# nationalbusinesscapital.com

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## Summary

- Domain: `nationalbusinesscapital.com`
- Website: https://nationalbusinesscapital.com
- Description: ai readable | score 16 | purchase read only
- Label: ai_readable
- Payment surface: Not available
- Purchase boundary: read_only
- Control boundary: unknown
- Rank: 658113

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# National Business Capital

> National Business Capital has been providing small to medium sized businesses fast, flexible business capital for over 17 years and has funded over 2.5 billion dollars during that timeframe.

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## Pages

- [Fast and Flexible Business Financing](https://www.nationalbusinesscapital.com/): Secure business financing with flexible options and expert guidance.
- [National Business Capital Sitemap](https://www.nationalbusinesscapital.com/sitemap): Explore various sitemaps for National Business Capital's content.
- [How to get a 1 million dollar business loan] (https://www.nationalbusinesscapital.com/1-million-business-loan/): Learn the essential steps and requirements for getting a $1 million small business loan. Explore its rates & terms and apply now!
- [1West Finance Review : Benefits & How to Apply] (https://www.nationalbusinesscapital.com/1west-finance-review/): Offering a digital-driven approach, 1West finance offers business financing with easy qualifications. Learn the pros and cons in our 1West Finance Review
- [Where Can I Find a $3 Million Business Loan?] (https://www.nationalbusinesscapital.com/3-million-business-loan/): Where can I find a $3 million business loan? Between bank and non-bank lenders, you have a lot of options. Discover the best business loan options for 2023.
- [How Can I Get a $6 Million Business Loan in 2025] (https://www.nationalbusinesscapital.com/6-million-business-loan/): Learn the crucial steps and requirements for acquiring a $6 million business loan. Discover its terms and apply now with National!
- [How Can I Get a $7 million Business Loan in 2025] (https://www.nationalbusinesscapital.com/7-million-dollar-business-loan/): Learn the essential steps and requirements for acquiring a $7 million business loan. Explore its terms and apply now with National!
- [How to get an $8 million business loan in 2025] (https://www.nationalbusinesscapital.com/8-million-dollar-business-loan/): The requirements for an 8 million business loan will depend on the financial background of your business and the lender you’re working with.
- [9 Must-Know Benefits of an Operating Line of Credit] (https://www.nationalbusinesscapital.com/9-must-know-benefits-of-an-operating-line-of-credit/): Cash flow management is among the leading challenges for many companies - studies have shown that 82% of small businesses fail due to cash flow issues. In
- [About Us] (https://www.nationalbusinesscapital.com/about/): 
- [Careers & Culture] (https://www.nationalbusinesscapital.com/about/careers/): See Open Positions
- [Career & Job Opportunities] (https://www.nationalbusinesscapital.com/about/careers/open-positions/): Apply to join National’s award-winning team! #1 Top Workplace on Long Island Four Years Running
- [Contact Us] (https://www.nationalbusinesscapital.com/about/contact/): 
- [Events] (https://www.nationalbusinesscapital.com/about/events/): 
- [National Cares] (https://www.nationalbusinesscapital.com/about/national-cares/): 
- [Our Team] (https://www.nationalbusinesscapital.com/about/our-team/): 
- [Accounts Receivable Factoring] (https://www.nationalbusinesscapital.com/accounts-receivable-factoring/): Accounts receivable factoring enables businesses to increase their cash flow. Find out how NBC can help your business obtain additional funding.
- [Alternative Business Funding Solutions] (https://www.nationalbusinesscapital.com/alternative-business-funding-solutions/): Top 3 Alternative Business Financing Options—Small Business Loans, Business Line of Credit, & Equipment Financing
- [Alternative Business Lending] (https://www.nationalbusinesscapital.com/alternative-business-lending/): What is alternative business lending, and what are the different options that companies can choose from? Discover more with National Business Capital.
- [$10 Million Business Loan Requirements, Options and More!] (https://www.nationalbusinesscapital.com/apply-for-10-million-business-loan/): Learn what it takes to get a $10 million business loan with our comprehensive guide. Find out the requirements and steps you need to take to be approved today!
- [Apply Now] (https://www.nationalbusinesscapital.com/apply-now/): 
- [Auto Line of Credit: Apply and Get Funds Today!] (https://www.nationalbusinesscapital.com/auto-line-of-credit/): Ready to hit the road? National offers a flexible auto line of credit option designed to fulfill your desires based on your interests. Apply now!
