Top Sites>香港網上保險公司｜Bowtie Insurance | 保泰

# www.bowtie.com.hk robots.txt -- Make Insurance Tech Again.
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# Careers: https://www.bowtie.com.hk/careers
# Reports: https://www.bowtie.com.hk/security.txt
# Robots : https://www.bowtie.com.hk/robots.txt
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User-agent: *

Sitemap: https://www.bowtie.com.hk/sitemap.xml
Sitemap: https://www.bowtie.com.hk/blog/sitemap.xml

# www.bowtie.com.hk

## Your protection, our core intention

The original purpose of insurance is to protect the needs of life, but the market is dominated by investment products, resulting in a serious "protection gap" that widens the gap between the protection needed and the resources available.
We use technology to reduce costs and provide "pure protection" products that really suit the needs of the public, so that they can get better protection at a lower cost.
We want to drive a change in the industry by transforming traditional sales practices, simplifying enrolment, claims procedures and also "the devil’s clauses". We believe that "just fit is the best".
On what occasions do we wear a bowtie? Graduation, marriage, tying the bowknots for your daughter or the shoelaces for the kids, every single one of them is a special moment! We want to protect each of your special moments!
Our company is named Bowtie because we want to build a brand that reaches out to everyone.

<https://www.bowtie.com.hk/en/about-us>

## Traditional Chinese (ZH)

- [關於我們](https://www.bowtie.com.hk/zh/about-us): Bowtie（保泰人壽）深信保險的初衷是保障生活所需，我們以科技減低成本，提供真正合身的「純保障」保險產品，讓市民以更低廉的價錢得到更佳保障。立即認識我們的初衷和目標！
- [醫療保險新聞 | 自願醫保產品消息](https://www.bowtie.com.hk/zh/about-us/company-news): 緊貼 Bowtie 保險新聞及成長故事，透過傳媒報導了解我們的最新消息！
- [我們的管理層](https://www.bowtie.com.hk/zh/about-us/leadership): Bowtie管理團體包括前財政司司長曾俊華、永明資深管理層，其他成員則來自保險、精算、醫療及投資銀行等界別。
- [產品消息](https://www.bowtie.com.hk/zh/about-us/updates): Bowtie 的成長，邀你一起見證。
- [眼科視光檢查計劃](https://www.bowtie.com.hk/zh/health/bowtievision): 保泰人壽「眼保健」護眼計劃 (BowtieVision) 提供全面眼科視光檢查，並有專人跟進報告，會員更享有眼鏡折扣，及早預防眼疾，立即聯絡我們獲取詳情及報價！
- [MTB 前期危疾身體檢查計劃](https://www.bowtie.com.hk/zh/health/metabolic-health-test): MTB 前期危疾身體檢查計劃，推算出患有代謝綜合症的風險，從而作出準備，降低日後罹患大病的機會，價錢只需$2,480，立即預約！
- [女性身體檢查 | 無限門診跟進](https://www.bowtie.com.hk/zh/health/preventive-care-female): 成日 M 痛／經期唔準好擔心？Bowtie 推出針對女性的健康管理計劃，為你提供有科學根據、最適合你的身體檢查，並在檢查後提供無限次跟進，仲有 WhatsApp 熱線比你隨時問問題！盡早管理健康，令自己及家人更安心！
- [兒童近視控制方案](https://www.bowtie.com.hk/zh/health/vision-kids): 購買Bowtie兒童近視控制方案，用HK$420的價錢獲得全面眼科視光檢查、專人跟進報告、控制近視眼鏡折扣，立即了解計劃。
