipt (ADR) or a foreign ordinary share. Understanding the difference is crucial for making informed investment decisions. What Are OTC Stocks? Over-the-counter (OTC) stocks are securities that
- [Top Glove, Hartalega, and Kossan Plunge Over 10% on Trade Tariffs – What’s Next?](https://drwealth.com/top-glove-hartalega-and-kossan-plunge-over-10-on-trade-tariffs-whats-next/) - I will start the post bluntly - I never found the glove-making business a sustainable industry with a wide moat. Even though most Malaysians would know them and their ticker symbol by heart - Hartalega Holdings Berhad (KLSE: HARTA), Top Glove Corporation Bhd (KLSE: TOPGLOV), Kossan Rubber Industries Bhd (KLSE: KOSSAN).In fact, I was one
- [Malaysia Airports Berhad (MAHB) Goes Private: Who Wins and Who Loses?](https://drwealth.com/malaysia-airports-berhad-mahb-goes-private-who-wins-and-who-loses/) - Malaysia Airports Holdings Berhad (KLSE: MAHB) has suspended trading and will be delisted on the 25th of February. Since 1999, MAHB has been a listed company, and after 25 years, it will be privatised by Gateway Development Alliance, a consortium led by Khazanah Nasional Berhad, the Employees Provident Fund, the Abu Dhabi Investment Authority and
- [Seatrium Reports First Full Year Profit Since 2017, Gives Dividends: Better Days Ahead?](https://drwealth.com/seatrium-reports-first-full-year-profit-since-2017-gives-dividends-better-days-ahead/) - Seatrium (SGX:5E2) has finally reported its first full-year profit after 7 years. It has gone through so much, such as a fraud investigation, a merger, economic downturns and oil price crashes that affected its order book. Here we review if better days lie ahead for Seatrium. Review of financial performance Seatrium has posted a net
- [4 Bond Funds Paying Monthly Interests with Yields Above 5%](https://drwealth.com/4-bond-funds-paying-monthly-interests-with-yields-above-5/) - As promised, after publishing the 4 Stock Funds That Pay Monthly Dividends post, I said I would follow up with bond funds—so here it is. Typically, investors seeking monthly payouts are retirees who need cash flow to fund their living expenses after they stop working. At this stage, financial capital needs to do the heavy
- [Yangzijiang Shipbuilding: Down almost -30% from all-time-high! What happened?](https://drwealth.com/yangzijiang-shipbuilding-down-almost-30-from-all-time-high-what-happened/) - Just when things seemed smooth-sailing, a storm hit this SGX-listed shipbuilding business. Yangzijiang Shipbuilding (Holdings) Ltd (SGX: BS6) has seen its share prices plummet almost 30% over the past week. And there could be more selling pressure in the upcoming days. But if we were to rewind the clock and look at the share prices
- [Cuckoo International (MAL) Berhad IPO. Good to buy?](https://drwealth.com/cuckoo-international-mal-berhad-ipo-good-to-buy/) - Updated 25 Jun 2025: Cuckoo International (MAL) Bhd (KL:CKI) closed its debut trading day (24 June) on Bursa Malaysia’s Main Market flat at RM1.08, matching its final IPO price. The Malaysian stock market index may be down -6% YTD, but investor appetite for IPO remains strong. Singaporeans might be aware of this particular company and
- [Stocks Are So Bullish Now But It Is Not Too Late](https://drwealth.com/stocks-are-so-bullish-now-but-it-is-not-too-late/) - The stock market has experienced a notable shift in sentiment in the last one week, bolstered by several positive factors, signaling a brighter outlook. #1 Decline in Long-term Rates A key driver of the market's uptrend is the decline in long-term interest rates. After reaching highs of about 5%, these rates have receded to 4.44%.
- [Buffett Sold More Stocks in 3Q23 Again](https://drwealth.com/buffett-sold-more-stocks-in-3q23-again/) - Warren Buffett's Berkshire Hathaway once again was a net seller of stocks in the last quarter. Despite the market correction, Buffett remained patient in search of his ideal investment opportunity. Surprisingly, not even small purchases were made during this time. Some observers may have noticed the inclusion of new stocks such as Liberty SiriusXM and
- [Walmart Down 8% While Target Jumps 17%](https://drwealth.com/walmart-down-8-while-target-jumps-17/) - Since July 2023, Walmart's stock has achieved record-breaking highs on multiple occasions. The positive momentum took a hit, however, when they reported their earnings and witnessed an 8% decline in their stock value. Analyzing their 3Q results, it becomes apparent that the drop may not have been justified, given that Walmart managed to maintain a
- [Microsoft Has Become The Sexiest AI Stock](https://drwealth.com/microsoft-has-become-the-sexiest-ai-stock/) - The tech world was recently shaken by the unexpected ousting of Sam Altman, co-founder of OpenAI. Altman, a prominent figure in the AI industry, was abruptly fired after an internal review by OpenAI's board, which found that he had not been "consistently candid" with his representations to the board​​​​​​​​. This development was not only a
- [Is Nvidia a Buy After a 206% Growth?](https://drwealth.com/is-nvidia-a-buy-after-a-206-growth/) - Nvidia's recent Q3 Fiscal 2024 financials are nothing short of extraordinary, with a record-breaking revenue of $18.12 billion. This is a whopping 206% increase year-over-year, a clear indication that Nvidia is outpacing its peers in the trillion-dollar market cap club. Just look at these year-over-year revenue growth rates for the latest quarter: Nvidia +206%, Amazon
- [Black Friday Record Sales: Americans Are Still Spending and That's a Good Sign, For Now](https://drwealth.com/black-friday-record-sales-americans-are-still-spending-and-thats-a-good-sign-for-now/) - Black Friday's online spending reached a record $9.8 billion this year, marking a 7.5% increase from the previous year. Despite early holiday sales by many retailers, Cyber Monday is projected to surpass this, potentially generating $12 billion in sales, making it the biggest sales day of the holiday season and the entire year. However, the
- [Charlie Munger's Two Greatest Contributions to Investing](https://drwealth.com/charlie-mungers-two-greatest-contributions-to-investing/) - Munger's impact on the investment sphere is immense, and I'd like to briefly focus on the two pivotal contributions he's known for. #1 Extreme Patience, Extreme Decisiveness Firstly, he advocated a binary approach to investing, which he described as 'extreme patience combined with extreme decisiveness.' This patience entails waiting for the right investment opportunity. While
- [Dow Hits 2023 High, Carried by Salesforce](https://drwealth.com/dow-hits-2023-high-carried-by-salesforce/) - The Dow Jones Industrial Average Index hit a new high for 2023 yesterday, largely propelled by a significant gain in Salesforce shares, which jumped 9% following the release of its third-quarter results. Most analysts attribute this to an earnings estimate beat and results that exceeded expectations. However, the 11% revenue growth is not particularly impressive
- [Small Caps Rally, Big Caps Rest](https://drwealth.com/small-caps-rally-big-caps-rest/) - Investors have expressed concerns that this year's bull market was predominantly driven by a select group of Big Tech stocks. However, about a week ago, market dynamics began to shift, signaling a potential for a broader market recovery. There are a few ways to look at it. First, consider the small-cap stocks, typically represented by
- [Dear Google, I don't need another AI chatbot](https://drwealth.com/dear-google-i-dont-need-another-ai-chatbot/) - Google recently announced the rollout of its latest and most powerful AI, Gemini, which will be available in three forms: Gemini Ultra, Pro, and Nano. These versions will be integrated across Google's suite of products. The most powerful variant, Ultra, is expected to be available for Google Cloud customers. It will also power a new
- [AMD is the Latest AI Winner](https://drwealth.com/amd-is-the-latest-ai-winner/) - For years, AMD has been the underdog in its battles against Nvidia in the graphics processing unit (GPU) market and Intel in the central processing unit (CPU) market. However, with the booming demand for AI chips, AMD hopes to capitalize on this growth and seize a larger market share. Nvidia, the undisputed leader in AI
- [Goto Tanked 20% and Sea fell 5% After TikTok Shop Revives Indonesia E-commerce](https://drwealth.com/goto-tanked-20-and-sea-fell-5-after-tiktok-shop-revives-indonesia-e-commerce/) - Previously competitors in the Indonesian e-commerce scene, TikTok and GoTo have now joined forces. TikTok Shop Indonesia's business will be integrated into GoTo's e-commerce arm, PT Tokopedia. In addition to transferring the business, TikTok will invest US$840 million to acquire a controlling 75.01% stake in PT Tokopedia. The remaining shares will be retained by GoTo.
- [Investor Sentiment Soars with Dow's All-Time High and Fed's Rate Cut Speculation](https://drwealth.com/investor-sentiment-soars-with-dows-all-time-high-and-feds-rate-cut-speculation/) - Last week, I was discussing the Dow touching its all-time high. After a week of range-bound movements, the Dow finally broke through the all-time high, boosted by hopes of a rate cut following the FOMC meeting. Fed Chair Powell maintained the stance that rate hikes are still possible and continued to emphasize that the inflation
- [Apple Halts Watch Sales, Adobe Drops Figma Deal](https://drwealth.com/apple-halts-watch-sales-adobe-drops-figma-deal/) - Yesterday, Apple and Adobe faced separate challenges. Apple suspended sales of its Apple Watch in the U.S. following a court ruling, while Adobe abandoned its acquisition of Figma. Let's explore the implications for their businesses and stock prices. In October, the U.S. International Trade Commission (ITC) ruled that Apple had infringed upon patents concerning a
- [How the Red Sea Attack Affected The Stock Market](https://drwealth.com/how-the-red-sea-attack-affected-the-stock-market/) - The ongoing Israel-Gaza conflict has spread to other parts of the region. Yemen's Houthis have been targeting vessels in the Red Sea, claiming it as a retaliation against Israel's military actions in Gaza. The Red Sea, including the Suez Canal, is a crucial artery for global trade, handling 12% of worldwide trade flows and 30%
- [Barbie and Ethan Hunt in One Room: Why It's Not the Solution for Warner Brothers Discovery and Paramount](https://drwealth.com/barbie-and-ethan-hunt-in-one-room-why-its-not-the-solution-for-warner-brothers-discovery-and-paramount/) - In recent years, we have witnessed numerous mergers among Big Media companies. Just yesterday, news reports emerged that Warner Brothers Discovery (WBD) and Paramount (PARA) are discussing a potential merger. Merging media entities offers several benefits. First, it increases the variety of content, making subscriptions more appealing to customers. Second, it enables cost savings through
- [Bye Nike; Buy Hoka and On?](https://drwealth.com/bye-nike-buy-hoka-and-on/) - Nike's share price plummeted by 12% following its quarterly results release. The guidance disappointed investors, as Nike slashed its full-year growth projection to just 1%, down from the previously forecasted mid-single digits. Nike, a well-rounded sportswear company, covers footwear, apparel, equipment, and more. However, footwear remains the primary revenue driver, contributing 64% of its total
- [The Investor’s Guide to Magnificent 7 in 2024](https://drwealth.com/the-investors-guide-to-magnificent-7-in-2024-2/) - I will be discussing the outlook for the Magnificent 7 in 2024 at the FSM Invest Expo on January 6, 2024. The event is free, and attendees will receive the complete 'Magnificent 7 Investor's Guide'. Register here. This is a truncated version of the Investor’s Guide: The Magnificent 7, comprising Apple, Microsoft, Alphabet, Amazon, Nvidia,
- [1% Chance To Find Stocks That Can 10x in 10 Years](https://drwealth.com/1-chance-to-find-stocks-that-can-10x-in-10-years/) - Investors are naturally drawn to multi-baggers, stocks that can multiply in value several times, potentially yielding significant wealth. Therefore, it's unsurprising that Quartr's shared image has garnered considerable attention among investors. It lists 27 companies that have returned 100 times their value over the past 15 years. Investors would scrutinize this list, eager to discover
- [Investment in Singapore (2024) – Read This First Before You Invest Your First $10,000](https://drwealth.com/investment-in-singapore/) - You've finally saved up your first $10,000. Here's how to start putting it to work and reaping returns...
- [The 2024 Stock Market Begins With a Pullback](https://drwealth.com/the-2024-stock-market-begins-with-a-pullback/) - Stocks didn't start 2024 with a bang. Both the S&P 500 and the Nasdaq Composite closed down on the first trading day of 2024, while the Dow Jones Industrial Average managed a slight gain. However, the drop wasn’t significant enough to trigger investor panic. A mere 0.55% decline in the S&P 500 falls within normal
- [Is Microsoft Winning the AI Race Against Google?](https://drwealth.com/is-microsoft-winning-the-ai-race-against-google/) - Thirty years ago, Microsoft introduced the Windows key to the keyboard, providing a shortcut to activate the menu in the Windows OS. Yesterday, Microsoft announced the addition of a new key, the 'Copilot,' representing its AI assistant. Microsoft has been proactively incorporating AI consumer functionalities, especially since the rise of ChatGPT. The company integrated Copilot
- [Is the Apple Era Over After Microsoft Overtook it to Become the Largest Company In the World?](https://drwealth.com/is-the-apple-era-over-after-microsoft-overtook-it-to-become-the-largest-company-in-the-world/) - Microsoft ended last week as the world's largest company by market capitalization, dethroning Apple. Although the 'Magnificent 7' generally posted strong returns in 2023, there were still notable differences among them. The divergence in performance likely began around six months ago, marked by a decline in Apple's stock by 4%, while Microsoft's surged by 12%.
- [Bitcoin's Surge to $47k: Spot ETF Approval and Halving on the Horizon](https://drwealth.com/bitcoins-surge-to-47k-spot-etf-approval-and-halving-on-the-horizon/) - The U.S. Securities and Exchange Commission (SEC) might approve the first spot Bitcoin ETF on January 10, 2023, which marks the deadline for approving the first applicant—a partnership between ARK Investment and 21Shares. Should the SEC approve this first ETF, it is likely that subsequent approvals will follow, as establishing a precedent often paves the
- [Bitcoin Can Now Access Trillion Dollars in Wealth](https://drwealth.com/bitcoin-can-now-access-trillion-dollars-in-wealth/) - Today's headlines were all about the approval of Bitcoin spot ETFs. We have witnessed history, as this is the day a new asset class was inducted into the financial system. Investors and their advisors can now conveniently build portfolios that include allocations to Bitcoin using the spot ETFs, which are regulated by securities law. For
- [Apple Facing Problems on All Fronts](https://drwealth.com/apple-facing-problems-on-all-fronts/) - The share price of Apple has slid 6% from a month ago. Yesterday, I posted an analysis explaining why Apple ceded the position of the largest market cap stock to Microsoft. However, there's more to discuss, as Apple is grappling with a handful of issues that could potentially erode its power. The first issue involves
- [2024: Another Year of Semiconductor Growth Led by AI Demand](https://drwealth.com/2024-another-year-of-semiconductor-growth-led-by-ai-demand/) - TSMC’s fourth quarter results were unremarkable, with revenue declining by 1.5% compared to the previous year, and net income experiencing a more significant drop of 19.3%. This downturn was anticipated, given the post-pandemic decrease in demand for consumer electronics such as smartphones and laptops. Optimism emerged as TSMC presented a promising forecast: the company anticipates
- [Semiconductor ETF Gained 882% in 10 Years](https://drwealth.com/semiconductor-etf-gained-882-in-10-years/) - I find that sector or thematic ETFs are suitable for satellite portfolios, or for making generally small bets on specific trends. However, they are not ideal for core, long-term holdings. This is due to the sector rotation effect present in both the market and the economy, implying that today's top-performing sector might not retain its
- [Netflix Wrestles Its Way to Streaming Title](https://drwealth.com/netflix-wrestles-its-way-to-streaming-title/) - When I was watching wrestling on TV, it was still known as WWF. The name, however, was in conflict with the World Wide Fund for Nature, necessitating a change to World Wrestling Entertainment (WWE). My era was dominated by icons like The Undertaker, Shawn Michaels, and Razor Ramon. Somewhere along the line, I stopped watching,
- [Tesla's New EV May Be Cheaper Than a Toyota or Honda](https://drwealth.com/teslas-new-ev-may-be-cheaper-than-a-toyota-or-honda/) - Tesla appears to be facing several challenges recently. First, it has been dethroned as the world's best-selling EV brand by BYD. Second, the car rental company Hertz announced plans to sell 20,000 Teslas due to high repair costs. Third, Tesla is halting production at its Berlin factory because of disruptions in shipping activities in the
- [Alphabet: The Third $3T Company?](https://drwealth.com/alphabet-the-third-3t-company/) - Microsoft has become the second company to achieve a $3 trillion market cap, overtaking Apple as the world's largest company, albeit by a narrow margin. As the saying goes, the first million is the hardest for an individual, and for a company, the first trillion is the most challenging. This is because it becomes mathematically
- [Presidential Election: A Bullish Signal for Stocks in 2024?](https://drwealth.com/presidential-election-a-bullish-signal-for-stocks-in-2024/) - I recently came across an image on social media discussing the bullish nature of the S&P 500 index during presidential election years: It suggests there's an 83.33% chance that an election year will yield a positive return for stocks, with an average return of 7.26%. Moreover, if the S&P 500 index experienced a 20% or
- [Alphabet and Microsoft Shares Down After Earnings](https://drwealth.com/alphabet-and-microsoft-shares-down-after-earnings/) - Microsoft and Alphabet were the first among the Magnificent 7 to report their financial results, with their shares declining by 0.23% and 5.84%, respectively, during after-market hours trading. Big tech stocks have performed exceptionally well since 2023, largely propelling the stock market forward. Microsoft saw a 65% increase from a year ago, recently reaching its
- [The Simplest Investment Strategy: Buy VT and Chill?](https://drwealth.com/the-simplest-investment-strategy-buy-vt-and-chill/) - Has investing become easier because more information and products are available today, or has it gotten more difficult due to the overwhelming number of choices? I tend to believe it's the latter, as the paradox of choice suggests that fear of making the wrong choice can discourage a person from investing. Some advocate for purchasing
- [Palantir +30%, Snap -30%](https://drwealth.com/palantir-30-snap-30/) - The AI theme continues to drive the markets. Yesterday, another AI-related stock, Palantir, saw its share price surge by 31% in a single day. Palantir's year-over-year revenue growth of 20% in 4Q23 is commendable, but not particularly impressive. In fact, the guidance for 1Q24 revenue fell below analysts' expectations. Typically, this weaker guidance would have
- [Disney Raises Dividends by 50%, Starts Sports Streaming and Moves into Games](https://drwealth.com/disney-raises-dividends-by-50-starts-sports-streaming-and-moves-into-games/) - Disney recently released its Q1 2024 results, showing no revenue growth, but diluted earnings per share surged by 49%. Additionally, the company announced a 50% increase in its dividend compared to the previous quarter, after pausing dividends for three years. Disney share price rose 6% during after-market hours. Let's analyze the business performance further. Breaking
- [Palo Alto Networks Down 21% After Lowering Guidance](https://drwealth.com/palo-alto-networks-down-21-after-lowering-guidance/) - Investors are holding their breath as they await results from the hottest stock currently, Nvidia. Releasing results even a day earlier could fray nerves, leading some investors to sell off their shares at the slightest hint of unfavorable news. This scenario played out with Palo Alto, the largest pure-play cybersecurity stock by market capitalization. Despite
- [Almost every market is bullish but where are the investors?](https://drwealth.com/almost-every-market-is-bullish-but-where-are-the-investors/) - Yesterday, the Nikkei index broke its all-time high after 34 years. European stocks followed suit, with the Stoxx 600 index achieving a new all-time high too. Another Asian stock market, India’s Nifty 50, has been breaking new record highs for the past week. Not forgetting US stocks, Nvidia has been at the forefront, carrying the
- [Buffett Couldn't Find Meaningful Investments, But That Doesn't Mean You Can't](https://drwealth.com/buffett-couldnt-find-meaningful-investments-but-that-doesnt-mean-you-cant/) - Warren Buffett's letter to Berkshire Hathaway shareholders began with a special tribute to Charlie Munger. Buffett described Munger as the architect of Berkshire Hathaway, while he himself served as the general contractor. It was Munger who persuaded Buffett to shift his investing approach from Benjamin Graham's deep value (cigar butt) strategy to purchasing high-quality businesses.
- [Nvidia Did it Again, a 265% Growth!](https://drwealth.com/nvidia-did-it-again-a-265-growth/) - Finally, the cat is out of the bag as the most awaited earnings from Nvidia have been released. It scored another set of stellar results, with revenue jumping 265% year-over-year (yoy) and earnings up by 769% yoy! It is undoubtedly the fastest-growing member of the Magnificent 7. The next highest revenue growth was Meta at
- [20 Stocks that Can Benefit from Singapore Budget 2024](https://drwealth.com/20-stocks-that-can-benefit-from-singapore-budget-2024/) - What's better than cost-of-living support for households in the latest Singapore Budget 2024? Tailwinds and opportunities. As a Permanent Resident (PR), even though I deservedly qualify for CDC vouchers and cash payments (from a financial standpoint), sadly I will not be getting any due to my current relationship status with Singapore. Thus, I can only
- [Alphabet Stock Down 11% Because Google Gemini Was Too Woke](https://drwealth.com/alphabet-stock-down-11-because-google-gemini-was-too-woke/) - Google has been striving to keep pace with OpenAI and Microsoft in the AI race. In its rush, Google launched its own version of ChatGPT, Bard, which was subsequently replaced by Gemini. A paid version followed suit. I've argued that simply developing another variant of ChatGPT does not constitute a sustainable strategy. Google must introduce
- [S&P 500 ETF Reaches Record $500 Billion AUM](https://drwealth.com/sp-500-etf-reaches-record-500-billion-aum/) - Last Thursday, State Street Corp announced that its flagship S&P 500 ETF (SPY) reached half a trillion dollars, propelled by the S&P 500's record highs and a steady inflow of investor funds. Launched in 1993, SPY celebrates its 31st year of operation this year, continually reinforcing its position as the main vehicle for investors to
- [AI Fever is Still Spreading!](https://drwealth.com/ai-fever-is-still-spreading/) - Nvidia is not the only AI play in town, but it is undeniably the epicenter of the AI fever, which has spurred significant gains in other stocks due to their connections to AI. Super Micro Computer (SMCI) stands out as one of the most notable beneficiaries, as demand for its custom server racks designed for
- [Bitcoin's Next All-Time High at $138k?](https://drwealth.com/bitcoins-next-all-time-high-at-138k/) - They say gold and bitcoin don't produce cash flow and hence aren't real assets with value. But bulls don't care. They just want prices to go up and make money by selling higher. Two years ago, when Bitcoin was at $20k, I made a comment saying it has managed to make a new high after
- [Apple's 5 Challenges](https://drwealth.com/apples-5-challenges/) - Apple has recently faced a string of challenges. Firstly, iPhone sales in China witnessed a 24% decline in the first six weeks of 2024, compared to the corresponding period in 2023. Caught in the crossfire of the geopolitical skirmish between the US and China, Apple has seen a shift in consumer loyalty as Chinese nationalists
- [Earnings Down, IPOs Up](https://drwealth.com/earnings-down-ipos-up/) - I've noticed an increasing trend where stocks are taking beating following their earnings releases. Normally, there's been a roughly even chance of stock movements post-earnings, yet recent patterns seem to skew towards the negative. This was particularly evident on March 21, 2024, which proved to be a challenging day for several companies. Notably, Nike (NKE)
- [Krispy Kreme +39% After McDonald's Partnership](https://drwealth.com/krispy-kreme-39-after-mcdonalds-partnership/) - Krispy Kreme has achieved a significant milestone by securing an agreement with McDonald's to sell its doughnuts in all of McDonald's U.S. stores by the end of 2026. Krispy Kreme emerges as the bigger beneficiary of this partnership, standing to gain significantly more than McDonald's. With Krispy Kreme's FY23 revenue at just $1.7 billion compared
- [Avoid Chocolate Stocks For Now](https://drwealth.com/avoid-chocolate-stocks-for-now/) - Recent news reveals that cocoa prices soared past an unprecedented $10,000 per metric ton intraday before retreating below this peak. Previously, prices fluctuated around $3,000, marking a significant threefold increase. Cocoa, a crucial ingredient in chocolate production, faces a steep price hike, which could lead to increased costs for chocolate manufacturers. These manufacturers, in turn,
- [VT vs VTI: Which ETF should you invest in?](https://drwealth.com/vt-vs-vti/) - If you’re researching the best ETFs for your portfolio, you may have come across the popular VT and VTI etfs offered by Vanguard. Although their names and tickers look very similar, you should note that they are two different funds with different investment objectives. The key difference between VT and VTI is that VT offers
- [3M and General Electric Spinoffs to Join S&P 500](https://drwealth.com/3m-and-general-electric-spinoffs-to-join-sp-500/) - Industry giants 3M and General Electric are spinning off and listing units independently. Solventum (SOLV), the healthcare spinoff from 3M, began trading last Wednesday. Initially issued at $80, its share price has fallen 14% to $69.55 in just three days. Solventum markets a diverse range of healthcare products, organized into four business segments. MedSurg offers
- [Oh No, is Inflation Coming Back?](https://drwealth.com/oh-no-is-inflation-coming-back/) - The inflation rate is often considered a backward-looking indicator. Statisticians must compile data from the past month, crunch the numbers, and then release a report to the public. By the time this information reaches the news, the situation has already evolved. I prefer viewing commodity prices as a forward-looking indicator of inflation. Nearly everything we
- [1Q24 Market Roundup: Momentum, Energy and Super Micro Performed Best](https://drwealth.com/1q24-market-roundup-momentum-energy-and-super-micro-performed-best/) - US stocks have once again surprised investors with a strong start to the year. The S&P 500 ETF (SPY) has surged by 9.7%, while the tech-heavy Invesco QQQ Trust (QQQ) has seen a 9.4% increase. The performance is closely matched, yet, I would expect the QQQ to outperform the SPY when the market is bullish,
- [This ETF Soared 1,000% in 15 Days](https://drwealth.com/this-etf-soared-1000-in-15-days/) - This is not a Bitcoin ETF. Nor is it a leveraged ETF. Neither does it employ any esoteric strategies. It's an ETF that invests in promising tech unicorns still in the private sector. The portfolio includes a stake in Elon Musk's SpaceX, along with investments in Epic Games, OpenAI, Discord, Stripe, and more. Typically, only
- [Time For Stocks To Go Down!](https://drwealth.com/time-for-stocks-to-go-down/) - Last week, I discussed the potential for inflation to make a comeback as commodity prices have been on the rise. Just yesterday, we saw the release of the CPI numbers, which came in at 3.6%, just a tad higher than the anticipated 3.5%. The increase in the CPI numbers doesn't surprise me, but I expected
- [Will Iran's Attack on Israel Sink Stocks?](https://drwealth.com/will-irans-attack-on-israel-sink-stocks/) - Iran launched over 300 bomb-laden drones, cruise missiles, and ballistic missiles at Israel on Saturday. Israel and its allies, including Jordan, managed to intercept most of these munitions before they could reach Israeli territory. However, a few ballistic missiles penetrated the defenses, though the resulting damage was minimal. This escalation will understandably keep investors on
- [7 S&P 500 Stocks Down 5% or More in One Day](https://drwealth.com/7-sp-500-stocks-down-5-or-more-in-one-day/) - Stocks have become volatile again after several months of stability. Stock indices are currently pulling back, and I've noticed more stocks declining on earnings days, and stocks open high but close lower. These are indications of poor market sentiment. Yesterday, seven S&P 500 constituent stocks experienced drops of more than 5%, and these declines were
- [Meta.AI - Is It Too Late, Too Crowded, or a Smart Move?](https://drwealth.com/meta-ai-is-it-too-late-too-crowded-or-a-smart-move/) - Meta has rolled out its latest AI chatbot to more countries and introduced an updated version powered by Llama 3. The chatbot is accessible through its dedicated website, Meta.AI, and can also be conveniently used across Meta platforms such as Facebook, Instagram and WhatsApp. This introduces another AI chatbot into the competition, challenging OpenAI’s ChatGPT
- [The Inevitable Correction for AI and Semiconductor Stocks is Here](https://drwealth.com/the-inevitable-correction-for-ai-and-semiconductor-stocks-is-here/) - The AI narrative has been propelling the stock market, and many investors are astonished that related stocks have surged for such an extended period. To date, the hardware underpinning AI has benefited more than the software, with semiconductor stock investors reaping substantial rewards. However, this trend took a turn last week when semiconductor stocks experienced
- [Why Team USA Can't Beat LVMH](https://drwealth.com/why-team-usa-cant-beat-lvmh/) - The Federal Trade Commission has sued to block the merger between Tapestry and Capri, claiming that the merger would give the combined firm excessive power in the U.S. market and labor force. Tapestry and Capri have stated that they intend to defend the case in court to complete the deal. I find this news rather
- [Why Meta Shares Fall 15% Despite a 117% Surge in Earnings](https://drwealth.com/why-meta-shares-fall-15-despite-a-117-surge-in-earnings/) - Well, I can't imagine another major surprise move by another Magnificent Seven stock in two consecutive days. Two days ago, Tesla experienced an earnings surge despite missing analysts' estimates. Yet, yesterday, Meta's shares dropped 15% during after-market hours following its results, which surpassed estimates. Revenue rose 27% year-over-year, while earnings jumped 117%. Oktay Kavrak captured
- [Alphabet Stock Jumped 12% After Stellar 1Q24 Results](https://drwealth.com/alphabet-stock-jumped-12-after-stellar-1q24-results/) - History tends to repeat itself, particularly with the resilience of the "Mag 7" stocks. Each company within this group has faced its share of adverse news, yet they consistently manage to recover and deliver impressive results, leading to rebounds in their share prices. This pattern was clearly evident with Alphabet. It was perceived as falling
- [CEO's Statesmanship: Musk Shines in China Where Cook Wanes](https://drwealth.com/ceos-statesmanship-musk-shines-in-china-where-cook-wanes/) - In this era of increasing geopolitical tension, global CEOs must learn statecraft and act like statesmen. This has never been more evident than when comparing the recent trips to China made by Elon Musk and Tim Cook. China is a crucial market for both Tesla and Apple. In 2023, Tesla and Apple derived 23% and
- [SATS Restart Dividend After Blockbuster Merger, Blue Sky Ahead?](https://drwealth.com/sats-restart-dividend-after-blockbuster-merger-blue-sky-ahead/) - With COVID-19 all but the past, it is still unbelievable that tourism stocks are still trading at their pandemic lows. Even though Sats Ltd (SGX: S58) rode on the recovery tailwind, its share prices crashed down after the S$1.64B acquisition plan of Worldwide Flight Services became public. It has since languished below S$ 3 per
- [Alibaba's Sell-Off Continues: Xpeng, Bilibili, Baozun, and What's Next](https://drwealth.com/alibabas-sell-off-continues-xpeng-bilibili-baozun-and-whats-next/) - Alibaba has been on a selling spree. In March this year, Alibaba sold 30.85 million ADRs of the streaming platform Bilibili (NASDAQ: BILI) at US$11.60, raising proceeds of US$357.8 million. In the same month, Alibaba sold 33 million ADRs of electric vehicle maker Xpeng (NYSE: XPEV) at prices between US$9.60 and US$9.75, raising about US$317
- [Yoma Soars 30% in a Week on 79% Revenue Growth and Profit Comeback](https://drwealth.com/yoma-soars-30-in-a-week-on-79-revenue-growth-and-profit-comeback/) - Yoma Strategic Holdings (SGX: Z59) has risen over 30% in just a week on significant trading volume. 97 million shares were traded on 29 May 2024, which is about 4% of its total shares outstanding. Share prices have also more than doubled from its 52-week low recorded just 2 months ago. Yoma delivered strong results
- [5 Surprising ETFs with More Than 20% Returns This Year](https://drwealth.com/5-surprising-etfs-with-more-than-20-returns-this-year/) - Most of us only monitor about 5% of the stock market, often thinking that's the entire universe. That's why I like to look beyond my comfort zone to see what else is performing well. This year, AI continues to excel, and cryptocurrencies like Bitcoin and Ether have also been strong performers. However, there have been
- [Nvidia Hits $3 Trillion Market Cap, Surpassing Apple to Become the Second Largest Company](https://drwealth.com/nvidia-hits-3-trillion-market-cap-surpassing-apple-to-become-the-second-largest-company/) - Nvidia hit another milestone yesterday, becoming the third U.S. company to reach a $3 trillion market cap, following Apple and Microsoft. However, it has outshone its predecessor, Apple, as Nvidia has now surpassed Apple to become the second-largest company. What's even more impressive is that Nvidia reached the $2 trillion mark in February 2024, and
- [Alibaba Sells SingPost with a 68% Loss: What Does This Mean For Its Future?](https://drwealth.com/alibaba-sells-singpost-with-a-68-loss-what-does-this-mean-for-its-future/) - Alibaba sold 72.5 million shares in Singapore Post (SingPost) (SGX:S08) for S$33.3 million on 7 June, Friday at about S$0.46 apiece. The transaction lowers Alibaba’s stake in SingPost, Singapore’s national postal service provider, from 14.56% to 11.34%, and trims Alibaba’s holding to about 255.1 million shares. It previously held approximately 327.6 million shares. Why is
- [AI = Apple Intelligence](https://drwealth.com/ai-apple-intelligence/) - Apple held its annual WWDC24, with the world eagerly anticipating updates on its AI strategy, especially as it is perceived to be lagging behind Microsoft and Alphabet. Disappointingly, Apple did not announce any groundbreaking AI advancements. However, Apple excels at branding, and true to its bold nature, it rebranded AI as Apple Intelligence. Apple made
- [10 Singapore Stocks With Rising Dividends at 5% Yield or More](https://drwealth.com/10-singapore-stocks-with-rising-dividends-at-5-yield-or-more/) - Singapore is home to some of the world's best dividend stocks. What is there to complain about when you have easy access to 10 companies with a track record of increasing dividends YoY for the last 5 years? To top off the icing, these stocks are easily trading with a minimum 5% yield! Curious to
- [Can Guzman y Gomez (ASX:GYG) be the next Chipotle?](https://drwealth.com/can-guzman-y-gomez-asxgyg-be-the-next-chipotle/) - Like the chart above? If you did, you might be interested in other quick service restaurant (QSR) companies in the market that could experience similar performance in the coming years. Fortunately, we have one right round the corner with the upcoming IPO of Guzman y Gomez (ASX:GYG) which is set to trade on the Australian
- [Nvidia Keeps Running, $4T Next? Here Are 5 Reasons Why](https://drwealth.com/nvidia-keeps-running-4t-next-here-are-5-reasons-why/) - Just two weeks ago, I wrote about Nvidia surpassing Apple, stating, "From a momentum standpoint, I believe it is possible for Nvidia to surpass Microsoft and become the most valuable company in the world." But little did I expect it to happen so quickly—in just two weeks. My gawd. I believe most people didn't anticipate
- [Apple Becomes the AI Gatekeeper](https://drwealth.com/apple-becomes-the-ai-gatekeeper/) - Apple stock hit a new record high following its announcement to integrate more AI functions across its products. Is merely a mention of AI intention sufficient to boost the perceived value of the company, or is there possibly a real fundamental shift in the business landscape of AI? It appears to be the latter, as
- [Tiger BOSS vs iFast vs HugoSave: Which Investment-Linked Debit Card Is Right for You?](https://drwealth.com/tiger-boss-vs-ifast-vs-hugosave-which-investment-linked-debit-card-is-right-for-you/) - Save, Invest and Spend - as a reader of our blog, you probably already do these on a regular basis. But what if there’s a way to simplify the process…and get rewarded while you’re at it? Imagine receiving your dividends from Sheng Siong (SGX: OV8) the night before and using them to pay for your
- [S&P 500 Hits Record High for the 33rd Time This Year](https://drwealth.com/sp-500-hits-record-high-for-the-33rd-time-this-year/) - The S&P 500 continues to surge, making new highs for the 33rd time this year, right before US Independence Day. The index is up about 17% year-to-date. There are valid arguments from both the bull and bear camps regarding the S&P 500's record closes. The bear camp might argue that inflation remains stubborn, with the
- [Bitcoin dropped 20% to $56k in one month. Has it found support?](https://drwealth.com/bitcoin-to-56k-in-one-month/) - Crypto winter is finally over! That was the headline back in early 2023. Less parabolic than the previous runs, this rally also came with the introduction of spot Bitcoin ETFs. Bitcoin ETFs on the stock exchange offer easier access and exposure to the new “gold of the millennium”. This rally was billed to be more
- [Astrea 8 PE bonds – Here's what you need to know](https://drwealth.com/astrea-8-pe-bonds-heres-what-you-need-to-know/) - Azalea Asset Management will be listing the Astrea 8 private equity (PE) bonds in July. This is the fifth listed retail bond that gives retail investors in Singapore access to the PE asset class. Astrea 4 was the first such bond available to Singapore retail investors and was launched in June 2018. Who is Azalea
- [Magnificent 7 Drags S&P 500 Down While 4,894 Stocks Rise](https://drwealth.com/magnificent-7-drags-sp-500-down-while-4894-stocks-rise/) - If the Magnificent 7 can lift the S&P 500, it can sink it too. That's exactly what happened yesterday. The Mag 7 was down 4.42% as a group, dragging the S&P 500 down by 0.86%. At the same time, the small-cap Russell 2000 was up 3.59%! There were 4,894 gainers and just 1,187 losers. So,
- [Microsoft and Apple are Overvalued, Nvidia is Not](https://drwealth.com/microsoft-and-apple-are-overvalued-nvidia-is-not/) - Microsoft and Apple have PE ratios of 40 and 35, respectively. Is Microsoft more expensive than Apple? How about Nvidia with a PE ratio of 73? Is Nvidia super overvalued? And considering stock performance—with Nvidia gaining 180% compared to Apple's 25% and Microsoft's 26%—does that make Nvidia overvalued simply because its stock increased more? The
- [Singapore REITs Rally - Is This Time for Real](https://drwealth.com/singapore-reits-rally-is-this-time-for-real/) - Singapore REITs outperformed in in the last couple days, ending last week strong. The main catalyst was due to the lower CPI data, which measures inflation in the US. The CPI declined by 0.1% from May, putting the 12-month rate at 3%, around its lowest level in more than three years. Excluding volatile food and
- [Is This the End of the AI Bull Run?](https://drwealth.com/is-this-the-end-of-the-ai-bull-run/) - We are not used to seeing Big Tech stocks decline while traditional stocks rise, but that's exactly what happened when the Nasdaq fell 2.8% while the Dow rose 0.6%. The S&P 500 also declined, down 1.3%, due to its larger exposure to Big Tech. The "Magnificent 7" dropped 3.3% as a group, with Nvidia and
- [ThaiBev swaps Frasers Property for F&N - Who wins](https://drwealth.com/thaibev-swaps-frasers-property-for-fn-who-wins/) - ThaiBev (SGX: Y92) has entered into a share swap with TCC Assets, an entity owned by its majority shareholders to swap its shares in Frasers Property (FPL) (SGX: TQ5) for shares in Fraser and Neave Ltd F&N (SGX:F99). The share swap will see Thaibev transferring its entire 28.78% stake in FPL in exchange for an
- [Income Shareholders Exit with a 4 times return after 20 years: will this encourage Great Eastern shareholders to hold out](https://drwealth.com/income-shareholders-exit-with-a-4x-return-after-20-years/) - Allianz plans to acquire 51% of Income Insurance at $40.58 per share, with a deal size amounting to $2.2 billion and valuing the company at nearly $4.4 billion. Here we look at the Income Insurance acquisition by Allianz, the underlying valuation, and whether this would inspire the remaining shareholders of Great Eastern to hold out
- [Would You Pay $323,900 Premium For Private Hospitalisation Insurance?](https://drwealth.com/would-you-pay-323900-premium-for-private-hospitalisation-insurance/) - We are all aware that healthcare costs are rising. Even the insurance costs for hospital Integrated Shield Plans have been increasing to the point where more people are giving up on them. The most expensive Integrated Shield Plan can cost up to a lifetime premium of $323,900! It is no wonder that the proportion of
- [Big Tech Fall and Small Cap Gain: Why This Trend Ain't Over Yet](https://drwealth.com/big-tech-fall-and-small-cap-gain-why-this-trend-aint-over-yet/) - What a Week! It has been a long time since we have seen such volatility in the markets. The VIX, a measure of volatility in the S&P 500 index, has climbed to 18.04, the highest since April 2024. Last week, I discussed the potential rotation from growth to value and from large caps to small
- [Microsoft Third to Fall – More Pain Ahead for the Magnificent 7?](https://drwealth.com/microsoft-third-to-fall-more-pain-ahead-for-the-magnificent-7/) - Microsoft (MSFT) is the third Magnificent 7 stock to report its results for the March to June quarter and is also the third M7 stock to experience a sell-off following its earnings release. Microsoft stock dropped as much as 7% during after-market hours but recovered some ground to end with a 3% decline. However, it
- [Blue Chip REITs Report Lower DPUs Except This Two - Are These the Best REITs in Singapore](https://drwealth.com/blue-chip-reits-report-lower-dpus-except-this-two-are-these-the-best-reits-in-singapore/) - The share prices of S-REITs have been underperforming, pulling valuations below long term averages due to concerns about the fundamentals of the REITs. A higher for longer interest rate environment has stifled economic growth and has led to a situation where demand has outpaced supply in many geographic regions and subsectors. In this current environment,
- [Buffett sold half of his stake in Apple: Avoiding a crash or AAPL losing its shine?](https://drwealth.com/buffett-sold-half-of-his-stake-in-apple/) - What news to have on a pleasant weekend. Investors and reporters who have a knack for following Berkshire Hathaway's latest stock holding would have been shocked or surprised at the Oracle of Omaha's latest move. Buffett sold almost 50% of his total Apple Inc. (NASDAQ: AAPL) holdings in the latest news. And I thought one
- [Bigger Rate Cuts: Sell US, Japan, SG Banks, buy Bonds?](https://drwealth.com/bigger-rate-cuts-sell-us-japan-sg-banks-buy-bonds/) - Rate cut expectations have varied significantly over the course of this year. We started the year with high hopes and a strong likelihood of up to 5 rate cuts within this year. The likelihood then fell to as low as 1 rate cut. Now, we are back to the possibility of 5 rate cuts, potentially
- [One Thing About CPF Special Account Top-Up You Might Not Know](https://drwealth.com/one-thing-about-cpf-special-account-top-up/) - CPF is a complicated system, and every time I delve into it, I discover new aspects.One recent revelation was regarding the Special Account (SA) top-ups.There are benefits to topping up CPF Special Account. For instance, per year, members can get tax relief of up to $8,000 for themselves and another $8,000 for parents, parents-in-law, grandparents,
- [DBS Stock Post-Gupta – Buy, Sell or Hold?](https://drwealth.com/dbs-stock-post-gupta-buy-sell-or-hold/) - The Singapore news headlines were buzzing late last week when the long time CEO of DBS Group Ltd (SGX: D05) Piyush Gupta, announced his retirement. To my surprise, many Singaporeans reacted snidely to the news, either giving it a thumbs-up, or even reacting sarcastically to Mr Gupta's birthplace. My guess and hope is that the
- [Buffett Buys Ulta and Heico, But Net Sells $79B](https://drwealth.com/buffett-buys-ulta-and-heico-but-net-sells-79b/) - It’s that time of the quarter when investment managers must disclose their positions to the public. Among them, Buffett remains the most closely watched, with many eager to see his moves and may even mirror them. The most recent significant move was Berkshire Hathaway selling half of its stake in Apple. This caused a stir
- [Tencent’s 82% Profit Jump vs. Alibaba’s 29% Slump](https://drwealth.com/tencent-82-profit-jump-vs-alibaba-29-slump/) - Alibaba and Tencent reported their 2Q 2024 results last week. Both companies experienced mere single-digit percentage revenue growth, with Tencent clocking in at 8% and Alibaba growing at 4%. However, Tencent’s profit jumped 82%, while Alibaba’s fell by 29%. Looking at the Non-IFRS/adjusted profits, Tencent’s profit still increased by 53%, while Alibaba’s decreased by 15%.