- [Business Auto Loans & Automotive Business Funding] (https://www.nationalbusinesscapital.com/automotive-business-financing/): Get funding for dealerships, repair shops & fleet businesses nationwide. Quick approvals for business auto loans - apply today!
- [Automotive Equipment Financing] (https://www.nationalbusinesscapital.com/automotive-equipment-financing/): Automotive equipment financing gives you a way to repair or replace equipment on your balance sheet—without liquidating your working capital.
- [Bad Credit Equipment Financing] (https://www.nationalbusinesscapital.com/bad-credit-equipment-financing/): When important equipment breaks beyond repair, it’s essential to replace it quickly. With NBC, you can finance that equipment—even with a bad credit score.
- [Blog] (https://www.nationalbusinesscapital.com/blog/): 
- [National Business Capital | Grow Your Business] (https://www.nationalbusinesscapital.com/boost-your-business/): Reach Your Full Potential with National Business Capital
- [Business Equipment Loans] (https://www.nationalbusinesscapital.com/business-equipment-loans/): Explore business equipment loans with National Business Capital. Work with a Business Finance Advisor to find the right equipment loan option.
- [Business Equity Line of Credit] (https://www.nationalbusinesscapital.com/business-equity-line-of-credit/): Achieve your business goals with our equity line of credit option. Access funds to invest and expand your business. Apply today!
- [Women Entrepreneurs Business Loans] (https://www.nationalbusinesscapital.com/business-loans-for-women/): At National, we strive for equal access to capital. We can help you secure business loans for women faster than the bank—with terms that fit your needs.
- [Business Financing Options] (https://www.nationalbusinesscapital.com/business-loans/): National offers entrepreneurs the best and most trustworthy financing options to help grow their businesses effectively. Receive an offer today!
- [Receivable Financing - Learn what it is & how to use it] (https://www.nationalbusinesscapital.com/business-loans/accounts-receivable-financing/): Accounts receivable financing helps you obtain capital by using receivables as collateral. Apply for AR financing and get an offer today!
- [Asset-Based Business Line of Credit - How it Works] (https://www.nationalbusinesscapital.com/business-loans/asset-based-business-line-of-credit/): Leverage your receivables, inventory, or equipment to access flexible working capital—on your terms, when you need it.
- [Asset-based lending (ABL) and secure business loans] (https://www.nationalbusinesscapital.com/business-loans/asset-based-lending/): Asset-based lending is financing secured by collateral. Find flexible options for asset-based lending that can help you achieve your expansion goals.
- [Asset-Based Term Loans] (https://www.nationalbusinesscapital.com/business-loans/asset-based-term-loans/): Asset-based term loans use your inventory, equipment, or receivables to fuel growth without giving up equity or flexibility. Get an offer today!
- [Business Line of Credit: Requirements + How To Apply] (https://www.nationalbusinesscapital.com/business-loans/business-line-of-credit/): Learn what a business line of credit is, how they work, and how to apply to help fund your business in 2025 and beyond.
- [Cannabis Business Loans] (https://www.nationalbusinesscapital.com/business-loans/cannabis-business-loans/): Running a cannabusiness and need funding to grow? National offers exclusive cannabis business financing. Receive funds in 24 hours.
- [Cash Flow Financing: Turn future revenue into growth today] (https://www.nationalbusinesscapital.com/business-loans/cash-flow-financing/): Cash flow financing is ideal for businesses that want fast capital without the burdens of fixed monthly payments or equity dilution. Learn more here!
- [Contractor Business Loans: The guide to getting financed] (https://www.nationalbusinesscapital.com/business-loans/contractor-business-loans/): Because the construction business is cyclical, seasonal, and unpredictable, loans for contractors frequently have special terms and conditions.
- [Doctor Loans Tailored for Your Business Needs] (https://www.nationalbusinesscapital.com/business-loans/doctor-loans/): Medical or doctor loans give you working capital to take on additional patients or cover operating expenses while waiting for insurance payments.
- [eQuickment Financing Solution] (https://www.nationalbusinesscapital.com/business-loans/equickment-financing/): National Business Capital provides expedited equipment financing to fit your business needs. Get approved in 1 hour and funded in just 2 days!