- [Bowtie 觸木保｜意外保險網上投保｜全球保障](https://www.bowtie.com.hk/zh/insurance/accidental): Bowtie 意外保險可保障意外引起 12 個內的醫療費用，如手術、物理治療及跌打費用，每年保額高達 HK$42 萬。5 月內投保，享首年保費 65 折。
- [癌症保險 | 網上投保癌症保障](https://www.bowtie.com.hk/zh/insurance/cancer): Bowtie戰癌保是一份癌症醫療保險，實報實銷、全數賠償診斷、手術、治療（包括標靶藥、免疫治療）等醫療費用。癌症復發同樣受保！保障額高達 HK$300 萬。5 月內投保，享首年保費 65 折。
- [BB 危疾保險｜首創先天性基因疾病保障](https://www.bowtie.com.hk/zh/insurance/child-critical-illness): 在 BB 危疾及兒童危疾保的基礎上，Bowtie 仔女成長危疾保由懷孕 18 週起保障子女成長每一階段。當中，Bowtie 首創先天性基因疾病保障，為受影響家庭提供治療費及照顧費。5 月內投保享首年保費 9 折。
- [Bowtie 自願醫保索償計算機](https://www.bowtie.com.hk/zh/insurance/claim-calculator): 即用 Bowtie 索償計算機比較各自願醫保計劃的賠償率！
- [定期危疾保險 | 早期及三大危疾賠足 5 次](https://www.bowtie.com.hk/zh/insurance/critical-illness): Bowtie 定期危疾保險無儲蓄成份，可為三大危疾(癌症、中風及心臟病)及早期危疾(如原位癌)提供多達 5 次的保障，復發都唔怕！5 月內投保，享首年保費 65 折及全面身體檢查 1 個。
- [Bowtie 公司及團體醫療保險 | 5 分鐘啟動保障 | 限時優惠](https://www.bowtie.com.hk/zh/insurance/group-medical): Bowtie公司及團體醫療保險計劃專為愛錫員工的公司而設，備受全港超過500名僱主信賴。6款Group Medical計劃適合不同預算，專科毋須轉介信。即搵專人幫手！
- [公司及團體醫療保險報價 | 搵專人幫手](https://www.bowtie.com.hk/zh/insurance/group-medical/contact): 聯絡Bowtie團體醫保專員，索取公司醫療保險報價，進一步了解Bowtie團體醫療保險計劃。留下聯絡資料後，我們會有專人跟進，幫你找到合適的計劃。立即聯絡我們！
- [限時轉會優惠 | 公司及團體醫療保險報價](https://www.bowtie.com.hk/zh/insurance/group-medical/contact-switching): 如果你目前是其他保險公司的客戶，歡迎你留下聯絡資料，我們會有專人與你跟進，幫你了解 Bowtie 的企業健康方案。
- [【企業客戶故事】點解企業揀 Bowtie？ | Bowtie 公司醫療保險](https://www.bowtie.com.hk/zh/insurance/group-medical/customer-stories): 點解企業揀Bowtie？ Bowtie 公司醫療保險幫企業吸引和留住人才，一直備受各行各業的僱主信賴。入嚟睇Bowtie真實企業客戶故事！
- [企業活動及推廣](https://www.bowtie.com.hk/zh/insurance/group-medical/events): Bowtie 不時為企業客戶及中小企舉辦專屬活動和推廣優惠，為廣大 HR 和中小企老闆帶來大量實用資源。關注 Bowtie 網站及社交媒體帳戶的最新動態！
- [如何使用網上平台 | 保泰公司醫保](https://www.bowtie.com.hk/zh/insurance/group-medical/how-to-use): Bowtie 公司醫保網上平台簡單易用，幫你慳錢、慳時間！睇片 Step By Step 教你用僱主平台申請投保、管理保單和處理續保！
- [Bowtie 公司醫保計劃比較｜價錢及保障內容](https://www.bowtie.com.hk/zh/insurance/group-medical/plan-details): Bowtie 公司醫保計劃每人每月保費由 $98 至 $798 不等，立即比較不同計劃的住院、門診、牙科等保障限額，最平 $98 送一年一次身體檢查加流感針！
- [【醫療保險推薦】Bowtie 個人化工具助你揀自願醫保、危疾、人壽保！](https://www.bowtie.com.hk/zh/insurance/recommendation): 唔知自己需要買咩保險？Bowtie 個人化建議工具可以在數分鐘內根據你嘅情況推薦醫療保險比你！只需要回答幾條選擇題，就可以即時獲得建議！
- [精算師計劃推薦](https://www.bowtie.com.hk/zh/insurance/recommendation/beginner): 唔知自己需要買咩保險？答幾條選擇題，精算師根據你嘅情況推薦保險組合比你！
- [精算師分析危疾保額](https://www.bowtie.com.hk/zh/insurance/recommendation/ci): 自己需要幾多危疾保額？答幾條選擇題，精算師根據你嘅情況建議危疾保額俾你！
- [保險個人化建議](https://www.bowtie.com.hk/zh/insurance/recommendation/result): 已獲得個人化建議？立即投保！
- [精算師分析你所需人壽保額](https://www.bowtie.com.hk/zh/insurance/recommendation/tl): 自己需要幾多人壽保額？答幾條選擇題，精算師根據你嘅情況建議人壽保額比你！
- [精算師自願醫保計劃推薦](https://www.bowtie.com.hk/zh/insurance/recommendation/vhis): 唔知自己需要買咩保險？答幾條選擇題，精算師根據你嘅情況推薦醫療保險比你！