- [Gold prices hit $2,500 record high! Still can buy?](https://drwealth.com/gold-prices-hit-2500-record-high-still-can-buy/) - Some people swear by gold as an investment, and for good reason. After all, it remains the precious metal that serves as a safe haven when markets and foreign exchanges go wild. Perhaps that's what's driving up the prices - gold has hit a record high of $2,500 per troy ounce! To rub salt onto
- [99 Speed Mart IPO: Should you subscribe?](https://drwealth.com/99-speed-mart-ipo-should-you-subscribe/) - Billed as the largest IPO on Bursa Malaysia in the past 7 years, 99 Speed Mart's upcoming listing is rousing Malaysian investor's appetite for IPOs. Whether you are a Malaysian excited and interested in subscribing to the IPO, or a Singaporean unfamiliar with the company, I hope you will gain valuable insights about the company
- [T-bills vs SSBs: Where Should You Park Your Money?](https://drwealth.com/t-bills-vs-ssb-where-should-you-park-your-money/) - Treasury bills(T-bills) and Singapore Savings Bonds(SSB) are government securities fully backed by the Singapore government. What are Treasury bills (T-bills) T-bills are short-term Singapore Government Securities (SGS) issued at a discount to their face value. T-bills are either 6-month or 1-year in tenor. Investors pay the discount to their face value upon a successful application
- [Best Irish Domiciled World ETFs - VWRA/VWRD vs IWDA/IWDD vs SWRD](https://drwealth.com/best-irish-domiciled-world-etfs/) - VWRD vs IWDA vs SWRD - which is the best (Irish domiciled) world ETF for you?
- [Top 5 REITs to Buy as Rate Cuts Loom](https://drwealth.com/top-5-reits-to-buy-as-rate-cuts-loom/) - Jerome Powell has finally uttered the magic words. As someone who has held on to REITs over the past few years, this does point to a light at the end of the tunnel. Most REITs would have rebounded on Monday morning's opening, indicating that the bottom has clearly formed, and the best time to buy
- [How to Protect Your Spendthrift Children's Inheritance?](https://drwealth.com/how-to-protect-your-spendthrift-childrens-inheritance/) - Note: The primary purpose of CPF is to ensure that we have a sufficient sum of money set aside for our retirement needs. While this article suggests using CPF as a tool to prevent those with children from recklessly spending their inheritance, it is important to recognize that this is a radical approach and not
- [September is the Worst Month for Stocks, Should You Sell?](https://drwealth.com/september-is-the-worst-month-for-stocks-should-you-sell/) - Media is in full force declaring September as the worst month for US stocks. And it doesn’t help when the markets have a 3-day break, including weekends and Labor Day, giving the media plenty of time to spook investors. For all we know, the first trading day in September may see a mass selloff as
- [Why the Fed Should Cut 0.25%, Not 0.5%](https://drwealth.com/why-the-fed-should-cut-0-25-not-0-5/) - After an eventful week where the S&P 500 dropped 4%, U.S. stocks have been relatively directionless. While the index was up for the past two days, Monday saw a modest gain of 1.16%, and Tuesday added just 0.45%. These are not strong rallies, and they might simply be a relief rebound following last week's sharp
- [19 S-REITs gained 10% or more in just 1 month!](https://drwealth.com/19-sreits-gained-10-or-more-in-just-1-month/) - S-REITs took a beating over the last couple of years when interest rates were high, as they were impacted by a trifecta of slowing growth, higher interest expenses and lower valuations. Since then, we have identified 19 S-REITs that have gained more than 10% in just one month, with some rising over 25%, indicating that
- [Malaysia's Bull Run: Time to join the Bandwagon?](https://drwealth.com/malaysias-bull-run-time-to-join-the-bandwagon/) - Those who know me, know that I am not a fond supporter of the Malaysian stock market when it comes to long-term investing. However, it is hard to deny that, when looking at the YTD returns of Southeast Asia's regional ETFs, Malaysia seems to be outperforming its peers by quite a mile. And to rub
- [How to Get Inside Congress and Trade with Politicians](https://drwealth.com/how-to-get-inside-congress-and-trade-with-politicians/) - There's a saying, "you can do anything but don't get caught." Insider trading fits this mold perfectly. While safeguards exist to prevent insider trading, there will always be cases that slip through the cracks. Low crime doesn’t mean no crime. Insider trading is particularly lucrative because one can capitalize on privileged information before it becomes
- [Straits Times Index at 17-Year High](https://drwealth.com/straits-times-index-at-17-year-high/) - 1. Singapore stocks have come alive this year, with the Straits Times Index (STI) reaching 3,633.18 points on September 19, 2024, its highest level since 2007 when it hit 3,906.16 points. 2. The STI is now just 7.5% shy of its all-time high, and with the current bullish momentum, achieving this record seems possible within
- [Playing the recovery in the Singapore Stock Exchange](https://drwealth.com/playing-the-recovery-in-the-singapore-stock-exchange/) - The Singapore stock market has been anticipating the Federal Reserve lowering interest rates for the past few months, and the Fed has delivered an oversized 50bps reduction, which stunned several market commentators. This article explains how the Early Retirement Masterclass has positioned its 35th batch of students for the market recovery, which could potentially take
- [The Intel We Know is Dead](https://drwealth.com/the-intel-we-know-is-dead/) - In 1985, under the leadership of then-CEO Andrew Grove, Intel made the pivotal decision to exit the increasingly unprofitable memory chip (DRAM) market and concentrate its efforts on the burgeoning microprocessor business. The rest is history. Intel became the foremost CPU brand in the world, with the 'Intel Inside' sticker becoming a hallmark of quality
- [Best China ETFs on SGX to Ride the Market Surge](https://drwealth.com/best-china-etfs-on-sgx-to-ride-the-market-surge/) - It’s been a crazy week for China stocks. The CSI 300 surged from its 52-week low to 52-week high in just eight trading days, outpacing the S&P 500’s fastest record of 38 days set in 1968 and 1982. The CSI 300 Index soared by +15.71% in one week, marking its biggest gain since 2008. Meanwhile,
- [Nike Revenue Drops 10%, and Stock Continues to Fall](https://drwealth.com/nike-revenue-drops-10-and-stock-continues-to-fall/) - 🙇‍♂️Sorry! Some of you may have received multiple emails about irrelevant posts from us. This wasn't due to a hack, but a result of changes to our site design. In the process, some older posts were accidentally imported, and the system automatically sent out emails. Please ignore and delete them! Now, here's the real update.
- [Is Google Losing Its Grip on the Play Store and Search Dominance?](https://drwealth.com/is-google-losing-its-grip-on-the-play-store-and-search-dominance/) - Google has been under immense pressure lately. Just three weeks ago, a federal judge ruled that the company violated antitrust laws by illegally maintaining a monopoly in the search market. Alphabet, Google’s parent company, was found to have paid billions to Apple to keep Google Search as the default engine on Safari. And just yesterday,
- [Hong Kong Stocks Drop 9% After Disappointing Fiscal Policy, Is the Rally Over?](https://drwealth.com/hong-kong-stocks-drop-9-after-disappointing-fiscal-policy-is-the-rally-over/) - On October 8, 2024, investors were eagerly awaiting another bold fiscal stimulus announcement from China’s National Development and Reform Commission (NDRC), following the "bazooka" monetary policy unveiled on September 24. However, what was announced fell flat, leaving markets underwhelmed. Rather than the expected sweeping fiscal measures, the NDRC’s press conference delivered vague policies with little
- [Why Wait for Wall Street to Open, Here's how you can trade US DLC in Asian Hours](https://drwealth.com/why-wait-for-wall-street-to-open-heres-how-you-can-trade-us-dlc-in-asian-hours/) - Recently, I had conversations with both young and senior investors, and I was surprised to discover that the latter have developed a growing interest in US stocks. I had always assumed that senior investors typically prefer local dividend stocks, valuing the steady income and familiarity with local businesses. However, given the strong performance of US
- [Tesla Down 9% After Underwhelming Cybercab Unveil](https://drwealth.com/tesla-down-9-after-underwhelming-cybercab-unveil/) - Tesla’s highly anticipated “We, Robot” event showcased two groundbreaking autonomous vehicles: the Cybercab and the Robovan, underscoring Elon Musk’s ambitious vision for the future of transportation. The Cybercab, a futuristic, almond-shaped car without a steering wheel or pedals, is designed as a robotaxi and could be priced under $30,000. Musk confidently stated that both the
- [Public Bank’s Acquisition of LPI Capital: Who Benefits and Is It Time to Buy?](https://drwealth.com/public-bank-acquisition-of-lpi-capital-who-benefits-and-is-it-time-to-buy/) - Many consider Public Bank Berhad (KLSE: PBB) the best bank to invest in among all the listed banks on Bursa Malaysia. While I think it is the most prudently run bank, I wouldn't agree that it's the best bank to invest in, due to the premium valuation it currently trades at. However, prices seem to
- [Top 14 Undervalued With Strong Profitability Singapore Stocks](https://drwealth.com/top-14-undervalued-but-strong-profitability-singapore-stocks/) - Even though the Singapore economy is as relentless as ever, the same cannot be said for the Singapore stock market. You know things are getting serious when our minister needs to step in to initiate ideas to revitalise the local bourse. Even though the Malaysia market might be stealing the limelight with the recent slews
- [Parkway Life REIT Buys Nursing Homes in France, Good or Bad?](https://drwealth.com/parkway-life-reit-buys-nursing-homes-in-france-good-or-bad/) - Parkway Life REIT (SGX: C2PU) is a REIT that everyone talks about, but most people would never buy due to its premium valuation. I believe it is frequently cited as the best REIT role model. Back then I had only 2 issues to nitpick - lack of acquisitions and a lofty valuation. However, I might
- [Is Mapletree Pan Asia Commercial Trust in Trouble? DPU Drops 11.6%, Shares Slide 5%](https://drwealth.com/is-mapletree-pan-asia-commercial-trust-mpact-in-trouble/) - Mapletree Pan Asia Commercial Trust (MPACT) (SGX: N2IU) fell 5% after releasing its 2Q FY24/25 earnings. It was a negative financial score card across the board with lower revenue and higher property expenses resulting in lower net property income. Higher finance costs also resulted in a double digit percentage decrease of 11.6% to the distribution
- [Nestle Malaysia Cuts Dividend by 50%. Did Malaysians Drink Less Milo?](https://drwealth.com/nestle-malaysia-cuts-dividend-by-50-percent/) - When I just started value investing in the Malaysia stock market, it was my dream to eventually own shares of Nestle (Malaysia) Berhad (KLSE: NESTLE). With its wide product range, catering to both the young and the old, and its reputation as a household brand associated with quality, it seemed like a no-brainer stock to
- [Sea Up 132% and 3x the Size of Grab: What’s Going On?](https://drwealth.com/sea-up-132-and-3x-the-size-of-grab-whats-going-on/) - Sea is known for its Shopee e-commerce app and the Garena gaming platform. Sea also expanded into SeaMoney, its digital bank with a full banking license. Sea disclosed that the Garena platform has more than 650 million users while Shopee likely has a user base of at least 300 million. SeaMoney, being its youngest venture,
- [Apple’s Biggest Opportunity Isn’t AI—It’s This](https://drwealth.com/apples-biggest-opportunity-isnt-ai-its-this/) - Some have criticized Apple for a lack of innovation, especially regarding the iPhone, where each new model often just brings upgrades to the processor and camera—mostly iteration, with few groundbreaking changes. Even the Apple Vision Pro didn’t garner widespread popularity. I previously said that if AR/VR Goggles were ever going to succeed, it would be
- [Singtel up 30%: Why are Telco stocks on fire, more gains ahead?](https://drwealth.com/singtel-up-30-why-are-telco-stocks-on-fire/) - Singtel, the once-upon-a-time telco monopoly, has garnered a respectable ~30% rally YTD after some positive news. We believe two key factors are fueling this rally. Firstly, Singtel is showing very promising earnings growth, with increased profit for Q1 2025 compared to a huge profit drop in FY 2024. This signals an increase in the efficiency
- [U.S. Markets Tumble as Big Tech Stumbles: Cause for Concern or Just a Dip?](https://drwealth.com/u-s-markets-tumble-as-big-tech-stumbles-cause-for-concern-or-just-a-dip/) - The U.S. stock market closed October on a sour note, with the S&P 500 dropping 1.9% on the last day of the month, breaking its 29-day streak without a daily loss greater than 1%. While many view September as the toughest month for stocks, this year defied the trend as September saw gains, and October
- [RM 2 million in EPF at age 35. How to do it?](https://drwealth.com/rm-2-million-in-epf-at-age-35-how-to-do-it/) - I stumbled upon this post on Reddit r/MalaysianPF. And with such a "flex" post, it's hard not to garner attention online. It's not hard to imagine that the comments will include both congratulatory and shit posts. But on top of that, there will also be people asking how it can be done. The author did
- [Why Buffett Keeps Selling Apple Shares: 6 Likely and Unlikely Reasons Explained](https://drwealth.com/why-buffett-keeps-selling-apple-shares-5-likely-and-unlikely-reasons-explained/) - Berkshire Hathaway released its third-quarter results over the weekend, showing a continued reduction in its Apple stake. Berkshire began trimming its Apple holdings in the fourth quarter of 2023, and by the first half of 2024, it had shed half of its position in the stock. By the end of the third quarter, Berkshire was
- [Best 7 US Stocks To Own For Long Term](https://drwealth.com/best-7-us-stocks-to-own-for-long-term/) - This post title might seem like clickbait. But I am merely taking a leaf out of Morningstar, which publishes an annual list of great companies to own. They've just released their 2024 edition. You can check out the full list here. With more than 160 companies listed, you might feel lost trying to identify the
- [DBS, OCBC and UOB Record Profits, Stocks at All Time High](https://drwealth.com/dbs-ocbc-and-uob-record-profits-stocks-at-all-time-high/) - FY23 has been a year of high interest rates and a relatively robust economy. This has made the banking industry one of the clear winners, with a strong loan book and relatively high net interest margin driving record revenue growth and profits for the banks. Robust 9M2024 performance The three banks have continued their growth
- [Chuan Park Launch Review: Prices, Investment Potential, and Should You Buy?](https://drwealth.com/chuan-park-launch-review-prices-investment-potential-and-should-you-buy/) - Chuan Park is a new launch condominium located along Serangoon Avenue 3, jointly developed by Kingsford and MCC. It is the first new launch condo in the area in more than 11 years, with many condos in that area being more than 20 years old. Kingsford is known for properties such as Normanton Park and
- [Amazon Launches Haul, Spotify Goes Video](https://drwealth.com/amazon-launches-haul-spotify-goes-video/) - Big Tech are powerful but they aren't without competition. To counter Temu's aggressive rise, Amazon recently launched Amazon Haul, a budget-focused storefront aimed at consumers seeking the best deals on low-cost essentials. Amazon Haul differentiates itself from the main Amazon store by offering steep discounts on products across categories like electronics, fashion, and home goods.
- [3 Blue Chips Down 9% or More When STI is Up - Time to Buy Low?](https://drwealth.com/3-blue-chips-down-9-or-more-when-sti-is-up-time-to-buy-low/) - The Straits Times Index (STI) recently reached a 17 year high, climbing to over 3,700 points, finally surpassing the highs made before the global financial crisis of 2007-2008. The biggest contributors were the three local banks, all of which hit new highs. Despite the strong rally, out of the 30 STI stocks, 70% or 21
- [Keppel DC REIT Buys 2 Singapore Data Centers: A Win for Unitholders](https://drwealth.com/keppel-dc-reit-buys-2-singapore-data-centers-a-win-for-unitholders/) - You know things are looking better when REITs start acquiring properties again. After years of rate hikes and declining net asset values and prices, it's heartening to see a turnaround. While REITs are still far from their glory days, some higher-quality names are beginning to expand their portfolios - CapLand Integrated Commercial Trust acquired a
- [Did Dogecoin (DOGE) go to the Moon without you? Here are 3 reasons why it 3x in the past month.](https://drwealth.com/did-dogecoin-doge-go-to-the-moon-without-you-here-are-3-reasons-why-it-3x-in-the-past-month/) - Dogecoin (DOGE) has surged more than 3x since the start of the year, leaving many wondering: "Did the rocket ship take off without me?" While I don't have a secret crystal ball, after doing some research, I felt compelled to take a small position (and I have). Without further ado, let’s explore three reasons why
- [The Elon Musk Portfolio: 6 Investments That May Win With His Growing Influence](https://drwealth.com/the-elon-musk-portfolio-6-investments-that-may-win-with-his-growing-influence/) - Elon Musk has backed Donald Trump to return to the Oval Office, and his bet has paid off. Musk is now deeply involved in key Trump administration discussions with world leaders and heads a government department, solidifying his role as a close aide to the incoming U.S. president. This new position has elevated his influence
- [Maybank vs Public Bank vs CIMB: 3Q Results and Which is a Better Buy?](https://drwealth.com/maybank-vs-public-bank-vs-cimb-3q-results-and-which-is-a-better-buy/) - As we approach the tail end of 2024, with Christmas festivals and a new US President wrapping up a bizarre yet bullish 2024, Malaysian investors might have their eyes peeled on the local banks's 3Q results. With supposedly one of the best-performing currencies, and much impetus for growth, it is a surprise even to me
- [South Korea’s Martial Law Shakes Markets: Should You Be Concerned?](https://drwealth.com/south-koreas-martial-law-shakes-markets-should-you-be-concerned/) - Most people are aware of South Korea's controversial declaration of martial law, which lasted only a few hours before being lifted by President Yoon. This political move undoubtedly spooked the South Korean financial markets. The Korean won dipped almost 1% in a day against the USD. The iShares MSCI Korea ETF (EWY) dropped as much
- [SingPost’s S$700m Sale Boosts Profits by 362%: What's Left to Sell for a Turnaround?](https://drwealth.com/singposts-s700m-sale-boosts-profits-by-362-whats-left-to-sell-for-a-turnaround/) - Founded in 1819, Singapore Post (SingPost) has grown from modest beginnings into a leading provider of mail, logistics, and retail solutions in Singapore and the Asia-Pacific region. Over the years, SingPost has pursued various acquisitions to expand its reach beyond Singapore’s delivery network. However, these strategic maneuvers have struggled to generate substantial growth, instead increasing
- [Genting, Genting Malaysia to be dropped from FBM KLCI - Time to Sell?](https://drwealth.com/genting-to-be-dropped-from-fbm-klci-time-to-sell/) - Whether you are Malaysian or Singaporean, Genting (or Jenting) would definitely be a familiar name that brings back positive memories for both the young and the old. After all, there aren't many companies hailing from Southeast Asia that boast a diversified entertainment business, ranging from hotels, casinos and even theme parks. While there are plenty
- [7 Malaysian Companies Venturing into the Data Centre Business](https://drwealth.com/7-malaysian-companies-venturing-into-the-data-centre-business/) - The Malaysia market just can't seem to get enough of data centres. After personally witnessing the data centre craze in Singapore a few years back - until things eventually normalised, it gives me a strange sense of Déjà vu. Why are we getting excited over something that feels like overnight aged rice? That said, I
- [How Much Does an Electric Car Cost in Singapore?](https://drwealth.com/how-much-does-an-electric-car-cost-in-singapore/) - According to The Business Times, 1 in 3 new cars sold in Singapore between Jan to May 2024 was an electric vehicle (EV). You may be considering an EV in the coming year, but are wondering how much an electric car costs in Singapore. In a nutshell, the total cost to own an EV in
- [Best Electric Vehicles (EV) ETFs](https://drwealth.com/best-electric-vehicles-etfs/) - It seems that the verdict is already out. Electric Vehicles (EV) will replace Internal Combustion Engine (ICE) vehicles in time to come. EVs are viewed as more energy efficient, more environmentally friendly and cost less to maintain. Although EVs get a lot of attention, they are still a relatively small portion of the overall vehicle
- [4 Stock Funds Paying Monthly Dividends with Yields Above 5%](https://drwealth.com/4-stock-funds-paying-monthly-dividends-with-yields-above-5/) - Who doesn’t love receiving monthly payouts from investments? It feels like enjoying a steady stream of income similar to employment—except you’re no longer actively working for it. However, most stocks and bonds don’t pay monthly dividends, and the majority of ETFs don’t either. This is where unit trusts come in handy, as many offer consistent
- [4 CPF Changes In 2025 You Need To Act On Now](https://drwealth.com/4-cpf-changes-in-2025-you-need-to-act-on-now/) - As the clock ticks toward midnight on 31st December, many of us will be raising a glass to toast the new year. But before you dive into the celebrations, here’s some tough love: are your retirement plans ready to withstand the changes coming in 2025? For most working Singaporeans, the CPF is a cornerstone of
- [Bank of China Up 32% in 2024: Can China Banks Rally Continue in 2025?](https://drwealth.com/bank-of-china-up-32-in-2024-can-china-banks-rally-continue-in-2025/) - The Chinese banks have delivered strong performance over the past year, with the Big 5 banks (BOC, CCB, ICBC, ABC, BoCoM) also achieving positive 3-year price performance, reversing a prolonged period of negative price performance. The exception is China Merchants Bank, whose 3-year price performance remains in the red. With dividends yields of at least
- [Oriental Kopi Holdings Berhad IPO: Another Oldtown or this time it’s different?](https://drwealth.com/oriental-kopi-holdings-berhad-ipo-another-oldtown-or-this-time-its-different/) - Malaysians love IPOs. And the more well-known or relatable the company is in their daily lives, the more hype it garners. I have observed this from the IPO of Mr DIY Group (M) Bhd (KLSE: MRDIY) and Farm Fresh Bhd (KLSE: FFB). Mr DIY's share price is still trading below its post IPO peak due
- [The Orie Launch Review: Prices, Investment Potential, and Should You Buy?](https://drwealth.com/the-orie-launch-review-prices-investment-potential-and-should-you-buy/) - The Orie is a new launch condominium located along Lorong 1 Toa Payoh, jointly developed by City Development (SGX:C09), Frasers Property (SGX: TQ5) and Sekisui House. It is the first new launch condo in the area in a while and there is likely to be a huge pent up demand, not only from people looking
- [7 US Stocks That Outperformed NVIDIA in 2024](https://drwealth.com/7-us-stocks-that-outperformed-nvidia-in-2024/) - In 2024, Nvidia’s share price soared by an amazing 178%, pushing the company’s market capitalisation to an impressive $3.3 trillion dollars. While this was undoubtedly an incredible performance, we've identified 7 companies that have done even better, outperforming Nvidia. Let's explore what these companies do as well as analyse the catalysts driving their exceptional share
- [KLCI Up 14% in 2024: Banking, Construction and Utility Stocks Lead the Way](https://drwealth.com/klci-up-14-in-2024-banking-construction-and-utility-stocks-lead-the-way/) - When the overall index ends the year positively in 2024, its inevitable that certain stock components will have outperformed. While I may remain neutral or slightly negative towards Malaysia's equity markets in the long term, that doesn't mean the market is un-investable. Yes, I might have also mentioned that Malaysia could be riding on new
- [8 HK Blue Chips with Dividend Yields Over 5% That Beat the S&P 500 in 2024](https://drwealth.com/8-hk-blue-chips-with-dividend-yields-over-5-that-beat-the-sp500-in-2024/) - The Hang Seng index might not have matched the performance of S&P500, but it still delivered a nearly 20% in 2024, closing the year above the 20,000-point mark. Despite the short-lived rally that sputtered rather quickly in September 2024, there are blue-chip HSI component stocks that have beaten the S&P500's performance. Meaning these stocks have
- [S-REITs Fell in 2024: Are They Still Attractive in 2025 with Higher for Longer Rates?](https://drwealth.com/s-reits-fell-in-2024-are-they-still-attractive-in-2025-with-higher-for-longer-rates/) - 2024 was a turbulent year for global REITs with CSOP iEdge S-REIT Leaders Index ETF (SGX:SRT) and Lion-Phillip S-REIT ETF (SGX:CLR), two Singapore-listed REIT ETFs, down 11.6% and 9.9% respectively. While the majority of the REITs delivered lackluster results, there were some REITs that exhibited strong growth, like Cromwell European Real Estate Investment Trust (SGX:CWBU)
- [13 Stocks Paying Dividends In Feb 2025](https://drwealth.com/dividend-stocks/) - Many consider Singapore’s stock exchange less exciting compared to the monster rallies often seen in the US market. However, it stands out for its attractive dividend opportunities, thanks to its renowned no dividend tax policy. This has successfully attracted a wave of dividend harvesting investors. We've identified 13 stocks, 2 REIT ETFs and 2 SDRs
- [Nvidia Falls 17% After DeepSeek’s Shockwave – Buy or Bail?](https://drwealth.com/nvidia-falls-17-after-deepseeks-shockwave-buy-or-bail/) - The US stock market experienced a bloodbath, with the Nasdaq Composite plunging 3%, fueled by the panic triggered by DeepSeek. This disruptive force threatens to upend the economics of the entire AI industry in the US. With chaos unfolding and many moving parts at play, it’s time to conduct a battle damage assessment. More importantly,
- [Is DBS Overvalued After a 40% Gain in 2024? What About OCBC and UOB?](https://drwealth.com/is-dbs-overvalued-after-a-40-gain-in-2024-what-about-ocbc-and-uob/) - Remember my article way back during early this year predicting that Singapore banks might continue to huat? And remember the coverage back in Jul'24 suggesting that there could be more legs for DBS Ltd (SGX: D05) to run? Fast forward to the end of 2024, and we are now looking at an impressive YTD gain
- [You Won’t Believe These 8 Singapore Stocks Outperformed DBS in 2024](https://drwealth.com/you-wont-believe-these-8-singapore-stocks-outperformed-dbs-in-2024/) - This is the Singapore Stock Exchange’s 2024 wrap-up, showcasing several impressive multi-bagger stocks. Many of the businesses listed below demonstrate strong fundamentals, including robust financial positions and revenue growth. Some also show the potential for industrial tailwinds that could drive their prices even higher in 2025. We took a dive into the developments of these
- [Amazon Hits $2T, Fifth US Company To Do So](https://drwealth.com/amazon-hits-2t-fifth-us-company-to-do-so/) - Amazon (AMZN) recently saw its share price rise by 3.9%, pushing its market cap past the $2 trillion milestone. It is now the fifth U.S. company to achieve this feat, following in the footsteps of Apple, Microsoft, Alphabet, and Nvidia. Amazon probably caught some of the AI stardust too, particularly through its Amazon Web Services
- [OUE stock jumped 11% on tender offer: Should shareholders sell?](https://drwealth.com/oue-stock-jumped-11-on-tender-offer-should-shareholders-sell/) - OUE has made an announcement to undertake an Off-Market Equal Access Offer by proposing to buy back up to 10% of the total number of shares in issue at $1.25 per share. What is an Off-Market Equal Access Offer Unlike on-market share buybacks, in which the company would be buying shares from any willing seller
- [Seatrium wins major contract - is this the turnaround?](https://drwealth.com/seatrium-wins-major-contract-is-this-the-turnaround/) - Record order book size of S$25.8 billion Seatrium (SGX:5E2) has won an order amounting to S$11 billion from Petrobras for two Floating Production Storage and Offloading vessels (FPSO) platforms. Petrobras is the major shareholder and operator of these two FPSOs. Minority shareholders with stakes in these FPSOs include Shell and TotalEnergies for one platform, and
- [Suntec REIT $1.16 Offer: Not Much to be Excited About](https://drwealth.com/suntec-reit-1-16-offer-not-much-to-be-excited-about/) - Suntec REIT unitholders received a cash offer of $1.16 per unit from Gordon and Celine Tang, significant shareholders via their investment vehicle, Aelios. However, this offer may not be as exciting as it seems. Here's why: #1 The Offer is Mandated by Law This is a mandatory offer triggered by legal requirements. Gordon and Celine
- [10 Richest Malaysians – Which Tycoon's Business Should You Invest In?](https://drwealth.com/10-richest-malaysians-which-tycoons-business-should-you-invest-in/) - The Forbes list of the richest Malaysians consistently highlights individuals who have built wealth through infrastructure, finance, and consumer monopolies. For serious retail investors, tracking billionaire net worth is less about celebrity status and more about identifying durable corporate moats. By analysing and investing in public companies controlled by these tycoons, there is an opportunity
- [The iEDGE Singapore Next 50 Indices - 50 Stocks to watch out](https://drwealth.com/the-iedge-singapore-next-50-indices-50-stocks-to-watch-out/) - The iEDGE Singapore Next 50 indices is finally out! After months and months of debate and discussions, this initiative looks set to be a key step forward in rejuvenating Singapore's local stock market. The thinking behind this move? Authorities believe that mid-cap stocks on the SGX have been neglected for far too long. With the
- [Best Savings Accounts in Singapore](https://drwealth.com/best-savings-accounts-singapore/) - These are the best saving bank accounts that'll reward you with higher interest rates at low risk levels while maintaining liquidity.