- [Equipment Financing: Solutions + all you need to know] (https://www.nationalbusinesscapital.com/business-loans/equipment-financing/): Use flexible equipment financing options to get the equipment you need to grow your business. Apply online for quick approvals and competitive rates.
- [Franchise Financing Options] (https://www.nationalbusinesscapital.com/business-loans/franchise-financing/): Looking to expand your business? Franchise financing with National Business Capital allows you to grow, expand, or renovate today! 631-614-5973
- [Inventory Financing] (https://www.nationalbusinesscapital.com/business-loans/inventory-financing/): Funding based on inventory value
- [Merchant Cash Advance: What Is It, and When to Use It] (https://www.nationalbusinesscapital.com/business-loans/merchant-cash-advance/): A Merchant Cash Advance gets your business flexible funding with repayment based on your small business’s sales. Unlock Fast Funding and Flexible Repayment for Your Growth with NBC.
- [Performance Advance Financing] (https://www.nationalbusinesscapital.com/business-loans/performance-advance/): Get National Business Capital’s exclusive Performance Advance. Secure double the funding in less time with no set daily payments. Apply now to learn more!
- [Purchase Order Financing: Qualifications, Advantages & More] (https://www.nationalbusinesscapital.com/business-loans/purchase-order-financing/): Purchase order financing is a funding solution that helps businesses buy the inventory they need to complete customer orders. Get approved today!
- [Revenue Based Financing: Benefits and Qualifications] (https://www.nationalbusinesscapital.com/business-loans/revenue-based-financing/): Revenue-based financing is typically unsecured, meaning no collateral is required. Continue reading to learn more and explore your options today.
- [SBA 504 Loans: Government backed funding solutions] (https://www.nationalbusinesscapital.com/business-loans/sba-504/): SBA 504 Loans are long-term funding solutions for major purchases—without draining your cash flow. Apply today and receive multiple offers with one application!
- [SBA 7(a) Loans: What they are & how to leverage them] (https://www.nationalbusinesscapital.com/business-loans/sba-7a/): SBA 7(a) loans are affordable, long-term funding solutions backed by the government—up to $5 million with repayment terms up to 25 years.
- [Small Business Loans Designed to Help You Scale] (https://www.nationalbusinesscapital.com/business-loans/small-business-loans/): A small business loan provides funding for entrepreneurs to tackle challenges, take advantage of opportunities & invest in their business for growth.
- [Subordinated Debt (Sub Debt): What It Is & When to Use It] (https://www.nationalbusinesscapital.com/business-loans/subordinated-debt/): Access non-dilutive subordinate financing from market leaders in $100K to $5MM transactions. Close more deals with subordinated debt!
- [Term Loans: How to use them strategically for business] (https://www.nationalbusinesscapital.com/business-loans/term-loans/): Businesses leverage term loans for challenges and opportunities in their business. Questions? Get started with our easy application process today.
- [Apartment Construction Loan] (https://www.nationalbusinesscapital.com/business-loans/term-loans/apartment-construction-loans/): National’s apartment construction loan is designed to help construction businesses bring your project to life. Trust us to provide the financing you need!
- [Commercial Construction Loan & Financing] (https://www.nationalbusinesscapital.com/business-loans/term-loans/commercial-construction-loans-financing/): Get your funds with National's commercial construction loans; you'll get competitive rates and flexible terms for your needs. Apply today!
- [Commercial Term Loan & Lending] (https://www.nationalbusinesscapital.com/business-loans/term-loans/commercial-term-loan-lending/): Access the capital your business needs with our commercial term loan. Benefit from our flexible application process and repayment terms. Apply now!
- [Equipment Term Loan] (https://www.nationalbusinesscapital.com/business-loans/term-loans/equipment-term-loan/): Equipment term loans are a valuable way to get quick funding on your equipment. Learn what all equipment can be funded with our term loan today!
- [Hotel Construction Loan & Financing] (https://www.nationalbusinesscapital.com/business-loans/term-loans/hotel-construction-loans-financing/): National’s hotel construction loans empower developers & investors to turn their hotel dreams into reality. Learn more about this financing option now!
- [Renovation Construction Loans] (https://www.nationalbusinesscapital.com/business-loans/term-loans/renovation-construction-loans/): 
- [Working Capital Term Loan] (https://www.nationalbusinesscapital.com/business-loans/term-loans/working-capital-term-loan/): Secure flexible funding for your businesses with a working capital term loan. Cover your day-to-day expenses & fuel growth opportunities. Get funded today!
