Top Sites>DDebt.com - Find solutions to get out of Debt and fix your Credit

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# Debt\.com: Find solutions to get out of Debt and fix your Credit

> Find effective debt help with Debt\.com\. Trusted solutions for debt relief, professional financial advice, and tools to manage your finances and live a debt\-free life\.

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## Pages
- [Identity Theft Protection: How to Stay Safe When Scammers Keep Getting Smarter](https://www.debt.com/identity-theft/): Even if you do everything right for your credit, fraudsters and thieves can derail even the best laid plans with identity theft\. With identity theft protect you can set up critical alerts so you can cut theft off in its tracks\. This type of service also offers financial protections if ID theft occurs, so you can recover with minimal out\-of\-pocket costs\.
- [Student Loan Forgiveness for First Responders](https://www.debt.com/student-loan-debt/forgiveness-program/for-first-responders-emt-public-servants/): Learn how student loan forgiveness works for firefighters, police, EMTs, and other public servants to see if you qualify to erase your remaining debt\.
- [Private Student Loan Debt Settlement](https://www.debt.com/student-loan-debt/settlement-private/): This option generally only works for private student loan debt that’s heavily defaulted\. You settle your debts for less than the full amount owed\. Each debt settled in this way creates a negative item in your credit report so the damage to your credit can be significant\. Settlement requires negotiation and lender acceptance is not guaranteed so result may vary\.
- [Home Equity Loans: How They Work, Pros, Cons, and When to Use One](https://www.debt.com/home-equity-loans/): A home equity loan is a fixed\-rate loan secured against the value of your home\. You can use it for home renovations, debt, emergencies, and more\.
- [Debt Management vs Debt Settlement: Which Is Right For You?](https://www.debt.com/relief-programs/debt-management-vs-debt-settlement/): It’s not always obvious that debt management and debt settlement are two very different options for debt relief\. Learn the differences before you choose\.

## Posts
- [Financial Literacy Month Is Half Over\. What Have We Learned?](https://www.debt.com/news/financial-literacy-month-is-half-over-what-have-we-learned/): Five insights from researchers that can help you save more and live better\.
- [It’s Financial Literacy Month\. Here’s All You Need to Know](https://www.debt.com/news/its-financial-literacy-month-heres-all-you-need-to-know/): Remember these three things, and you’ll be on your way to debt\-free\.
- [More Americans Are Falling Behind on Buy Now, Pay Later Loans](https://www.debt.com/news/buy-now-pay-later/): Late payments are rising as more households turn to installment plans\.
- [Buried in Credit Card Debt? Don’t Feel Stupid](https://www.debt.com/news/buried-in-credit-card-debt-dont-feel-stupid/): Many Americans who are struggling with steep balances are financially savvy\.
- [More Than 1 in 3 Americans Say Financial Infidelity Is as Bad as Cheating](https://www.debt.com/news/debt-secrets-are-wrecking-relationships-surveys-reveal/): A new study highlights how couples feel about secret spending – and why honesty around money still breaks down\.

## Ask The Expert
- [Should I Cash Out My Whole Life Insurance Policy to Pay Off Debt?](https://www.debt.com/ask-the-expert/cash-out-whole-life-insurance-policy/): A reader doesn’t have kids or dependents, but they do have too much debt\.
- [Can You Transfer a Parent PLUS Loan to the Student?](https://www.debt.com/ask-the-expert/can-you-transfer-a-parent-plus-loan-to-the-student/): A reader wants to transfer a loan to her son, so the debt can qualify Public Service Loan Forgiveness\.\.\. 
- [Can a New Credit Card Balance Affect My Mortgage Application?](https://www.debt.com/ask-the-expert/does-credit-card-debt-affect-mortgage-application/): A reader worries that her lender will think she lied after bad timing leads to a big charge\.
- [What are the Tax Benefits of Leasing a Car for Business?](https://www.debt.com/ask-the-expert/what-are-the-tax-benefits-of-leasing-a-car-for-business/): A reader who delivers food wants to know if he can both drive and save\.
- [Should I Get a Loan to Pay Off Credit Cards?](https://www.debt.com/ask-the-expert/should-i-get-a-loan-to-pay-off-credit-cards/): A reader keeps getting offers for debt consolidation loans, but she’s not sure if they’re a good deal\.

## Research
- [Credit Card Survey: Many Americans Say a 10% Rate Cap Is Realistic and Would Ease Their Debt](https://www.debt.com/research/credit-card-survey/): A new survey shows many consumers view the idea as both realistic and enforceable\.
- [Medical Debt Survey: 9 in 10 Americans with Medical Debt Say it Shouldn’t Hurt Their Credit\.](https://www.debt.com/research/medical-debt-survey/): More than half say past\-due medical bills have damaged their credit scores\.
- [Mental Health and Money Survey: 66% of Americans Say Tariff\-Driven Inflation Is Taking a Mental Toll](https://www.debt.com/research/mental-health-money-survey/): Debt\.com survey reveals a strong link between financial pressures and emotional health during Mental Health Awareness Month
- [Budgeting Survey: The Percentage of Americans Living Paycheck to Paycheck Hits Four\-Year High](https://www.debt.com/research/best-way-to-budget/): In 2022, it was half\. Now it’s nearly 7 in 10\.
- [Financial Regrets Survey: Nearly 1 in 4 Americans Regret Charging Too Much on Credit Cards](https://www.debt.com/research/financial-regret-survey/): Debt\.com’s latest financial regrets survey reveals credit card debt is still America’s most common money mistake\.

## Videos
- [How Much Allowance Should Kids Get?](https://www.debt.com/videos/how-much-allowance-should-kids-get/)
- [Let's Talk About Inflation](https://www.debt.com/videos/lets-talk-about-inflation/)
- [What Should You Do With Your Tax Refund? Pay Debt or Save?](https://www.debt.com/videos/tax-refund/)
- [This CPA Says ALL Credit Card APR Is Dangerous](https://www.debt.com/videos/credit-card-apr-dangerous/)
- [Will Paying Off My Credit Card Actually Help My Credit Score?](https://www.debt.com/videos/will-paying-off-my-credit-card-actually-help-my-credit-score/): Howard Dvorkin discusses why paying off your credit card will be the most beneficial option\.

## Press Release
- [As Inflation Pressures Persist, Americans Are Increasingly Relying on Credit Cards to Bridge the Gap](https://www.debt.com/press-release/as-inflation-pressures-persist-americans-are-increasingly-relying-on-credit-cards-to-bridge-the-gap/): Survey finds credit card use shifts from convenience to necessity\.


- [America’s Debt Problem Is Getting Worse—Debt Awareness Week Wants People to Pay Attention](https://www.debt.com/press-release/americas-debt-problem-is-getting-worse-debt-awareness-week-wants-people-to-pay-attention/): Debt Awareness Week aims to help people conquer their debt through education and action\.


- [Here's where veterans can best utilize the GI Bill](https://www.debt.com/press-release/gi-bill-map/)
- [From TikTok to Podcasts: 2025 FinTalk Awards Celebrates Financial Creators Changing How America Talks About Money](https://www.debt.com/press-release/from-tiktok-to-podcasts-2025-fintalk-awards-celebrates-financial-creators-changing-how-america-talks-about-money/): 2025 FinTalk Winners are announced\.

- [Debt\.com Survey Finds Over Half of Americans Expect to Leave Debt to Loved Ones Upon Death](https://www.debt.com/press-release/debt-com-survey-finds-over-half-of-americans-expect-to-leave-debt-to-loved-ones-upon-death/)

## Optional
- [Sitemap index](https://www.debt.com/sitemap_index.xml)