- [Amova Buys Into Valuetronics and Frencken – Which Small Mid Caps Are Next?](https://drwealth.com/amova-buys-into-valuetronics-and-frencken-which-small-mid-caps-are-next/) - Amova has become a substantial shareholder in Valuetronics (SGX:BN2), Frencken (SGX:E28) and UMS (SGX:558), investing nearly $70 million and crossing the 5% threshold in all of these 3 stocks. This is clearly part of a broader strategic move into the tech manufacturing sector, against a backdrop of strong semiconductor-related demand in Singapore's technology manufacturing space.
- [5 Singapore Stocks You Spend Money On Every Day – And They Still Offer 5% Dividend Yield](https://drwealth.com/5-singapore-stocks-you-spend-money-on-every-day-and-they-still-offer-5-dividend-yield/) - As the macro environment remains complicated, everyday habits continue largely unchanged. People have to commute to work, eat at coffeeshops, shop in neighborhood malls, buy bread, and rely on mobile data. These routines create recurring demand that supports steady cash flows. While inflation and macro environments affect margins, businesses tied to daily consumption tend to
- [9 undervalued stocks in Singapore (Apr 2026)](https://drwealth.com/undervalued-stocks/) - Looking to invest in some of the best stocks in Singapore? Here's a list of the most undervalued stocks in Singapore.
- [9 undervalued stocks in Singapore (Apr 2026)](https://drwealth.com/undervalued-stocks/) - Looking to invest in some of the best stocks in Singapore? Here's a list of the most undervalued stocks in Singapore.
- [Your Kopi Just Got More Expensive. Here's Who's Getting Paid and How You Can Be Too](https://drwealth.com/your-kopi-just-got-more-expensive-heres-whos-getting-paid-and-how-you-can-be-too/) - The price of Kopi (and likely tea) is estimated to rise in the near future. Mothership covered it and the reasons are your usual greatest hits of 2026: raw materials up, shipping up, electricity up, manpower up. Kim San Leng, which runs over 30 outlets, is rolling out hikes from April 15. As average folk
- [Best Fixed Deposit Rates in Singapore (Apr 2026)](https://drwealth.com/fixed-deposit-rates-singapore/) - Thinking of growing your savings at a higher rate? These are the best fixed deposit rates in Singapore now
- [5 stocks that crashed this week after reporting earnings and I hold ALL of them. Here's what's I'm doing. *Loser Alert*](https://drwealth.com/5-stocks-that-crashed-this-week-after-reporting-earnings-and-i-hold-all-of-them-heres-whats-im-doing-loser-alert/) - I'm not immune to the sell-offs in the market and like any vested investor, nothing sucks more than waking up in the morning to see a stock I own go down by 20%. Unfortunately for me, I had to experience this at least 5 times this week as most of my holdings traded down significantly.
- [Another Change in Hospitalisation Insurance](https://drwealth.com/another-change-in-hospitalisation-insurance/) - In today’s fast-paced environment, where information is constantly overflowing, yet another update to hospitalisation insurance has been introduced. I’ll keep this article short and focused on what you need to know. This is not the first time we’ve seen changes to hospitalisation insurance. The list below highlights the many revisions over the past few years—yet
- [Manulife US REIT: To the point of no REITurn?](https://drwealth.com/manulife-us-reit-to-the-point-of-no-reiturn/) - Investors have a knack of always turning bearish sentiments into jokes. Few years back, coining the term "REITgrets" and no "REITurns" were probably the best antidote amongst a group of investors that also practised dividend and income investing. It was a period where we saw a collective correction for REITs all over the world (except
- [Singapore Savings Bonds (Apr 2026): Returns, How To Buy SSB Singapore](https://drwealth.com/singapore-savings-bonds/) - Singapore savings bonds are one of the best investment that Singaporeans have access to. Here's why, who it is for and how to invest in SSB
- [Ascendas REIT Preferential Offering: Asking $300M From Unitholders to Buy $1.4B in Properties. Should You Give?](https://drwealth.com/ascendas-reit-preferential-offering-asking-300m-from-unitholders-to-buy-1-4b-in-properties-should-you-give/) - CapitaLand Ascendas REIT (CLAR) recently announced a sweeping S$ 1.4 billion acquisition exercise, concurrently launching an Equity Fund Raising (EFR) to raise no less than S$ 900 million. For unit holders, the immediate reflex to an EFR is often a fear of dilution. Even though dilution is inevitable when it comes to EFR, however, dissecting
- [Sunway Healthcare Pops 28% on IPO Day - Hype or the Real Deal?](https://drwealth.com/sunway-healthcare-pops-28-on-ipo-day/) - Sunway Berhad (KLSE: SUNWAY) is on the news headlines recently for plenty of good reasons. Firstly, it has saw its highly anticipated healthcare arm IPO - Sunway Healthcare Holdings Bhd (KLSE: SUNMED) surging by a massive 28% surge on its debut, climbing from an IPO price of RM1.45 to close at RM1.85. After a few more
- [10 REITs Dropped More Than 10% Since the Iran War – Are Interest Rate Fears Coming Back?](https://drwealth.com/10-reits-dropped-more-than-10-since-the-iran-war-are-interest-rate-fears-coming-back/) - The higher interest rate environment has hit share prices of banks in both the US and Singapore, as rate hikes are typically used to combat inflation and slowing economic growth. Share prices of US banks have fallen more than 10% YTD while share prices of Singapore banks have stayed in a small positive range. Banks
- [Cotton On Isn't Closing. How Are Other Fashion Brands Faring?](https://drwealth.com/cotton-on-isnt-closing-how-are-other-fashion-brands-faring/) - Yesterday, the internet exploded. Headlines screamed that Cotton On, a brand that's been a staple of Singapore's retail scene for nearly 20 years, was liquidating and closing all 30+ stores. For many Singaporeans, Cotton On is that go-to shop at the mall. Affordable tees, basic essentials, a quick grab on your way out. So when
- [US Banks Are Down More Than 10% YTD. Singapore and China Banks Held Up. Here's Why.](https://drwealth.com/us-banks-are-down-more-than-10-ytd-singapore-and-china-banks-held-up-heres-why/) - Share prices of US banks have underperformed relative to Singaporean banks and some Chinese financial sectors in recent periods. The one macro risk affecting everyone globally, albeit unevenly, is the Middle East tensions and rising oil prices, which are hurting risk sentiment and increasing recession fears. Bank stocks are a barometer of economic health and
- [Ringgit at Its Strongest Against SGD in 5 Years - What's Behind the Rally and Will It Last?](https://drwealth.com/ringgit-at-its-strongest-against-sgd-in-5-years-whats-behind-the-rally-and-will-it-last/) - The historical SGD:MYR chart would look like a horror movie to Malaysians working in Singapore and for Singaporeans who seek weekly escapades in Johor Bahru over the weekends. By March 2026, the Malaysian Ringgit (MYR) achieved a milestone that seemed highly improbable just two years ago: surging past the 3.06 mark against the Singapore Dollar
- [These 20 Singapore Stocks Actually Went Up After Iran's War Broke Out](https://drwealth.com/these-20-singapore-stocks-actually-went-up-after-irans-war-broke-out/) - When war broke out in the Middle East on February 28, 2026, global markets reacted immediately. Oil prices surged, trade routes were disrupted, and investors rushed to pull money out of risky assets. The situation escalated quickly as conflict involving the United States, Israel, and Iran led to the effective shutdown of the Strait of
- [Cnergy $2.41 vs Shell $3.47, queue block buses, Union Gas stock up 37% — how do they make money?](https://drwealth.com/cnergy-2-41-vs-shell-3-47-queue-block-buses-union-gas-stock-up-37-how-do-they-make-money/) - Everyone is feeling the pinch of rising oil prices. The latest hit? Right at the fuel pump. Before the Iran War, the major petrol stations in Singapore were offering 95-octane petrol at S$2.88 per litre. That's now risen to S$3.47—a 20% increase. Ouch. But there's one petrol station bucking the trend. Cnergy is offering 95-octane
- [Malaysia High-Dividend Stocks: 5 Hidden Gems vs 5 Yield Traps](https://drwealth.com/malaysia-high-dividend-stocks-5-hidden-gems-vs-5-yield-traps/) - The Malaysian Ringgit is on scintillating form. Long treated as a "weak" currency, Malaysians are now flexing and justifying Japan trips, while Singaporeans are feeling the pinch. Naturally, dividend paying Bursa listed stocks come into the picture, either to earn more or to hedge the strong Ringgit from a Singaporean's point of view. In evaluating
- [These 5 STI REITs Gave Back Their Dividend Yield in 30 Days](https://drwealth.com/these-5-sti-reits-gave-back-their-dividend-yield-in-30-days/) - These 5 STI REITs recorded a one-month decline in share prices of between -5.3% and -9.3%, largely in line with the broader S-REIT ETF, which saw a -5+% decrease in price over the same period. The recent geopolitical situation saw oil prices rising to as high as US$120 per barrel. Higher oil prices raise inflation
- [AEM Holdings Jumped 62% in 2 Weeks - Here’s Why Investors Are Buying](https://drwealth.com/aem-holdings-jumped-62-in-2-weeks-heres-why-investors-are-buying/) - If you checked your portfolio recently, AEM Holdings Ltd (SGX: AWX) likely caught your eye. The Singaporean semiconductor testing firm skyrocketed 44% in just 48 hours 2 weeks ago and has continued to climb, gaining another 10% in March, smashing past the $3 mark.. When a stock spikes this hard and fast, investors naturally ask:
- [Lendlease REIT Preferential Offering: S$196M To Acquire PLQ - Subscribe, or Pass?](https://drwealth.com/lendlease-reit-preferential-offering-s196m-to-acquire-plq-subscribe-or-pass/) - Lendlease REIT just launched an underwritten non-renounceable preferential offering to raise S$196.6 million. When a REIT asks for more money, investors need to look under the hood. We need to know exactly where the cash is going and whether the structure punishes or rewards everyday shareholders. Here is a breakdown of the deal, our scrutiny
- [How to Invest and Store Gold in a Singapore Vault from US$5](https://drwealth.com/how-to-invest-and-store-gold-in-a-singapore-vault-from-us5/) - Gold has been on an absolute tear. In the past year alone, it delivered a whopping 69% return—making it one of the best-performing asset classes of 2025.1 And as prices climbed, so did the excitement. Everyone from financial professionals to your uncle at the dinner table suddenly had opinions on gold. After hitting a high
- [UI Boustead REIT: A S$1.2 Billion Industrial Outlier or another boring REIT?](https://drwealth.com/ui-boustead-reit-a-s1-2-billion-industrial-outlier-or-another-boring-reit/) - Singapore's REIT market is finally kickstarting its IPO run. UI Boustead REIT has lodged its IPO prospectus, looking to raise a massive S$1.2 billion. We have not seen a listing this big since NTT DC REIT debuted in July 2025. At S$0.88 per unit, the IPO has certainly grabbed the market's attention. Is this a
- [AvePoint: Microsoft's Unsung Data Hero Few Talk About](https://drwealth.com/avepoint-microsofts-unsung-data-hero-few-talk-about/) - What's something you don't know you need — until you actually need it? Insurance is the classic example. You never truly appreciate its value until the moment you have to file a claim. And if things go well, you'll spend your entire life paying premiums and never once cashing in the policy. That's the dream,
- [DBS, OCBC and UOB 4Q25 Results – Good or Bad? Have Banking Stocks Peaked?](https://drwealth.com/dbs-ocbc-and-uob-4q25-results-good-or-bad-have-banking-stocks-peaked/) - Singapore’s heavyweight banking trio - DBS, OCBC, and UOB - have wrapped up their latest earnings season. On the surface, the numbers look spectacular, with record full-year profits driven by the tail-end of the global interest rate hike cycle. Yet, the market's reaction has been telling: a distinct downward correction in share prices. This divergence
- [Driving an EV? It might be powered by Horizon Robotics](https://drwealth.com/driving-an-ev-it-might-be-powered-by-horizon-robotics/) - Some investors in Singapore might never have heard of Horizon Robotics. That may change. With the listing of the Horizon Robotics HK SDR (1-to-1) on SGX, local investors can now access one of China’s most important autonomous driving chip companies - without having to trade the stock in an overseas exchange. Understanding the Horizon Robotics
- [This Electronics Stock Gained 1,464% in 10 Years](https://drwealth.com/this-electronics-stock-gained-1464-in-10-years/) - It's incredibly rewarding to have a stock that could potentially grow more than tenfold in a decade. Investors don't necessarily need all their stock holdings to perform exceptionally well. Having just one or two stocks that can achieve a 10x increase can significantly boost the overall performance of a portfolio, making the risk of stock
- [6 REITs Grew Their DPU in 2H2025. Here's Why They're the Better Picks.](https://drwealth.com/6-reits-grew-their-dpu-in-2h2025-heres-why-theyre-the-better-picks/) - The latest earnings from the S-REITs universe have been a mixed bag. Some REITs continue to perform poorly with no clear sign of a turnaround, some have seemingly bottomed while some have clearly performed better year-on-year. Here, we identify 6 REITs that have delivered stronger year-on-year results and take a closer look at why they
- [8 Horse-Themed Stocks That Could Gallop in the Year of the Horse 2026](https://drwealth.com/8-horse-themed-stocks-that-could-gallop-in-the-year-of-the-horse-2026/) - In the Chinese Zodiac, the Horse represents energy, speed, and a free spirit. For investors, 2026, the Year of the Fire Horse, offers a unique opportunity to align portfolios with this dynamic energy. While thematic investing is often symbolic, the fundamentals behind these eight "equine" equities suggest they may have the stamina to sprint ahead
- [8 Stocks That Benefit From Singapore Budget 2026](https://drwealth.com/8-stocks-that-benefit-from-singapore-budget-2026/) - The Singapore Budget has come to represent a slew of goodies and is keenly watched each year. In a similar vein to previous years, this year's budget focuses on navigating profound global change by supporting both businesses and individuals. Key measures include corporate tax rebates, incentives to spur innovation and internationalisation, as well as support
- [CDL’s Internal Battle: A Threat To Its Future?](https://drwealth.com/cdls-internal-battle-a-threat-to-its-future/) - A Rollercoaster Year for CDL City Developments Limited (CDL) (SGX:C09) has had a tumultuous year. Beyond financial struggles, the company is now embroiled in a high-stakes leadership battle that has sent shockwaves through Singapore’s corporate landscape. The power struggle between CDL’s executive chairman, Kwek Leng Beng, and his son, CEO Sherman Kwek, has turned into
- [Trump Picks 5 Cryptos for U.S. Reserve – What’s the Catch?](https://drwealth.com/trump-picks-5-cryptos-for-u-s-reserve-whats-the-catch/) - President Donald Trump has recently advanced his initiative to establish a U.S. "Crypto Strategic Reserve," marking a significant policy shift toward integrating cryptocurrencies into the nation's financial framework. On January 23, 2025, he signed Executive Order 14178, titled "Strengthening American Leadership in Digital Financial Technology." The establishment of the Crypto Strategic Reserve is part of
- [Mixue soars more than 40% on its IPO debut! Still can buy?](https://drwealth.com/mixue-soars-more-than-40-on-its-ipo-debut-still-can-buy/) - The bubble tea business, in my personal view, is a peculiar business. Over the years, we have seen brands come and go, and we have seen how the products evolve as we age older. It has come to a stage where most people will have their go-to brands and a clear preference for what suits
- [22 Malaysia Bursa Mid-Big Caps Crash Over 10% in a Week – Should Investors Worry?](https://drwealth.com/22-malaysia-bursa-mid-big-caps-crash-over-10-in-a-week-should-investors-worry/) - Just barely 2 months ago, I raise a question about the legitimacy of a long and consistent bull run of Bursa Malaysia. Over the past few days, many counters have turned red, resulting in a negative YTD performance as of the time of writing. The Malaysians would argue that "hey, isn't everyone affected? Even Nvidia
- [HDB Resale Prices (2025) by MRT and PSF: A Complete Visual Guide](https://drwealth.com/singapore-property-prices-along-mrt-lines/) - Property prices are a topic of great interest to many Singaporeans, whether you’re a homebuyer, investor, or simply curious about market trends. However, most property data is often presented in raw figures, making it challenging to grasp the bigger picture. To provide a clearer perspective, we’ve mapped out HDB property prices based on MRT stations.
- [Magnificent 7 Stocks Are Falling: How Low Can They Go?](https://drwealth.com/magnificent-7-stocks-are-falling-how-low-can-they-go/) - I love to write during market downturns. I believe that this helps me to keep a level head and as much as possible, I hope this helps you too. I write with no ChatGPT so do bear with the occasional slag and grammatical errors. This article reflects my opinion. Its not a job cover letter.
- [STI’s 20% Rally Didn’t Kill Dividends – 16 SG Blue Chips Still Yield 5%+! Too Late to Buy?](https://drwealth.com/stis-20-rally-didnt-kill-dividends-16-sg-blue-chips-still-yield-5-too-late-to-buy/) - The Straits Time Index (STI) has rallied about 3% this year, building on its strong 20% rally in 2024. With Singapore’s stock market showing impressive moves, the question arises—are there still worthwhile opportunities left to seize? In this article, we will seek to understand if dividend yield is still a viable play after such a
- [Private Property Prices (2025) by MRT and PSF: A Complete Visual Guide](https://drwealth.com/singapore-private-property-prices-along-mrt-lines/) - Following our breakdown of HDB resale prices by MRT station, we’re back with another map—this time focusing on private property prices (PSF) for condominiums/ apartments located within 500 meters of an MRT station. This visual overview presents the average price per square foot (PSF) of both new launch and resale condos, based on transaction data
- [DFI Retail Sells Cold Storage and Giant for S$125 Million — Red Flag or Smart Move?](https://drwealth.com/dfi-retail-sells-cold-storage-and-giant-for-s125-million-red-flag-or-smart-move/) - DFI Retail Group (“DFI”) (SGX:D01) today announced that it has entered into an agreement with leading Southeast Asian retail group Macrovalue with respect to the divestment of its Singapore Food business, which includes the Cold Storage, CS Fresh, Jason’s Deli and Giant brands in a deal that is worth S$125 million. The acquisition includes 48
- [Will you invest in CHAGEE's US IPO?](https://drwealth.com/will-you-invest-in-chagee-us-ipo/) - Have you collected a CHAGEE bag? I’m sure we all know someone who has! CHAGEE’s branding and designs are a work of art. It's unique and eye-catching. The company is out here creating a branding with Chinese culture. Since its incorporation, the company has released various limited-edition merchandise that have garnered widespread demand. From Yunnan
- [What To Invest In When T-Bills and Fixed Deposits Rates Are Below 3%?](https://drwealth.com/what-to-invest-in-when-t-bills-and-fixed-deposits-rates-are-below-3/) - For a while, it was easy. You didn’t need to think too hard—just park your cash in fixed deposits or T-bills and collect close to 4% risk-free. But now? Rates have dropped below 3%. And they’re likely heading lower as global central banks slowly cut interest rates to support weakening economies. The US Federal Reserve
- [The Causeway Link Bus You Take to JB? It’s Now a Public Listed Stock](https://drwealth.com/the-causeway-link-bus-you-take-to-jb-its-now-a-public-listed-stock/) - Singaporeans or Malaysians who frequently cross the Johor-Singapore border will find this yellow bus very familiar. Known affectionately as the CW bus, the acronym for Causeway Link, this bright yellow bus has frequently been my mode of transport, especially since it departs conveniently from the city centre - Queen Street near Bugis. There was also
- [5 Singapore Stocks Trump’s Tariffs Can’t Touch?](https://drwealth.com/5-singapore-stocks-trumps-tariffs-cant-touch/) - Liberation Day has hit all corners of the world, with PM Lawrence Wong mentioning that Singapore will take a “bigger hit” than others amidst the trade war. He also cautioned that we must brace ourselves for more shocks following the shift in world order. Staying cautious and nimble in such times is definitely warranted. The
- [Singaporean Billionaire Stocks Portfolio - Which Listed Stocks Made Each Of Them Rich](https://drwealth.com/singaporean-billionaire-stocks-portfolio-which-listed-stocks-made-each-of-them-rich/) - Singapore is known to be the island nation that multi-billionaires and millionaires call home. While not all of them found their riches or built their empires on Singaporean soil, there is a common trait that all of them share - they got rich by being bosses of successful and profitable businesses. When the list of
- [Singapore Banks and REITs Drop Until Jialat – Safe to Buy Now or Wait?](https://drwealth.com/singapore-banks-and-reits-drop-until-jialat-safe-to-buy-now-or-wait/) - Ha! You all must be thinking what to do next, right? I still remember waking up to a barrage of messages on Monday, 7th April 2025 Walao eh DBS down 17% Welcome to the market correction 2025. Some are saying that this round is even more brutal than the pandemic selloffs. I feel so too.
- [STI Gives 5% Dividend Yield (Almost)](https://drwealth.com/sti-gives-5-dividend-yield-almost/) - Singapore’s stock market is attracting income investors in 2025 even after a stellar run in 2024, with the benchmark Straits Times Index (STI) yielding around 5%! See the screenshot below from SPDR Straits Times Index ETF website as of 14 Apr 2025. It is rare for an index to be giving such high yields so
- [LHN Spins Off Coliwoo: Ride the Coliving Boom or Cash Out?](https://drwealth.com/lhn-spins-off-coliwoo-ride-the-coliving-boom-or-cash-out/) - Fun fact: Did you know that if you had bought stocks of LHN Ltd (SGX: 410) 5 years ago, you'd be sitting on a 4-bagger today? Then again, LHN's business model has undergone some changes over the past 5 years. Under the tenure of siblings Mr Kelvin Lim and Ms Jess Lim, they have managed
- [The Real Threat to Markets Isn’t Tariffs. It’s This.](https://drwealth.com/the-real-threat-to-markets-isnt-tariffs-its-this/) - Most investors are blaming Trump’s tariffs for the recent market sell-off. But if we look beyond the headlines and follow the actual market signals, a different — and far more serious — picture emerges. Yes, stocks are down, and that's what everyone is focused on. But what’s more telling is that U.S. Treasury bonds also
- [Best Hang Seng Tech ETF: Which One Should You Buy?](https://drwealth.com/best-hang-seng-tech-etf-which-one-should-you-buy/) - The Hang Seng TECH Index (HSTECH) has quickly become one of the most popular ways to invest in China’s fast-growing tech sector. But with nine ETFs tracking the same index, choosing the right one can be confusing. Whether you're based in Singapore, the U.S., the UK, or Hong Kong, this guide will help you compare
- [8 Singapore Stocks That Shook Off Tariffs and Surged Higher](https://drwealth.com/8-singapore-stocks-that-shook-off-tariffs-and-surged-higher/) - Liberation day came on 2 April, and it has been almost a month since. The Straits Time Index has yet to recover to its previous height but that does not mean that all Singapore stocks are behaving similarly. There are a couple of them that have rallied since then. Singapore has always been known for
- [I Look Left, Look Right — Here Are the Stocks I Like](https://drwealth.com/i-look-left-look-right-here-are-the-stocks-i-like/) - As Singapore approaches its 2025 General Election, there has been plenty of fanfare during the campaign. While I am not in a position to cast my vote in the Singapore General Election, it has been an informative and entertaining one. And tying it back to investing, it is intriguing to see how similar both can
- [5 Singapore Blue-Chip Stocks Rebound from 1-Year Lows - Time to Buy?](https://drwealth.com/5-singapore-blue-chip-stocks-rebound-from-1-year-lows-time-to-buy/) - After the tariffs were announced on Liberation Day on 2 April, the Straits Times Index (STI) fell sharply from 3,942 points to 3,394 points - a 16% drop in less than a week. However, it subsequently recovered 3,832 points at the end of the month, just 3% off from before Liberation Day. The STI has
- [Why CPF Is Secretly Lowering Your Taxes](https://drwealth.com/why-cpf-is-secretly-lowering-your-taxes/) - Most of us have heard that CPF gives 2.5% interest in the Ordinary Account (OA) and 4% in the Special and MediSave Accounts (SA/MA). True — but few realise your actual return is higher than 2.5% or 4%, thanks to tax savings. CPF is not just a retirement account. It's a government-sponsored, tax-advantaged savings vehicle.
- [Alphabet Stock Crashed 7% in a Day—Is AI Killing Google Search?](https://drwealth.com/alphabet-stock-crashed-7-in-a-day-is-ai-killing-google-search/) - Alphabet stock fell 7% on 7 May 2025—not because of earnings, but because of a remark by an Apple executive. What could he have said to trigger such a reaction? Eddy Cue, Apple’s SVP of Services, testified that Google search volume on Safari had declined “for the first time in 22 years.” He attributed this
- [The USD Is Falling—Should You Hedge Your Investments?](https://drwealth.com/the-usd-is-falling-should-you-hedge-your-investments/) - If you’ve been investing in U.S. assets or USD-denominated investments this year, you’d have felt the pinch. The U.S. dollar has depreciated nearly 8% against the euro and Japanese yen, and even against the Singapore dollar, it’s down about 5% year-to-date. So if you're a Singaporean who earns and spends in SGD but invests in
- [S&P 500 Recover All Losses From Liberation Day, Time to Buy or Sell?](https://drwealth.com/sp500-recover-all-losses-from-liberation-day-time-to-buy-or-sell/) - Remember Liberation Day, when Trump unveiled the infamous reciprocal tariffs drawn up on a large card? I think it'll go down in history as one of the most "idiotic" photos to ever cause a sudden selloff. It would have been historic, similar to the ear grazing bullet shot with his fists pumped up, if all
- [71 cents offer for Frasers Hospitality Trust  – merely 1 cent higher after 3 years wait](https://drwealth.com/71-cents-offer-for-frasers-hospitality-trust-merely-1-cent-higher-after-3-years-wait/) - After almost 3 years, Frasers Property Ltd (SGX: TQ5) (FPL) is back with another delisting offer for Frasers Hospitality Trust (SGX:ACV) (FHT). Here we look at whether investors should support the delisting offer via a scheme of arrangement. We would suggest that readers read this in conjunction with our previous article on FHT here as
- [9 Singapore REITs that Delivered Capital Gains in 2025](https://drwealth.com/9-singapore-reits-that-delivered-capital-gains-in-2025/) - In a previous write-up, I examined the characteristics of several high-performing REITs and found a few recurring themes: Leverage ratios below 40% Active portfolio rebalancing and asset enhancement High occupancy ratios Borrowing on fixed interest terms Exposure to consumer-driven economies in Asia These traits have helped REITs stay resilient, even as headwinds mounted. I continue
- [Singapore Has No Growth Stocks? Here Are 5 That Prove Otherwise](https://drwealth.com/singapore-has-no-growth-stocks-here-are-5-that-prove-otherwise/) - Singapore where got growth stocks? There is a common notion and assumption that Singapore does not have any growth stocks. While I'd argue that there are a handful, even these handful of growth stocks might not even convince Singaporeans to invest in them. I think rather then say that there are no growth stocks on
- [Eco-Shop IPO: Buy the Malaysian Daiso?](https://drwealth.com/eco-shop-ipo-buy-the-malaysian-daiso/) - Guess how many IPOs Bursa Malaysia generated compared to SGX in 2024? 55 vs 4. If this was a football match, the scoreline would be atrocious. And now, heading to mid 2025, while SGX is still waiting for its first IPO, Bursa is already marching towards its 20th. However, none of those 20 can compare
- [Singapore’s Hottest Sector Right Now? It’s Not What You Think — It’s Construction](https://drwealth.com/singapore-hottest-sector-right-now-construction/) - In 2024, Singapore's construction sector experienced a significant growth of 5.9%, with total construction demand reaching $44.2 billion, exceeding previous forecasts. This was driven by a combination of robust public infrastructure projects and a surge in private sector activity. Public sector projects, including institutional and public housing, contributed significantly, while private residential awards and contract
- [These 5 Singapore Financial Stocks Beat DBS with Over 30% Gains](https://drwealth.com/these-5-singapore-financial-stocks-beat-dbs-with-over-30-gains/) - It’s not every day that financial stocks outpace a heavyweight like DBS—but in the past year, these five did just that. Backed by strong fundamentals and sector tailwinds, MoneyMax, Credit Bureau Asia, UOB-Kay Hian, ValueMax, and Yangzijiang Financial Holdings each delivered over 30% gains, outperforming Singapore’s largest bank. The fiscal year 2024 also marked a
- [Which Singapore Stocks Will Fund Managers Buy With MAS’s $5 Billion Boost?](https://drwealth.com/which-singapore-stocks-will-fund-managers-buy-with-mass-5-billion-boost/) - Background The Monetary Authority of Singapore (MAS) announced a S$5 billion Equity Market Development Programme (EQDP) in February 2025. The EQDP aims to strengthen the local asset management and research ecosystem and increase investor interest in Singapore’s equities market. Under the EQDP, MAS will invest in strategies managed by Singapore-based asset managers that have a
- [Is STI increasingly a REIT index?](https://drwealth.com/is-sti-increasingly-a-reit-index/) - The recent announcement that Keppel DC Real Estate Investment Trust (REIT) will replace Jardine Cycle & Carriage (C&C) on the Straits Times Index (STI) has reignited discussion about the evolving composition of Singapore’s main stock market benchmark. While the STI is still heavily weighted toward banks (>50%), the inclusion of another REIT reflects a broader
- [Paradigm REIT: Can It Deliver as a Good REIT for Your Portfolio?](https://drwealth.com/paradigm-reit-can-it-deliver-as-a-good-reit-for-your-portfolio/) - Malaysia has never been a great exchange listing for REITs, even though there is an abundance of land, with real estate and construction projects constantly happening. In fact, I daresay there are only a handful of good M-REITs that fit into long-term investing mandates and requirements. However, recent news of a potential new REIT listing on Bursa got me to dig deeper.
- [Why Did Sabana REIT Suddenly Spike 6%?](https://drwealth.com/why-did-sabana-reit-suddenly-spike-6/) - Sabana Industrial REIT (SGX: M1GU) is a Singapore-listed real estate investment trust with a diversified portfolio of 18 industrial properties valued at approximately S$915.9 million. The REIT has recently been navigating a challenging period despite reporting record revenue for FY2024. The REIT achieved its highest-ever gross revenue of S$113.3 million and a net property income
- [Jetstar Asia’s Shock Shutdown: Time to Reevaluate AirAsia, SIA's Scoot, and the Budget Airline Business Model?](https://drwealth.com/jetstar-asias-shock-shutdown-time-to-reevaluate-airasia-scoot-and-the-budget-airline-business-model/) - Jetstar Asia Airways, commonly known as Jetstar Asia, was a Singaporean-based low-cost airline that took to the skies on December 13, 2004. Despite its efforts to offer affordable fares and its contribution to the Asian aviation landscape, Jetstar Asia faced a "challenged history," as described by the Jetstar Group's chief executive. The airline struggled with rising
- [JD.Com’s Bold Turnaround Plan: Is It Time to Buy?](https://drwealth.com/jd-coms-bold-turnaround-plan-is-it-time-to-buy/) - JD.com (9618:HK) founder Richard Liu is reinventing the company by investing in new segments, speeding up an overseas foray, and at the same time, competing with Meituan in new arenas from food delivery to travel. This is an attempt to revive the company that has languished since a 2020 government crackdown, leading to years of
- [15 Fortune SEA 500 Food Brands You Never Knew You Could Own](https://drwealth.com/15-fortune-sea-500-food-brands-you-never-knew-you-could-own/) - Southeast Asia is one of the most dynamic and fast-growing regions globally, but in many sectors—including food and beverage (F&B)—it remains relatively nascent compared to more developed Western economies. As regional economies continue to expand and the number of middle-income households rises, the F&B sector is undergoing a significant transformation. One of the most prominent
- [11 Upcoming New Condo Launches in Singapore in 3Q 2025 – Which to Look Out For?](https://drwealth.com/11-upcoming-new-condo-launches-in-singapore-in-3q-2025-which-to-look-out-for/) - In Singapore, the peak condo launch periods typically fall in the second half of the year, while avoiding the Lunar Seventh month (starting 23 Aug 2025) and the school holidays(mid-November to end-December). Sentiment in Singapore’s private new sales market remains positive despite ongoing geopolitical trade tensions and regional conflicts. Buyers remain confident, driven by shifts
- [AEM, UMS, Frencken Gain 10%–26% in a Week – Is the SG Semicon Recovery Here?](https://drwealth.com/aem-ums-frencken-gain-10-26-in-a-week-is-the-sg-semicon-recovery-here/) - Semiconductor investors over the past year have been laughing their way to the bank — if they invested in the U.S. semiconductor stocks. Those who invested in Singapore's semiconductor counters, however, would be scratching their head at the divergence. The charts and total shareholder returns don't lie. By just looking at ARM Holdings PLC -
- [Info‑Tech IPO: Profitable SME SaaS – Should You Subscribe](https://drwealth.com/info-tech-ipo-profitable-sme-saas-should-you-subscribe/) - Info-Tech Systems, a Singapore-based software-as-a-service (SaaS) provider specialising in HR and accounting solutions, has launched its IPO of 24.86 million shares at S$0.87 each. The company aims to list on the Singapore Exchange (SGX) mainboard on July 4, marking SGX's first mainboard IPO in nearly two years and the second listing of 2025. Info-Tech is
- [8 HK-Listed Property Developer Stocks Quietly Gain Over 10% YTD — Time to Buy the Recovery?](https://drwealth.com/8-hk-listed-property-developer-stocks-quietly-gain-over-10-ytd/) - As the world is worrying over Trump’s tariffs and the Iran-Israel war, many HK-listed property developers have been moving under the radar. Their recovery had been strong with potential for further growth. After looking through their financial reports, there are a couple of themes that emerged which we should take note of. 1. Macroeconomic Headwinds
- [FWD IPO Breakdown: Richard Li’s New-Age Insurer —What’s Hot and What’s Not](https://drwealth.com/fwd-ipo-breakdown-richard-lis-new-age-insurer-whats-hot-and-whats-not/) - IPO Overview Here is a brief overview of the indicative offering details from FWD Insurance’s (FWD) preliminary prospectus: The IPO Price will be HK$38.00 (Board lot: 100 shares) There will be 91.34m shares on offer. 7.2% of shares. IPO size is HK$3.48 billion. HK offering will be 10% or 9.13m shares while international offering will be
- [NTT DC REIT IPO: How to Apply, Dividend Yield & What You Need to Know](https://drwealth.com/ntt-dc-reit-ipo-how-to-apply/) - NTT DC REIT Singapore Public IPO opens at 9 pm today 7 Jul 2025, and will close at 12 pm on 10 July 2025 and is expected to commence trading on the SGX Mainboard at 2 pm on 14 July 2025. Application of the IPO can be made via ATMs and internet banking websites of
- [160 Singapore Stocks Gained Over 20% in a Year — These 5 Are Still Cheap](https://drwealth.com/160-singapore-stocks-gained-over-20-in-a-year-these-5-are-still-cheap/) - The Straits Times Index (STI) hit a new high of 4047 points on 8 Jul 2025 as Singapore draws investors seeking safe havens and undervalued plays. The STI has advanced about 6.5% this year to date, slightly outperforming the S&P 500, which is up by around 6%. Taking into account dividends and the strengthening SGD,
- [A1 Soup Spices Cooks Up an IPO — But How Does the Stock Taste?](https://drwealth.com/a1-soup-spices-cooks-up-an-ipo-but-how-does-the-stock-taste/) - Growing up in a small town in the Northern parts of Malaysia, I never had the luxury of tasting Klang Bak Kut Teh until I became a working adult. Don't get me wrong. Although the herbaceous Klang-style Bak Kut Teh could be found in Chinese-populated areas, the Klang version packs way more punch. And for
- [12 Singapore Heartland Stocks Gained 10% or More in the Past Year](https://drwealth.com/12-singapore-heartland-stocks-gained-10-or-more-in-the-past-year/) - 2025 is already 50% behind us. And my what a 2025 we have had so far. The half year milestone is always a great indicator to take stock and reflect on investment returns. The S&P 500 is currently up by 6.41% YTD and 11.06% for the past year. Barring any unforeseen black swan events, and
- [3 Worst-Performing SG Blue Chips in 2025 — YZJ, ThaiBev & SATS Down Over 10%](https://drwealth.com/3-worst-performing-sg-blue-chips-in-2025-yzj-thaibev-sats-down-over-10/) - Not many new IPOs? No problem! The general mood among the stock investors in the Singapore market is jubilant. It has been a great year for the STI, as it currently sits at a gain of 9.02% YTD. In fact, there are over 160 stocks that have gained 20% on SGX in the past year.