- [Unsecured Business Line of Credit: How to Qualify & Use It] (https://www.nationalbusinesscapital.com/business-loans/unsecured-business-line-of-credit/): Unsecured business line of credit options (No collateral required!) Benefit from quick access to funds, only pay interest on what you use. Apply today!
- [How to Get a $4 Million Business Loan in 2025] (https://www.nationalbusinesscapital.com/can-i-get-a-4-million-business-loan/): Learn the essential steps and requirements for getting a $4 million small business loan. Explore its rates & other terms and apply today!
- [Career Opportunities] (https://www.nationalbusinesscapital.com/careeropportunities/): Advance your career and propel your life with National Business Capital. Apply for our sales position and grow with us!
- [Commercial Equity Line of Credit - Do I need collateral?] (https://www.nationalbusinesscapital.com/commercial-equity-line-of-credit/): A line of credit lets people and corporations borrow up to a set maximum as needed. A line of credit is useful for managing cash flow and unforeseen needs because it provides revolving funds.
- [Commercial Line of Credit] (https://www.nationalbusinesscapital.com/commercial-line-of-credit/): A commercial line of credit allows you to unlock the value of your commercial real estate and use the funds for any business purpose. Learn more!
- [Commercial Mortgage Loans & Financing – National] (https://www.nationalbusinesscapital.com/commercial-mortgage-financing/): Commercial mortgage financing is a loan secured by a commercial property. Secure the right commercial mortgage loan for your business with National now!
- [Construction Business Financing] (https://www.nationalbusinesscapital.com/construction-business-financing/): Construction companies of every size are often denied construction business financing by their banks. At National, we do things differently.
- [Construction Line of Credit | Flexible Funding] (https://www.nationalbusinesscapital.com/construction-line-of-credit/): Find construction line of credit options with National Business Capital. Receive multiple offers, then select the best one alongside your advisor!
- [Construction Term Loans] (https://www.nationalbusinesscapital.com/construction-term-loans/): Need a fast and flexible construction term loan? Apply for customized term loans through National Business Capital's direct and lender marketplace.
- [Delivering Happiness] (https://www.nationalbusinesscapital.com/delivering-happiness/): Creating a #1 Top Workplace—National is a proud supporter of Delivering Happiness for helping shape our incredible culture and bringing our team together.
- [Dental Equipment Financing] (https://www.nationalbusinesscapital.com/dental-equipment-financing/): Dental practices can secure the assets they need to grow through dental equipment financing. With NBC, you can leverage dental equipment financing quickly.
- [Dental Line of Credit] (https://www.nationalbusinesscapital.com/dental-line-of-credit/): With a dental line of credit, individuals can pay for various dental expenses, including routine check-ups, fillings, etc. Explore the benefits today.
- [Easy Business Loans] (https://www.nationalbusinesscapital.com/easy-business-loans/): Business owners need a break, especially when searching for small business loans. Fortunately, you can secure easy business loans with National—and fast.
- [eCommerce Term Loans] (https://www.nationalbusinesscapital.com/ecommerce-term-loans/): Make sure your ecommerce business has the capital it needs to grow with term loans. Trust National's streamlined process and expert team!
- [Emergency Line of Credit: What Is It, and How Do I Apply?] (https://www.nationalbusinesscapital.com/emergency-line-of-credit/): Worried about covering unexpected expenses? Find out what an emergency line of credit is and how you can apply for one with National Business Capital.
- [Equipment Financing for Small Businesses] (https://www.nationalbusinesscapital.com/equipment-financing-for-small-businesses/): Equipment financing for small businesses is attainable with a FICO score of at least 650 - or 6 months of business history and at least $120,000 in annual revenue.
- [Equipment Financing in California - Best Rates for 2025] (https://www.nationalbusinesscapital.com/equipment-financing-in-california/): Looking for equipment financing in California? With NBC, you can receive multiple offers with one digital application, giving you options to choose from.
- [Equipment Financing in Florida - Best Rates for 2025] (https://www.nationalbusinesscapital.com/equipment-financing-in-florida/): Looking for equipment financing in Florida? With NBC, you can receive multiple offers with one digital application, giving you options to choose from.
- [Equipment Financing in New York - Best Options in 2025] (https://www.nationalbusinesscapital.com/equipment-financing-in-new-york/): Looking for equipment financing in New York? National’s direct and lender marketplace can help you save time and connect you with the RIGHT lender for your business.