- [定期人壽保險 | Bowtie 純人壽保 | 網上投保限時5折優惠](https://www.bowtie.com.hk/zh/insurance/term-life): 零儲蓄，零佣金，零中介，網上人壽保額達 $2000 萬，無長期捆綁，即時報價，最快 10 分鐘完成投保。5 月內投保，享首年保費 5 折。
- [【儲蓄保險陷阱】可能蝕本、回報大多非保證，仲有一樣極少人講！](https://www.bowtie.com.hk/zh/insurance/term-life-saving-insurance-trap): 儲蓄保險3大陷阱，Bowtie為你一一拆解，仲向你講解先「保」後「儲」嘅重要性，等你買夠保障，再安心理財，行少啲冤枉路。
- [為什麼愈來愈多人選擇Bowtie 自願醫保？](https://www.bowtie.com.hk/zh/insurance/vhis): Bowtie 為你提供多種不同保障的醫療保險，你可以按需要投保，並為保費串請稅務扣減。Bowtie 的醫療保險產品更會每年自動升級，讓客戶追得上通脹，年年夠 Claim！
- [高端醫療保險 | Bowtie Pink 自願醫保｜網上投保限時65折優惠](https://www.bowtie.com.hk/zh/insurance/vhis/bowtie-pink): Bowtie Pink 為高端醫療保險，提供全球、全數賠償的醫療保障，每年保額高達 HK$2,000 萬。5 月內投保，首年保費 65 折及全面身體檢查 1 個，立即為自己或家人報價及投保！
- [Bowtie 自願醫保比較：一表分析標準 、靈活計劃及 Bowtie Pink](https://www.bowtie.com.hk/zh/insurance/vhis/comparison): Bowtie 自願醫保系列共有 3 個計劃及 4 個自付費選項，立即比較保障範圍及保費！揀選最適合自己的醫療保障。5 月內投保，首年保費 65 折及全面身體檢查 1 個，立即為自己或家人報價及投保！
- [Bowtie 自願醫保計劃 | 靈活計劃 $0 自付費兼賠足9成 | 限時65折優惠](https://www.bowtie.com.hk/zh/insurance/vhis/flexi): Bowtie 自願醫保靈活計劃提供每年 HK$60 萬至 HK$100 萬保額。5 月內投保，首年保費 65 折及全面身體檢查 1 個，立即為自己或家人報價及投保！
- [Bowtie 自願醫保附加保障 | 每年送一次身體檢查](https://www.bowtie.com.hk/zh/insurance/vhis/hospital-rider): Bowtie 自願醫保附加保障只需每月 $200，任何年紀及性別均劃一收費，全數賠償中大醫院/ 港怡醫院指定醫療費用。唔熟醫院程序？體檢、入院治療及索償，Bowtie 都可以幫你搞掂！
- [【Bowtie x 中大醫院】醫保及身體檢查組合](https://www.bowtie.com.hk/zh/insurance/vhis/hospital-rider/cuhkmc): 每月 $200 即可加購 Bowtie 中大醫院醫健組合，指定醫療套餐全包，每年一次免費身體檢查，立即投保！
- [【Bowtie x 港怡醫院】自願醫保及身體檢查組合](https://www.bowtie.com.hk/zh/insurance/vhis/hospital-rider/gleneagles): 每月 $200 即可加購 Bowtie 港怡醫院醫健組合，指定醫療套餐全包，每年一次免費身體檢查，立即投保！
- [Bowtie自願醫保標準計劃 | 網上投保 | 限時65折優惠](https://www.bowtie.com.hk/zh/insurance/vhis/standard): Bowtie 自願醫保標準計劃每月保費低至 HK$131 便可獲高達 HK$42 萬年保額。5 月內投保，首年保費 65 折及全面身體檢查 1 個，立即為自己或家人報價及投保！
- [醫療保險需要買嗎？值得買嗎？即睇邊三種人不需要保險](https://www.bowtie.com.hk/zh/insurance/why-you-need-insurance): 在香港要買保險不難，但不少人會質疑自己是否真的需要買醫療保險嗎？Bowtie 與你一同分析你需唔需要買、需要哪一份保險！
- [網上投保即享保險優惠](https://www.bowtie.com.hk/zh/offer): Bowtie 為客戶提供多種不同的保險計劃，包括自願醫保、人壽保及危疾保，而每個產品亦會定期推出優惠，包括保費折扣、家庭優惠及推薦碼優惠。馬上了解 Bowtie 現時的保險優惠。
- [Bowtie 保險推薦計劃︰即用親友專屬優惠碼攞優惠！](https://www.bowtie.com.hk/zh/offer/referral-program-referee): 即用親友專屬優惠碼投保，享首年保費低至 3 折
- [Bowtie 保險推薦計劃︰分享推薦碼與親友齊享限時保費優惠！](https://www.bowtie.com.hk/zh/offer/referral-program-referrer): 每宗成功推薦可享高達 5 個月保費豁免。推薦人數不設上限！
- [【個人住院保險好唔好】即睇你需要買醫保的原因](https://www.bowtie.com.hk/zh/resources/hospitalization-insurance): 公立醫院輪候時間長，但又負擔不起私家醫院收費？你可以考慮提供住院保障的自願醫保！
- [Bowtie 保險入門班](https://www.bowtie.com.hk/zh/resources/insurance-101): Bowtie 發現顧客投保前經歷的三大階段：不清楚需要什麼保險，不確定產品是否適合，和不知道保險公司或保險中介人是否合適。
- [Bowtie 自願醫保 | 產品特色 | Bowtie 保險入門班](https://www.bowtie.com.hk/zh/resources/insurance-101/bowtie-vhis)