- [CapitaLand vs Mapletree: Who Has the Better REITs today?](https://drwealth.com/capitaland-vs-mapletree-who-has-the-better-reits-today/) - CapitaLand and Mapletree are both major Temasek-owned real estate companies with global portfolios, but they differ in their specific focus and structures. Due to their differences, the various REITs have outperformed one another at different points in time. Here, we take a look at which group has the better REITs today. All 5 CapitaLand REITs
- [5 Singapore Stocks You Wouldn’t Believe Gained Over 20% This Month](https://drwealth.com/5-singapore-stocks-you-wouldnt-believe-gained-over-20-this-month/) - Engaged in the oil industry with the ongoing war in the backdrop. Owning properties in China and across the globe in a high-interest rate environment. Providing test solutions and innovations for semiconductors — though the results haven’t been as rosy as media headlines suggest. These characteristics may have already dissuaded you from investing in these
- [HSTECH vs KWEB vs CQQQ: Which China Tech ETF Should You Buy?](https://drwealth.com/hstech-vs-kweb-vs-cqqq-which-china-tech-etf-should-you-buy/) - China is the only country capable of producing tech giants that can rival American ones—perhaps not as global, but massively influential within China itself. Especially after the DeepSeek moment, it’s clear that Chinese tech is edging closer to the global technology frontier. If you're thinking of investing in Chinese tech, you're not short on options.
- [CapitaLand Investment Down 8% - Is This Dividend Stock Still Good?](https://drwealth.com/capitaland-investment-down-8-is-this-dividend-stock-still-good/) - CapitaLand Investment (SGX:9CI)’s share price slumped by as much as 8.5%, or S$0.27, to S$2.90 in early trading on 11 Feb 2026, after closing at S$3.17 on Tuesday 10 Feb. This was off the back of CLI reporting a headline net loss of S$142 million for 2H2025. In explaining the loss, CLI noted a challenging
- [Dividends Uncles have thrashed Tech Bros for the past year, but what comes next?](https://drwealth.com/dividends-uncles-have-thrashed-tech-bros-for-the-past-year-but-what-comes-next/) - Of late, something very unusual has been happening in the financial markets. The boring, high-yielding stocks on SGX have been outperforming US technology stocks. For instance, the mighty Apple Computer (NASDAQ: AAPL), which is the largest component of the Vanguard Total Stock Index ETF (VT), has been overshadowed over the past year by our humble
- [Indonesia Stocks Plunge 16% After MSCI Questions Investability - What's Going On and Is This an Opportunity?](https://drwealth.com/indonesia-stocks-plunge-16-after-msci-questions-investability-whats-going-on-and-is-this-an-opportunity/) - Who or what is MSCI? MSCI (Morgan Stanley Capital International) is one of the world’s most influential index providers, with its indices acting as a vital reference for the global asset management industry. Many global funds, especially passive ETFs, track MSCI indices. MSCI’s classifications also determine how much emerging market capital flows into a country’s
- [Legendary Investor Passes at 93 - Here Are 10 Lessons He Left Behind](https://drwealth.com/legendary-investor-passes-at-93-here-are-10-lessons-he-left-behind/) - Koon Yew Yin may not be a household name unless you're an active investor in Malaysia. But within Malaysian investing circles, he was a titan. He built his career as a civil engineer and went on to co-found three of Malaysia's largest listed construction giants: Gamuda, IJM Corporation, and Mudajaya Group. After retiring from the
- [Singapore Developers Are Rallying – Which Stocks Still Offer Value?](https://drwealth.com/singapore-developers-are-rallying-which-stocks-still-offer-value/) - Singapore real estate stocks have done well for themselves recently. Looking at two real estate indices, both have performed well, with the iEdge Real Estate Developers & Operators Index delivering 41% on total return (i.e., including dividends) and the iEdge SG Real Estate Index delivering 23% on total return. These two indices include various segments of
- [There are 14,470 ETFs Traded Around The World - Are You Overwhelmed?](https://drwealth.com/there-are-14470-etfs-traded-around-the-world-are-you-overwhelmed/) - No kidding. There're really 14,470 ETFs in the world. Here's the number indicated on Tradingview screener: I mean, I knew there were many ETFs, but I didn't expect it to be this many. Here are some countries with more than 1,000 ETF listings: US: 4,728 China: 1,696 Canada: 1,487 South Korea: 1,316 Germany: 1,068 Granted,
- [These 8 REITs Hit All-Time Highs - And Some Will Surprise You!](https://drwealth.com/these-8-reits-hit-all-time-highs-and-some-will-surprise-you/) - While REITs are most likely poised to make a comeback in the next few years when interest rates taper down, I'm surprised that there has been less chatter about them compared with the past 2 years. Yet, even as most REITs continue to trade at relatively affordable valuations, some REITs are actually hitting their all-time
- [Mr DIY Rallies 22% in a Month – What's Going On and Can You Still Chase?](https://drwealth.com/mr-diy-rallies-22-in-a-month-whats-going-on-and-can-you-still-chase/) - Just a month ago, Mr DIY stock was traded below its IPO price of 1.60. We prepared the article but held off publishing it. What a difference a month makes and now Mr DIY is up 22% in a month to RM1.90. For a stock that generated plenty of fanfare during its IPO, it is
- [How We're Investing in 2026](https://drwealth.com/how-we-are-investing-in-2026/) - I tried something different this year—a roundup with different investors sharing their 2026 outlook. I did one with fund managers, and for this post, I sat down with the Dr Wealth Team. Everyone on the team invests. Why wouldn't we? We're putting our own money to work, just like you. So we best represent how
- [Singapore Property Outlook 2026](https://drwealth.com/singapore-property-outlook-2026/) - Singapore’s property market continues to attract attention as prices remain elevated and demand stays resilient despite affordability pressures. Here are some facts to give you a quick update on how Singapore’s property market has evolved historically: Long-term price uptrend: Singapore’s residential property market has risen steadily over the past ~50 years Public housing appreciation: HDB
- [KLCI Hits 1,700 and 5-Year High – Here Are the 5 Stocks Leading the Rally](https://drwealth.com/klci-hits-1700-and-5-year-high-here-are-the-5-stocks-leading-the-rally/) - A yo-yo. That would have been my answer if someone were to ask me what I thought of the KLCI for the past 5 years. And to be honest, I am not wrong. An investor who had bought the KLCI 5 years ago would have seen his investments swung both sides - from negative -15%
- [Where Fund Managers See Opportunities in 2026](https://drwealth.com/where-fund-managers-see-opportunities-in-2026/) - It's 2026, and everyone wants a peek into what the year might bring. Good news? Bad news? Both? No one has a crystal ball—but we asked four fund managers where they see opportunities, where their highest conviction lies, and what could go wrong this year. I asked the same five questions to all of them
- [How the ERM and AWP portfolios performed in 2025](https://drwealth.com/how-the-erm-and-awp-portfolios-performed-in-2025/) - Early Retirement Masterclass Portfolio of ERM The Early Retirement Masterclass portfolio is a collection of 40 portfolios invested over the past 6 years by nearly 700 alumni across 40 instruction batches. The portfolios are buy-and-hold, with no rebalancing, giving us a rare glimpse of how low-beta, high-dividend Singapore stocks have performed over the years. This
- [CSOP Brings China's A500 to Singapore – A500 vs A50 vs CSI 300: Which to Choose?](https://drwealth.com/csop-brings-chinas-a500-to-singapore-a500-vs-a50-vs-csi-300-which-to-choose/) - China remains the world’s second-largest economy. Investors who want diversification beyond the US-centric growth story will appreciate exposure to the Chinese markets. After all, China continues to offer exposure to industries that do not move in line with major US tech cycles. That said, it’s natural for investors to feel uneasy about China stocks, especially
- [DigiCore REIT Up 7% After Securing New Lease at 35% Higher Rent. AI Play Here?](https://drwealth.com/digicore-reit-up-7-after-securing-new-lease-at-35-higher-rent-ai-play-here/) - Over the past few years, Digital Core REIT (SGX: DCRU) has encountered countless challenges. From experiencing higher interest expenses that have whipsawed its DPU, to having a major tenant default, unit prices fell sharply and have plummeted below IPO levels. However, all of these might be coming to an end, as the REIT is showing
- [Want to Learn Options Trading in Singapore? Get This $599 Course for Free](https://drwealth.com/want-to-learn-options-trading-in-singapore-get-this-599-course-for-free/) - You’ve probably heard of options as leveraged bets — like the legendary Gamestop saga, where Roaring Kitty turned $53,000 into $289 million using options contracts. You may also know investors who use options more conservatively — selling options on stocks they already own to generate extra income. Or you’ve come across the strategy of selling
- [We Let ChatGPT Pick Our Option Trades - Here’s What Happened](https://drwealth.com/we-let-chatgpt-pick-our-option-trades-heres-what-happened/) - Generating income from options doesn’t have to be complicated. That’s why we created the PowerUp Options Mastery Course (Bull Put strategy). This is a complimentary course in collaboration with Webull, offered exclusively to users who meet the account opening and Premium Package funding criteria. For those new to options, you might be wondering: what is
- [Everyone Knows They Should Grow Their Wealth, But How?](https://drwealth.com/everyone-knows-they-should-grow-their-wealth-but-how/) - I think it was Buffett who said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Most of us already know the value of saving, insuring and investing, yet actually getting started isn’t always simple. An online search presents us with an avalanche of guides, opinions, and options. While
- [I Sold Platinum](https://drwealth.com/i-sold-platinum/) - I know silver is all the rage recently given the exciting rally that's going on right now. But I want to share my story and thought process on why I sold platinum recently. Hopefully that can help you understand there are different reasons for investing in precious metals other than speculating that prices are going
- [Best Performing Stocks in 2025](https://drwealth.com/best-performing-stocks-in-2025/) - 2025 saw a wide divergence in stock performance across the world and across sectors and industries. Some stocks and sectors surged massively while others lagged significantly. Stocks and sectors that did well had themes like AI adoption, commodities rallies, geopolitical shifts, and consumer demand trends. Equities definitely performed well, with many indices clocking double-digit gains.
- [If Apple Built a Stock Brokerage, It’d Look Like Longbridge](https://drwealth.com/if-apple-built-a-stock-brokerage-itd-look-like-longbridge/) - Finance is often dull—filled with charts, numbers, and statistics that scare off the average investor. But what if investing could be beautiful and intuitive? That’s exactly what Longbridge set out to do—and they've done it well. Longbridge, a relatively new brokerage in Singapore, puts data visualization at the forefront, turning complex financial data into clean,
- [How Asia’s Affluent Are Managing Their Wealth With DBS Treasures](https://drwealth.com/how-asias-affluent-are-managing-their-wealth-with-dbs-treasures/) - At Dr Wealth, we study what separates average investors from those who build and keep serious money. One name that continues to surface among our mass-affluent readers is DBS Treasures. Below, we unpack four pillars that make the programme stand out, and why they matter for investors serious about growing and protecting wealth across borders.
- [The DBS CIO Team Reveals Its Portfolio-Building Strategies](https://drwealth.com/the-dbs-cio-team-reveals-its-portfolio-building-strategies/) - When it comes to building long-term wealth, choosing the right investment strategy is crucial. And while every investor seeks to grow their portfolio, the path to achieving this can differ significantly. To make sense of it all, the DBS CIO Team shares key insights into how investors can think about portfolio construction in a way
- [How To Get Paid to Wait For Your Stock To Reach The Right Price](https://drwealth.com/how-to-get-paid-to-wait-for-your-stock-to-reach-the-right-price/) - We held the first run of the PowerUp Options Mastery Course on the last weekend of August, and it was a full house. This is a complimentary course in collaboration with Webull, offered exclusively to users who meet the account opening and funding criteria. If you missed the session, don’t worry—you still have two more
- [Saving Tax This Year? CPF Top-Up or SRS?](https://drwealth.com/saving-tax-this-year-cpf-top-up-or-srs/) - A Simple, No-Nonsense Guide for Singaporeans. Every year around November and December, Singaporeans suddenly become very hardworking. Not at work…But at saving tax. And it makes sense. Singapore uses a progressive tax system, which means the more you earn, the more tax you pay. So even a small reduction in your chargeable income can translate
- [SRS Account Singapore: How to Start, How to Invest, Schemes & Penalty](https://drwealth.com/srs-singapore/) - SRS, the little known tax saving machine that rewards Singaporeans for saving. We show you how it works, how to set yours up and how to invest with SRS here.
- [Keppel REIT acquires one-third of MBFC Tower 3 – Biggest NAV & DPU dilutive REIT acquisition?](https://drwealth.com/keppel-reit-acquires-one-third-of-mbfc-tower-3-biggest-nav-dpu-dilutive-reit-acquisition/) - Keppel REIT (SGX: K71U) (“KREIT”) is acquiring an additional one-third interest in Marina Bay Financial Centre Tower 3 ("MBFC Tower 3") in Singapore from Hongkong Land (SGX:H78) (“HKL”) at an agreed property value of S$1,453.0 million or approximately S$3,268 per square foot. The agreed property value represents a discount of approximately 1.0% to the property’s
- [These 10 STI Stocks Lagged the Index – But They're Yielding 5%+](https://drwealth.com/these-10-sti-stocks-lagged-the-index-but-theyre-yielding-5/) - The Straits Times Index has delivered nearly 20% this year, with the strong performance led by many of the heavy weights such as the three local banks and Singtel. For those who think they have missed the boat, here are some stocks that have fallen behind the index’s performance, yet are also paying investors to
- [Low Keng Huat (Singapore) Ltd (SGX: F1E) Delisting Offer: Fair or What Next?](https://drwealth.com/low-keng-huat-singapore-ltd-sgx-f1e-delisting-offer-fair-or-what-next/) - Low Keng Huat (Singapore) Limited (LKH), a veteran mainboard-listed construction and property development firm established in 1992, has plenty of projects, achievements and accolades under its belt. The company is well known for being constructing People's Park Complex, OCBC Centre, as well as for the restoration of Chijmes. The company, however, is entering a pivotal
- [Foodie Media Berhad IPO - Social media influencer business worth investing?](https://drwealth.com/foodie-media-berhad-ipo-social-media-influencer-business-worth-investing/) - Foodie Media Berhad’s (KLSE: FOODIE) IPO marks a pivotal milestone in the Malaysia stock exchange scene. For decades the Malaysia market, although never shy of IPOs, has always featured conventional business models that focuses mainly on the Malaysian market. Foodie's IPO features a one-of-a-kind opportunity and serves as proof that innovative companies can IPO as
- [Bitcoin Keeps Dropping: When Does It Become a Bargain?](https://drwealth.com/bitcoin-keeps-dropping-when-does-it-become-a-bargain/) - Right, so here we are once again with Bitcoin trading at $86k at the time of writing, way off the physiological support of 100k and approximately 35% off its recent all-time high of $126k. With so much going on in the market, I'll be going through the key events that are causing this bearish sentiment, along with some key areas of support that I'll be looking out for in the days ahead.
- [10 Singapore Growth Stocks That Delivered More Than 100% in 5 Years](https://drwealth.com/10-singapore-growth-stocks-that-delivered-more-than-100-in-5-years/) - Many investors think that the Singapore stock market is a low-growth stock market with value highly concentrated in just a few Straits Times Index stocks. Here we look to dispel this myth by highlighting 10 stocks that have achieved compounded revenue growth of more than 10%. With strong consistent revenue growth, the stocks have also
- [Michael Burry Closed His Fund. Blow-Up or Big Short 2.0?](https://drwealth.com/michael-burry-closed-his-fund-blow-up-or-big-short-2-0/) - Michael Burry is an American investor, hedge fund manager, and physician best known for predicting and profiting from the 2008 subprime mortgage crisis. He founded Scion Capital in 2000, later renamed Scion Asset Management, and gained a reputation for deep value investing based on the principles of margin of safety and fundamental analysis. Burry rose
- [Why UOB Slumps while DBS and OCBC Shine - Should Investors Be Concerned?](https://drwealth.com/why-uob-slumps-while-dbs-and-ocbc-shine-should-investors-be-concerned/) - The Terrific Trio of Singapore's banks have typically moved in sync. While all three banks share similarities and each has its own strengths versus one another, they've generally reported good or average results together, albeit with some differences in quantum. But the latest Q3'25 results caught many investors by surprise, myself included. It also triggered
- [How to Fund Your Child’s Rising University Fees - Without Relying on Endowment Plans or ILPs](https://drwealth.com/how-to-fund-your-childs-rising-university-fees-without-relying-on-endowment-plans-or-ilps/) - Parents want the best for their children—and for many Asian families, education is the most important gift they can give. It’s not just about grades, but the opportunities that a solid education can unlock. That’s why the education industry in Singapore is booming, with private tuition alone estimated to be worth over a billion dollars
- [Genting Malaysia Delisting - What should retail shareholders do?](https://drwealth.com/genting-malaysia-delisting-what-should-retail-shareholders-do/) - Genting Malaysia Berhad (KLSE: GENM) used to be the stock darling of the Malaysia stock market. While the stock once hit a high of RM6 per share, it is currently languishing at a low of RM2.34. Almost every Malaysians have had a childhood memory tied to Genting Highlands. It is the theme park that everyone
- [Travel's Been Back - Why is Banyan Tree the Only Hotel Stock Flying 100% YTD?](https://drwealth.com/travels-been-back-why-is-banyan-tree-the-only-hotel-stock-flying-100-ytd/) - I might not be a self-proclaimed staycation expert, nor do I jet-set around the world frequently. But I count myself lucky to have experience a handful of 5-star hotels. Whether it's staying overnight, or just having a meal at their restaurants, I'd like to think I know a thing or two when it comes to
- [Bumitama Agri Surges 70% This Year: Why It's Beating Other Palm Oil Stocks?](https://drwealth.com/bumitama-agri-surges-70-this-year-why-its-beating-other-palm-oil-stocks/) - Bumitama (SGX: P8Z) might just be my biggest miss of the year. I first spotted Bumitama through a stock screener while screening for good dividends stocks at cheap valuations but with revenue and profit growth. Not many companies made the cut, so to find a company that ticked all the boxes was already an exciting
- [Coliwoo IPO: Would You Bet on the Co-Living Trend?](https://drwealth.com/coliwoo-ipo-would-you-bet-on-the-co-living-trend/) - Coliwoo's Proposed Listing: A Distinct Investment in Singapore's Co-Living Boom The proposed listing of Coliwoo, the co-living business spun off by LHN, offers investors a highly distinct and valuable exposure to a dynamic sector of Singapore’s property market. Rather than a conventional Real Estate Investment Trust (REIT), Coliwoo represents a high-growth operational company that leverages
- [This Profitable Listed Transportation Company is Down -50%! Is it a buying opportunity?](https://drwealth.com/this-profitable-listed-transportation-company-is-down-50-is-it-a-buying-opportunity/) - The transportation and infrastructure sector can be capital intensive and boring. But it remains a relatively evergreen segment that is safe from AI as of now. Recently, unwarranted selloffs saw a Malaysian-listed transportation company's share price plunge by more than 50%. The company was even issued an Unusual Market Activity (UMA) query by Bursa Malaysia
- [Centurion Falls 10+% After REIT Spin-Off, While CAREIT Gains. What's Going On?](https://drwealth.com/centurion-falls-10-after-reit-spin-off-while-careit-gains-whats-going-on/) - Since Centurion Accommodation’s IPO, the sponsor’s share price (SGX:OU8) has trended down 10% while the REIT (SGX: 8C8U) has exhibited gains of over 12%. I will seek to understand what caused these price movements. The proposed Initial Portfolio for the Centurion Accommodation Real Estate Investment Trust (REIT) IPO is defined by a selection strategy focused
- [AMD, Intel and Oracle Are the New AI Winners — These 5 Could Be Next](https://drwealth.com/amd-intel-and-oracle-are-the-new-ai-winners-these-5-could-be-next/) - The AI boom and tailwind remain as strong as ever. While the first wave of AI was led by the Magnificent Seven, other companies now seem to be joining the cohort. The likes of Advanced Micro Devices Inc (NASDAQ: AMD), Intel Corp (NASDAQ: INTC) and Oracle Corp (NASDAQ: ORCL) proved that the second AI catalysts
- [10 Best Stocks to Own in 2025 - Handpicked from the Morningstar Universe](https://drwealth.com/10-best-stocks-to-own-in-2025-handpicked-from-the-morningstar-universe/) - In the age of relentless competition and technological acceleration, few firms possess a defense stronger than time itself. Morningstar have came up with a list of stocks as "The Best Companies to Own: 2025 Edition". All of these businesses have a strong moat. The concept of an economic moat has evolved from simple cost efficiency
- [10-Year Winners, 5-Year Losers: Are These S-REITs Ready for a Comeback?](https://drwealth.com/10-year-winners-5-year-losers-are-these-s-reits-ready-for-a-comeback/) - Some REITs have quietly continued to deliver solid long-term results, even if their recent performance looks lacklustre. In particular, we’ve found three Singapore-listed REITs that have negative returns over the past five years—but still boast strong 10-year gains (at least 86% gain.) These aren't failing businesses; they may simply be misunderstood by the market, caught
- [These 10 Singapore Blue-Chip Stocks Pay 5% and Haven’t Missed a Dividend in 10 Years](https://drwealth.com/these-10-singapore-blue-chip-stocks-pay-5-and-havent-missed-a-dividend-in-10-years/) - The current stock market has been bullish, with many sectors on a bull run. Amid all this bullishness, it’s worth remembering that steady, income-generating investments still play a crucial role in a well-balanced portfolio. In this environment, we wanted to highlight a few reliable blue-chip stocks that stand out not for their price swings, but
- [5 Stocks You Can Buy Cheaper Than Warren Buffett Did](https://drwealth.com/5-stocks-you-can-buy-cheaper-than-warren-buffett-did/) - Warren Buffett might be handing over the baton at Berkshire Hathaway Inc. (NYSE: BRK.A & BRK.B), but he will always be revered as one of the greatest investors of all time. From Apple Inc. (NASDAQ: AAPL) to BYD Ord Shs A (SHE: 002594), Buffett has more than proven that his picks can eventually beat the
- [Keppel DC REIT Preferential Offering: What Every Unitholder Should Know](https://drwealth.com/keppel-dc-reit-preferential-offering-what-every-unitholder-should-know/) - Keppel DC REIT is launching a non-renounceable preferential offering. If you’re already a unitholder, this is your chance to maintain (or slightly grow) your stake. Below is what to watch out for — especially the numbers. Key Offer Terms Allotment ratio / entitlement: 80 new units for every 1,000 existing units held. Issue price: S$2.24
- [7 S-REITs Gained Over 20% in 6 Months — Are REITs Back in Play?](https://drwealth.com/7-sreits-gained-over-20-in-6-months-are-reits-back-in-play/) - S-REITs are definitely back in the playbook and in the mood, with the first rate cut happening in September 2025. Although that happened just 1 week ago, some S-REITs have already gained more than 20% over the past 6 months. That's outperforming even the S&P 500 at the time of writing. To be precise, some
- [China Bank Stocks Down 7–11% in 3 Months - What’s Going On?](https://drwealth.com/china-bank-stocks-down-7-11-in-3-months-whats-going-on/) - In the past quarter, Chinese banks have been down trending. This pull back is happening on the backdrop of a substantial rally since 2021. The rise had been largely driven by government support and reduction in liquidity ratio. However, with the lowered interest, there is a strong fear of margin pressure and inability of the
- [How These 3 Funds Deliver 6–17% Yields and Capital Growth](https://drwealth.com/how-these-3-funds-deliver-6-17-yields-and-capital-growth/) - There are two ways investors make money: capital gains and income. Some go for capital gains—buy low, sell high. Others prefer generating cash flow, especially if they’re planning for retirement or looking to supplement their existing income. Both approaches have their own challenges, but in this post, I want to focus on income investing. The
- [The Ultimate Showdown of ILP vs Investment Instrument](https://drwealth.com/the-ultimate-showdown-of-ilp-vs-investment-instrument/) - Recently, I have seen many articles, posts, and videos discussing ILPs. Probably because of rising business volume and a higher number of cases reported to Fidrec. I am here to provide my personal view on this issue. Disclaimer: I am a licensed financial advisor but I am also an educator, co-founder of Dr Wealth. In
- [Centurion Accommodation REIT IPO: Should you buy?](https://drwealth.com/centurion-accommodation-reit-ipo-should-you-buy/) - Centurion Accommodation REIT (CA-REIT) has officially launched its initial public offering (IPO). Important Dates and How to ApplyIPO Opens: September 18, 2025, 10:00 pmIPO Closes: September 23, 2025, 12:00 pmTrading Commences: September 25, 2025, 2:00 pmApplications can be made via DBS/POSB, OCBC, UOB ATMs and digital channels, or using printed forms accompanying the prospectus. This
- [Best REITs in Malaysia 2025](https://drwealth.com/best-reits-malaysia/) - Property investing is the OG of passive income. Even though there are plenty of assets for the modern day investor to choose from, property investing remains one of the de-facto investment for stable and predictable passive income generation. Only if it's done right. There are fewer than 20 M-REITs listed on the KLSE. 19 to
- [Could This Be the New Singapore 50-Stock Index?](https://drwealth.com/could-this-be-the-new-singapore-50-stock-index/) - When the government appointed a minister to chair MAS’s Strengthen Equities Market Development Review Group, it was a clear signal: they meant business. Over the past year, we've seen a series of progressive policies rolled out. One of the most impactful was the S$5 billion co-investment initiative with fund managers focused on Singapore stocks. The
- [10 Malaysia Stocks with Rising Dividends](https://drwealth.com/10-malaysia-stocks-with-rising-dividends/) - If there's one trend I look for when digging up dividend gems, it's the trend of rising dividends. Growing dividends per share and a prudent payout ratio are two of the most basic criteria when it comes to picking dividend stocks that can perpetually grow your retirement payouts in a sustainable manner. And the good
- [Goodbye Cathay: Another Lesson in Why It’s Better to Own the Mall Than Run the Shop](https://drwealth.com/goodbye-cathay-another-lesson-in-why-its-better-to-own-the-mall-than-run-the-shop/) - The Final Curtain for Cathay Cathay Cineplexes, under mm2 Asia, officially liquidated on September 1, 2025, following years of financial distress and mounting rental arrears. Its shutdown underscores the fragility of retail businesses amid shifting consumer behavior and economic pressures. The closure immediately halted screenings across its last four cinemas - Causeway Point, Downtown East,
- [STI at 4,300 and All-Time High — Still Got Upside Meh?](https://drwealth.com/sti-at-4300-and-all-time-high-still-got-upside-meh/) - I must first apologise for the Singlish title — but that was the exact phrasing I heard from a trading rep about four months ago. I was sharing that the Singapore market was turning bullish back then, and the STI was around 4,000. That question came almost immediately: “Still got upside meh?” And lately, I’ve
- [iFAST Tanks 12% After Major Shareholder Exit — Overreaction or Justified?](https://drwealth.com/ifast-tanks-12-after-major-shareholder-exit-overreaction-or-justified/) - iFAST shares plunged about 12% on Tuesday, 19 Aug 2025, after Cuscaden Peak (CP Invest) offloaded some S$140 million worth of shares at $9.12, approximately 6.7% discount to the prior closing price With this sale, CP Invest’s stake in iFAST falls from 9.62% to 4.9%, and CP Invest will thus cease to be a substantial
- [Which Singapore REITs Raised Their DPU in 1H2025? And Which Sank the Most?](https://drwealth.com/which-singapore-reits-raised-their-dpu-in-1h2025-and-which-sank-the-most/) - The whispers of a rate cut has slowly turned into a clamour. After last Friday's Jackson Hole Symposium, where Fed Chair Jerome Powell finally uttered the magic words, the rate cuts now look imminent. And that breathes catalyst into the relatively beleaguered REIT sector. Or so, we thought. While plenty of S-REITs have encountered successive
- [Great Eastern: Trading Resumes, Bonus Issue, OCBC’s Non-Voting Shares — What It Means for Investors](https://drwealth.com/great-eastern-trading-resumes/) - Trading has resumed for Great Eastern (GEH) (SGX: G07) after the failed delisting attempt via a voluntary offer by OCBC (SGX:O39). Here we run through the timeline of the OCBC's attempted delisting of Great Eastern, including the subsequent issuance of bonus shares to resume trading, what these bonus shares represent and what it means for
- [5 SGX-Listed ETFs Offering at Least 5% Dividend Yield](https://drwealth.com/5-sgx-listed-etfs-offering-at-least-5-dividend-yield/) - ETFs have been gaining traction in Singapore. In a market where many stocks already deliver solid dividends, we’ve identified five SGX-listed ETFs that pay out at least 5% yield. This means you don’t have to pick individual stocks or worry about when to buy and sell—these ETFs offer instant diversification while delivering attractive income. For
- [How to Guarantee a Monthly Income After You Stop Working](https://drwealth.com/how-to-guarantee-a-monthly-income-after-you-stop-working/) - There are many ways to generate income after we stop working — dividends from stocks, rental income from property, interest from bonds, even part-time work or small businesses. These can all be useful sources of cash flow.
- [Are DBS, OCBC and UOB Overvalued? Time to sell?](https://drwealth.com/are-dbs-ocbc-and-uob-overvalued-time-to-sell/) - Singapore's listed banks are the epitome of what a banking stock should look like - stable yet plentiful of growth, on top of prudent capital management and ever growing dividends and net asset value per share. While the near-term prospects of SG banks may be affected by change in interest rates regime, it might alter
- [Keppel Sells M1 - Is a Special Dividend Coming, and Where Is the Company Headed?](https://drwealth.com/keppel-sells-m1-is-a-special-dividend-coming-and-where-is-the-company-headed/) - The proposed sale of M1’s consumer telecom operations to Simba Telecom materially increases the likelihood of renewed shareholder distributions, including the possibility of special dividends, because of how Keppel treats proceed from large monetisation events and how those events affect reported profit, distributable reserves and capital allocation choices. Specifically, Keppel (SGX:BN4) will sell its 83.9%
- [PropNex and APAC Realty Surge 10% in a Day —What’s Driving the Rally?](https://drwealth.com/propnex-and-apac-realty-surge-10-in-a-day-whats-driving-the-rally/) - Property prices in Singapore are significantly influenced by government policies. Policies like the Additional Buyer's Stamp Duty (ABSD) and Total Debt Servicing Ratio (TDSR) directly impact demand and borrowing capacity, while measures like land sales and public housing pricing affect overall supply and affordability. These policies, implemented to manage demand and ensure a stable property
- [These 8 Stocks Are Older Than SG60 - and Outperforming the STI](https://drwealth.com/these-8-stocks-are-older-than-sg60-and-outperforming-the-sti/) - As National Day and SG60 approaches, the stock market is marking the occasion with a rally to new highs. While we celebrate Singapore’s progress and the achievements of its enterprises, it's worth spotlighting a few enduring companies that have outlived the nation itself - some tracing their origins back nearly two centuries. Rooted in traditional
- [4 Well-Known U.S. Brands That Tanked 25% - Do You Dare to Buy?](https://drwealth.com/4-well-known-us-brands-that-tanked-25-do-you-dare-to-buy/) - As we head into the second half of Q3'25, with less than 5 months left for the year, it is safe to say that the overall equities market have had a great 2025 so far. With both the STI and SPY hitting their all-time high, I believe that investors are having a hard time finding
- [5 Under the Radar S-REITs that Deserve Your Attention](https://drwealth.com/5-under-the-radar-s-reits-that-deserve-your-attention/) - Several Singapore REITs (S-REITs) are flying under the radar but deserve investor attention due to their potential for growth and attractive yields. Here we look at 5 under the radar S-REITs that currently yield more than 7%. 1) AIMS APAC REIT (SGX: O5RU) We covered AIMS APAC REIT (AA REIT) before as one of the
- [Astrea 9 Bonds: 3.4% Yield and 5-Year Call - How the Retail Offering Works](https://drwealth.com/astrea-9-bonds-3-4-yield-and-5-year-call-how-the-retail-offering-works/) - The much talked-about Astrea bond is back with its ninth instalment (sixth offering that is available to Singapore retail investors). And with a track record of fulfilling its bond obligations, scepticism has eased, and Astrea PE bonds have slowly grown to be recognised as one of the investment vehicles that generate passive and safe returns.
- [Our Top Trades of 2025: +38% to +110% — What We Did Right (and Wrong)](https://drwealth.com/our-top-trades-of-2025-38-to-110-what-we-did-right-and-wrong/) - Most people know Dr Wealth as an investing-focused platform — and they’re not wrong. From the content we put out, you’ll definitely get the sense that we’re investors first. But here’s the thing — we do both investing and trading. Most people do either one or the other. That’s fine. But there are benefits to
- [Best Cash Management Accounts in Singapore (Sep 2025)](https://drwealth.com/best-cash-management-accounts-in-singapore/) - It’s been almost a year since the Fed began cutting rates in September 2024. After two cuts, it has kept rates steady—but recent signals suggest a more dovish tone, with markets now pricing in further cuts by end-2025. The days of 4% yields from fixed deposits, T-bills or Singapore Savings Bonds are likely over —for
- [This SGD Bond Fund has an Annualised Returns of Over 3%<sup>1</sup> - And an ETF Version is Coming Soon](https://drwealth.com/this-sgd-bond-fund-has-an-annualised-returns-of-over-3-and-an-etf-version-is-coming-soon/) - In today’s low-rate environment, making money work harder has become increasingly challenging. Take the latest Singapore Government Treasury Bill issued on 5 August 2025 that offered a cut-off yield of just 1.77%. The August 2025 tranche of Singapore Savings Bonds isn’t much better with a first-year rate of 1.71% and a 10-year average return of
- [OCBC Offers to Buy Out Great Eastern Amid Minority Shareholder Complaints, But Is the Offer Fair?](https://drwealth.com/ocbc-offers-to-buy-out-great-eastern-amid-minority-shareholder-complaints-but-is-the-offer-fair/) - Update on 28 June: OCBC announced that it has garnered more than 90% of the shares in Great Eastern as of 25 June. Since the number of the insurer's shares held by the public has fallen below the 10% SGX Free Float Requirement, Great Eastern will be suspended from trading after OCBC’s offer closes on
- [Data Centre REITs in Singapore: Which is the best?](https://drwealth.com/data-centre-reits-singapore/) - Updated: This article was originally published on 27 Jan 2022 and was updated on 7 Jul 2025 Data centres are an asset class that is highly essential as they are required to store data and provide connectivity. All companies with a digital footprint would require data centres to store and manage their data. Data centres
- [UOB Dynasty Stocks Jump 19-57% in 12 Months — Is a Bigger Move Brewing?](https://drwealth.com/uob-dynasty-stocks-jump-19-57-in-12-months-is-a-bigger-move-brewing/) - The Wee family, founders of the United Overseas Bank (UOB) dynasty, recently underwent a significant wealth transfer. Control of UOB shares and UOL Group shares, previously held by the late Wee Cho Yaw's estate, has been passed to his heirs, comprising three sons and two daughters. This transfer concludes the estate's control over these assets,
- [From 2% to 6%: 5 Reasons T-Bill Investors Should Switch to REITs](https://drwealth.com/from-2-to-6-5-reasons-t-bill-investors-should-switch-to-reits/) - For the past two years, investors enjoyed taking minimal risk while earning attractive returns from Singapore Treasury Bills (T-bills). With yields above 3%—even exceeding 4% at one point for the 1-year bill—these AAA-rated instruments offered better returns than CPF OA interest, and demand surged. This momentum spilled over to longer-tenure government instruments like the Singapore
- [Paincare Delisting Offer of $0.16 – Pain for Shareholders and Without Care](https://drwealth.com/paincare-delisting-offer-of-0-16-pain-for-shareholders-and-without-care/) - SGX has faced many delistings in recent years—and 2024 is no exception. It almost seems like companies are rushing to delist before the SGX task force rolls out more supportive reforms. Why? Beats me. But now and then, a delisting surfaces that just draws the ire of investors. Singapore Paincare Holdings is one such case.
