Top Sites>CardPointers: Credit card rewards made easy

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# CardPointers

> CardPointers is the #1 app for maximizing credit card rewards. It tells you exactly which card to use for every purchase and tracks thousands of card-linked offers so you never miss cashback or points. Available on iPhone, iPad, Apple Watch, Mac, Android, Vision Pro, and browser extensions for Chrome, Safari, and Firefox.

## By the Numbers

- **5,000+ credit cards** supported
- **900+ banks** across **258 countries**
- Thousands of card-linked offers tracked in real time
- Available on **7 platforms**: iOS, iPadOS, watchOS, macOS, Android, visionOS, and web browsers

## How It Works

1. Add the credit and debit cards in your wallet to CardPointers
2. CardPointers automatically knows every bonus category, rotating reward, and card-linked offer for each card
3. When you're about to make a purchase, CardPointers tells you the best card to use — factoring in all bonuses and active offers
4. Never miss cashback, points, or miles again

## Core Features

### Card Recommendations
Tell CardPointers which cards are in your wallet, and it instantly tells you the best card to use at any merchant or spending category — factoring in bonus categories, rotating rewards, and card-linked offers.

### Offer Tracking & Auto-Add
Aggregates personalized card-linked offers from **Amex Offers, Chase Offers, Bank of America BankAmeriDeals, Citi, Capital One, Wells Fargo, and US Bank**. The browser extension can **automatically add every offer** to your accounts — no clicking through individual offers one by one. Your bank accounts and transactions stay private.

### Multi-Profile Support
Manage cards and offers for yourself, a partner, or a business — all in one app. Switch between profiles instantly.

### Real-Time Notifications & AutoPilot
- **AutoPilot**: Automatically detects your location and shows the best card/offer for that store on your lock screen
- Alerts when you're near a merchant with an active offer
- Alerts when new offers match your criteria
- Reminders before offers expire

### Bonus Category Tracking
Automatically tracks rotating and quarterly bonus categories (like Chase Freedom's 5% categories) across all your cards so you always know what's earning extra.

### Browser Extension (Chrome, Safari, Firefox)
- Auto-detects merchants while you shop online
- Shows which card to use and any active card-linked offers
- Auto-adds all available offers to your bank accounts
- Offers Modal for browsing and sorting all your offers in one view
- Search and sort offers across all your cards

### Apple Watch & Widgets
- Apple Watch complication for quick card lookups
- Interactive widgets showing nearby stores, offers, and which card to use
- Apple Wallet integration through auto-updating passes

### Additional Features
- **Augmented Reality**: Point your camera at a store to see your best card or offer (iPhone/iPad)
- **Siri integration**: Ask Siri which card to use for any store
- **Pin top cards**: Set a preferred card for any store or category
- **Annual fee reminders**: Know when each card's fee is coming up
- **5/24 status tracking**: Track your Chase 5/24 status
- **Value tracking**: See how much value you get from each card at renewal time
- **Offer usage tracking**: Track offer usage to the dollar
- **Custom/retention offers**: Add your own negotiated offers
- **Snooze offers**: Temporarily hide offers you're not interested in
- **Customizable dashboard**: Fully customize your home screen

## Who It's For

- Anyone with multiple credit cards who wants to maximize rewards
- Points and miles enthusiasts optimizing their wallet
- Families or couples managing cards together with multi-profile support
- Business owners tracking business vs personal card spending
- Travel hackers and deal seekers
- Anyone who wants to never miss a card-linked offer again

## Pricing

### Free
- Basic card recommendations
- Basic tracking of offers

### CardPointers+ (Pro)
- Auto-add card-linked offers from every supported bank
- Unlimited cards
- Multi-profile support
- Auto-add offers via browser extension
- Custom and retention offers
- Offer notifications and expiration reminders
- Location-based AutoPilot
- AR card lookups
- Siri integration
- Apple Wallet passes
- Value tracking at renewal
- 5/24 status tracking
- Annual fee reminders
- Customizable dashboard
- Available as monthly or annual subscription, or lifetime purchase

## Supported Platforms

| Platform | Features |
|----------|----------|
| iPhone & iPad | Full app with AutoPilot, AR, Siri, location reminders, widgets |
| Apple Watch | Card recommendation complication |
| Mac | Native app |
| Android | Full app with location features |
| Apple Vision Pro | Native visionOS app |
| Chrome | Browser extension to auto-add offers |
| Safari | Browser extension to auto-add offers |
| Firefox | Browser extension to auto-add offers |

## API / MCP

CardPointers offers an MCP (Model Context Protocol) server for AI assistants:

- **MCP Endpoint**: `https://mcp.cardpointers.com/mcp`
- **Capabilities**: Look up the best card for any purchase, search offers by merchant, list a user's cards, offers, and profiles
- **Auth**: OAuth 2.0 (users log in with their CardPointers account)
- **Works with**: Claude, ChatGPT, and any MCP-compatible AI assistant

### MCP Use Cases
- "Which card should I use at Starbucks?" — Get instant, personalized recommendations based on your cards and active offers
- "Which offers expire this week?" — Never miss an expiring offer
- "How much did I save with my Platinum card in 2025?" — Track your rewards history

## CLI

Install via Homebrew or npm:

```
brew install cardpointers/tap/cardpointers
```

```
npm install -g @cardpointers/cli
```

### Commands
- `cardpointers recommend <category>` — Best card for a spending category
- `cardpointers recommend --merchant <name>` — Best card for a specific merchant
- `cardpointers cards` — List your cards (filter by bank, status, profile)
- `cardpointers offers` — List active offers (filter by expiring, favorite, sort by value)
- `cardpointers search "<query>"` — Search your offers by merchant name
- `cardpointers profiles` — List your profiles

## Links

- [Homepage](https://cardpointers.com)
- [All Supported Cards](https://cardpointers.com/cards/)
- [Active Offers](https://cardpointers.com/offers/)
- [Search Offers by Merchant](https://cardpointers.com/search/)
- [CardPointers Pro](https://cardpointers.com/pro/)
- [Browser Extension](https://cardpointers.com/extension/)
- [AI & MCP Integration](https://cardpointers.com/ai)
- [CLI Tool](https://github.com/cardpointers/cli)
- [App Store (iOS)](https://apps.apple.com/app/cardpointers/id1472875808)
- [Google Play (Android)](https://play.google.com/store/apps/details?id=com.cardpointers.cardpointers)
- [Privacy Policy](https://cardpointers.com/privacy/)
- [Terms of Service](https://cardpointers.com/terms/)