- [選擇公司 | Bowtie 保險入門班](https://www.bowtie.com.hk/zh/resources/insurance-101/choose-your-provider)
- [【醫療保險】不同醫保各有好處？比較6大香港醫保計劃！](https://www.bowtie.com.hk/zh/resources/insurance-101/what-is-health-insurance): 市面上有不少種類的醫療保險，究竟你準備買的是住院醫保、意外、住院現金保障，還是自願醫保？立即了解及比較不同保障的分別，找最適合自己的保障！
- [釐清概念 | Bowtie 保險入門班](https://www.bowtie.com.hk/zh/resources/insurance-101/what-is-insurance)
- [自願醫療保障計劃是什麼？| VHIS](https://www.bowtie.com.hk/zh/resources/insurance-101/what-is-vhis): 打算買自願醫保？想要了解更多產品特色？Bowtie 保險入門班話你知關於VHIS的基本知識！
- [虛擬保險VS傳統保險](https://www.bowtie.com.hk/zh/resources/virtual-insurance): 從監管、資本要求、產品類型、投保渠道等方面，比較虛擬及傳統保險。立即了解何謂虛擬保險公司！
- [聯絡我們的客戶服務團隊](https://www.bowtie.com.hk/zh/services/contact-us): 無論遇上投保、索償問題或想了解產品資訊，你也可以致電或電郵我們。立即了解Bowtie 專業醫療及服務團隊、客戶服務中心及總部！
- [如何進行網上投保](https://www.bowtie.com.hk/zh/services/how-to-apply): 【10分鐘完成投保！】毋須驗身，回答簡單選擇題即可獲取最終報價，立即體驗全網上自願醫保申請程序！
- [保險索償及理賠程序及表格下載](https://www.bowtie.com.hk/zh/services/how-to-claim): Bowtie 已將客戶保險索償需要的表格及相關程序羅列於此網頁上。所有索償申請將由賠償專員跟進，你亦可隨時可與客戶服務主任或賠償專員聯絡。申請獲批核後，賠償金額將於 3 個工作日內轉賬到你指定的銀行戶口。
- [為你的親友完成網上索償](https://www.bowtie.com.hk/zh/services/online-claim): 如果你的摯愛及親友因傷病不能自行索償，你可以為他們申請索償，索償大使稍後會聯絡你或你的摯愛進行理賠程序。Bowtie一路上陪住你Claim！
- [另類「BowtieCash無索償折扣」計劃：可支付超額醫療開支！](https://www.bowtie.com.hk/zh/why-bowtie/bowtiecash): 全港首創「BowtieCash 無索償獎賞計劃」，Bowtie 自願醫保的受保人如果在保單生效後一直未有申請索償，BowtieCash 就會越儲越多，日後就用作支付超額醫療開支，可以Claim得越足！
- [Bowtie 客戶滿意我們的客服嗎？](https://www.bowtie.com.hk/zh/why-bowtie/customer-first): 我們擁有業界最多的 Google 評論，平均評分高達 4.6 分（5分為滿分）。超過 90% 客戶對 Bowtie 的客戶服務感到滿意。
- [【Bowtie保險評價】從真實客戶的意見看 Bowtie 好唔好！](https://www.bowtie.com.hk/zh/why-bowtie/customer-stories): 買保險同購物一樣咁方便，投保前想睇下 Bowtie 其他買家的意見？撳入嚟了解一下！
- [網上投保及核保慳錢慳時間](https://www.bowtie.com.hk/zh/why-bowtie/greatest-savings): Bowtie以科技改善及簡化網上保險體驗，為客戶減少重複和冗長的程序以節省時間和金錢。
- [網上保險報價毋須個人資料 + 零中介佣金](https://www.bowtie.com.hk/zh/why-bowtie/modern-insurance): Bowtie 希望變革傳統的銷售方式，提供完全透明的產品保障及保費，且無須保險中介人佣金，讓你能獲得到無壓力及無拘無束的純保障。

## English (EN)

- [Online Medical Insurance Company in Hong Kong](https://www.bowtie.com.hk/en): Bowtie is the first online medical insurer in Hong Kong. By providing insurance online, we are able to provide commission-free VHIS, term critical illness, term life insurance, etc. for people anytime and anywhere.
- [About Us](https://www.bowtie.com.hk/en/about-us): A group of actuaries quit their senior management jobs at corporate insurers to start a revolution. Bowtie is here to transform insurance.
- [Media coverage & company news](https://www.bowtie.com.hk/en/about-us/company-news): Bowtie's story is covered by a variety of media. Let's follow our latest news and learn more about our journey.