- [A Decade of Impact: My 10-Year Story as a Financial Advisor](https://drwealth.com/a-decade-of-impact-my-10-year-story-as-a-financial-advisor/) - This year marks the 10th anniversary of my journey as a financial advisor. Time flies. I never imagined I could come this far, and I never imagined that the decision I made 10 years ago would shape the path of my life so significantly. I hope to take this opportunity to share my story with
- [China Growth + Steady Dividends - One ETF to Get Both](https://drwealth.com/china-growth-steady-dividends-one-etf-to-get-both/) - China’s stock market has surged in 2025, driven by breakthroughs in artificial intelligence (AI), with DeepSeek leading the charge. Despite semiconductor restrictions, DeepSeek's ability to develop an efficient yet powerful AI model that rivals OpenAI is strong evidence that China’s technological capabilities are much closer to those of the U.S. than previously believed. Adding to
- [5 Scenarios When Higher-Fee Unit Trusts Make Sense](https://drwealth.com/5-scenarios-when-higher-fee-unit-trusts-make-sense/) - I’ve always been cautious about investment options with high fees. Fees are guaranteed, but returns are not. Lowering costs means more capital is put to work for better returns. Unit trusts have long been considered more expensive than passive index funds and ETFs. But that doesn’t mean they have no place in a modern portfolio.
- [This Trader Shorted Nvidia](https://drwealth.com/this-trader-shorted-nvidia/) - The AI boom has fueled Nvidia’s meteoric rise, but could a new player from China be the catalyst for a reversal? Award-winning trader Robin Ho thinks so.
- [One of The Most Popular No-Fee Trading App For Easy Dollar-Cost Averaging In 2025](https://drwealth.com/one-of-the-most-popular-no-fee-trading-app-for-easy-dollar-cost-averaging-in-2025/) - When it comes to modern trading platforms, the first thing that often comes to mind is "no commission". But what about the other fees, like platform fees, custodian fees, or exchange fees? Say hello to the uSMART trading app! Starting 15 January 2025, this platform is waiving all four fees—commission, platform fees, custodian fees, and
- [3 Blue Chip NFT projects that are down >10%](https://drwealth.com/blue-chip-nfts/) - As the markets cool off, the interest in Non-Fungible Token (NFT) projects seem to have lost traction. While most are shunning the industry or taking a break from cryptocurrencies, tactical NFT investors might be wondering if it’s a good time to grab some undervalued NFTs before the next run. Here, I share 3 blue chip
- [Bank of China and HSBC at 6% Dividend Yield - Are They a Good Buy](https://drwealth.com/bank-of-china-and-hsbc-at-6-dividend-yield-are-they-a-good-buy/) - China’s “Big Four” banks had a remarkable year in 2024, delivering impressive returns despite a challenging macroeconomic environment characterised by sluggish economic growth, low consumption, and a lingering property crisis. Total returns, including dividends, ranged from 44% to 58%, defying critics who had dismissed China as "un-investible". Resilience Through the Property Crisis The property crisis
- [How to Invest at Different Life Stages](https://drwealth.com/how-to-invest-at-different-life-stages-2/) - Investing is not a one-time decision; it’s a journey that unfolds over a lifetime. As you move through different stages - from starting your career to building wealth and preparing for retirement - your financial needs and goals evolve. Purposeful investing goes beyond merely building wealth; it's about aligning financial decisions with your personal and family
- [How the ERM and AWP portfolios performed in 2024](https://drwealth.com/how-the-erm-and-awp-portfolios-performed-in-2024/) - Early Retirement Masterclass Portfolio The Early Retirement Masterclass (ERM) portfolio is a collection of 36 portfolios invested over the past 6 years by close to 700 alumni over 36 batches of instruction. The portfolios are buy-and-hold, and no rebalancing has taken place, giving us a rare glimpse of how low beta high dividends Singapore stocks
- [CPF Investment: Everything You Need to Know about Investing Your CPF Money](https://drwealth.com/cpf-investment/) - This guide will help you discover how to invest your CPF monies for higher returns through the CPFIS.
- [Dow’s Longest Losing Streak in 50 Years: Fed Rate Projections Spark Sell-off](https://drwealth.com/dows-longest-losing-streak-in-50-years-fed-rate-projections-spark-sell-off/) - It has been a while since we’ve seen US indices drop more than 2% in a single day. The carnage speaks for itself: high-beta (higher volatility) stocks were hit harder, with the small-cap Russell 2000 plunging 4.43%, while big tech stocks, measured by the Nasdaq 100 (QQQ), fell 3.61%. In fact, the markets have been
- [[Book Review] The Systematic Trader by Collin Seow](https://drwealth.com/book-review-the-systematic-trader-by-collin-seow/) - Collin Seow's new book - The Systematic Trader - is out. Find out what we think of his new book. Free bonuses for you if you grab a copy now.
- [Navigating Financial Security: My CPF Journey](https://drwealth.com/navigating-financial-security-my-cpf-journey/) - Growing up, money was not just a topic of discussion in our household; it was a constant presence that influenced everything we did. I lived with my parents and my grandmother, who, due to old age and health issues, required assistance. This prompted my dad to hire a helper to care for her. As the
- [Bitcoin (BTC) vs. Ethereum (ETH): Which is the Better Long-Term Investment?](https://drwealth.com/bitcoin-btc-vs-ethereum-eth-which-is-the-better-long-term-investment/) - Cryptocurrencies are gaining in popularity, with Bitcoin (BTC) and Ethereum (ETH) leading the charge. As the two largest cryptocurrencies by market cap, they dominate investor attention. But they serve distinct purposes, and each has its own merits and drawbacks. Let’s dive deeper to help you decide which one might be the better long-term investment. What
- [Unlock Top Stock Picks and Market Insights with Seeking Alpha](https://drwealth.com/unlock-top-stock-picks-and-market-insights-with-seeking-alpha/) - Founded in 2004 by David Jackson, a former Wall Street analyst, Seeking Alpha was born out of a need for greater transparency and diversity in investment research. At the time, individual investors were largely underserved, relying mostly on institutional analysts for stock analysis, which often lacked varied perspectives and actionable insights. Jackson envisioned democratizing financial
- [Why is this China Stock Recovery Real, Like Finally?](https://drwealth.com/why-is-this-china-stock-recovery-real-like-finally/) - After three years of underperformance, China’s stock markets are now seeing one of the strongest rallies globally. The iShares MSCI China ETF (MCHI) delivered an impressive 18.96% return year-to-date as of November 28, 2024. This performance has outpaced major Asian peers, including the iShares MSCI India ETF (INDA) and iShares MSCI Japan ETF (EWJ), which
- [Which is the largest stock market in Southeast Asia?](https://drwealth.com/southeast-asia-stock-market-capitalization/) - Have you ever wondered how big the stock markets in Southeast Asia really are? Which market is the largest? How many companies are listed? I decided to dive in and uncover the details—and the numbers might surprise you! Southeast Asia Stock Market Capitalization 2024 A Fun Comparison While Southeast Asia’s stock markets are steadily growing,
- [Lion-China Merchants Emerging Asia Select Index ETF: Capture the Growth of Asian Tigers 2.0](https://drwealth.com/lion-china-merchants-emerging-asia-select-index-etf-capture-the-growth-of-asian-tigers-2-0/) - Asian stocks have surged in 2024, with many delivering double-digit returns year-to-date. Beyond our Singapore shores and the much-discussed China, Hong Kong, and Japan equities, we’re also seeing winners in India, Malaysia, Indonesia, and Thailand. Here are some examples: Bharti Airtel, in which Singtel holds nearly a 30% stake (Singtel annual report 2023), is not
- [6 New Condo Launches In Nov 24 With One Sold Out: What Else To Buy?](https://drwealth.com/6-new-condo-launches-in-nov-24-with-one-sold-out-what-else-to-buy/) - November 2024 saw the launch of six new residential projects, offering a total of more than 3500 homes. Of these, approximately 2300 homes were sold on launch day, representing nearly two-thirds of the available units. We look at why the demand is so hot this time, which are the better ones of the six new
- [How to profit from the attacks on Huawei - buy Samsung, Xiaomi, SMIC and MediaTek](https://drwealth.com/how-to-profit-from-the-attacks-on-huawei-buy-samsung-xiaomi-smic-and-mediatek/) - Every once in a while we would hear news about Trump introducing new bans on Chinese companies. But nothing beats attacks on his all time favourite - Huawei. Even though I am a believer in the rise of China, I do not think the Chinese should complain about these bans because China has been more
- [How to Trade Nvidia's Earnings for Quick Profits](https://drwealth.com/how-to-trade-nvidia-earnings-for-quick-profits/) - Nvidia is the hottest stock right now, largely due to the ongoing strength of the AI story. Personally, I'm not a big fan of simply buying the hottest stocks, as they can crash badly if you enter late and the tide turns. However, hot stocks can continue climbing longer than we expect. To capitalize on
- [This Ugly Doll Raked in Millions, Can Pop Mart Continue to Pop?](https://drwealth.com/labubu-craze-pop-mart-buy/) - Some have resorted to stealing. Others have been scammed. Even more have started businesses selling custom accessories, and even fakes. We even had to call police to stop arguments and prevent escalations of fights at the latest Pop Toy Show. 🫠 From governments (ahem, PAP) to celebrities and my neighbour’s teenagers, almost everyone seems to
- [Hong Kong Stocks at 3-Month High: Which Stocks Are Still a Buy?](https://drwealth.com/hong-kong-stocks-at-3-month-high-which-stocks-are-still-a-buy/) - Hong Kong and China market investors, fingers crossed! It seems like we could be heading for another bullish run to challenge the 20,000 resistance level. After the brief rally in mid of April, most investors, myself included, thought that the light at the end of the HK and China markets was starting to flicker. However,
- [Permanent Portfolio FAQ - Should you aim for higher Bond Yields?](https://drwealth.com/permanent-portfolio-faq-should-you-aim-for-higher-bond-yields/) - Should you buy long term government bonds for your Permanent Portfolio? Or should you buy bonds with higher yields? Is the risk worth it?
- [Risk Profiling is Wrong to Recommend Bonds Now](https://drwealth.com/risk-profiling-is-wrong-to-recommend-bonds-now/) - Conventional risk profiling is not adequate as it fails to consider the prevailing economic environment. Recommending risk averse investors to buy bonds is wrong advice.
- [Singapore Corporate Bond New Issue: GEO Energy 3.5 Years 7% and PIL 3 Years 6.25%](https://drwealth.com/singapore-corporate-bond-new-issue-geo-energy-3-5-years-7-pil-3-years-6-25/) - Issuer: New Geo Energy Initial Price Talk: Low 7% Size to be determined SGD 300 mio borrowing programme. Market Cap : SGD 341 mio. IPO back in Oct 2012. Obama is not a friend of the coal industry and investors are running shy of coal after his recent EPA (Environmental Protection Agency) proposal to reduce
- [The Curious Case Of the Singapore Savings Bonds](https://drwealth.com/the-curious-case-of-the-singapore-savings-bonds/) - The recent results of the first issue of Singapore Savings Bonds signalled an under-subscription. We explore the reasons by looking at what Singaporeans invest in.
- [My Thoughts About Nikko AM SGD Investment Grade Corporate Bond ETF](https://drwealth.com/nikko-am-sgd-investment-grade-corporate-bond-etf/) - In this article, I will provide my personal views and have an open discussion with you on the recently launched bond ETF: Nikko AM SGD Investment Grade Corporate Bond ETF. 1. IOP of an ETF is unlike IPO of a stock There is no need to rush to subscribe the bond ETF during IOP (Initial
- [Bonds are acting weird and it scares me more than the stock market crash](https://drwealth.com/bonds-are-acting-weird-and-it-scares-me-more-than-the-stock-market-crash/) - This must be one of the longest 3 months for many fellow investors. It is not that often that we get to witness such spectacular movements from the markets. In just a short span of 16 trading days, S&P 500 went from a high of 3386 in February 2020 to a low of 2480 March
- [Retail Bonds can provide safe yields during this crisis](https://drwealth.com/retail-bonds-can-provide-safe-yields-during-this-crisis/) - As the COVID-19 crisis deepens, Singapore businesses find themselves in circuit breaker mode, and we are almost 100% assured of entering into a recession. A trough economy where a nation experiences negative GDP growth is not entirely bad for investors. The retail bond asset class has emerged as a means to preserve value during these
- [Astrea VI Bonds - what you need to know before investing](https://drwealth.com/astrea-vi-bonds-what-you-need-to-know-before-investing/) - With the low-interest environment, you may be looking for an alternative place to keep your savings and/or war chest to beat inflation. With the announcement of Astrea VI bond (SGX: 6AZB) by Azalea, you need look no further. Who is Azalea? Astrea VI bonds are issued by Astrea VI Pte. Ltd., a wholly-owned subsidiary of
- [SIA Mandatory Convertible Bonds 2021: Should shareholders take up?](https://drwealth.com/singapore-airlines-sia-mcb-2021/) - Singapore Airlines Limited (SIA) has announced its full-year financial results for FY20/21, along with a proposed issuance of the second tranche of Mandatory Convertible Bonds (Rights 2021 MCBs), which will raise approximately $6.2 billion in additional liquidity for the Company. As there is quite a bit of information to take in, I hope this article
- [Green SGS Bonds: A better alternative to Singapore Savings Bonds?](https://drwealth.com/green-sgs-infra-bond-singapore/) - Singapore Savings Bonds have recently been oversubscribed by over 3.4 times, with each person receiving only a $9000 allocation. Well, if you were extremely fortunate, you would have received $9500 instead. This month's SSB is likely to draw the same amount of attention, particularly from short-term investors, due to higher near-term interest rates than the
- [Lock in your high-interest rates with bonds while they last](https://drwealth.com/lock-in-your-high-interest-rates-with-bonds-while-they-last/) - Most investors tend to be more familiar with the stock markets and shares. So, let's talk about bonds today. Historically, bonds display lower volatility compared to stocks. In today’s volatile environment, bonds offer a safe instrument for passive income from their bond yields. With increasing interest rates, it is a good time to lock in
- [Astrea 7 PE Bonds: What you should know](https://drwealth.com/astrea-7-bonds/) - On 19 May 2022, Azalea Investment Management launched its latest batch of Astrea private equity (PE) bonds for public subscriptions. There will be two types of bonds available to retail investors: Class A-1 Bonds with a fixed interest rate of 4.125% per annum and, Class B Bonds with a fixed interest rate of 6% per annum.
- [Should you renew your T-bills or invest your money in stock market now?](https://drwealth.com/should-you-renew-your-t-bills-or-invest-your-money-in-stock-market-now/) - Equities and bonds are some of the main investment choices made available to retail investors. Due to the special inverse relationship shared between stocks and bonds, both are used as a combination to construct a resilient portfolio regardless of economic climate and uncertainty. However, when it comes to managing the ratio between equities and bonds,
- [Do not buy corporate bonds](https://drwealth.com/corporate-bonds-singapore/) - Everyone is familiar with Government Bonds and Treasury Bills. How about corporate bonds? A company needs cash and capital to run or expand the business. There are several ways for the company to raise money. It can borrow from the bank, getting listed, execute rights issues (if listed), take in private investments or issue corporate
- [ABF Singapore Bond Index Fund ETF Review: 3 Ways Your Portfolio Can Benefit From It](https://drwealth.com/abf-singapore-bond-index-fund/) - ABF Singapore Bond Index Fund exposes you to high quality Singapore Bonds. Click here to read how it could benefit your investment portfolio and growth
- [Singapore Corporate & Retail Bonds: A Simple Guide](https://drwealth.com/retail-bonds-singapore/) - Retail bonds are a powerful investing vehicle that is often overlooked by investors. Discover the key essentials you'll need to know to invest in bonds safely and profitably.
- [Is it time to go all into SSB?](https://drwealth.com/is-it-time-to-go-all-into-ssb/) - 2022 started out with a bang, then the markets tanked. As we battle against inflation, we're seeing a rise in interest rates. Its impact on the markets have been explained by Alvin here. On the flip side, you might be wondering if it's time to put your money into income products like fixed deposits or
- [How to lower your risk with fixed income ETFs and ride the rise of China](https://drwealth.com/how-to-lower-your-risk-with-fixed-income-etfs-and-ride-the-rise-of-china/) - It is common to assume that fixed income products are for risk-averse investors. But stock investors can also benefit from having fixed income instruments in their portfolio as such instruments can cushion the drop in portfolio value during a stock market rout. We do not need to look far to see the benefits of fixed
- [19% guaranteed return on your USD-like deposit](https://drwealth.com/19-guaranteed-return-on-your-usd-like-deposit/) - 1. Investors love certainty and hate volatility. The stock market offers uncertainty and volatility and hence it wrecks investors' minds all the time.2. Some investors who couldn't take stock market risks would resort to fixed deposits or endowment plans or triple-A rated bonds to get guaranteed interest rates and principal protection. The downside is that
- [Singapore Savings Bonds - Why They are Almost Exactly Like Your Friendly Fixed Deposit Accounts](https://drwealth.com/singapore-savings-bonds-like-fixed-deposit-accounts/) - Are the Singapore Savings Bonds really good? Should you subscribe to them and be part of your investment portfolio? We offer one little hack to help you understand it better.
- [Fixed Deposits and Treasury Bills Maturing: Where to park your money next?](https://drwealth.com/fixed-deposits-and-treasury-bills-maturing-where-to-park-your-money-next/) - As many of you find your fixed deposits and treasury bills nearing maturity, you may be wondering what to do with the cash in hand. While investment decisions depend on individual objectives and market perspectives, I will present several options worth considering. In this article, we will explore the options of continuing with treasury bills,
- [Best USD Fixed Deposit Rates in Singapore (February 2024)](https://drwealth.com/best-usd-fixed-deposit-rates/) - This is the upside to Rate Hikes that most people don't talk about. Here're the best USD Fixed Deposit Rates for you to get higher returns effortlessly.
- [Comments on 5 CPF Myths Busted](https://drwealth.com/comments-5-cpf-myths-busted/) - During Tuesday's parliament session, Deputy Prime Minister and Minister for Finance Tharman as well as Manpower Minister Tan Chuan Jin attempted to explain some of the myths around the CPF system. It is a good effort, but more needs to be done on educating the public about the CPF system. We bust some of these
- [Will You Have Trouble Meeting The CPF Minimum Sum In Future?](https://drwealth.com/cpf-minimum-sum-in-future/) - As a follow up to the previous article Comments on 5 Myths Busted as well as Ways to Get Exempted From the CPF Minimum Sum, Dr Wealth ran an analysis on the likelihood of younger generations of Singaporeans meeting the ever increasing CPF Minimum Sum. One of the primary fear is that by the age
- [How Much Returns Do You Really Get From CPF Life? The Truth About CPF Life Premiums](https://drwealth.com/much-returns-really-get-cpf-life-truth-cpf-life-premiums/) - CPF Life is touted as the long term protection plan in place of the Minimum Sum scheme. How much returns do we get from it though? In this article, we shall use the CPF Life estimator to do some calculations on the actual returns we receive. The old Minimum Sum scheme works on a drawdown
- [CPF Investment Scheme to Lower Expense Ratio Caps For Approved Unit Trusts and ILPs](https://drwealth.com/cpf-investment-scheme-lower-expense-ratio-caps-approved-unit-trusts-ilps/) - CPF just announced that unit trusts and investment linked plans under CPF will now have stricter expense ratio caps. What Is Total Expense Ratio? All unit trusts generally have a total expense ratio (TER) which is the annual costs of operating a fund, expressed as a percentage of the fund's average net asset value. The costs
- [CPF's Lifetime Retirement Investment Scheme - Good Or Bad](https://drwealth.com/cpf-scheme/) - The CPF Board just announced two new CPF schemes- Additional escalating payout option under CPF Life, and the Lifetime Retirement Investment Scheme (LRIS). I want to focus on the LRIS and share my thoughts about it, the good, the bad, and some of my suggestions. Before we go into that, let's understand some of the
- [Would You Rather Have $250,000 In Cash Or $500,000 In The CPF?](https://drwealth.com/250k-cash-or-500k-cpf/) - A few weeks ago, I created this poll on BIGS Facebook Group: You probably find the result surprising: 31% voters would rather choose to have $250K cash than $500k in the CPF. The motivation behind the poll was to get a sense on how people view monies in their CPF accounts vis-a-vis cash held in the
- [Should You Invest Your CPF Money in Stocks?](https://drwealth.com/using-cpf-to-buy-shares/) - Should you use CPF to invest in stock or should you just leave your money in CPF to collect the 2.5% interest in your ordinary account?
- [What happens to your CPF, HDB Flat and other forms of wealth when you die?](https://drwealth.com/what-happens-to-cpf-and-hdb-after-death/) - What happens to your shares in CDP, cash in bank accounts, fixed deposits, private properties, or even gold bars if you do not have a will?
- [How much is your CPF worth in real dollars?](https://drwealth.com/how-much-is-your-cpf-worth-in-real-dollars/) - A thought experiment (or a gendanken-experiment) is a structured process of intellectual deliberation to consider the consequences and effects of adopting an idea or theory into a problem domain. Thought experiments are responsible for many powerful ideas like Shrodinger’s Cat or Maxwell’s Demon that shaped the development of physical sciences. As ordinary Singaporeans, we can
- [Should you buy REITs with your CPF?](https://drwealth.com/should-you-buy-reits-with-your-cpf/) - You're a fan of Singapore REITs and you want a better return than the 2.5% interest given to your CPF Ordinary Account (CPF OA). So, what's stopping you from investing your CPF OA into REITs and get more than 2.5%? It's a plausible idea since REITs are known to distribute high dividends - it is
- [Is CPF under-appreciated?](https://drwealth.com/is-cpf-under-appreciated/) - CPF is a compulsory savings plan for working Singaporeans and permanent residents. I view it as a good thing although not everyone can appreciate forced savings as much as I do. I used to be a spendthrift in my younger days and found it challenging to put aside savings, often spending my ‘savings’ after just
- [CPF LIFE: How To Get The Most Payout](https://drwealth.com/cpf-life/) - Every month, a portion of your salary goes into CPF. It's only natural that you'd want to get back as much as possible. You now have 3 CPF LIFE payout options to choose from. How do you know which will give you the MOST returns? I will break down your options in this article: CPF
- [4,580 unable to fully refund CPF monies after selling house](https://drwealth.com/4580-unable-to-fully-refund-cpf-monies-after-selling-house/) - 1. Business Times reported that 4,580 people were unable to fully refund the CPF monies after selling their properties. This is an increase from 3,960 in 2019 and 3,380 in 2018. 2. While individuals are allowed to use their CPF to pay for housing needs, the utilised funds along with the accrued interest of 2.5%
- [How to increase your CPF interest rate?](https://drwealth.com/how-to-maximise-cpf/) - We know that the interest rate has been rising and the Singapore Government Securities (SGS) bond yields have also been rising. This got us thinking if we could maximize the current high interest rates. Here, we present a ‘hack’ you can use to increase your CPF interest from 2.5% to 3.2% without additional risk. Singapore
- [CPF interest rates increases by 0.01%!!](https://drwealth.com/cpf-interest-rates-increases-2023/) - You read right, its 0.01% or 1/100 of 1%! CPF has announced that the interest rate for the Special and MediSave Account (SMA) of Central Provident Fund (CPF) members will increase to 4.01% per annum, up 0.01% from 4%, for the three month period from July 1 to Sept 30. The interest rate for the
- [As a Singapore PR, this is my love-hate relationship with the CPF](https://drwealth.com/as-a-singapore-pr-this-is-my-love-hate-relationship-with-the-cpf/) - I still remember vividly when I first came over to Singapore and asked about converting to an Singapore Permanent Resident (PR). "Siao eh! After 2 years as Singapore PR, 20% of my take-home pay will be gone sia!" Fast forward to today, here I am, a Singapore PR in my 3rd year, seeing 20% of
- [CPF Changes: ERS Now 4x BRS But Kiss CPF SA Shielding Goodbye](https://drwealth.com/cpf-changes-ers-now-4x-brs-but-kiss-cpf-sa-shielding-goodbye/) - The CPF is probably one of the most important pillars of retirement for many Singaporeans and Permanent Residents, being a mandatory social security savings scheme which serves to meet retirement, housing, and healthcare need. As usual, there was a plethora of changes, all intended to better shape the policies for Singapore’s future. One of the
- [Budget 2024 CPF changes: How much do you need to commit to your CPF Retirement Account?](https://drwealth.com/how-much-to-commit-to-cpf-retirement-account-cpf-ra/) - Budget 2024 announced significant changes for the CPF program to streamline the program and remove loopholes within the system. The CPF Special Account (CPF-SA) is a liquid store of value that provides a riskless 4.08% return with the latest changes, it will close for all members above the age of 55. CPF members would now
- [Budget 2024 CPF changes: A best-effort attempt to replace the 4% return of the CPF Special Account](https://drwealth.com/a-best-effort-attempt-to-replace-the-return-of-the-cpf-sa/) - In the last article, we took the position that when we invest our funds in CPF-Life, we are trying to get a guaranteed cash flow from age 65 until we pass on. As CPF-Life payouts can, at best, mitigate the effects of inflation, it is unwise to put too much funds into CPF-Life as you
- [Alibaba's investments have decimated](https://drwealth.com/alibabas-investments-have-decimated/) - Alibaba's 3Q2022 results were out. The core business was expected to be slow due to Covid lockdown but operating profit margins improved - revenue grew 3% while operating income jumped 68%!Yet, Alibaba reported a loss for the quarter. Why?It has got to do with the plunging values in its investment portfolio.China stocks have taken a
- [Investing for your child](https://drwealth.com/investing-for-your-child/) - 1. Time is the most important element in compounding wealth. And it makes sense to start investing for our children to capitalise on their long investment horizon, avoiding the regret of 'I should have invested earlier' for the next generation. 2. However, a minor who is less than 18 years old, is not allowed to
- [You can buy 1 unit of ETF on SGX, but only via 1 broker](https://drwealth.com/you-can-buy-1-unit-of-etf-on-sgx-but-only-via-1-broker/) - 1. From 17 Jan 2022, all ETFs listed on SGX will be reduced to 1 unit. 2. This is a piece of news is welcomed as I believe stock markets should be made accessible to investors with all capital sizes. It should be inclusive even for investors with little capital. This is a move towards
- [Alphabet's 20-to-1 split is not the reason you buy the stock](https://drwealth.com/alphabets-20-to-1-split-is-not-the-reason-you-buy-the-stock/) - 1. Google's parent company, Alphabet, is going for a 20-to-1 stock split. Many investors are drawn to the event and even see it as a buying opportunity. 2. Before you get carried away, stock split is a cosmetic exercise and has no change to the company's business fundamentals. Let me explain. 3. A stock split
- [Long-term doesn’t cure your losses](https://drwealth.com/long-term-doesnt-cure-your-losses/) - The market has seen some extreme volatility since Nov 2021. First we saw the US high growth stocks getting punished with the fear of rate hikes and many have made 50% decline or more. Then we saw Chinese stocks plunged to new lows even after a year of lacklustre performance. It is painful for investors
- [Apple is still the most powerful brand in the world](https://drwealth.com/apple-is-still-the-most-powerful-brand-in-the-world/) - Apple managed to win the top Oscar award for the best picture with its film, CODA. This is a feat considering that Apple has only launched the streaming service 3 years ago and this is the very first nominated work in the Oscar. This is also the first time for a streaming service to win
- [BYD is ousting Tesla as the top EV seller in 2022](https://drwealth.com/byd-is-ousting-tesla-as-the-top-ev-seller-in-2022/) - The electric vehicle competition is intense and only to get worse as legacy automakers as well as tech companies are rushing into the space to fight for a pie of it. Buffett famously said that this isn't a good sign as a similar pattern happened to gasoline car makers in the 1920s. There were over
- [An ETF just to short Tesla](https://drwealth.com/an-etf-just-to-short-tesla/) - The US Securities Commission (SEC) has approved the listing of single stock ETFs for the first time in history. Europe has long launched something similar called the Daily Leveraged Certificates (DLCs) and even SGX has DLCs trading for some time. AXS Investments has launched 8 single stock ETFs in the past week: AXS TSLA Bear
- [USD and EUR strengthening; CNY and JPY weakening](https://drwealth.com/usd-and-eur-strengthening-cny-and-jpy-weakening/) - The European Central Bank (ECB) raised its interest rates further to combat inflation. It was the first time in eleven years when ECB raised the rates from -0.5% to 0% in July. Now it broke another record by raising 0.75%, the largest increase since the euro currency was launched in 1999. EUR/USD inched higher from
- [Apple gets away with incremental improvements](https://drwealth.com/apple-gets-away-with-incremental-improvements/) - Yesterday Apple released its latest series of products - iPhone 14 series, Apple Watch 8/Ultra/SE and AirPods Pro2. There wasn't any technological breakthroughs. They were incremental improvements from the predecessors - sleeker design, bigger screen, sharper camera, longer battery life, faster processor and more sensors. The key new feature for iPhone 14 was its ability
- [Should you sell your stocks?](https://drwealth.com/should-you-sell-your-stocks/) - The stock markets have been trending down for the good part of 2022 and investors are feeling the heat. Most investors whom we have interacted with believed the bear market will continue and are putting off buying stocks. Some don't even want to look at the markets as we see a general drop in interest
- [Are bank stocks worth buying during this crisis?](https://drwealth.com/are-bank-stocks-worth-buying-during-this-crisis/) - Probably yes, but which ones?
- [Lose Weight, Gain Wealth: Potential 262% Gain in WW Stock](https://drwealth.com/lose-weight-gain-wealth-potential-262-gain-in-ww-stock/) - There have been many weight loss strategies over the years - diets, liposuction, intermittent fasting, supplements, you name it. But the weight often remains stubborn, unfortunately. In many cases, the reason why a weight loss method isn't successful is not necessarily because the method itself is flawed, but rather because the individual may be struggling
- [Buy India, Bye China?](https://drwealth.com/buy-india-bye-china/) - According to U.N. projections, India's population is expected to reach an estimated 1.4286 billion people in 2023, surpassing mainland China's population of 1.4257 billion, which would make India the most populous country in the world. India not only has the potential to become the most populous country in the world, but it also boasts the
- [The Fed may raise 0.25% one last time this year](https://drwealth.com/the-fed-may-raise-0-25-one-last-time-this-year/) - The Federal Reserve is convening once again to discuss interest rates over the next two days. Based on my analysis, I predict that there will be a 0.25% increase, marking the final hike for the year. Here's why. The first consideration is the impact that rate hikes have already had on the banking system. Banks
- [Intel vs AMD vs Nvidia: which is the best CPU/GPU play now?](https://drwealth.com/intel-vs-amd-vs-nvidia-which-is-the-best-cpu-gpu-play-now/) - Intel and AMD are major players in the CPU chip industry for personal computers, but demand for PCs is influenced by economic cycles due to their status as durable goods. During difficult times, consumers may postpone or reduce purchases of durable goods, such as PCs. If the existing computer is still functional, albeit slower or
- [What's your Rich Path?](https://drwealth.com/whats-your-rich-path/) - Netflix has a series called 'How to Get Rich,' hosted by Ramit Sethi, a well-known personal finance expert. Ramit previously had a book with an even more audacious title: 'I Will Teach You How to be Rich.' Bombast aside, his advice is sound for the general public: avoid debt, avoid unnecessary financial obligations, prioritize spending
- [Amazon Up, Apple Down](https://drwealth.com/amazon-up-apple-down/) - Amazon has broken the curse from its single-digit growth for five out of the last six quarters, posting an 11% yoy revenue growth in the latest quarter. Apple, on the other hand, saw revenue declined for the third consecutive quarter. Given Amazon's solid performance, its share price surged by 9% during after-market hours deservingly, while
- [Stock Market Correction Is Probably Here](https://drwealth.com/stock-market-correction-is-probably-here/) - This year's bull run has lasted longer and went up higher than what most investors have expected. But bull runs don't go up in a straight line; they are often accompanied by corrections before continuing their ascent. It appears that the time is ripe for a correction. The tech-heavy Nasdaq Composite index declined 2.2% yesterday,
- [Can Barbie Save The Box Office?](https://drwealth.com/can-barbie-save-the-box-office-2/) - Box office sales have been slow to recover to pre-pandemic levels, even after three years since the unfortunate outbreak of Covid. However, over the weekend, there was a lot of excitement and buzz surrounding the movies Barbie and Oppenheimer, which reignited people's interest in films. This raises the question of whether Barbie could potentially contribute
- [Meta's Growth Revives, Shares Spike 7%](https://drwealth.com/metas-growth-revives-shares-spike-7/) - Meta share price has booked a 139% gain since the beginning of the year, making it the second top performer in the S&P 500, right after Nvidia. Following the release of yesterday's results, the stock continued its upward trajectory, surging by an additional 7% during after-market hours. Here's why... The Good: 1) Revenue growth was
- [US Inflation Rate Drops to 3.1%, Markets Say Not Enough](https://drwealth.com/us-inflation-rate-drops-to-3-1-markets-say-not-enough/) - The US inflation figures were released yesterday - although the inflation rate decreased to 3.1%, it exceeded the anticipated 2.9%, dampening hopes for an imminent rate cut. Previously, the futures market had priced in a rate cut for March 2024. However, expectations have now shifted to a 50% probability of a 0.25% cut in June
- [Arm Stock Soars 100% in a Week After Joining AI Craze](https://drwealth.com/arm-stock-soars-100-in-a-week-after-joining-ai-craze/) - Arm (ARM) recently joined the AI wave, with its share price nearly doubling in the past week and tripling since its initial public offering (IPO) price of $51. Arm is renowned for its CPU architecture, initially favored in smartphones due to its low power consumption, which extends battery life. This technology has also made its
- [Genting Singapore might get an offer from MGM Resorts](https://drwealth.com/genting-singapore-might-get-an-offer-from-mgm-resorts/) - Genting Singapore runs one of the two casinos in Singapore, it won the license together with Las Vegas Sands 16 years ago. In the first place it was controversial to have casinos in Singapore. In 1970, Stanley Ho, who owns 19 casinos in Macau, proposed to then Prime Minister Lee Kuan Yew on building a
- [Why pick stocks when you can buy ETFs](https://drwealth.com/why-pick-stocks-when-you-can-buy-etfs-2/) - 1. Data has shown that most investors (professional or not) do not beat the market and it also means that the simple act of buying an index ETF would do better than majority of the investors. 2. Why then, we still have many individuals picking their own stocks? Here's my attempt to answer this question.
