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# Consolidated Credit: Consolidated Credit > With over 10 million people helped since 1993, Consolidated Credit can help you find debt relief through credit counseling and debt consolidation\. Generated by Yoast SEO v27.3, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [Florida Housing Counseling Services](https://www.consolidatedcredit.org/housing/) - [Debt Solutions](https://www.consolidatedcredit.org/debt-solutions/) - [Debt Relief Programs in Action: Case Studies from Real Clients](https://www.consolidatedcredit.org/debt-relief/) - [Non\-Profit Consumer Credit Counseling](https://www.consolidatedcredit.org/credit-counseling/) - [What is a Debt Management Program?](https://www.consolidatedcredit.org/debt-management-program/) ## Posts - [The 2026 Money Confidence Roadmap: February Is Where Awareness Turns into Smart Decisions](https://www.consolidatedcredit.org/financial-news/the-2026-money-confidence-roadmap-february-is-where-awareness-turns-into-smart-decisions/): This post introduces the February Financial Review, the second phase of the2026 Money Confidence Roadmap\. - [2026 Money Confidence Roadmap: January Reset](https://www.consolidatedcredit.org/financial-news/2026-money-confidence-roadmap-january-reset/): Why many money goals fade early in the year and how clarity helps people stick with them\. - [What’s Worse than Personal Debt?](https://www.consolidatedcredit.org/financial-news/whats-worse-than-personal-debt/): Not talking about personal debt\. - [The 2026 Money Confidence Roadmap: April is Where Effort Turns into Visible Progress](https://www.consolidatedcredit.org/financial-news/the-2026-money-confidence-roadmap-april-is-where-effort-turns-into-visible-progress/): This post is part four of our 2026 Money Confidence Roadmap — your monthly guide to reducing stress and building confidence with money\. - [This Mortgage Might Cost You an ARM and a Leg](https://www.consolidatedcredit.org/financial-news/this-mortgage-might-cost-you-an-arm-and-a-leg/): Adjustable\-rate mortgages are popular again\. But maybe they shouldn’t be\. ## Infographic - [Smart Identity Theft Protection Tips](https://www.consolidatedcredit.org/infographics/identity-theft-protection/) - [Valentines Gifts and Your Wallet](https://www.consolidatedcredit.org/infographics/valentines-gifts-wallet/) - [Last\-Minute Holiday Shopping Tips](https://www.consolidatedcredit.org/infographics/last-minute-shopping-tips/) - [American Spending Statistics](https://www.consolidatedcredit.org/infographics/american-spending-statistics/) - [5 Measures of Financial Fitness](https://www.consolidatedcredit.org/infographics/5-measures-financial-fitness/) ## Ask The Experts - [How Do I Rebuild My Credit Score?](https://www.consolidatedcredit.org/ask-the-experts/how-to-raise-your-credit-score/) - [Should My Parents Get a Reverse Mortgage?](https://www.consolidatedcredit.org/ask-the-experts/should-my-parents-get-a-reverse-mortgage/) - [Is a Home Equity Loan a Good idea?](https://www.consolidatedcredit.org/ask-the-experts/is-a-home-equity-loan-a-good-idea/) - [What is a Housing Counselor and How Can They Help?](https://www.consolidatedcredit.org/ask-the-experts/what-is-a-housing-counselor/) - [Should I Consider Consolidation?](https://www.consolidatedcredit.org/ask-the-experts/should-i-consider-consolidation/) ## Booklets - [Breaking Down Buy Now, Pay Later: The True Cost of Convenience](https://www.consolidatedcredit.org/library/breaking-down-buy-now-pay-later-the-true-cost-of-convenience/) - [Financial Preparation for Life After Divorce](https://www.consolidatedcredit.org/library/divorce-your-credit-booklet/) - [2026 Money Confidence Roadmap](https://www.consolidatedcredit.org/library/2026-money-confidence-roadmap/) - [Keys to Homeownership: Your Guide to Buying a Home Smartly \& Confidently](https://www.consolidatedcredit.org/library/homebuyer-guide/) - [Understanding Your Credit Card Statement](https://www.consolidatedcredit.org/library/how-to-read-a-credit-card-statement/) ## Case Studies - [Susan and Donald](https://www.consolidatedcredit.org/case-studies/donald/) - [Andres](https://www.consolidatedcredit.org/case-studies/andres/) - [Misty](https://www.consolidatedcredit.org/case-studies/misty/) - [Suzanne](https://www.consolidatedcredit.org/case-studies/suzanne-3/) - [Lyle](https://www.consolidatedcredit.org/case-studies/lyle/) ## Debt Stories - [Client Profile: Victoria D\.](https://www.consolidatedcredit.org/debt-stories/unemployed-out-of-savings/) - [Client Profile: Mary D\.](https://www.consolidatedcredit.org/debt-stories/pay-off-debt-limited-income/) - [Credit – What They Didn’t Teach You in School](https://www.consolidatedcredit.org/debt-stories/credit-what-they-didnt-teach-you-in-school/) - [Going Into Debt for His Cat: How a DMP Helped Seph Pay Down $11,000](https://www.consolidatedcredit.org/debt-stories/going-into-debt-for-his-cat-how-a-dmp-helped-seph-pay-down-11000/): Seph paid off $11,000 in credit