- [Our Leadership Team](https://www.bowtie.com.hk/en/about-us/leadership): Meet Bowtie’s Management, Advisors and Directors who guide the company with to providing the best products in the industry!
- [Product updates](https://www.bowtie.com.hk/en/about-us/updates): Together, witness our growth.
- [BowtieVision EyeCare Plan](https://www.bowtie.com.hk/en/health/bowtievision): BowtieVision is an eyecare plan providing comprehensive eye examination which evaluates your eyewear prescription and identifies glaucoma, cataracts and retinal problems. It can also reveal signs of general health issues such as diabetes, high cholesterol before symptoms appear. Contact us for details and quotation.
- [Myopia Control in Children | Bowtie VisionKids](https://www.bowtie.com.hk/en/health/vision-kids): Wish to control your children’s Myopia from increasing? Bowtie VisionKids offers you a 75-min comprehensive eye examination, a pair of myopia control lenses, and other solutions for your kid’s vision health!
- [Personal Accident Insurance Hong Kong - Bowtie](https://www.bowtie.com.hk/en/insurance/accidental): Bowtie Personal Accident Insurance covers medical expenses including physiotherapy, chiropractic, MRI scan, surgeries incurred from accidents. Apply for insurance in May for 35% off the first-year premium.
- [Bowtie Cancer Insurance - Cancer Care & Coverage - Quote Now](https://www.bowtie.com.hk/en/insurance/cancer): Bowtie Cancer Insurance provides full-covered cancer medical protection for all levels of malignant cancer from diagnosis to surgery and medication. Apply for insurance in May for 35% off the first-year premium.
- [Bowtie Children's Growth Term Critical Illness | Protecting Your Child at Every Stage](https://www.bowtie.com.hk/en/insurance/child-critical-illness): Bowtie Children’s Growth Critical Illness protects you from 18 weeks of pregnancy and your child at every stage. The pioneering genetic disease coverage also supports the affected families with treatment and care expenses. Apply for insurance in May for 10% off the first-year premium.
- [Bowtie VHIS Claim Calculator](https://www.bowtie.com.hk/en/insurance/claim-calculator): Make use of our VHIS claim calculator to compare the claim rate from different VHIS plans!
- [Bowtie Term Critical Illness Insurance (Term CI) - Buy Online Now](https://www.bowtie.com.hk/en/insurance/critical-illness): Bowtie Term Critical Illness insurance (Term CI) offers up to 5 multiple claims against cancer, heart attack and stroke, each is 100% of the sum insured. Quote now. Apply for insurance in May for 35% off the first-year premium and a free body check.