- [Return so little why you still invest](https://drwealth.com/return-so-little-why-you-still-invest/) - 1. There are some investors who are happy getting 5% returns. This bewildered other investors - why would people go for 5% when there are 50% options? 2. For example, I know there are investors who are happy sticking with dividend stocks and getting 5% yields. 3. It is rather common to see these investors
- [Volatility cannot be understood until it is felt](https://drwealth.com/volatility-cannot-be-understood-until-it-is-felt/) - 1. No matter how much theories you went through or how much you explain it to yourself, you will never understand what is balancing until you have experienced it on a bike. 2. Likewise, investors will never understand volatility until they have experienced it with their wealth at risk. 3. Many investors think they can
- [Singapore en bloc activities gaining steam](https://drwealth.com/singapore-en-bloc-activities-gaining-steam/) - 1. En bloc property has been gaining momentum in 2021. There were 9 completed en bloc sales in 2021. An uptick from 4 each in 2020 and 2019. However it is still a far cry from the 33 and 24 en bloc sales in 2018 and 2017 respectively. But the momentum may carry on into
- [Would you pay $292,833 in tax](https://drwealth.com/would-you-pay-292833-in-tax/) - 1. The news about the additional property cooling measures 2021 version are out everywhere. 2. The Additional Buyers' Stamp Duty (ABSD) rates have gone up by an additional 5-15%. 3. Based on ValueChampion's estimate of median condo price of $1.47m, a Singaporean who is buying a second home would now pay stamp duty worth $292,833!
- [How your personality affects your investments](https://drwealth.com/how-your-personality-affects-your-investments/) - 1. I was in a panel discussion with Chris Ng and he shared about using the Big Five personality test to help you narrow down the kind of investments you should do. Thought it was interesting to share some details here. 2. Myers-Briggs is a more popular personality test but I found Big Five to
- [Facebook is the worst company of the year](https://drwealth.com/facebook-is-the-worst-company-of-the-year/) - Among the big tech MAMAA stocks, Facebook draws the most flak from people. Government loves to sue it, people love to criticise it and competitors love to attack it. Now... Facebook is voted as the worst company in Yahoo! Finance survey. Despite this, Facebook is the most populous place on Earth with 2.89 billion active
- [The Creator Economy plays a part in the Great Resignation](https://drwealth.com/the-creator-economy-plays-a-part-in-the-great-resignation/) - 1. The Great Resignation is a term coined to describe the wave of resignations happening in the U.S. and Europe after the Covid pandemic subsides. Those who have managed to have a job during the pandemic would have stayed in their jobs due to the uncertain situation of their livelihood. But now, they are in
- [NFT is crucial to the metaverse](https://drwealth.com/nft-is-crucial-to-the-metaverse/) - 1. Non-Fungible Token (NFT) boomed in 2021 and sales totalled about $2.5 billion by the first half of this year. The interest in NFT has been increasing and Google Trends showed the search term popularity is at its all time high currently. 2. Big brands such as VISA, Nike, Adidas, Universal Music Group, Dolce &
- [Tencent is distributing JD.com shares, more companies to come?](https://drwealth.com/tencent-is-distributing-jd-com-shares-more-companies-to-come/) - Tencent is distributing JD.com shares (HK-listed version) as dividends. Shareholders will get 1 JD.com share for every 21 Tencent shares held. But if your holding is not in a multiple of 21 shares, you will be receiving cash instead, no fractional shares will be distributed. Given this ratio and the JD.com share price of HK$279.20
- [Alibaba takes a double hit in Live-streaming and Cloud](https://drwealth.com/alibaba-takes-a-double-hit-in-live-streaming-and-cloud/) - 1. Alibaba's woes keep coming. It probably gets a lot more stick than any other Chinese companies for the past 1 year. 2. China's top live-streamer, Viya, has been fined a record US$210m for tax evasion. Mind you this is one person and not a corporation. Yes, she is reportedly a billionaire and should be
- [Accounting and PB ratio have been disrupted](https://drwealth.com/accounting-and-pb-ratio-have-been-disrupted/) - 1. The Price-to-Book ratio (PB) is one of the classic investment metrics used by value investors. However, it is no longer a relevant metric for a new class of asset-light tech companies. 2. Book value is about assets deducted away the liabilities or simply what we call net worth of a person. For book value
- [MSCI Singapore ETF increasingly better than STI ETF](https://drwealth.com/msci-singapore-etf-increasingly-better-than-sti-etf/) - 1. STI ETF has been one of the popular choices for anyone who wants to get Singapore exposure without picking individual stocks. 2. However, I have heard investors complaining about the lacklustre performance of the STI in recent years and some have jumped ship to foreign stocks to chase after higher returns. 3. One of
- [10 mental models from Nassim Taleb](https://drwealth.com/10-mental-models-from-nassim-taleb/) - This is the last post in the series of maxims. I leave the best or the most complicated to the last. Not really maxims but mental models. Here's Nassim Taleb for you and Happy 2022! 1. F*** You Money - a sum large enough to get most, if not all, of the advantages of wealth
- [Tencent dumps Sea, I guess Pinduoduo next](https://drwealth.com/tencent-dumps-sea-i-guess-pinduoduo-next/) - 1. Just not long ago Tencent announced it was divesting JD.com and it caused JD share price to tank. Yesterday, Tencent sold $3b worth of Sea shares at $208 each. Sea share price dropped 11.4% to $197.84. 2. Tencent's stake in Sea has declined from 21.3% to 18.7% after the sale. Tencent will be restricted
- [Munger doubles down on Alibaba again, why does he like China so much?](https://drwealth.com/munger-doubles-down-on-alibaba-again-why-does-he-like-china-so-much/) - Munger almost doubled Daily Corp's investment in Alibaba based on the latest disclosure. Alibaba is now 28% of Daily Corp's portfolio value.
- [2022 which sectors to buy or avoid](https://drwealth.com/2022-which-sectors-to-buy-or-avoid/) - 1. High growth tech stocks have taken a beating like never before. Compared to the last correction in Feb-Mar 2021, this correction that started in Nov 2021 is deeper than that. Momentum has suggested these trends have been broken and momentum is now on the other direction. ARK Innovation ETF, as a representative of high
- [The first batch of Singapore SPACs are likely to be winners](https://drwealth.com/the-first-batch-of-singapore-spacs-are-likely-to-be-winners/) - 1. Special Purpose Acquisition Company (SPAC) has been around for decades but only grown in popularity in recent years. The SPAC fever has died down in the US after a crazy run up in early 2021 and Singapore are now launching the first batch of SPACs on SGX. 2. Why SPACs and why now? The
- [Who could Singapore's first SPAC merge with](https://drwealth.com/who-could-singapores-first-spac-merge-with/) - 1. Singapore's first ever SPAC, Vertex Technology Acquisition Corp (VTAC), has closed its IPO subscription as of 19 Jan 2022. Only $3m worth of units were offered to the public and it was 36x oversubscribed. I didn't get any. 2. It will start trading on 20 Jan 2022 from 2pm onwards. I believe it will
- [Microsoft offers $68.7B for Activision Blizzard -> Metaverse?](https://drwealth.com/microsoft-goes-metaverse/) - Microsoft announced a $68.7 billion offer to acquire Activision Blizzard. Alex analyses the deal here. This is the largest tech deal ever. The previous record was Dell's acquisition of EMC for $67 billion. Even so, it is just 3% of Microsoft's market cap. The offer is a 45% premium over Activision's closing price. Sounds too
- [No Signboard may lose its signboard](https://drwealth.com/no-signboard-may-lose-its-signboard/) - 1. No Signboard has a unique name. The founder couldn't afford a sign for the stall and they painted a plank in orange as a a signboard. The name stuck since then. It has come a long way from a stall to a restaurant chain under a listed company. 2. However, the 40-year old story
- [NFTs not suitable for retail investors, Tharman said](https://drwealth.com/nfts-not-suitable-for-retail-investors-tharman-said/) - 1. Although cryptocurrencies are in a bear run currently, it is still pretty much alive especially with NFTs. So much so that the government has to step out to warn investors not to be carried away. 2. Senior Minister Tharman said that cryptos and NFTs are not suitable for retail investors because the MAS believe
- [Hotel profitability might take a while to recover](https://drwealth.com/hotel-profitability-might-take-a-while-to-recover/) - 1. My family was on a staycation last weekend and it told me more about the state of the hospitality sector. 2. Hotels were hit hard by the pandemic and even after two years, Singapore has not fully open to tourists. But some signs of recovery have been underway. 3. The improving occupancy rate was
- [Chip shortage? Results from Singapore semiconductor stocks say otherwise](https://drwealth.com/chip-shortage-results-from-local-semiconductor-stocks-say-otherwise/) - 1. The semiconductor industry boomed as the world turns more digital. With demand rising and supply crunching (due to Covid), there was fear that prices may spike and products get delayed. 2. When it comes to semiconductor, investors would normally think of big players such as TSMC, Nvidia and AMD. But the industry is bigger
- [Amazon results good, really?](https://drwealth.com/amazon-results-good-really/) - Amazon share price jumped 13% during after hours after reporting better than expected results and a rosy guidance for 3Q. Revenue was up 7%, largely helped by its cloud business (+33%) and ad revenue (+18%). The e-commerce sales actually went down by 4%. The free cash flow, which is the key metric that Amazon focuses
- [Recession risk appearing in logistics](https://drwealth.com/recession-risk-appearing-in-logistics/) - The Fed is expected to raise interest rate by 0.75% this Wednesday as the chief enemy is still inflation, which they are trying to bring down from 8.3% to 2% target. Increasingly there are two camps of people holding different views about this. One camp believes that the Fed needs to be more aggressive and
- [US Big Tech 3Q2022 Results Summary](https://drwealth.com/us-big-tech-3q2022-results-summary/) - Only Apple was unscathed. All segments grew except iPad but not big impact. Some forex headwinds. The rest have weaknesses in their results. Meta was the worst. And share price was down more than 70% from the start of this year. Ouch. For a (previously) trillion-dollar market cap company, Metaverse spending and uncertainty unnerved investors.
- [Bullish on Singapore Bank Stocks](https://drwealth.com/bullish-on-singapore-bank-stocks/) - Banks net interest margin has finally gone up in 3Q. What a delay. But still a smashing quarter as Singapore banks have registered revenue and earnings growth of more than 20% and 30% respectively. Dividends are expected to grow too in tandem too. The momentum is likely to carry the growth in the next few
- [Inflation slowed, stocks jumped](https://drwealth.com/inflation-slowed-stocks-jumped/) - Inflation stole the limelight against midterm election and FTX meltdown. US Consumer Price Index (CPI) rose slower by 7.7%, lower than the expectation of 7.9%. Markets celebrated! NASDAQ +7.4% S&P500 +5.5% Dow +3.7% Prior to that, the markets were spooked by the Fed's hawkish stance. Some feared the Fed might raise rates higher than 5%
- [Your Japan holiday is getting more expensive](https://drwealth.com/your-japan-holiday-is-getting-more-expensive/) - Japan was one of the last few countries that were keeping interest rate low. But the stance changed two days ago. The Bank of Japan (BOJ) hiked interest rate from 0.25% to 0.5%. Why the sudden move and why should you care? Inflation in Japan was not as high as many parts of the world
- [Powell's interview clears the path for bulls](https://drwealth.com/powells-interview-clears-the-path-for-bulls/) - He is consistent
- [Temu challenges Amazon? Pinduoduo better than Alibaba?](https://drwealth.com/temu-challenges-amazon-pinduoduo-better-than-alibaba-2/) - Investing in Ecommerce stocks is no longer a walk in the park
- [CoPilot+: Microsoft Brings AI to Your Device Locally, Even Without Internet](https://drwealth.com/copilot-microsoft-brings-ai-to-your-device-locally-even-without-internet/) - Microsoft is pushing hard on AI products and has released a new suite of laptops and tablets featuring an AI assistant called CoPilot+. Before you dismiss it as just another AI chatbot, consider that this is a strategic move by Microsoft to establish a new way of using devices and capture market share if demand
- [Forget McDonald's, Coca-Cola and Estee Lauder, Buy Wingstop, Celsius and e.l.f.](https://drwealth.com/forget-mcdonalds-coca-cola-and-estee-lauder-buy-wingstop-celsius-and-e-l-f/) - Consumers are responding to inflation by becoming more cost-conscious and opting for lower-priced alternatives. This shift in consumer spending behavior is impacting brands, as evidenced by disappointing results in recent quarters. Starbucks is a recent prime example of this trend. The company’s same-store sales across all regions fell by 4% as traffic to its cafes
- [Disney Made a Loss and More May Come!](https://drwealth.com/disney-made-a-loss-and-more-may-come/) - Disney's stock was down 9.5% following the release of its quarterly results. The most obvious issue that stood out was Disney's losses, which reversed the profits from the previous quarter. The loss was caused by an impairment of its goodwill, which is non-cash and non-recurring in nature. The impairment, amounting to $2 billion, represented nearly
- [The Man Who Outperformed Buffett for the Last 36 Years Has Died](https://drwealth.com/the-man-who-outperformed-buffett-for-the-last-36-years-has-died/) - He might not be as famous as Warren Buffett, nor does he have a track record as long, but Jim Simons surpassed Buffett's returns since 1988 when he started his Medallion Fund, achieving an average annual return of 39.9% compared to Buffett's 20%. Simons passed away over the weekend at the age of 86. Forbes
- [GPT-4o Turns the Movie 'Her' into Reality](https://drwealth.com/gpt-4o-turns-the-movie-her-into-reality/) - Today, there's another exciting yet scary development in the world of AI. OpenAI has introduced GPT-4o, an AI capable of listening, seeing, and communicating with you in real-time. It's like the movie 'Her' coming to life. GPT-4o now has additional senses through your device's microphone and camera.As the AI competition heats up, it's clear that
- [10 Meme Stocks Beyond GameStop and AMC](https://drwealth.com/10-meme-stocks-beyond-gamestop-and-amc/) - News of Roaring Kitty returning to the scene has driven some meme stocks to unbelievable gains over the past few days. For the uninitiated, Roaring Kitty is the leader of the meme stock movement, famed for his short squeeze campaign on GameStop that forced hedge funds like Melvin Capital to capitulate. He is a cult
- [Buffett Sells Stocks as Market Rises](https://drwealth.com/buffett-sells-stocks-as-market-rises/) - The S&P 500 hit a new all-time high again, signaling that the market pullback is over. It was indeed a slight pullback rather than a major correction, as the S&P 500 dipped less than 6% before making this new high. Stocks turned bullish following the April CPI of 3.4%, a drop from 3.5% in March.
- [Dow Closes Above 40,000: Will the Bull Market Continue?](https://drwealth.com/dow-closes-above-40000-will-the-bull-market-continue/) - In 1999, during the dot-com bubble, James Glassman and Kevin Hassett made a bold prediction that the Dow Jones Industrial Average (DJIA) index would hit 36,000 by 2002 or 2004. The DJIA hit 11,750 before crashing down. It was not until 2021 that the Dow eventually reached 36,000, 22 years after their prediction. In fact,
- [Nvidia Added $18 Billion in Revenue, More Than Microsoft and Meta Combined](https://drwealth.com/nvidia-added-18-billion-in-revenue-more-than-microsoft-and-meta-combined/) - Nvidia reported another blowout quarterly result, demonstrating that the AI trend is persistent. It delivered $26.04 billion in revenue, beating estimates of $24.65 billion. Its earnings per share came in at $6.12, surpassing the expected $5.59. Even its guidance of $28 billion in revenue for the subsequent quarter exceeded the forecast of $26.61 billion. Naturally,
- [Is Lululemon Stock a Good Buy After a 40% Plunge?](https://drwealth.com/is-lululemon-stock-a-good-buy-after-a-40-plunge/) - Lululemon (LULU) has built a strong brand, known for its premium athleisure wear made from superior materials. However, the stock has recently taken a significant hit, with the share price plunging 40% year-to-date. Its key competitor, Nike (NKE), has also underperformed, experiencing a 14% drop year-to-date. Given that a great brand like Lululemon has seen
- [Stocks Are Weak But Not Bearish](https://drwealth.com/stocks-are-weak-but-not-bearish/) - Stocks staged a strong rebound in May after a pullback in April. The Dow, S&P 500, and Nasdaq Composite reached record highs in May. However, amidst this bullishness, there are weaknesses in the majority of the stocks. The markets appear to be driven by the AI theme alone once more. After Nvidia's stellar results pushed
- [What's Hotter Than AI? Abercrombie & Fitch's 500% Return in One Year](https://drwealth.com/whats-hotter-than-ai-abercrombie-fitchs-500-return-in-one-year/) - Abercrombie & Fitch (ANF) is a name that hasn’t had the strongest mindshare among fashion labels, but it is currently enjoying a resurgence in popularity and has reported impressive results over many of the past quarters. Just yesterday, after its Q1 2024 results, it continued to exceed analysts’ expectations, showcasing relentless growth. Revenue grew by
- [Shipping Stocks Are Rallying](https://drwealth.com/shipping-stocks-are-rallying/) - Container shipping rates reached a high in May 2024, which could partly contribute to sustained inflationary pressure. There could be two reasons driving these rates upwards. First, the Red Sea remains a danger zone due to the ongoing Middle East conflict, prompting ships to take the Cape of Good Hope route instead of the shorter
- [Stock Market Settles for One Rate Cut in 2024](https://drwealth.com/stock-market-settles-for-one-rate-cut-in-2024/) - US inflation rate declined to 3.3% in May 2024, renewing hope that this disinflation trend is sustaining and prompting the Fed to consider further interest rate cuts. More importantly, understanding the Fed's stance on rate cuts can be gleaned from the latest dot plot, which shows the projection of interest rates by each Fed committee
- [DBS Stock Up 25% YTD, Breaks All Time High! More upside to come?](https://drwealth.com/dbs-stock-up-25-ytd-breaks-all-time-high-more-upside-to-come/) - Avid Dr Wealth readers might remember me saying that DBS Group Holdings Ltd (SGX: D05) is one of the stocks that will huat in 2024. I even listed Oversea-Chinese Banking Corporation Ltd (SGX: O39) and United Overseas Bank Ltd (SGX: U11). So again, people might be wondering if there is more upside to DBS. This
- [Douyu Declares 78% Dividend Yield](https://drwealth.com/douyu-declares-78-dividend-yield/) - The stock market works in mind-boggling ways at times. For example, an unprofitable stock like Douyu can announce a dividend yield of 78%. Douyu (NASDAQ: DOYU) is a game-centric live streaming platform in China, and the business has not been doing well after the regulatory clampdown on gaming in China. So how can it afford
- [5 SGX Stocks with Over 30% Gains in June 2024: What's Driving Their Performance?](https://drwealth.com/5-sgx-stocks-with-over-30-gains-in-june-2024/) - In June 2024, several SGX stocks have shown impressive gains, exceeding 30% in a single month. Let's explore the top performers and the factors contributing to their remarkable gains. Yoma Strategic Holdings Ltd (SGX:Z59) (+77%) Key Driver: Strong recovery in the Myanmar market and successful strategic partnerships have boosted investor confidence. Revenue grew nearly 79%
- [10 Hong Kong Blue Chips with Rising Dividends at 5% Yield or More](https://drwealth.com/10-hong-kong-blue-chips-with-rising-dividends-at-5-yield-or-more/) - I remember a few weeks back when Hang Seng and Hong Kong stocks stole the limelight with their sudden rally. That rally has somehow fizzled out. And I am not entirely sure when the real return to fair value for Hong Kong and China markets will come. That said, with a contrarian approach, here are
- [Ethereum killers: a showdown between Solana, Luna, Avalanche, Fantom, Elrond, Near](https://drwealth.com/ethereum-killers/) - Ethereum vs Solana vs Luna vs Avalanche vs Fantom vs Elrond vs Near
- [S&P 500 Hits Record Highs, but Most Stocks Are Down](https://drwealth.com/sp-500-hits-record-highs-but-most-stocks-are-down/) - "Sell in May and go away" didn't happen this time, as the S&P 500 was up 2.5% from a month ago. Or did it? While the S&P 500 has been reaching record highs lately, a closer look beyond the trillion-dollar market cap companies reveals that the rest of the index stocks have struggled to make
- [5 Singapore Stocks that Underquote their Property Value](https://drwealth.com/5-singapore-stocks-that-underquote-their-property-value/) - Many investors are unaware that some companies choose to underquote their investment property value in their financial reports. This arises from a choice in their financial reporting, where these companies could choose to carry their investment property at cost instead of fair value. While an efficient market should in theory address this very quickly, from
- [5 Blue Chip S-REITs trading below their long term book value](https://drwealth.com/5-blue-chip-s-reits-trading-below-their-long-term-book-value/) - S-REITs have been trading below their long-term average price to book (P/B) valuation for a while now. Every month, when the closely watched US Consumer Price Index (CPI) economic indicator shows that inflation is still a concern, the likelihood of interest rate cuts decreases, and REITs see their share price plunge. While it is anyone’s
- [SenseTime Gained 100% in 3 Days: Genuine AI Breakthrough or Merely Market Hype?](https://drwealth.com/sensetime-gained-100-in-3-days-genuine-ai-breakthrough-or-merely-market-hype/) - It has been a long time since the China and Hong Kong stock markets came alive. Shares of SenseTime, a leading artificial intelligence (AI) company in China, have jumped more than 100% in the past three days. Trading had to be halted as the share price moved too quickly. This spike in SenseTime’s shares follows Shares of SenseTime, have jumped more than 100% in the past three days.
- [iFast 5x earnings while share price is still down from record high - is it good time to buy?](https://drwealth.com/ifast-5x-earnings-while-share-price-is-still-down-from-record-high-is-it-good-time-to-buy/) - iFast released fantastic 1Q24 results that showed it grew its 1Q24 earnings by nearly 5 times, mainly from better contributions from iFast’s ePension business unit, as well as improvements in its core wealth management platform business. Here, we review iFast’s 1Q24 financials, look at the key current and future drivers, and understand iFast’s mid term
- [I "lost" $100 in a crypto "scam" so you don't have to lose thousands!](https://drwealth.com/i-lost-100-in-a-crypto-scam-so-you-dont-have-to-lose-thousands/) - Part of the journey of being a Web3 user is the discovery aspect; the little nuts and bolts that you simply can't learn but can only experience. While I'm all for decentralized finance and everything that it stands for, my journey has led me to two interesting experiences which I'ld like to share with the
- [Best China AI Stocks](https://drwealth.com/best-china-ai-stocks/) - Investors are increasingly looking to artificial intelligence (AI) stocks as a way to capitalize on the growth of this seemingly novel technology. While OpenAI, Microsoft and Google have been hogging the headlines, astute investors are also aware that China is keeping in pace with AI developments. With plans to become a world leader in AI
- [Alibaba's Restructuring: Will this unlock value for shareholders?](https://drwealth.com/alibaba-restructuring-unlock-value/) - Alibaba has recently announced a reorganization, and while the explanation was not given, it is important to analyze its potential impact. To begin, let us take a closer look at the details of the reorganization. What are the six companies Alibaba "split" into? 1. Taobao Tmall Business Group Taobao Tmall Business Group would be the
- [Is BABA cursed at $120](https://drwealth.com/is-baba-cursed-at-120/) - Alibaba is once again the talk of the town with its latest restructuring being the greatest that they've had in their entire 24-year history! Long story short they've decided to split into 6 units with this move being one "designed to unlock shareholder value and foster market competitiveness.” Basically, what's happening here is that the
- [China stocks: Buy, Hold or Sell?](https://drwealth.com/china-stocks-buy-hold-or-sell/) - We have ended the month of May and China stocks seem to be on track to record yet another year of underperformance when compared to the US market. Most broad based Chinese indices in Shanghai and Shenzhen are down single digit percentages YTD. Hong Kong indices are slightly worse off with the Hang Seng Index
- [Tesla's long term investments paying off; up only from here?](https://drwealth.com/teslas-long-term-investments-paying-off-can-buy-or-not/) - Tesla’s share price doubled from the start of this year, increasing from just over $100 to $244. GM announced that it would install Tesla charging ports into their EVs in 2025, right after Ford announced the same. This make it look like Tesla's long term investment into its supercharging network is finally paying off. This
- [Net Net: A value investing strategy that survived the ages](https://drwealth.com/net-net-graham/) - Intelligent Investor is a book that every investor has heard of, but few have picked up. In the book, Benjamin Graham aka the father of value investing shares a quantitative method to screen for value stocks. Here’s how it works. tl;dr Net net is a value investing strategy by Benjamin Graham. The net net strategy
- [13 Hong Kong Blue Chip stocks that managed to deliver gains despite bearishness](https://drwealth.com/13-hong-kong-blue-chip-stocks-that-managed-to-deliver-gains-despite-bearishness/) - The Chinese market in 2023 has faced significant challenges, contrary to initial expectations of a strong economic recovery after pandemic restrictions were lifted. Rising geopolitical tensions, Beijing's crackdown on firms, and poor economic results have led to a decline in stock prices, as reflected by the -4.2% year-to-date performance of the Hang Seng Index in
- [China’s bull market is back? Third time’s a charm?](https://drwealth.com/chinas-bull-market-is-back-third-times-a-charm/) - Both Chinese and Hong Kong indices were up about 5% in the past week after a slew of positive news. Many individually well known stocks are up more than 10% off the back of this strong broad based performance too. Is the China bull market finally back? Or will this run be another unsustainable short
- [I am long China stocks. Here's why you should not follow me](https://drwealth.com/i-am-long-china-stocks-heres-why-you-should-not-follow-me/) - Investing in the Chinese stock market has been an intriguing venture for many, offering opportunities for substantial gains but also carrying inherent risks. As an investor who remains committed to my China stocks, I'm here to share my perspective. While I'm confident in the long-term potential of the Chinese market, it's essential to recognize why
- [9 Over-Corrected Stocks in Hong Kong](https://drwealth.com/9-over-corrected-stocks-in-hong-kong/) - According to China International Capital Corporation (CICC), a large state owned investment firm, they have identified 9 HK listed shares who are potentially over corrected. These stocks mainly fall under a few sectors such as finance and real estate which have seen huge volatility as well as consumer discretionary and tech which are impacted by
- [5 Safe China State Own Stocks To Buy](https://drwealth.com/5-safe-china-state-own-stocks-to-buy/) - On 11 Oct 2023, Central Huijin, the Chinese state-owned sovereign wealth fund, has increased its holdings of A-shares in four of China's largest banks. Central Huijin has a significant stake in many State Owned Enterprises (SOE) and was established in 2003 to manage its stake as an investor in major SOEs. Central Huijin bought 27.61
- [What you can do in the Year of the Dividends Dragon](https://drwealth.com/what-you-can-do-in-the-year-of-the-dividends-dragon/) - 2024 is the year of the Dragon. Here is what we should anticipate in the upcoming year: The most significant negative for 2024 is that China faces deflation and double-digit youth unemployment. The country's leadership hesitates to put in a significant stimulus as they fear this would create more giant bubbles in the real estate
- [Chinese Stocks That May Rise in the Year of the Dragon](https://drwealth.com/chinese-stocks-that-may-rise-in-the-year-of-the-dragon/) - In the Chinese zodiac, 2024 is the year of the dragon. For stocks in China, some major global banks are forecasting a resurgence by China equities as the year of the dragon symbolises prosperity and good fortune. Here we look at a few themes that may rise in the year of the dragon. 1) Electric
- [5 ways the Fed’s interest rate hike will affect SG investors](https://drwealth.com/fed-interest-rate-hike-affects-investors/) - You’d probably woke up to this news today; the Fed has announced the biggest interest rate hike since 1994…but so what? Let’s do a quick thought experiment and find out how it’ll affect us as investors. But first, a quick background on how Singapore manages our currency: How Singapore manages the value of SGD (and
- [US Stocks Mid Year Review 2022](https://drwealth.com/us-stocks-mid-year-review-2022/) - With a blink of the eye, half of 2022 is over. We think its a good time to take a pause and review how the markets performed thus far, especially in such difficult market conditions. Here's how some of the key global markets have performed as of 1st Jul 2022: Singapore: STI -1% UK: FTSE
- [Should you quit China stocks?](https://drwealth.com/should-you-quit-china-stocks/) - The China markets sold off drastically again, after China's 20th National Congress was concluded. Why is sentiments so bad? What happened to the China stock markets, and what should you do if you're holding onto China Stocks? I answer those burning questions and more about the latest situation in the China stock markets. We can
- [Why FTX's failure is a big deal](https://drwealth.com/why-ftx-failure-is-a-big-deal/) - You should have read the headlines of crypto exchange, FTX, running into liquidity issue and is in talks for Binance to buy it out. Investors thought the worst was behind them, only to have met with another major blow. And this blow is a big shock. Here's why. #1 FTX is huge FTX at one
- [Top 10 Stocks bought by Hedge Funds in 3Q2022](https://drwealth.com/top-10-stocks-bought-by-hedge-funds-in-3q2022/) - Most investors would screen through stocks either through their technicals or fundamentals. However, from time to time, investors can get trading ideas by "copying" that of others. In this case, thanks to the 13F filings (mandatory quarterly reporting of trades in the US by Hedge Funds), we now know the full extent of buying and
- [Who will buy TikTok? (if it were to be force-sold)](https://drwealth.com/who-will-buy-tiktok/) - TikTok - the go-to app for US millennials, and the go-to topic for US lawmakers. The US' love-hate relationship with TikTok continues with its latest Congressional Hearing, which took over the internet. As millennials thirst over TikTok CEO Shou Zi Chew, my curiosity for the worst possible outcome unraveled. If ByteDance were to be forced
- [How to Start Investing with Little Money](https://drwealth.com/how-to-start-investing-with-little-money/) - As a young millennial just stepping into the workforce, you may have heard about the benefits of investing but might not know where to begin, especially when you only have a small capital to work with. In this article,I hope to provide you with practical tips and guidance on how to start investing with little
- [Tech has gained 21% YTD, will the "bull" continue?](https://drwealth.com/tech-has-gained-21-ytd-will-the-bull-continue/) - Remember the days when Large-cap tech companies came out to announce earnings and along with that came exciting new projects and initiatives that got investors all psyched up? Well, those days are certainly gone as the only thing that gets investors excited these days are how many times the word "efficiency" is used during the
- [Big Tech up 39% YTD (on average) on strong results - Is the worst over?](https://drwealth.com/big-tech-up-39-ytd-is-the-worst-over/) - The Big Tech stocks made up of 6 stocks forming the TAMAMA acronym has done well this year so far. Tesla, Alphabet, Meta Platforms, Amazon, Microsoft, Apple are all in a bull market, meaning they are up at least 20% when compared to the lows made in 4Q22. Just looking at the YTD returns, 5
- [RSP vs SPY: Is an equal weighted S&P 500 ETF better for you?](https://drwealth.com/rsp-vs-spy/) - SPY tracks the market-cap-weighted S&P500 index while RSP tracks an equal weighted version of the same index. Which is better for you? Find out in here
- [SEC crypto crackdown: Coinbase and Binance sued, what should investors do?](https://drwealth.com/sec-crypto-crackdown-coinbase-and-binance-sued-what-should-investors-do/) - The US Securities & Exchange Commission (SEC) has sued 2 major crypto exchanges this week. They have: filed 13 charges against Binance which includes operating unregistered exchanges, unregistered offer and sale of securities, and others on 5 June 2023. and sued Coinbase for "operating as an unregistered Securities exchange, broker and clearing agency" as well
- [Best Bank ETFs](https://drwealth.com/best-bank-etfs/) - After the rising rates sparked off the US Bank Crisis, US banks haven’t had the best year. Even Buffett has seemingly weary of them. Although individual banks may fall, banking and finance as a whole will continue to thrive in the coming decades. With bank stocks being dumped thanks to the fear and uncertainty that
- [NASDAQ up 30% this year, time to sell?](https://drwealth.com/nasdaq-up-30-this-year-time-to-sell/) - This year has been a wild ride for the stock market as the NASDAQ’s unexpectedly defied both inflationary and recessionary fears having risen by 40% since its lows. This massive run-up could lead many to simply cash out and call it a day however I do think that there are indeed risks associated with being
- [3 High Quality S-REITs to consider, now that interest rates have stabilised](https://drwealth.com/3-high-quality-sreits-to-consider-now-that-interest-rates-have-stabilised/) - The Federal Reserve has just paused the interest rate hike in June 2023 and I think it's time to look at some Singapore REITs. Here’s why. The Fed pauses rate hike, but… The Fed had paused the rate hike in June 2023. However, they have also signaled that future hikes are still in the works.
- [17 undervalued Japan stocks](https://drwealth.com/most-undervalued-stocks-in-japan/) - The Japan stock markets, often overshadowed by their American and European counterparts, have long been neglected by investors seeking opportunities for growth. However, recent developments indicate a changing tide. Warren Buffett has indicated interest in the Japan markets at the latest 2023 Berkshire Hathaway AGM. Even big names like JPMorgan and Morgan Stanley are also
- [Markets are finally bullish, why I'm looking to sell my stocks now.](https://drwealth.com/markets-are-finally-bullish-why-im-looking-to-sell-my-stocks-now/) - It's been a very exciting month for all market participants and I dare say that we can even make reference to moments back in mid-2020 when almost every pre-market was a bullish one! The momentum and 'energy' is now back into equities after one of the longest bear market occurrences in history! In the first
- [Microsoft Earnings: 2 Red Flags That Led to a Sell-off](https://drwealth.com/microsoft-4q-fy23-earnings/) - Microsoft released their earnings report yesterday. Although its fundamentals remained stable, the stock continued to sell-off as much as 4% in the post-market. So, why is Microsoft experiencing a sell down? Let's take a look at their latest earnings and key indicators in its price charts that you should pay attention to, if you're looking
- [Meta & Alphabet are killing it in 2Q23!](https://drwealth.com/meta-alphabet-are-killing-it-in-2q23/) - Alphabet’s (NASDAQ: GOOG) share price went up 6% after 2Q23 earnings was released. It rode off the back of continued strong cloud revenue growth and robust advertising revenue. This was amidst worries of an advertising market decline amidst the current macroenvironment. Meta ‘s (NASDAQ: META) share price went up 7% after 2Q23 earnings was released.