card using a debt management program through Consolidated Credit\. - [Good Friend Equals Bad Debt](https://www.consolidatedcredit.org/debt-stories/good-friend-equals-bad-debt/): Patrick lent $28,000 to a friend who hasn’t paid it back\. ## Press Releases - [Consolidated Credit Recognizes Community Partners at 12th Annual National Financial Literacy Month Breakfast](https://www.consolidatedcredit.org/press-releases/consolidated-credit-recognizes-community-partners-at-12th-annual-national-financial-literacy-month-breakfast/): Consolidated Credit celebrates Financial Literacy Month with community partners\. - [Survey Reveals Spanish Speaking Americans are 2\-3 Times More Likely to Have Pandemic\-Related Money Problems](https://www.prnewswire.com/news-releases/survey-reveals-spanish-speaking-americans-are-2-3-times-more-likely-to-have-pandemic-related-money-problems-301083550.html) - [Consolidated Credit Announces Final Webinars in the 2020 Series](https://www.prnewswire.com/news-releases/consolidated-credit-announces-final-webinars-in-the-2020-series-301150374.html) - [Consolidated Credit and the Hispanic Heritage Chamber of Commerce Collaborate to Strengthen Growth of Hispanic Business Community](https://www.consolidatedcredit.org/press-releases/consolidated-credit-and-the-hispanic-heritage-chamber-of-commerce-collaborate-to-strengthen-growth-of-hispanic-business-community/): Consolidated Credit and the Hispanic Heritage Chamber of Commerce committed to growth and stability of Hispanic businesses and entrepreneurs\. - [Consolidated Credit Starts Off the New Year with New Webinar Series Focused on the Best Debt Strategy, Preparing for Tax Season, and Earning Financial Freedom](https://www.consolidatedcredit.org/press-releases/consolidated-credit-starts-off-the-new-year-with-new-webinar-series-focused-on-the-best-debt-strategy-preparing-for-tax-season-and-earning-financial-freedom/): New Year, new webinar series focused on best debt strategy, preparing for tax season, and earning financial freedom\. ## Education Quizzes - [Financial Literacy Test](https://www.consolidatedcredit.org/cuestionarios-educativos/financial-literacy-test/) - [Understanding Credit](https://www.consolidatedcredit.org/cuestionarios-educativos/understanding-credit/) - [Youth Financial Literacy Test](https://www.consolidatedcredit.org/cuestionarios-educativos/youth-financial-literacy-test/) - [Are you a good candidate for a debt consolidation loan?](https://www.consolidatedcredit.org/cuestionarios-educativos/are-you-a-good-candidate-for-a-debt-consolidation-loan/) - [Is Debt Settlement Your Best Option for Debt Relief?](https://www.consolidatedcredit.org/cuestionarios-educativos/is-debt-settlement-your-best-option-for-debt-relief/) ## Financial Education Videos - [Boost Your Credit, Not Your Balance: How to Earn Financial Freedom](https://www.consolidatedcredit.org/videos/boost-your-credit-not-your-balance-how-to-earn-financial-freedom/) - [Cutting Car Costs](https://www.consolidatedcredit.org/videos/cutting-the-cost-of-car-ownership/) - [Organize Expenses in Your Budget](https://www.consolidatedcredit.org/videos/organize-expenses-budget/) - [Holiday Survival Guide](https://www.consolidatedcredit.org/videos/holiday-survival-guide/) - [Don't Let Taxes Stress You: Plan\. Prepare\. Prosper\.](https://www.consolidatedcredit.org/videos/dont-let-taxes-stress-you-plan-prepare-prosper/) ## Video Playlist - [Community Outreach \(Financial News Page\)](https://www.consolidatedcredit.org/video-playlist/community-outreach/) - [Community Outreach \(All Time\)](https://www.consolidatedcredit.org/video-playlist/community-outreach-all-time/) - [Budgeting](https://www.consolidatedcredit.org/video-playlist/budgeting/) - [Game of Good Credit](https://www.consolidatedcredit.org/video-playlist/game-of-good-credit/) - [Housing Success Stories](https://www.consolidatedcredit.org/video-playlist/housing-success-stories/) ## Categories - [Debt](https://www.consolidatedcredit.org/financial-news/category/debt/) - [Money Management](https://www.consolidatedcredit.org/financial-news/category/money-management/) - [Company](https://www.consolidatedcredit.org/financial-news/category/company/) - [Credit](https://www.consolidatedcredit.org/financial-news/category/credit/) - [Housing](https://www.consolidatedcredit.org/financial-news/category/housing/) ## Categories - [Debt Elimination](https://www.consolidatedcredit.org/ask-the-experts/category/debt-elimination/) - [All About Credit](https://www.consolidatedcredit.org/ask-the-experts/category/all-about-credit/) - [Mortgage \& Homeownership](https://www.consolidatedcredit.org/ask-the-experts/category/mortgage-and-homeownership/) - [Credit Score](https://www.consolidatedcredit.org/ask-the-experts/category/credit-score/) - [Family Finance](https://www.consolidatedcredit.org/ask-the-experts/category/family-finance/) ## Optional - [Sitemap index](https://www.consolidatedcredit.org/sitemap_index.xml)
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