- [Group Medical Insurance | Employee Benefits](https://www.bowtie.com.hk/en/insurance/group-medical): Bowtie Group Medical Insurance provides outpatient and inpatient benefits to your employees. Discover our package plans to upgrade your employee benefits today!
- [Contact us | Group Medical Insurance Quotes](https://www.bowtie.com.hk/en/insurance/group-medical/contact): Contact us to learn more about Bowtie's Corporate Medical Insurance. Our Group Medical Specialists will help you find the right plan for your team. Get a free quote!
- [Customer stories | Why companies trust Bowtie Group Medical](https://www.bowtie.com.hk/en/insurance/group-medical/customer-stories): Bowtie Group Medical has always been trusted by employers across different industries. Read the real-life stories of Bowtie’s happy customers.
- [How to use | Step-by-step guide | Group Medical Insurance](https://www.bowtie.com.hk/en/insurance/group-medical/how-to-use): Learn how to use Bowtie's online platform to manage your group medical insurance. Follow our step-by-step guide to apply for and manage your policy.
- [Compare our plans | Bowtie Group Medical Insurance](https://www.bowtie.com.hk/en/insurance/group-medical/plan-details): Bowtie offers Group Medical Insurance plans for SMEs and big corporations in Hong Kong. Compare our prices and coverage in detail.
- [Personalized Recommendation](https://www.bowtie.com.hk/en/insurance/recommendation): Not sure what insurance plans you need? Get a recommendation now!
- [Personalized Recommendation Result](https://www.bowtie.com.hk/en/insurance/recommendation/result): Not sure what insurance plans you need? Get a recommendation now!
- [Bowtie Term Life Insurance - Buy Online Now](https://www.bowtie.com.hk/en/insurance/term-life): Bowtie Term life insurance offer an insured amount up to HK$8 million. With a monthly premium as low as $38 for up to $1 million pure life protection. Buy and quote online now. Apply for insurance in May for 50% off the first-year premium.
- [Buy VHIS Now - Voluntary Health Insurance Scheme - Bowtie Insurance](https://www.bowtie.com.hk/en/insurance/vhis): Bowtie Voluntary Health Insurance scheme is a medical insurance providing up to HK$20 million annual benefit. Discover Bowtie VHIS Plans now.
- [Bowtie Pink VHIS - Buy Online Now](https://www.bowtie.com.hk/en/insurance/vhis/bowtie-pink): Bowtie Pink is a high-end medical insurance with worldwide coverage, learn more about the top-tier VHIS plan now. Apply for insurance in May for 35% off the first-year premium and a free body check.
- [Bowtie VHIS Comparison 2024 - Best Plans Hong Kong](https://www.bowtie.com.hk/en/insurance/vhis/comparison): Looking for the best medical insurance in Hong Kong? Bowtie’s VHIS products are here for comparison - you could compare benefits to product characteristics in just one table.
- [Bowtie VHIS Flexi Plan - Buy Online Now](https://www.bowtie.com.hk/en/insurance/vhis/flexi): Bowtie Flexi VHIS Plan offers extensive medical and health protection. Apply for insurance in May for 35% off the first-year premium and a free body check.
- [Additional coverage for VHIS in designated hospital](https://www.bowtie.com.hk/en/insurance/vhis/hospital-rider): Additional coverage for VHIS for only $200/ month, flat price for any age and gender. Unfamiliar with treatment/ hospitalization procedures? From body check to hospitalization, treatment, and reimbursement, let Bowtie handle them for you!
- [Bowtie x CUHK - VHIS and Body Check Package](https://www.bowtie.com.hk/en/insurance/vhis/hospital-rider/cuhkmc): $200/ month to add on “Bowtie & CUHK Medical Centre (CUHKMC) Wellness Package”, and get full coverage on selected medical packages and an annual free body check. Apply now!
- [Bowtie x Gleneagles Hospital - VHIS and Body Check Package](https://www.bowtie.com.hk/en/insurance/vhis/hospital-rider/gleneagles): $200/ month to add on "Bowtie & Gleneagles Hospital Hong Kong Wellness Package”, and get full coverage on selected medical packages and an annual free body check. Apply now!