- [3 Contrarian Buys Among the Worst Performing S&P 500 Stocks in 2023](https://drwealth.com/3-contrarian-buys-among-the-worst-performing-sp-500-stocks-in-2023/) - The S&P 500 index has gained 20% YTD, but the journey has been anything but smooth. While technology stocks led the rebound, many sectors struggled to keep pace. As we head into 2024, let's explore three stocks with the potential for a contrarian turnaround. We have compiled a list of the bottom twenty performers in
- [Will the Stock Market Crash in 2024? – 5 Signs to Look Out For](https://drwealth.com/will-the-stock-market-crash-in-2024/) - The US major indices have performed extremely well in 2023, beating expectations from both analysts and investors alike. While the S&P 500 broke all-time highs, uncertainty continues to loom over the economy and you may be worried about the possibility of an impending market crash in 2024. Will the stock market crash in 2024? Or
- [5 stocks to buy before interest rate cuts](https://drwealth.com/5-stocks-to-buy-before-interest-rate-cuts/) - Following its meeting earlier this month, the Federal Reserve has announced its decision to maintain interest rates, keeping the federal funds rate within the 5.25% to 5.5% target range. This is the 4th time in the last five meetings where the Fed has opted to keep rates unchanged, despite having raised them 11 times in
- [Why Lazada Layoff Despite Double-Digit Revenue Increases](https://drwealth.com/why-lazada-layoff-despite-double-digit-revenue-increases/) - Lazada's abrupt layoffs have set the internet alight. The headline from ChannelNewsAsia, "Sudden layoffs at Lazada left people crying, baffled, say employees," has stirred considerable commotion and evoked strong emotions among those affected. I understand the uproar this has caused. Firstly, conducting layoffs in the first week of the year is insensitive. Regardless of the
- [Rebalancing my US Stock portfolio just 14 days into 2024](https://drwealth.com/rebalancing-my-us-stock-portfolio-just-14-days-into-2024/) - We're just 2 weeks into 2024 and the market has been on a rollercoaster ride. In my opinion, so much has happened and while the world is still unraveling it all, I've rebalanced some stocks in my growth portfolio to better position it for the year ahead. Before diving into my specific buys and sells,
- [YTL Power: Overvalued or More Upside Following Nvidia Partnership & KLCI Inclusion?](https://drwealth.com/ytl-power-overvalued-or-more-upside-following-nvidia-partnership-klci-inclusion/) - This could be Malaysia's darling stock right now. Reminiscent of the glove stock hype during the onset of COVID-19, another stock is taking center stage as of today. Enter YTL Power International Berhad (KLSE: YTLPOWR), whose stock price has surged by almost 400% in the past 1 year. Yet, when zooming out and looking at
- [Rate Cut Not If But When - 6 Investments To Buy](https://drwealth.com/rate-cut-not-if-but-when-6-investments-to-buy/) - I know, the Fed turned hawkish yet again just recently. Everyone was in a jubilant mood - the stock market even more so when the Fed stopped hiking rates and hinted at a cut last year. While the sudden hawkish stance took most people by surprise, I am not too worried about it. Rates should
- [LVMHF vs LVMUY](https://drwealth.com/lvmhf-vs-lvmuy/) - LVMH is the world’s top luxury conglomerate with familiar brands such as Louis Vuitton, Dior, Hennessy, Sephora, DFS and many others under its umbrella. Over the past 10 years, shareholders were rewarded with >550% growth (or CAGR of about 17%). Its success has also propelled its founder, chairman and CEO, Bernard Arnault into the list
- [Berkshire Hathaway Class A (BRK.A) vs Class B (BRK.B): Which is better to buy?](https://drwealth.com/brk-a-vs-brk-b/) - BRK.A and BRK.B both gives you exposure to Berkshire Hathaway. But why is BRK.A so expensive and which one should you buy?
- [Tesla, Apple, Google: Should you invest in these Magnificent 7 laggards now?](https://drwealth.com/tesla-apple-google-should-you-invest-in-these-magnificent-7-laggards-now/) - The S&P 500 and Nasdaq has performed strongly in 2024 so far, both indices increasing around 8% YTD. The correlated performance of both indices is substantially attributable to the performance of the Magnificent 7 stocks which comprises Nvidia, Meta Platform, Amazon, Microsoft, Alphabet, Apple and Tesla. These 7 stocks amount to 29% of the S&P
- [Reddit IPO - The next-gen social media up for grab?](https://drwealth.com/reddit-ipo-the-next-gen-social-media-up-for-grab/) - It has been quite some time since we last anticipated a great IPO. The upcoming one will be Reddit, Inc. (NYSE: RDDT) on Thursday, 21 March. Over in Asia, we might not feel the anticipation and excitement, but it is definitely the most talked-about stock in the US and the West right now. Here are
- [SingTel: Can Nvidia GPU-as-a-Service boost its share price](https://drwealth.com/singtel-can-nvidia-gpu-as-a-service-boost-its-share-price/) - Singtel (SGX:Z74) announced it will be launching its Graphics Processing Unit (GPU)-as-a-Service (GPUaaS) in Singapore and Southeast Asia in the third quarter of this year. This service will provide enterprises with access to NVIDIA’s (NASDAQ: NVDA) AI computing power, to drive greater efficiencies and accelerate growth and innovation. At launch, Singtel’s GPUaaS will be powered
- [Is Tesla going to be the biggest loser in 2024?](https://drwealth.com/is-tesla-going-to-be-the-biggest-loser-in-2024/) - If you don't have much time or are thinking of joining the rest of the loud-spoken fin-influencers by betting big on Tesla, I'm sorry to burst your bubble, but TSLA might go down as the biggest loser out of the current Magnificent 7 cohorts. I know there are plenty of well-researched and well-written bullish theses
- [Time to think about that New Year Resolution](https://drwealth.com/time-to-think-about-that-new-year-resolution/) - It is time to start thinking about what you'd would like to achieve for the new year. I suspect 2022 to be a fairly big year for the Early Retirement Masterclass. In a Youth Survey conducted by Today newspaper in 2021, millennials and Gen Z now emphasise early retirement: Close to 59% wish to attain
- [5 ways to generate passive income in cryptocurrency](https://drwealth.com/passive-income-in-cryptocurrency/) - Cryptocurrency has been gaining interest among investors once again since 2020. You may have heard of the unbelievable returns that young crypto investors are making, and also of the crazy losses that many are seating on today since the markets tumbled in Jan 2022. That aside, did you know that you can generate passive income
- [How to increase portfolio yields with Stablecoins](https://drwealth.com/how-to-increase-portfolio-yields-with-stablecoins/) - With the amount of innovation in cryptocurrencies, it is time to review how portfolios can benefit from a small allocation into stablecoins. A Model Retirement Portfolio For illustrative purposes, the model portfolio we will be building is a simple portfolio of two ETFs that blend an a global equity fund and a global bond fund
- [4 Risks of Stablecoins Investing](https://drwealth.com/4-risks-of-stablecoins-investing/) - With a portfolio of equally-weighted stablecoins generating yields of above 10%, investors will find it tempting to put all of their funds into stablecoins and achieve financial independence immediately. Imagine having just $100,000 invested in UST on Anchor Protocol yielding $19,400 a year. This can be financial independence for some people. This article highlights 4
- [How to be a Profitable Trader – Hard Truths from 4 Traders](https://drwealth.com/the-traders-blueprint-interview/) - So You Have An EDGE and Become a Consistently Profitable Trader.
- [How To Invest $10,000 Right Now?](https://drwealth.com/how-to-invest-10000-right-now/) - Many of you would have received your year-end bonus last month. Since you can’t travel freely, you may want to put the money to good use by investing this sum of money. But you may not have a good idea what to invest in or you may be torn about the numerous options you were
- [Investing for my kids - A Parent's Story](https://drwealth.com/investing-for-my-kids-a-parents-story/) - What is the best way to invest money for our kids? Is an endowment plan the best option?
- [10 Well-Funded Startups That Make Singaporeans Proud](https://drwealth.com/startup-singapore/) - Start-up companies prove that starting small is just the first step to success. A start-up is a company that is just at its formative years. It usually runs on finance or funding by a handful of investors also known as Angel Investor. Without much of a history and name in the business industry and equipped
- [Best Metaverse ETFs for the busy investor](https://drwealth.com/best-metaverse-etfs/) - The 'Metaverse' evolves quickly and it's difficult to keep up. These are the best metaverse ETFs for the busy investor who wants to ride the metaverse's growth.
- [Axie Infinity – Can this play-to-earn game replace your full-time job?](https://drwealth.com/axie-infinity-play-to-earn-game/) - Most games work based on a “pay-to-win” model, where players must spend real money to get advantages over other players. On the other end, the "play-to-earn" model gives players the ability to increase the value of their in-game assets and currencies that can be traded for real money, just by participating and interacting with the
- [Semrush IPO - should you invest?](https://drwealth.com/semrush-ipo/) - If you’ve dabbled in Search Engine Optimisation (SEO), you’ve probably heard of Semrush. When I first heard of them years back, they were one of the few reliable companies in the space offering keyword research solutions. Today, they’re branded as an “Online Visibility Marketing Platform” which promises to help businesses: Since 2008, they’ve grown their
- [Best Crypto Savings Accounts to grow your portfolio while you hodl](https://drwealth.com/crypto-savings-accounts/) - If you're looking for extra yields on your cryptocurrencies while you hodl, click to find the best crypto savings accounts you should be using now.
- [STI ETF Monthly Investment Plans Comparison - Why POEMS Share Builder Plan is Preferred?](https://drwealth.com/sti-etf-monthly-investment-plans-comparison-why-poems-share-builder-plan-is-preferred/) - POEMS, OCBC and POSB each have a STI ETF monthly investment plan. They are largely similar BUT one factor distinguishes POEMS Share Builder Plan from the rest.
- [How To Invest Your First $20,000: A New Year's Gift from 13 S'pore Financial Bloggers](https://drwealth.com/how-to-invest-in-singapore-with-little-money/) - Forwarded by Teh Hooi Ling, Portfolio Manager and Director of Inclusif Value Fund
- [[Update] $0.365 Cash Offer For GP Hotels Shares - Koh Wee Meng Can Do Better](https://drwealth.com/gp-hotels-koh-wee-meng-can-do-better/) - GP Hotels' Koh Wee Meng has offered $0.365 to buy all the GP Hotels shares he does not owned. We are not against the delisting. We want a better price. Here's why.
- [Best Electricity Retailer Plans for Singaporeans](https://drwealth.com/open-electricity-market-sg/) - If you have been footing the electricity bills of your household, you would know that helpless feeling when the tariffs increase and you LL have to pay more for power. With the upcoming launch of the Open Electricity Market in Singapore, this will change. We compared 68 plans across 14 electricity retailers to bring you
- [Should REITs Investors Be Worried About the Death of Retail?](https://drwealth.com/should-reits-investors-be-worried-about-the-death-of-retail/) - #Value investing#Dividends investing#REITs Editor's Notes: Christopher Ng Wai Chung, our Early Retirement Masterclass trainer noted in an earlier post that some REITs have ascended to all time high prices. This has a knock on effect on three things. First, dividend yields which are a function of annual dividends paid out divided by stock purchase price
- [CapitaLand Investment (CLIM) - a closet growth stock?](https://drwealth.com/capitaland-investment-clim/) - The restructured CapitaLand Investment Management (CLIM) was officially listed on Monday 20 Sep 2021 at S$2.95 under the stock code, 9CI. Its share price had risen by 19% since. CapitaLand has grown tremendously over the years, its no wonder that investors love it. But as the new CLIM continues towards its goal of becoming one
- [5 Defensive SG stocks with positive YTD share price returns](https://drwealth.com/5-defensive-sg-stocks-with-positive-ytd-share-price-returns/) - The market is in turmoil, it is easier to identify stocks that have delivered negative returns, however there are a few defensive stocks which have beaten the odds and delivered positive YTD share price returns. Here we share 5 of them and some reasons why we think these 5 companies are able to do so.
- [5 SGX stocks that can give you a windfall if they end up delisting](https://drwealth.com/5-sgx-stocks-that-can-give-you-a-windfall-if-they-end-up-delisting/) - When valuations are low, major shareholders seek to reacquire 100% of their shares in the company that they listed. This is especially true if the company is flushed with cash and do not need to maintain their listing status to raise additional funds. Some companies prefer to take a long term view and feel that
- [DBS vs OCBC vs UOB: Which Singapore Bank Stocks to buy? (FY22 Update)](https://drwealth.com/dbs-vs-ocbc-vs-uob-fy22-update/) - All three major local banks in Singapore, DBS, OCBC, and UOB have finally released their FY22 results. Here, we evaluate how Singapore Banks have performed in 2022 and compare their relative standings. (Read our comparison of the Singapore banks' latest 1Q23 earnings here!) Despite some differences, there is a general trend that runs across all
- [DBS vs OCBC vs UOB 1Q23 Results: Which is the best bank to buy?](https://drwealth.com/dbs-vs-ocbc-vs-uob-1q23-results/) - Earnings season is here once again, and all three Singapore banks have released their Q1 2023 results. Let's have a review of them and see which bank is the fairest to buy now. Local banks reported strong earnings! To begin, here is a summary of key metrics for the three banks, with green indicating the
- [DBS, OCBC and UOB share prices down, but I still won't buy](https://drwealth.com/dbs-ocbc-and-uob-share-prices-down-but-i-still-wont-buy/) - The three local Singapore banks, DBS, OCBC and UOB are the crowd favourites amongst investors in Singapore. Previously, Zhi Rong covered the 1Q23 results of the three local Singapore banks and concluded that the local banks have performed well and are expected to experience consistent earnings on a quarterly basis in the shorter term, thanks
- [Singapore Banks 2Q23 Results: Which is the best bank to buy?](https://drwealth.com/singapore-banks-2q23-results/) - It's that time of the year again. The three major banks in Singapore – DBS, OCBC, and UOB – have just released their financial results for the second quarter of 2023. Let's dig into these numbers to figure out how these banks are performing and which one might be the best investment option right now.
- [Best Blue Chip Stocks in Singapore](https://drwealth.com/blue-chip-stocks/) - I was curious if any blue chip stocks in Singapore possessed moats and found out that MorningStar had created an Economic Moat rating to ease the process of identifying companies with moats. While easy to grasp as a concept, it is difficult to define moat in the real world. Hence, I found MorningStar’s Moat framework useful.
- [99-to-1 property share split illegal?](https://drwealth.com/99-1-property-ownership-singapore/) - [Update on 9 May 2024: IRAS to claw back S$60 million from private property buyers who used '99-to-1' scheme to reduce ABSD] The Singapore tax authorities known as Inland Revenue Authority Singapore (IRAS) launched an audit of private property purchases in April 2023. Their focus: 99-to-1 property ownership in Singapore that has been used as a
- [Air Asia Restructuring - Making Money Out of Nothing At All](https://drwealth.com/capital-a-restructuring-making-money-out-of-nothing-at-all/) - This dreaded assignment eventually fell into my hands, being the only analyst with Malaysian roots. To be upfront, I have not followed much on the Malaysian markets, and when the news about Capital A Berhad (KLSE: CAPITALA) restructuring plan broke, I deemed it too complicated to even waste brain energy contemplating the mental gymnastics involved.
- [Why I Invested My Son's Ang Pao Money In Stocks Instead Of Endowment Plans & ETFs](https://drwealth.com/stocks-over-endowment-plans-etfs/) - How you can use your investing knowledge to start accumulating wealth for your children.
- [No Signboard IPO vs Jumbo (SGX: 42R) - Which Stock Is More Appetising for Investors?](https://drwealth.com/no-signboard-ipo-vs-jumbo/) - Singaporeans love to eat and Chilli Crabs are one of our favourite dishes. No, we are not turning drwealth.com into a food blog. Instead, the purpose of this article is to share my thoughts about the No Signboard's Initial Public Offering (IPO) that is going to happen on 30 Nov 2017. I will be comparing
- [Kweichow Moutai - The Most Popular Liquor is One You May Not Know...](https://drwealth.com/kweichow-moutai-the-most-popular-alcohol-is-one-you-may-not-know/) - It may be surprising to many that the most-consumed (and best-selling) alcoholic beverage in the world is not Johnnie Walker or Jack Daniel's, but a traditional grain-based spirit known as baijiu that originates from China. Baijiu, or "clear liquor", dates back 9000 years in China... drunk by both the aristocratic elite and peasants alike. Today,
- [Why You Cannot Afford to Skip Investing?](https://drwealth.com/why-you-cannot-afford-to-skip-investing/) - There is a social justice component that the Financial Independence and Retire Early (FIRE) movement may have yet to address systemically - the question of whether an average man of the streets can save enough money to retire on time credibly. The situation was more glaring when I had the honour of speaking to Secondary
- [3 things Trump can teach you about Investing in the High Growth US Tech Stocks](https://drwealth.com/trump-can-teach-you-about-investing-in-the-high-growth-us-tech-stocks/) - Ah, Donald Trump. What can I say? I honestly cannot remember a more controversial sitting US President if there ever was one. If you remotely follow the US news cycle, it is almost an endless barrage of controversies about President Trump. As you can imagine, with the US Presidential Election just around the corner, things
- [Should you get a BTO or Executive Condominium as your first house?](https://drwealth.com/bto-vs-executive-condominium/) - One of the big-ticket items we may buy in our 20s and 30s would be our first house. Given that it is no small amount, the decision you make must be well thought out. If you are not too concern about the price, you could just choose whichever option you like most. However, I believe,
- [DBS App Down Again: Why You Should Have More Than One PayNow Account](https://drwealth.com/dbs-app-down-again-why-you-should-have-more-than-one-paynow-account/) - "You must ALWAYS ensure you have more than one bank account in Singapore!" This is my principle and also advice to every Malaysian who comes to Singapore for work. I had my rationale back then, and the longer I've stayed here, the more reasons to have more than 1 bank account have surfaced. I think
- [How To Generate Stock Ideas With SGX Stock Screener](https://drwealth.com/sgx-stock-screener/) - How to use the free SGX stock screener for Singapore Investors can help you generate stock ideas
- [If You Don’t Know These 10 Blue Chip Stocks, You Are Not Considered A Singaporean.](https://drwealth.com/blue-chip-stocks-you-must-know/) - These are 10 Singapore blue chip stocks that you should know as an investor. Click to learn about their business, performance and more
- [What is a Hedge Fund? 3 Things You Need to Know](https://drwealth.com/hedge-fund-singapore/) - Wondering what's a hedge fund and if you should be investing in them? Read this before investing your hard earned money.
- [3 Fund Portfolio: A simple way to start investing](https://drwealth.com/3-fund-portfolio/) - If you're looking to grow your money without having to watch the markets daily or spending too much time researching individual companies, the 3 fund portfolio might just be for you. This guide explains what a 3 fund portfolio is, help you decide if its a suitable portfolio for you and show you how to
- [3 Investing Concepts That All Beginners Should Know](https://drwealth.com/3-investing-concepts-that-all-beginners-should-know/) - Know these concepts before putting your money into the stock market, or any investments.
- [I’m Self-Employed. This is how the DBS Multiplier Account affects me.](https://drwealth.com/im-self-employed-this-is-how-the-dbs-multiplier-account-affects-me/) - The DBS Multiplier Account has long been the darling of personal finance circles in Singapore. Among those of us who spend hours working out the best interest rate, it’s almost always come in at the top (among those who are new to this community, welcome – and we’re talking about “the one with the giant
- [How to Win Toto and 4D Even if You're Sibeh Suay (2019)](https://drwealth.com/how-to-win-toto-and-4d/) - If you’re Singaporean you’re no stranger to the terms ‘tolong let me strike 4D’ amongst family members, Aunties and Uncles. They make up part and parcel of our usual Singaporean talk. Some people buy Toto and 4D for the hopes of making a million dollars one day. Others do it just as a pastime. Personally
- [1 Simple Method To Manage & Grow Your Money [#AskDrWealth]](https://drwealth.com/how-to-manage-your-money/) - Louis reveals his simple blueprint to money management. With this, you'll never have to pull your hair out worrying about your finances anymore.
- [NikkoAM-Straits Trading ex-Japan REIT ETF : Should You Invest?](https://drwealth.com/nikko-am-reit-etf/) - Nikko AM is looking to launch a new REIT ETF, we summarise its features to give you everything you need to decide if this upcoming ETF is suitable for you.
- [Dividend Investing: 3578.37% Returns Over 20 Years.](https://drwealth.com/dividend-investing-3578-37-returns-over-20-years/) - read our dividend investing guide here What most investors fail to comprehend is that in investing, simple works best. What do I mean simple? In this article, I selected only stocks with the following factors: Low Price to sales - you pay the lowest possible amount for each sale the company has Low Price to
- [Dividend Investing: The Ultimate Factor](https://drwealth.com/dividend-investing-free-cash-flow-yield/) - For: Individuals interested in Dividend Investing, Early Retirement, Passive Income, finding Dividend Stocks. In this article, we focus on: The Ultimate Factor to identify good businesses to invest in for passive income as well as how the lack of this factor leads to losses.Real-life case studies using Starhub and Singtel. A list of factors to
- [3 Powerful Lessons I Learned from an Early Retirement Millionaire](https://drwealth.com/3-powerful-lessons-i-learned-from-an-early-retirement-millionaire/) - Reading time: 15 minutes. Early retirement isn’t about having dim sum on the beach. It’s about control over your life. It's about having freedom. Freedom to live the life you want - on terms that you decide. Christopher Ng How many of you would jump at the chance to pick the brain of a millionaire
- [4 Rules to Retiring Early With Dividends](https://drwealth.com/4-rules-to-retiring-early-with-dividends/) - There is no free lunch in this world. In every facet of life, we must fulfill rules if we want to achieve our goals. If you wish to have a lean athletic body, then you must both workout and diet. If you wish to maximise your salary, you must prove you’re worth the money to
- [Jumbo vs ABR vs RE&S: Which Restaurant Stocks Is The Most Appealing](https://drwealth.com/jumbo-vs-abr-vs-res/) - I used to be a foodie jumping from cafe to cafe – known as cafe-hopping – when I was young. However, as I stepped into the workforce and started a family, I literally had no more time for that. Instead, I now patronise different kinds of restaurants situated in various shopping malls. Although I missed
- [51 Bizarre ETFs You Wouldn’t Even Imagine Exist](https://drwealth.com/51-bizarre-etfs-you-wouldnt-even-imagine-exist/) - Exchange Traded Funds (ETFs) are investment funds are traded on a stock exchange. Here, we look at ETFs that allow investors to gain exposure to a vast and interesting themes.
- [Smart Beta ETFs: How This Mutant Class of ETF Can Deliver Even More Returns](https://drwealth.com/how-to-make-your-etfs-work-harder-for-you/) - Smart Beta Exchange Traded Funds (ETFs) could potentially boost your returns without leverage. The power to invest is now in your hands, here's how to maximise it.
- [23 High Dividend REITs in One ETF: Lion-Phillip S-REIT (+Comparison)](https://drwealth.com/lion-phillip-s-reit-etf/) - Lion-Phillip S-REIT allows investors to invest into a basket of high dividend reits. But does it offer something new to what we already have in the market?
- [How Lee Kian Soon build a multi-million hedge fund with these 5 value investing strategies [BidAndAsk]](https://drwealth.com/lee-kian-soon-5-strategies/) - Discover how you can use the same 5 value investing strategies employed by successful boutique hedge fund manager to grow his clients' money steadily.
- [Bitcoin Halving: Buy Now, Sell Later?](https://drwealth.com/bitcoin-halving-buy-now-sell-later/) - The next major event in cryptocurrency is due to take place in a couple of hours. Bitcoin Halving is the event where the payout of Bitcoins to miners is literally halved. This occurs once every 210,000 blocks are mined on the Bitcoin blockchain, which takes about 4 years. Why are investors watching the Bitcoin Halving
- [Will the halving spark another Bitcoin rally?](https://drwealth.com/will-the-halving-spark-another-bitcoin-rally/) - Unless you have been hiding in the Himalayan mountains meditating for the last two months, you’d know about the COVID-19 Coronavirus outbreak that is sweeping across the world. Reports state that coronavirus infections have crossed 300,000 worldwide, and economists have no idea how severe the economic implications will be. An impending price war on oil
- [3 Technical Indicators every investor needs to know](https://drwealth.com/3-technical-indicators-every-investor-needs-to-know/) - To date, there are over 20 technical indicators which technical traders use to guide their decisions. Such indicators often have complex mathematical formulas behind them and in the past, these indicators would have had to be manually formulated. However, as modern day traders, we now have computers to crunch these numbers for us and as
- [Going Short On Singapore Press Holdings, 18% Gains](https://drwealth.com/bearprowl-going-short-on-singapore-press-holdings-18-gains/) - About the Author Thebearprowl is a trading and research outfit with focus on Global Equities, FX, Fixed Income and Commodities. We take a view with ideas generated from macroeconomic and fundamental analysis by utilising a comprehensive range of products and solutions across multiple asset classes. We also provide research reports and conduct courses based on
- [TheBearProwl's Take on the Saudi Aramco Oil Conflict](https://drwealth.com/thebearprowls-take-on-the-saudi-aramco-oil-conflict/) - Editor's Notes: As the trader, Van Tharp once said, "You don't trade the markets. You trade your belief in the markets." When it comes to the stock markets, there are a million and one ways to make money from it. Most if not all of us have a chosen strategy that we stick to. Whether
- [Going Short On SembMarine Corp](https://drwealth.com/going-short-on-sembmarine-corp/) - TheBearProwl is going short on SembMarine Corp. The BoringInvestor has also previously given his take on whether Keppel Corp will buy over SembMarine Corp. Disclaimer: this is not an enticement to invest. DYODD. Caveat Emptor. Any content should not be relied upon as advice or construed as providing recommendations of any kind. Following up from
- [Genting is Undervalued: Short Term Pain, Long Term Gain](https://drwealth.com/genting-is-undervalued-short-term-pain-long-term-gain/) - Message from the Editor: We have previously covered Genting under our article here. Our analysis according to our investing criteria for growth stocks was that it was too expensive to be considered. We felt that while Genting has reasonable growth, the price was just too expensive. We wanted greater focus on stocks which were cheap
- [Why we think Temasek's $7.35 Offer for Keppel is a Poor Price](https://drwealth.com/thebearprowl-why-we-think-temaseks-7-35-offer-for-keppel-is-a-poor-price/) - Editor's Notes: Temasek Holdings, Singapore's state-owned investment firm has offered a $4 billion partial offer for Keppel. TheBearProwl believes based on fundamental valuations, in the long term, this is a poor price. Good for the state, bad for current Keppel investors. This is Keppel's current statistics. Background Keppel is currently a multi-business company providing robust
- [Dairyfarm International is Evolving](https://drwealth.com/thebearprowl-dairyfarm-international-is-evolving/) - About the author Thebearprowl is a trading and research outfit with focus on Global Equities, FX, Fixed Income and Commodities. We take a view with ideas generated from macroeconomic and fundamental analysis by utilising a comprehensive range of products and solutions across multiple asset classes. We also provide research reports and conduct courses based on
- [Yoma Strategic Holdings Limited Is Possibly Next Asian Godfather with 300% Returns](https://drwealth.com/thebearprowl-yoma-strategic-holdings-limited-is-possibly-next-asian-godfather-with-300-returns/) - About the author Thebearprowl is a trading and research outfit with a focus on Global Equities, FX, Fixed Income and Commodities. We take a view with ideas generated from macroeconomic and fundamental analysis by utilising a comprehensive range of products and solutions across multiple asset classes. We also provide research reports and conduct courses based
- [These 5 Charts Show You How Much S’pore Top CEOs Earn Per Year](https://drwealth.com/ceo-salary-singapore/) - You probably know that our ministers are one of the highest paid profession in Singapore. But what about the pay of S'pore top CEOs? Lucky for us we have published income report from MOM and remuneration disclosure from annual reports of SGX-listed companies to conduct our research. Since we are talking about top CEOs the
- [10 Singapore Investment Blogs to Follow](https://drwealth.com/singapore-investment-blog/) - Nothing else helps us keep track of the ups and downs in the stock market world better than blogs. Aside from the usual reports on the latest news and updates, blogs offer us a new perspective on the stock market. This is especially helpful for investors who are still beginners since reading a wide range
- [Do not buy Critical Illness Insurance](https://drwealth.com/do-not-buy-critical-illness-insurance/) - I was quite surprised to find out that Mr Tan Kin Lian does not recommend critical illness insurance, or at least not to a large coverage. From his website on Personal Insurance, he mentioned this about critical illness: "There is no need to buy insurance to cover critical illness. Your Medishield or private Shield plan
- [STI ETF vs MSCI Singapore ETF](https://drwealth.com/sti-etf-vs-msci-singapore-etf/) - Which ETF that tracks the Singapore stock market have a higher return? What are the constituents and the differences between these two ETFs?
- [How Value Investing Felt Like, Before A 67% Gain](https://drwealth.com/how-value-investing-felt-like-before-a-67-gain/) - Buy stocks cheap and sell them dear. How difficult can it be? Simple doesn't mean it is easy. Value stocks are very uncomfortable to buy. An unprepared investor would have a lot of self doubt and might lose confidence when bad events arise. The case in point revolves around TSH, a stock listed on the Catalist (the secondary board
- [We Taught Over 3,900 Investors. Here Are The 14 Lessons We’ve Learned.](https://drwealth.com/14-investing-lessons-we-have-learned/) - Students from all walks of life taught us these 14 investing lessons, we are sharing them all with you here
- [How to Lose $150000 in Stocks and Still Win - Girl Boss](https://drwealth.com/anna-haotanto/) - Anna Haotanto is the CEO of The New Savvy, and an investor at heart. She shares why more women should take charge of their finances and manage their own investments to grow their own wealth.
- [Ex-Motley Fool Analyst Reveals Why Asia Will Breed The Most Millionaire Investors In The Next 10 Yrs [BidAndAsk]](https://drwealth.com/value-invest-asia/) - The Asian stock market is rapidly growing. Are there hidden opportunities for you to grow your wealth as an Asian investor? In this session of BidAndAsk, we interview someone who believes in the Asian stock market so much that he wrote a book and built a website about it! Meet Stanley Lim. Founder of Value
- [One Weird Company Returned 50% While The Market Tumbled](https://drwealth.com/ltc/) - This company's revenue dropped with every financial report they released..
- [The Investing Strategy that Made Warren Buffett a Millionaire at Age 30](https://drwealth.com/warren-buffett-strategy/) - He became a millionaire at just 30 years old...this is how he did it
- [[#AskDrWealth] The Simplest Way To Know If A Stock Is Undervalued](https://drwealth.com/how-to-tell-if-stock-is-undervalued/) - So, you want to invest in stocks? How do you tell if a stock is undervalued? Here's the simplest method, as proven by research.
- [ComfortDelGro (SGX:C52): Why Dividend Investors Should Be Wary Of This Dividend Stock](https://drwealth.com/comfortdelgro/) - With a mouth watering 5% dividend yield, ComfortDelGro looks like a great catch. But will it really be as profitable as it looks?
- [Cryptocurrency and Bitcoin: Should Investors Still Jump Into These Today? [BidAndAsk]](https://drwealth.com/chris-long/) - "Is it a bubble?" This is what cryptocurrency trader, Chris Long has to say about Cryptocurrency, Bitcoin, Altcoin and the investing scene.
- [5 Unconventional Value Investing Ideas From The Acquirer’s Multiple](https://drwealth.com/the-acquirers-multiple/) - I have been following and reading Tobias Carlisle’s books all these while – from Deep Value, Quantitative Value to Concentrated Investing. Each book has been enlightening and I gain new insights to investing after every read.Recently, Tobias wrote and published a new book titled, The Acquirer’s Multiple. The Acquirer's Multiple: How the Billionaire Contrarians of Deep
- [2 Stock Picking Criteria That Made Warren Buffett a Billionaire](https://drwealth.com/warren-buffett-stock-picking-criteria/) - What does Warren Buffet look for when he picks stocks for his portfolio? It's surprisingly simple...and yet difficult to replicate
- [Facebook vs Amazon vs Netflix vs Google (FANG): Which One Is Better?](https://drwealth.com/facebook-vs-amazon-vs-netflix-vs-google/) - In 2007, the finance sector in the S&P500 is the largest sector constituting 18% of the index. Technology companies were a close second at 17%. 10 years later, the tables have turned, tech companies have overtaken financials by a wide margin -- a quarter of S&P500. Here are some interesting facts: Facebook, Amazon, Netflix and
- [Should I Trade Daily Leverage Certificates or Contracts For Difference?](https://drwealth.com/cfd-vs-dlc/) - What are DLCs and can they really replace CFDs as a safer alternative for traders? Alvin gives you his take, and some potential traps you must know as a trader...
- [#AskDrWealth If I Invest In DCA and Price Goes Down Should I Cut Loss?](https://drwealth.com/should-i-cut-loss-on-dca-during-market-crashes/) - In this session of #AskDrWealth, we are going to address one of our readers concernspertaining to investing in Dollar Cost Averaging.Last week, we received an email from a reader asking about his regular investment plan, or as some people know it, Dollar Cost Averaging. He asked: "When the share price goes lower, or even in
- [PropNex vs APAC Realty (ERA): The Battle Of Two Real Estate Broking Giants](https://drwealth.com/propnex-vs-apac-realty-era/) - What a time for PropNex to list on the SGX! Within days more property cooling measures were announced and PropNex share price tanked over 20% in a day! Could this be an investment opportunity? The two largest real estate broking agencies in Singapore have tapped the capital markets to fund their business expansion. ERA (or
- [Should You Start Investing Your Money if You're in Debt?](https://drwealth.com/should-you-start-investing-your-money-if-youre-in-debt/) - Without most people knowing it, having a thousand dollars of credit card debt means having to pay the average credit card interest of 24% per year. Now, if you owe $1,000, you will have to pay $240 of interest at the end of the year. You may find yourself in a bind if you are
- [[#AskDrWealth] Fundamental Analysis vs Technical Analysis – Which Works Better?](https://drwealth.com/fundamental-analysis-vs-technical-analysis/) - One of the highly debated topics in the financial world is choosing between Fundamental Analysis and Technical Analysis. Many have their own opinions causing a lot of people being torn which one to use. In today’s episode of #AskDrWealth, we are going to help you find the one for you. We are going to discuss
- [‘Buy Blue Chip Stocks Cannot Go Wrong One La’ True or False?](https://drwealth.com/blue-chip-risks/) - One of the most common advice we often heard when for people who are just starting out investing: “Invest in blue chips and you won’t go wrong.” If you’re just starting out, you may find this advice all too familiar. And for those who are in this industry for long, you may have realized by
- [[Bid&Ask] It Took Teh Hooi Ling 1 Year To Raise A $100M Quant Value Fund (We Asked Her 5 Questions)](https://drwealth.com/teh-hooi-ling-inclusif-value-fund/) - Investing in funds may seem like a stretch for some. Partly due to this are the surrounding misconceptions and beliefs that tend to cloud the investors’ perception. So to give light to what investing in fund is all about, we have the honor of interviewing Teh Hooi Ling of Inclusif Value Fund in this session
- [#AskDrWealth What Has Actually Worked Investing](https://drwealth.com/what-has-actually-worked-investing/) - With the investment industry running for as long as we can remember, many studies and strategies have been published to teach us some ways to successfully crack into the stock market. Therefore, you can just expect how there are probably thousands of investment metrics and ratio you can use for stock investing, most especially if
- [Why You Should Not ‘Play’ Stocks But Invest In It](https://drwealth.com/how-to-play-stocks/) - One of the most used and thrown around term when it comes to investing is ‘playing stocks’. Usually, people think that playing is the same as investing. However, there is a huge difference between the two. As we all know, Singapore’s financial industry is very active. With this, there are a number of people exposed
- [SGX Academy & Courses: Everything You Need To Know](https://drwealth.com/sgx-academy/) - SGX Academy provides investors with a platform to learn investing the right way. Here, we look into the courses they provide and what you should consider before you enroll.
- [Do We Have To Pay Dividend Tax In Singapore?](https://drwealth.com/dividend-tax-singapore/) - The short answer is no. Although I am not a tax expert, I have invested in local and foreign stocks long enough to know something about dividend tax as an individual. I believe most of Singapore's tax system are inherited from the British. As an ex-colony of the British empire, it is easier for our
- [10 monopolies and why they make good investments](https://drwealth.com/10-monopolies-and-why-they-make-good-investments/) - “Competition is for losers,” said PayPal co-founder and billionaire venture capitalist, Peter Thiel. The best businesses are monopolies because they have no competition. They own the markets and they decide on the prices. Buffett echoed the same sentiments, “if you've got the power to raise prices without losing business to a competitor, you've got a very good
- [How To Mine Bitcoins In Singapore](https://drwealth.com/bitcoin-mining-singapore/) - The fascination with cryptocurrencies has been built up from the hype that is Bitcoin, when its value surpassed US$18,000 in 2018 before its subsequent crash where it stayed below US$5,000 until 2020 when it started gaining traction again. Since then, it had tested US$60,000 twice but remains a volatile investment vehicle. Yet, more and more
- [Compound Interest: An Investor’s Guide](https://drwealth.com/compound-interest/) - Nothing comes for free, but Compound Interest comes close. This guide shows you how you can boost your returns by exploiting the power of compound growth.