- [Finance Your Equipment Lease] (https://www.nationalbusinesscapital.com/equipment-lease/): Don’t Waste Your Time—National’s Direct and Lender Marketplace Can Help You Finance Your Business Equipment Lease in Hours!
- [Equipment Line of Credit] (https://www.nationalbusinesscapital.com/equipment-line-of-credit/): National Business Capital's equipment line of credit options with flexible rates and repayment terms. Visit us and explore its pros, cons, types, etc., then make an informed decision.
- [Fast Business Loans - Get Business Financing Quick!] (https://www.nationalbusinesscapital.com/fast-business-loans/): Fast business loans can be processed and available in your bank account within 24 hrs. However, they can come with short terms & higher interest.
- [Feeding America | Put an End to Hunger in the US With National] (https://www.nationalbusinesscapital.com/feeding-america/): National Business Capital teamed up with Feeding America to do our part in strengthening communities. For every deal we fund, we donate 10 meals to the charity!
- [National Business Capital | Grow Your Business] (https://www.nationalbusinesscapital.com/food-trucking-business-loans/): Grow Your Food Truck Business and Reach Your Full Potential with National Business Capital's Expert Team and 75+ Lender Marketplace
- [Forbes Articles] (https://www.nationalbusinesscapital.com/forbes/): Have You Heard the News? See How We’re Driving Growth for All!
- [Home Equity Line of Credit for Business] (https://www.nationalbusinesscapital.com/home-equity-line-of-credit/): A home equity line of credit is a loan that allows you to borrow money using your home's equity as collateral. Learn more about HELOC here.
- [Hospitality Financing] (https://www.nationalbusinesscapital.com/hospitality-financing/): Hospitality financing can streamline your growth. With NBC, you can receive multiple hospitality financing options with one digital application.
- [Hospitality Term Loan] (https://www.nationalbusinesscapital.com/hospitality-term-loan/): Secure hospitality term loans through National's 75+ lender marketplace and find flexible financing options for your business expenses.
- [How to Get a $150k Business Loan] (https://www.nationalbusinesscapital.com/how-to-get-a-150k-business-loan/): Learn how you can get a $150k business loan. Discover its application process steps, requirements, and options for financing your business's expansion.
- [How to Get a $200k Business Loan] (https://www.nationalbusinesscapital.com/how-to-get-a-200k-business-loan/): Learn how to secure a $200k business loan. Explore Application process steps, requirements, and options for financing your business's expansion. Apply today!
- [How to Get a $600k Business Loan] (https://www.nationalbusinesscapital.com/how-to-get-a-600k-business-loan/): National assists you in providing a $600k business loan. Learn its application process, requirements, and other information related to this loan. Apply now!
- [How to Get a Loan for a Business] (https://www.nationalbusinesscapital.com/how-to-get-a-loan-for-a-business/): Searching, “how to get a loan for a business” yields thousands of results. With NBC, you apply once and receive multiple personalized offers to choose from.
- [Inventory Line of Credit] (https://www.nationalbusinesscapital.com/inventory-line-of-credit/): An inventory line of credit offers your business the funds to keep up with demand. Explore its loan amounts & flexible terms today!
- [Law Firm Line of Credit: How to Qualify?] (https://www.nationalbusinesscapital.com/law-firm-line-of-credit/): A reliable line of credit option can make all the difference for your law firm. Get in touch with National Business Capital to review your options.
- [Long Term Line of Credit] (https://www.nationalbusinesscapital.com/long-term-line-of-credit/): Find the right long-term business line of credit with National Business Capital . Learn more about this option!
- [Medical Equipment Financing] (https://www.nationalbusinesscapital.com/medical-equipment-financing-work/): Don’t Waste Your Time—National’s 75+ Lender Marketplace Can Help You Secure Medical Equipment Financing in Hours!
- [Minority Business Loans and Financing] (https://www.nationalbusinesscapital.com/minority-business-loans/): Access capital for your minority-owned business with our small business loans. Explore eligibility requirements, loan types, and application process today!
- [Businesses Don't Grow Overnight, We Just Make It Feel That Way.] (https://www.nationalbusinesscapital.com/money-building-we-just-make-it-feel-that-way/): At National, go from application to approval in hours, not months, with a streamlined process, 75+ lender marketplace, and expert team.