- [Bowtie VHIS Standard Plan - Buy Online Now](https://www.bowtie.com.hk/en/insurance/vhis/standard): Bowtie Standard VHIS offers HK$420,000 annual benefit with monthly premium from only HK$131. Explore VHIS standard health insurance plan now. Apply for insurance in May for 35% off the first-year premium and a free body check.
- [Promotion Offers](https://www.bowtie.com.hk/en/offer): Bowtie offers different insurance plans and offers, including premium, family discounts and referral promotions. Learn about promotional offers now!
- [Referral Program](https://www.bowtie.com.hk/en/offer/referral-program-referee): Apply now with your friend's personalized referral code to enjoy up to 70% off the first-year premium!
- [Referral Program](https://www.bowtie.com.hk/en/offer/referral-program-referrer): Enjoy up to 5-month premium waiver! No limit on the referrals you can make!
- [Virtual Insurance VS Traditional Insurance](https://www.bowtie.com.hk/en/resources/virtual-insurance): One simple table to help you differentiate virtual insurance with traditional insurance.
- [Contact Us](https://www.bowtie.com.hk/en/services/contact-us): Whether you have problems with insurance, claims or want to know product information, you can also call or email us.
- [How to apply for Bowtie Insurance?](https://www.bowtie.com.hk/en/services/how-to-apply): Bowtie's pioneering online underwriting system allows you to know instantly, anytime, anywhere, whether you are insured and what your premium is. Learn how to apply now!
- [How to claim?](https://www.bowtie.com.hk/en/services/how-to-claim): Bowtie's pioneering system allows you to make claims online and check the status anywhere and anytime. Learn how to claim now!
- [Claim online](https://www.bowtie.com.hk/en/services/online-claim): Fill in a simple form to claim for yourself or your beloved ones. Our claim team will contact you soon!
- [BowtieCash - No Claim Discount (NCD/NCB) Program](https://www.bowtie.com.hk/en/why-bowtie/bowtiecash): First-ever No Claim Rewards Program in Hong Kong - BowtieCash allows you to settle medical costs that exceed medical insurance coverage. The more rewards you accumulate, the more you can claim.
- [Why Bowtie? Customer Always First](https://www.bowtie.com.hk/en/why-bowtie/customer-first): Bowtie owns the highest Google reviews among insurers in HK with an average rating of 4.6 over 5. And 90% of our customers are satisfied with the customer service.
- [Why Bowtie? Save Money and Time](https://www.bowtie.com.hk/en/why-bowtie/greatest-savings): Bowtie harnesses the latest technology to reduce operating costs. Without insurance intermediaries, we eliminate commission fees and pass on the savings to our customers with the same level of protection.
- [Zero Commission and Instant Quote](https://www.bowtie.com.hk/en/why-bowtie/modern-insurance): Bowtie redesigns the insurance experience in HK by charging no commission fee, providing instant quote without personal data and pure protection products to customers!

## Offer Pages

- [Bowtie 保險有人幫無人 Sell，答到盡 Claim 到順！](https://www.bowtie.com.hk/offer/help): 以往買保險都係靠保險中介（Agent）？依家有 Bowtie 幫你！由投保前查詢產品到索償理賠，全程有問必答！
- [Bowtie 現有客戶專享限時優惠](https://www.bowtie.com.hk/offer/existing-customer-offer): 成功為自己投保其他個人保險產品，低至首年 3 折。
- [【自願醫保 】轉嚟 Bowtie 靈活計劃（基本）平均慳 40%!](https://www.bowtie.com.hk/offer/switching-page): 唔想俾貴咗？轉嚟 Bowtie 並提交到期證明，可享最高 12 個月保費豁免!
- [【退休保險規劃】有份醫保每月 HK$556 就有全數賠償＋免費身體檢查？](https://www.bowtie.com.hk/offer/ghk-pre-retirement): 臨近退休，無公司醫保就會失去保障？Bowtie 教你盡早部署、分享購買保險前的考慮因素，仲會教你用每月 HK$454 的價錢換來全數賠償保障，仲每年送一次身體檢查！
- [Claim保險從此變得簡單！Bowtie保險索償顧問為客戶提供 1 對 1 服務](https://www.bowtie.com.hk/offer/claim-specialist): Bowtie無保險中介，但特設索償顧問為客戶提供1 對 1保險索償跟進及支援。5 年間，Bowtie曾處理逾 70,000 索償個案、成功批核率高達 99.53%，平均審批時間少於一星期！全程有人幫、無人sell！