- [3 Undervalued Health Care Stocks in Singapore](https://drwealth.com/3-undervalued-health-care-stocks-in-singapore/) - Singapore healthcare stocks have been pretty unloved for the past few years. I remember it used to be a beloved sector where investors can immediately understand the importance of the service - every sick person needs the service, it is necessary and you (or your insurer) have to pay for it no matter how expensive
- [I spent $60k on home reno, what’s next?](https://drwealth.com/i-spent-60k-on-home-reno-whats-next/) - Buying a new home is an emotional process and a spreadsheet cannot provide all the answers. Moreover, I am a stocks guy and have almost zero interest in property investing. Hence I am too lazy to research properties. To minimise the thinking process, my criteria was just to get the cheapest Build-to-Order (BTO) flat that
- [Sheng Siong vs Dairy Farm vs NTUC Fairprice – Which Singapore Supermarket Stock To Invest In?](https://drwealth.com/singapore-supermarket-stocks/) - Which is the best supermarket stock in Singapore for dividend investors? We analyse the big players in this article.
- [Accredited Investor Singapore – How Do I Know I’m One of Them?](https://drwealth.com/accredited-investor-singapore/) - Singapore is arguably growing into one of the competitive financial centers. One of the reasons why this financial growth was established is the increasing number of high net-worth individuals. This particular reason has then spun a financial status that people may want to subscribe: accredited investor. Becoming an accredited investor may sound fancy at first.
- [FinTech Singapore: What Is FinTech? The 10 Fastest Growing FinTechs in Singapore](https://drwealth.com/fintech-singapore/) - What is FinTech? FinTech is short for financial technology. It is wherever technology provides financial services. It can also be used to aid companies to manage the financial functions of their business, which includes software and applications .FinTech was initially considered as a means to an end, a platform that acts as a center that
- [What is a Robo Advisor? 8 Singapore Robo Advisors You Should Know](https://drwealth.com/robo-advisor-singapore/) - You lead a busy life but want to maximise returns on your money. These robo advisors could be your best investing partner who could help you reach your goals.
- [A Simple Guide to Crowdfunding in Singapore](https://drwealth.com/crowdfunding-singapore/) - Crowdfunding Singapore is becoming popular these days. But beneath the hype lies traps that investors should be aware of. This guide aims to warn you of the traps.
- [5 Best Places You Can Get Your Daily Singapore Stock Market News](https://drwealth.com/singapore-stock-market-news/) - The stock market in Singapore is very active. It is ever-changing and is very often unpredictable. That is why you need to keep yourself updated in order to keep up with the latest changes. If not, you might just find yourself losing on your investments. More so if you are a newbie who is still
- [50 Best Venture Capital Firms in Singapore](https://drwealth.com/venture-capital-singapore/) - Singapore is undeniably one of the small city-states that continually impress with their thriving economic system.
- [Carlsberg vs Heineken: Which brewer is a better dividend stock?](https://drwealth.com/carlsberg-vs-heineken-which-brewer-is-a-better-dividend-stock/) - Mention Carlsberg (KLSE: CARLSBG) or Heineken (KLSE: HEIM) to anyone, and they will automatically have a preferred brand in mind. However, when it comes to which of the 2 is a better dividend stock, even I myself have switched sides over the years. Both companies are the only 2 licensed beer breweries to have their
- [5 Tech Trends that will impact your investment portfolio in the next 10 years](https://drwealth.com/5-tech-trends-that-will-impact-your-investment-portfolio-in-the-next-10-years/) - It took decades for the telephone to reach 50% of households, beginning before 1900. It took five years or less for cellphones to accomplish the same penetration in 1990. Rita Gunther McGrath, Harvard Business Review It is apt to say that we live in the age of disruption as new technologies are adopted at a
- [S-Chip Stocks Show Me The Money](https://drwealth.com/s-chip-stocks-show-me-the-money/) - S-Chip stocks have a bad name. With numerous fraudulent cases in the past, investors have lost confidence in them. Is there a good way to tell the good ones from the bad?
- [Do Blue Chip Stocks really do better?](https://drwealth.com/do-blue-chip-stocks-really-do-better/) - Always wondered what is the impact for a stock to be included or excluded from the Index; Do they turn out better or worse? Here's the results...
- [Yangzijiang is spinning off its investment unit, what does it mean for shareholders?](https://drwealth.com/yangzijiang-is-spinning-off-its-investment-unit-what-does-it-mean-for-shareholders/) - Yangzijiang Shipbuilding (SGX:BS6) has announced that it is exploring the possibility of spinning off its investment segment, with the intention of separating its core shipyard business segment from its investment segment. With the shipyard segment securing the largest order in history for 124 vessels worth US$7.41 billion in 2021 and carrying a sizeable order book
- [Yangzijiang splits!  – what do shareholders need to know?](https://drwealth.com/yangzijiang-spin-off-what-do-shareholders-need-to-know/) - We previously covered Yangzijiang (YZJ) when it announced the possibility of spinning off its investment segment. The rationale for the spin off was to allow each segment to trade and be valued individually, eliminating the conglomerate discount and unlocking value for shareholders. The spin off was approved earlier in the month and YZJ started trading
- [Yangzijiang Shipbuilding is up 35% YTD, what's going on?](https://drwealth.com/yangzijiang-shipbuilding-is-up-35-ytd-whats-going-on/) - Yangzijiang Shipbuilding (SGX:BS6) is up more than 35% this year and more than 80% in the last 12 months. YZJ Shipbuilding spun off its investment segment in April 2022 and commenced trading as a pure shipbuilder play at $0.80 on 22 April 2022. On that day, the company closed the trading day at $0.96. Now
- [16 Businesses That You Patronise But Probably Wouldn't Know They Are Listed On SGX](https://drwealth.com/16-businesses-that-you-patronise-but-probably-wouldnt-know-they-are-listed-on-sgx/) - There are companies working in the background delivering goods and services which enrich your life. Let's take a look at these less known listed companies with brands you would be familiar with.
- [Insiders bought more than $70m worth of stocks in March 2020](https://drwealth.com/insiders-bought-more-than-70m-worth-of-stocks-in-march-2020/) - The stock market has been tanking and it is still down more than 20% for the year despite rebounding strongly last week. Investors are clamouring for views and directions in this volatile period. How about finding out what the tycoons and insiders are up to thus far? We often would rely on the media to
- [Singapore Commercial REITs - An Overview of the Properties They Own](https://drwealth.com/singapore-commercial-reits-an-overview-of-the-properties-they-own/) - Examine the properties held by the Commercial REITs and analyze the capitalisation rates of each property to determine the 'quality'.
- [5 S-REITs that Underperformed in 1Q17](https://drwealth.com/5-s-reits-that-underperformed-in-1q17/) - We highlight five REITs that had 1Q17 they wish they could forget.
- [What to do when your marginable stock got downgraded?](https://drwealth.com/what-to-do-when-your-marginable-stock-got-downgraded/) - I tend to leave my investments on auto-pilot, preferring to spend my time reading finance books to improve my lecture materials. So, it was very much of a shock to me when a student wrote to me informing me that Maybank Kim Eng had revised their grading system for EC World REIT from Grade A
- [20 REITs that have lost more than 10% since the start of 2020](https://drwealth.com/20-reits-that-have-lost-more-than-10-since-the-start-of-2020/) - REITs are a favourite among investors due to the high dividend yields. But they were not spared in the recent market carnage and we identified 20 REITs that have lost more than 10% since the start of the year to 9 Mar 2020. Countdown starts... #20 - Cache Logistics (SGX:K2LU) -10% 2 Jan 2020 share
- [18 REITs lost 50% or more within 7 trading days](https://drwealth.com/18-reits-lost-50-or-more-within-7-trading-days/) - REITs had a terrible week. The sell-off started from 11 Mar 2020 and there was no end in sight even on 19 Mar 2020. Here's the quick battle damage assessment. I'm not doing this to ridicule those who have invested in REITs but to do a stock take of the markets because everything happened so
- [7 REITs Reported Results For The COVID-19 Period And A Few Have Withheld Dividends](https://drwealth.com/7-reits-reported-results-for-the-covid-19-period-and-a-few-have-withheld-dividends/) - Investors who have not put their money in the markets probably are expecting bad financial results for months to come. SPH fired the first shock when it announced the dividends will be cut by 77% compared to the previous quarter despite an increase in distributable income by 12%. 7 REITs have since reported their 1 Jan
- [5 Retail REITs Cut Dividends By 20% To 78%](https://drwealth.com/5-retail-reits-cut-dividends-by-20-to-78/) - This is a followup post from 7 REITs Reported Results For The COVID-19 Period And A Few Have Withheld Dividends as more REITs have released their Jan-Mar 2020 results. Retail REITs reported the most depressing news to unitholders - big dividend cuts. We did a poll previously to ask if unitholders are willing to take
- [REIT Results By The Numbers During Covid-19](https://drwealth.com/reit-results-by-the-numbers-during-covid-19/) - Some REITs have released their results that covered the periods of Covid-19 and the Circuit Breaker implementation. We now have some indication of Covid-19's impact to real estate performance. Office REITs Both Keppel REIT (SGX:K71U) and CapitaCom Trust (SGX:C61U) registered an 8% decline in revenue (comparing 2Q2020 to 2Q2019) while Keppel Pacific Oak REIT (KORE)
- [Hotel Stocks Are Good Bets If You Believe Travel Will Return](https://drwealth.com/hotel-stocks-are-good-bets-if-you-believe-travel-will-return/) - Travel was a $1,500,000,000,000 industry until it was decimated by Covid-19. From airlines to tour groups, businesses were reeling in shock and are trying their best to survive now. We can agree that travel will come back because we have innate curiosity and desire to explore other parts of the world. The question is when
- [Metro, Isetan and REITs at the wake of Robinsons' closure](https://drwealth.com/metro-isetan-and-reits-at-the-wake-of-robinsons-closure/) - It has been an eventful week. Besides the US election and Ant‘s failed IPO, we saw the 160-year old Robinsons closed the two remaining outlets at The Heeren and Raffles City. The departmental store is undergoing a liquidation procedure currently. The younger generation has no recollection or attachment to Robinsons. But my parents’ generation does.
- [Singapore stocks finally revived on 10 Nov 2020 with 3.7% gain!](https://drwealth.com/singapore-stocks-finally-revived-on-10-nov-2020-with-3-7-gain/) - The Straits Times Index (STI) has seen many years with dismal returns but the sleepy stereotypical image was dashed on 10 Nov 2020. Thanks to the vaccine announcement, the Singapore stock market came alive and gained almost 100 points or 3.7% in one day! The fortunes were reversed - the stocks that suffered during Covid-19
- [4 hot Singapore property developer stocks to watch](https://drwealth.com/4-hot-singapore-property-developer-stocks-to-watch/) - It seems like CapitaLand's recent spinoff gave life to the property stocks in Singapore. While CapitaLand hogged the news, there were other property stocks that have seen their prices jumping up on high trading volume. 4 Property Developer Stocks with surging trading volume On 25 Mar 2021, the shares of another property developer, Hong Fok
- [5 Singapore stocks that may benefit from a travel bubble](https://drwealth.com/5-singapore-stocks-that-may-benefit-from-a-travel-bubble/) - If you have been following the news, you would have heard of the ongoing talks for travel bubbles with Australia and Taiwan. This is exciting especially for those who are yearning to travel. While the talks are still at the early stages, the possibility of a travel bubble happening is rather high as countries continue
- [7 Singapore Blue Chip Stocks with 4% (or more) dividend yield](https://drwealth.com/7-singapore-blue-chip-stocks-dividend-yield/) - Last year, when the markets crashed badly thanks to Covid-19, Alvin shared 18 blue chips with 5% dividend yield and more. The index’s dividend yield shot up in relation and was hovering at almost 5%. As a comparison, here’s how the STI ETF is doing as of 24 Mar 2021: Dividend yield has fallen to
- [MCT and MNACT S-REIT Merger - everything you need to know](https://drwealth.com/mct-mnact-reit-merger/) - The Singapore REIT (S-REIT) space in 2021 is ending with a blockbuster merger that will form a behemoth that is likely to be one of the top 3 REITs in Singapore and top 10 REIT in Asia. On 31 December 2021, Mapletree Commercial Trust (MCT) has announced a proposed merger with Mapletree North Asia Commercial
- [Singapore Stocks Mid Year Review 2022](https://drwealth.com/singapore-stocks-mid-year-review-2022/) - The year 2022 has not been kind to investors. After a great run in the previous year, this year may have served as a wake-up call for many. Nonetheless, as we approach the halfway point of the year, it is appropriate to reflect on how the stock market has performed. For this piece, we will
- [ComfortDelGro has been kicked out from STI by Emperador!](https://drwealth.com/comfortdelgro-has-been-kicked-out-from-sti-by-emperador/) - Since our previous post in December 2021 highlighting the potential exclusion of ComfortDelGro (CDG) from the Straits Times Index (STI), the inevitable has finally happened! In what must have been a surprise to many, on 1 September 2022, FTSE Russell (the organization that manages the STI and computes the index) announced that there will be
- [Should you buy Singapore dividend stocks when the SG bond yield is more than 3%](https://drwealth.com/should-you-buy-singapore-dividend-stocks-when-the-sg-bond-yield-is-more-than-3/) - Rising bond yield environment We are in an environment of rising bond yields. To combat inflation, the US central bank or US Federal reserve has just approved its third consecutive interest rate hike of 0.75% to a rate of 3.25% and signalled additional large increases at upcoming meetings. The Fed’s dot plot which is the
- [Singapore Retail REITs Earnings: FCT vs MPACT vs CICT vs Starhill Global](https://drwealth.com/singapore-retail-reits-how-did-they-fare/) - As retail sales in Singapore continue to rise, with analysts forecasting double digit percentage growth for the year 2023, we look at these 4 retail REIT’s performance with a focus on their retail assets in their latest earnings release to see how they fared operationally. p.s. If you're curious about how the data center REITs
- [5 SREITs to watch in 2023](https://drwealth.com/5-sreits-to-watch-in-2023/) - Many investors are worried that Singapore listed REITs (SREITS) are being impacted by a trifecta of higher interest rate and inflationary costs coupled with a slowing global economy. Here we picked 5 SREITS to watch in 2023 as we think they would likely fare better than their peer group. 1) CapitaLand China Trust (SGX: AU8U)
- [Are Overseas REITs worth the risk? Mostly no.](https://drwealth.com/are-overseas-reits-worth-the-risk-mostly-no/) - The REIT market in Singapore has matured and there are many options for investors. Despite being based in Singapore, investors can invest in overseas properties via REITs. However, my observation is that overseas REITs tend to underperform. To verify this observation, I conducted research, and in this post, I will be sharing my findings with
- [4 Singapore REITs with Moats](https://drwealth.com/4-singapore-reits-with-moats/) - Do REITs even have moat? This is a question that some may raise. I believe they do. There's a saying that property is about location, location and location. A property in a highly desirable location enables the REIT to demand premium rentals. Furthermore, it is impossible to have two identical properties occupying the same location,
- [14 REITs That Delivered Positive Returns in 2023](https://drwealth.com/14-reits-that-delivered-positive-returns-in-2023/) - 2023 is a year where REITs as a sector have delivered poor returns to unitholders. Only 1 out of 6 sectors have a positive YTD return and only 14 out of 45 REITs have delivered positive returns year to date. Of these 14 REITs, only 10 have delivered returns of more than 5%, indicating a
- [5 Big Singapore Stocks That Fell Below $1](https://drwealth.com/penny-stocks-singapore/) - The Singapore stock market has underperformed over the past years when compared to the US markets as many of the stocks listed on the index have Asian exposure or have been affected by certain major events. Here we look at why these 5 big Singapore companies have fallen so much, recording a 5 year performance
- [3 S-REITs that increased dividends in 2023](https://drwealth.com/3-s-reits-that-increased-dividends-in-2023/) - Increased interest rates and inflation pulled the rug from many Singapore REITs this year as REIT managers scramble to improve their debt management and cost of capital. To deal with the increased costs, many REITs lowered their dividend payouts (aka distribution per unit) in 2023. In the face of lowered dividends and the availability of
- [5 Stocks That Are Still Cheap After S&P 500 Nears Record Highs](https://drwealth.com/5-stocks-that-are-still-cheap-after-sp-500-nears-record-highs/) - The US indices have performed strongly in 2023, with the Dow Jones delivering a return of 13%, the predominantly tech Nasdaq delivering a return of 43% and the S&P 500 index, which includes stocks from both the Dow and the Nasdaq, delivering a return of 24%. This leaves the US stock market with very few
- [Why Mapletree Logistics Trust Dropped 10% in a Week?](https://drwealth.com/why-mapletree-logistics-trust-dropped-10-in-a-week/) - Mapletree Logistics Trust (“MLT”) (SGX: M44U) has seen a large price decrease of 10% in just one week. MLT also reached a new 52-week low as well as a new 5-year low, touching $1.29 on 19 April 2024. Here we look at reasons why MLT fell so much in just a week. Timing of rate
- [Frasers Logistics & Industrial Trust (FLT) & Frasers Commercial Trust (FCOT): Better Together OR Apart?](https://drwealth.com/frasers-logistics-industrial-trust-flt-frasers-commercial-trust-fcot-better-together-or-apart/) - KK is the chief number cruncher at Risk N Returns where he talks to himself about Investing and Personal Finance. He likes a good investment idea as much as a great cup of bubble tea. Website: www.risknreturns.com Facebook: www.facebook.com/risknreturns Introduction 2019 has been a year marked by mergers and acquisitions (M&A) in the S-REIT space.
- [Frasers Logistics Trust and Frasers Commercial Trust Merger by Christopher Ng](https://drwealth.com/frasers-logistics-trust-and-frasers-commercial-trust-merger/) - As a result of perhaps coincidence or back-testing, both the ERM Masterclass portfolio and my personal portfolio contained a large number of Frasers Logistics & Industrial Trust (FLT) and Frasers Commercial Trust (FCOT) shares. Both positions have been mildly profitable at the time of writing but, generally speaking, they have not been particularly stellar compared
- [Frasers Centrepoint Trust - Tenants Change, Malls Remain, Heartland Malls Do Not Wane](https://drwealth.com/frasers-centrepoint-trust-tenants-change-malls-remain-heartland-malls-do-not-wane/) - I did a Facebook Live with SGX about Mall and Office REITs and thought that it would be useful to replicate the part about Frasers Centrepoint Trust (SGX:J69U) (FCT) here. The disclosure is that I have some holdings in FCT. If you like that I have skin in the game then please read on. I
- [Frasers Centrepoint Trust Preferential Offering - A no brainer deal for me](https://drwealth.com/frasers-centrepoint-trust-preferential-offering-a-no-brainer-deal-for-me/) - Frasers Centrepoint Trust (SGX:J69U) (FCT) unitholders take note - there is a Preferential Offering ongoing and it requires action from you! Here's a quick write-up to bring you up to speed. What is a preferential offering? A preferential offering is also known as a non-renounceable rights issue. This means that the rights cannot be sold
- [Frasers Logistics & Commercial Trust (SGX: BUOU) - Will I Invest?](https://drwealth.com/frasers-logistics-commercial-trust-sgx-buou-analysis/) - Frasers Logistics & Commercial Trust (FLCT)* is an industrial (logistics and data centres) and commercial REIT which remained resilient during the pandemic, and continues to benefit from digitalisation. *Frasers Logistics & Commercial Trust was previously named Frasers Logistics & Industrial Trust (FLIT). This change came about as a result of a merger with Fraser Commercial
- [4 Data Centre REITs Have Been Increasing Dividends Every Year Since IPO](https://drwealth.com/data-centre-reits-have-been-increasing-dividends-every-year-since-ipo/) - As our reliance on Data Centres grow, DC REITs have been growing as well. Here're 6 that has been increasing their dividends.
- [5 S-REITs to invest in 2022](https://drwealth.com/best-s-reits-to-invest-in-2022/) - As a follow-up to our 2022 S-REITs outlook, we have identified a few S-REITs that we could potentially invest in as they are poised to outperform in 2022. (NB: the list below is in no particular order) To identify potential Singapore REITs candidates that would outperform, we looked at S-REITs that have a track record
- [Why are data centre REITs falling?](https://drwealth.com/why-are-data-centre-reits-falling/) - Data centres were hot investments in the past few years as investors bet on the increasing cloud and data demand in the tech era. Very few investors believed that the bet will go wrong simply basing on the premise that 'this is the future'. Well. Things went south after the Covid boom for data centre
- [6 Singapore REITs that are roaring back](https://drwealth.com/6-sreits-on-the-rise/) - Since the previous article on blue chip Singapore REITs, the general market has recovered considerably. The iEdge S-REIT index, which tracks the performance of Singapore's largest and most liquid REITs, reflects this. The REIT index has recovered 9.6% since its October low. All of this comes as there is growing speculation that the US Federal
- [Singapore Data Centre REITs Earnings: MIT vs Keppel DC vs DC REIT vs Capitaland Ascendas](https://drwealth.com/singapore-data-centre-reits-earnings-roundup-1q23/) - The recent news in the tech sector has largely been negative, filled with job cuts and reduction in capital expenditure as tech companies expect a slowdown. With tech spending slowing down, there would be concerns about demand slowdown for data centre capacity. Amidst these tough times, we look at the performance of the 4 data
- [10 Singapore Stocks to Buy Under $1](https://drwealth.com/10-singapore-stocks-to-buy-under-1/) - Here we have 10 Singapore stocks that have underperformed in recent times and fallen below $1. We explain why these 10 Singapore stocks are potentially a buy. 1) Genting Singapore (SGX: G13) Genting Singapore is finally seeing an economic rebound from the pandemic. Earnings hit $611 million for FY23, up 80% from the $340 million
- [Digital Core REIT IPO - new pure play data centre in SG with 4.75% yield!?](https://drwealth.com/digital-core-reit-ipo/) - Digital Core REIT (DC REIT) is the second pure play data centre REIT that is planning to has listed in Singapore. Here is a brief overview of the indicative offering details from DC REIT preliminary prospectus: IPO Price will be US$0.88IPO Date: 6 December 2021, 2pmForecast distribution yield for 2022 is 4.75%There will be 267m units
- [Sell Digital Core REIT, Buy Data Centre REITs](https://drwealth.com/sell-digital-core-reit-buy-data-centre-reits/) - Digital Core REIT listed at an IPO price of US$0.88 in December 2021, carrying a book value of US$0.84 and a forecasted DPU of 4.18 cents (in USD) for 2022. DigiCore REIT came with the backing of a strong sponsor, Digital Realty (NYSE: DLR) and has well known tenants like Microsoft, Meta Platforms, IBM, Oracle,
- [Digital Core REIT rebounded 42% from the low, is the worst over?](https://drwealth.com/digital-core-reit-rebounded-42-from-the-low-is-the-worst-over/) - Digital Core REIT, a data center-focused real estate investment trust, IPO-ed in December 2021. Its debut was nothing short of spectacular, as the stock surged 14.8% on its first day of trading, reflecting the surging demand for data center assets back then. However, the REIT's journey since then has been marked by challenges. It faced
- [Digital Core REIT’s Customer Resolution:  Finally Out Of Hot Water?](https://drwealth.com/digital-core-reits-customer-resolution/) - Digital Core REIT hasn't had the best year. On top of dealing with rising interest rates, it also had to deal with the bankruptcy of its 2nd largest customer: Digital Core REIT's tenancy woes Digital Core’s second-largest customer, Cyxtera, a global colocation and interconnection provider representing approximately $16.3 million, or 22.4% of Digital Core REIT’s
- [S-REITs given a lifeline with extension of timeline for distributing 90% income and higher 50% leverage limit](https://drwealth.com/s-reits-given-a-lifeline-with-extension-of-timeline-for-distributing-90-income-and-higher-50-leverage-limit/) - I talked about the potential dividend cut of 48% for S-REITs in the previous article. And I said that there's a risk that S-REITs may fail some of the criteria. First, due to lower income and relief to the tenants, REITs may have to cut their dividends to survive the cash flow crunch. But that
- [REITs Are Dead. Long Live REITs](https://drwealth.com/reits-are-dead-long-live-reits/) - Of late, there have been articles published on local blogs that talk about the demise of REITs as a viable strategy. To review whether there is any truth in this statement, I used the Python programs I wrote to explore the veracity of these statements. As it turns out, there is no basis in being
- [ESR-Sabana REIT Merger: Why It Still Sucks To Be Sabana REIT Unitholders But No Point Crying Over Spilled Banana Milk](https://drwealth.com/esr-sabana-reit-merger-why-it-still-sucks-to-be-sabana-reit-unitholders-but-no-point-crying-over-spilled-banana-milk/) - Finally, the battered Sabana REIT (SGX:M1GU) can hope for a better future as a merger with ESR REIT (SGX:J91U) is pending. Some investors have remarked that Sabana REIT was their worst REIT investment. Look at the stock chart of Sabana REIT and you know why - after hitting a high in 2013, the share price
- [CapitaLand's Restructure - what does it mean for shareholders?](https://drwealth.com/capitalands-restructure-what-does-it-mean-for-shareholders/) - You should have heard the news by now that CapitaLand is going to spin-off its investment arm while privatising the development arm. Update: CapitaLand has announced its Extraordinary General Meeting (EGM) and the Scheme Meeting to be held by way of electronic means on Tuesday, August 10, 2021. If you're a shareholder, I just wanted
- ["DBS Research: REITs' Rebound Has Legs" - Here Are 8 Undervalued REITs to Buy](https://drwealth.com/dbs-research-reits-rebound-has-legs-here-are-8-undervalued-reits-to-buy/) - A few weeks ago DBS Research published their bullish stance on S-REITs after the Feds looked to pause hiking the rates. Thus the title "High (not higher) for longer" with reference to how interest rates will pen out in the upcoming 1-2 years. For those who might be too lazy to go through the research,
- [How to Exploit the Ascott Residence Trust (Ascott Reit) and Ascendas Hospitality Trust (A-HTrust) Merger Using Leverage](https://drwealth.com/ascendas-hospitality-trust-how-to-gain-from-reit-mergers-using-a-leverage-account/) - We have talked previously about how leverage can be used defensively. Chris has additionally spoken about it here and here. We recommend understanding these terms, concepts, and thinking. DBS Bank has also illustrated how we can use a leverage account to boost returns. (Note, we don't borrow more than $1 per every $1 we have
- [5 SG tech stocks with dividend yields of at least 3.5%](https://drwealth.com/5-sg-tech-stocks-with-high-dividend-yields/) - In a time where tech stocks globally are underperforming due to slowing growth and a higher interest rate environment, there are a number of Singapore tech stocks that are paying out robust dividends. Tech stocks are sought by investors mainly for growth. In times where growth slow down, tech stocks who are able to pay
- [It is profitable to be an insurance agent](https://drwealth.com/it-is-profitable-to-be-an-insurance-agent/) - Here are the reasons why I believe selling insurance is a profitable business Perpetual Income Insurance agents are paid commissions for every policy they sell. As long as the first client stays with them and pay insurance premiums, they will receive the commission. Imagine you have been an insurance agent for 10 years and on
- [Applying Sun Tzu's Art of War to Trading](https://drwealth.com/applying-sun-tzus-art-of-war-to-trading/) - Sun Tzu's Art of War is a classic piece of work that is widely read and applied to many fields, due to it's fundamental nature that is highly adaptable to many areas of our lives. In this post, I extracted parts of the work and applied to trading and in doing so, hope to introduce the
- [Nassim Taleb vs Victor Niederhoffer](https://drwealth.com/nassim-taleb-vs-victor-niederhoffer/) - Victor Niederhoffer was a hedge fund industry superstar until he blew up his account in the 1997 Asian Financial Crisis. He had to liquidate his fund and personal assets in order to pay back the losses. He is a very intelligent man and by reading his books, "The Education of a Speculator" and "Practical Speculation",
- [Global Wealth Builder by Friends Provident International](https://drwealth.com/friends-provident-international/) - I was introduced to this fund, Global Wealth Builder, by my financial advisor. You know that I am not a fan of funds and so I was quite critical towards the plan especially when it came to charges. She told me that this is a private banking fund and it used to be only accessible
- [Does your agent have your best interest in mind?](https://drwealth.com/does-your-agent-have-your-best-interest-in-mind/) - Some years ago a friend of mine, let's call him R, purchased a condominium unit in the east. It was a two bedroom unit located on the 9th floor, right next to the mrt station and a short commute from where he and his girlfriend would both work. He had seen a number of units
- [Is this a Good Deal? - Great Eastern Annual Cashback Endowment Plan](https://drwealth.com/is-this-a-good-deal-great-eastern-annual-cashback-endowment-plan/) - My girlfriend was approached by one of the Great Eastern (GE) agents at an MRT station. She was recommended the Annual Cashback Endowment (ACE) Plan and her initial thoughts was it sounded good as there were cash back and the investor will get more than the premiums he or she paid. She asked me if
- [Are you using the right tool to invest?](https://drwealth.com/are-you-using-the-right-tool-to-invest/) - A few months ago, I fixed up some Ikea shelves for home. Now if you think Ikea is nothing but just cheap paper wooden furniture and groovy meatballs in gravy, think again. The real attraction, I swear, is the ability of the Swedes to put together an idiot proof instruction manual for their products so

## Pages

- [Home](https://drwealth.com/) - Dr Wealth aspires to be the go-to resource for investors interested in Asian markets, positioning itself as a trusted authority that helps investors navigate the complexities of the Asian financial landscape and build their wealth. With a strong commitment to investor education, Dr Wealth empowers individuals with the knowledge and tools needed to make informed decisions, fostering financial confidence and success across the region.
- [Early Retirement Masterclass – How to start receiving dividend cheques in 2026](https://drwealth.com/ermintro/) - How to build a reliable dividend income stream & protect your wealth from rising costs and inflation The last 2 years have been tough for all investors. But 2026 will not be easy either. Buckle up for intensifying geopolitical tensions, economic uncertainties and persistent rising costs in the coming months. You're probably here because you're looking for
- [Intelligent Investor Immersive i3 - Stock Investing Beginner Course Singapore](https://drwealth.com/i3intro/) - If you're sick and tired of chasing the wrong stocks and finding yourself on the wrong side of the markets... How (& Why) to use a Complete Investing System to grow your portfolio confidently in any market Discover the complete i3 investing system that'll help you amplify your portfolio returns and thrive in any market conditions. Join me at
- [Turbo Stocks Trading](https://drwealth.com/turbo-stocks-trading/) - Buy stocks that go up and make more money faster. Long Term Investing is great - after all, Buffett made his billions doing that.However, it also took him decades of picking the right companies. And we're not Buffett. The #1 Flaw of Long Term Investing that cause most investors to fail Truth is, long term investing can
- [All Weather Portfolio: How to build portfolio that survives any markets](https://drwealth.com/awp/) - The Headlines Aren’t Calming Down — And Neither is the Market How to build a portfolio that thrives in any market condition? Let’s face it: we’re in the middle of market chaos unlike anything we’ve seen in years. 2024 and 2025 have delivered blow after blow: Trump’s new wave of tariffs is reigniting trade wars and
- [Investment Courses Singapore](https://drwealth.com/investment-courses-singapore/) - Intelligent Investors Immersive (i3) For those who are laser focused on massive capital appreciation. We use a combination of Deep Value & Growth Strategies employed by Benjamin Graham, updated with modern research and backed by data. All taught by our CEO who got to his first million using what he's teaching. Learn more Turbo Stocks
- [How to Invest in Singapore REITs 2024](https://drwealth.com/singapore-reits/) - Did you know that you can own a portfolio of high quality properties that pay a regular dividend? This Singapore REITs Investing 101 guide helps you get started
- [About Dr Wealth](https://drwealth.com/about/) - Dr Wealth provides trusted financial education to individuals. We teach researched and actionable investment methods so that our graduates are successful in their investment journey and achieve their desired returns. Beliefs Story Team What Dr Wealth Believes In Investing is a skill set that gives returns for life. Investing is one of the most worthwhile skill set to
- [Cryptocurrency Masterclass Singapore: How to start investing safely](https://drwealth.com/cryptocurrency-course-singapore/) - [Live Cryptocurrency Masterclass] From Ex- Banker to Crypto Investor: The Strategy Behind My 7-Figure Portfolio For the past 8 years, 30,000+ students have used my strategy to achieve financial freedom, and build resilient 6-7 figure portfolios—without sacrificing time, sleep, or sanity. Whether your goal is travelling the world, upgrading your home, or securing your family’s future, I’ll give you the roadmap to
- [Shop](https://drwealth.com/shop/)
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- [Alvin Chow](https://drwealth.com/about/alvin-chow/) - Who is Alvin Chow? CEO of Dr Wealth. Deep value investor. I invest for freedom and this is my story.
- [Dr Wealth Dividend 50](https://drwealth.com/dr-wealth-dividend-50/) - Unlock the potential of your portfolio with our list of the top 50 dividend stocks for 2024. Discover why these stocks are able to deliver steady high dividends (average dividend yield of 7.6%) and how they can fit into your investment strategy. You can download the full list below. Our Methodology The Dr Wealth Dividend Discover the top 50 dividend stocks for 2024. Watch our in-depth video analysis and download the full list for free. Sign up now to receive exclusive investment insights."
- [Dr Wealth's Official Channels](https://drwealth.com/drwealth-official-channels/) - Scam Alert: Be vigilant against scams and imposters. The following are our official brands, social media pages and groups. Dr Wealth (www.facebook.com/drwealth.sg) @DrWealthVideos (www.youtube.com/@DrWealthVideos) @drwealthsg (www.tiktok.com/@drwealthsg) Dr Wealth (www.linkedin.com/company/dr-wealth) Dr Wealth (Telegram) (https://t.me/realDrWealth) @drwealtheducates (www.instagram.com/drwealtheducates) Others Growth Dragons (Substack) (growthdragons.substack.com) Early Retirement Investor (www.youtube.com/@earlyretirementinvestor) Not sure if you're speaking to us directly? We do not
- [Invitation to Early Retirement Masterclass](https://drwealth.com/ermautomation/) - How to earn your 1st dividend income cheque in 2024 I retired at 39 after my dividend income had exceeded my salary comfortably. I'll be sharing how you can start your early retirement journey in 2024: UPCOMING WEBINAR SESSION: 28 MAY (TUE)7:30 PM REGISTER NOW Your Speaker: Christopher Ng Wai Chung Retired at age 39.
- [STI ETF: Price, Returns, Dividends, Investment Plans (2024)](https://drwealth.com/sti-etf/) - Everything you need to know about the STI ETF and whether you should invest in Singapore's Straits Times Index using it. Click to improve your investing now
- [Factor-Based Investing: The Complete Guide](https://drwealth.com/factor-based-investing/) - Factor-based Investing, the investing strategy that allows investors to select stocks based on attributes (aka factors) proven to be related to higher returns.
- [Value Investing in Singapore – Your 2024 Guide](https://drwealth.com/value-investing-singapore/) - Here, you will learn the investing technique used by the world's richest man Warren Buffett and get our FREE...
- [Portfolio Guidance](https://drwealth.com/portfolio-guidance/) - Thinking of growing your money by investing wisely and consistently, yet don't have the time to monitor your portfolio? What if you could use our strategies to grow your money...effortlessly? At Dr Wealth, we have earned the trust and confidence of investors through our unwavering commitment to investor education and providing valuable financial insights over the
- [How to Invest in Software as a Service (SaaS) companies [Infographic]](https://drwealth.com/how-to-invest-in-saas-companies/) - SaaS companies continue to grow their businesses regardless of macro market conditions. Here's how to invest in SaaS stocks and pick the best ones today
- [Christopher Ng Wai Chung](https://drwealth.com/about/christopher-ng-wai-chung/) - Christopher Ng Wai Chung retired at 39. This is his story, and how he came to teach at Dr Wealth.
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- [Chris Long](https://drwealth.com/about/chris-long/) - Chris Long is an avid Cryptocurrency Investor and trainer at Dr Wealth. This is how he invests and manages his portfolio, and why he is teaching in this space.
- [Write For Us](https://drwealth.com/write-for-us/) - Yes, Write For Us! We are looking for investment enthusiasts to write for our blog. Over the years we have built up our readership base to one of the largest Singapore investment blog with 155,000 monthly visitors (similarweb), 14,000+ Email subscribers and over 8,500 Facebook fans. If you are someone who has passion on investing
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