- [Money Doesn’t Grow on Trees, We Just Make It Feel That Way.] (https://www.nationalbusinesscapital.com/money-tree-we-just-make-it-feel-that-way/): At National, go from application to approval in hours, not months, with a streamlined process, 75+ lender marketplace, and expert team.
- [Business Line of Credit New York | How It Works & Best Options] (https://www.nationalbusinesscapital.com/new-york-business-line-credit/): Securing a Business Line of Credit in New York. A small business line of credit offers flexible access to funds, allowing you to withdraw money as needed up to your credit limit for any business purpose. With this type of financing, you only pay interest on the amount you utilize.
- [Our Partner & Business Loan Affiliate Program] (https://www.nationalbusinesscapital.com/partners/): Help your network reach their full potential through National’s business loan affiliate program - Build a book of business and help your clients grow.
- [Privacy Policy] (https://www.nationalbusinesscapital.com/privacy-policy/): Thank you for visiting the National Business Capital website (the “Site”), which is operated by National Business Capital (referred to as the “Company,” “we,”
- [1 Featured Customer Story] (https://www.nationalbusinesscapital.com/recent-transactions/1-featured-customer-story/): 
- [Resources] (https://www.nationalbusinesscapital.com/resources/): 
- [Data-Driven Studies] (https://www.nationalbusinesscapital.com/resources/data-reports/): 
- [Featured Media] (https://www.nationalbusinesscapital.com/resources/featured-media/): 
- [FAQs] (https://www.nationalbusinesscapital.com/resources/frequently-asked-questions/): 
- [Restaurant Equipment Financing] (https://www.nationalbusinesscapital.com/restaurant-equipment-financing/): Restaurant equipment financing, or restaurant equipment loans, allows you to break down a sizable cost into more manageable payments.
- [Restaurant Line of Credit] (https://www.nationalbusinesscapital.com/restaurant-line-of-credit/): Get a restaurant line of credit today with National and take your business to the next level. Apply now and unlock your offers!
- [Retail Line of Credit | Flexible Financing for Retail Businesses] (https://www.nationalbusinesscapital.com/retail-line-of-credit/): A retail line of credit can give your business the flexibility it needs to succeed. Start your loan journey with National and achieve your goals today!
- [SBA Line of Credit: What is It and How It Works?] (https://www.nationalbusinesscapital.com/sba-line-of-credit/): An SBA line of credit can provide small business owners with the funds to cover unexpected expenses. Find out how it works and how to apply now!
- [Current SBA Loan Rates 2025] (https://www.nationalbusinesscapital.com/sba-loan-rates/): Current SBA Loan Rates in 2025 for Small Business Owners and Entrepreneurs. This page is updated monthly to reflect the SBA loan rates as they change.
- [SBA Loans for Business] (https://www.nationalbusinesscapital.com/sba-loans-for-business/): SBA loans can help your business to get working capital to accomplish any goal, like expanding, purchasing equipment, refinancing loans, etc
- [SBA Loans in Florida] (https://www.nationalbusinesscapital.com/sba-loans-in-florida/): Looking for SBA loans in Florida? National’s 75+ lender marketplace can help you save time and connect you with the RIGHT lender for your business.
- [SBA Loans in New York] (https://www.nationalbusinesscapital.com/sba-loans-in-new-york/): Looking for SBA loans in New York? National’s 75+ lender marketplace can help you save time and connect you with the RIGHT lender for your business.
- [Secure a $2 Million Business Loan in California: Your Path to Expansion] (https://www.nationalbusinesscapital.com/secure-a-2-million-business-loan-in-california-your-path-to-expansion/): Looking to secure a $2 million business loan in California? The Golden State offers game-changing opportunities for companies on their path to expansion - in
- [What is a secured business line of credit?] (https://www.nationalbusinesscapital.com/secured-business-line-of-credit/): Secured business line of credit can be a powerful tool for your business's financial stability. Learn how National can help you with a secured LOC!
- [Security Line of Credit: How Do You Qualify?] (https://www.nationalbusinesscapital.com/security-line-of-credit/): Security LOCs are revolving credit facilities secured by collateral or assets. Apply for a security line of credit and get your funds instantly!
- [Short Term Line of Credit] (https://www.nationalbusinesscapital.com/short-term-line-of-credit/): Get the funds you need for your business with a short term line of credit. Learn how this solution can assist you achieve your financing goals.
- [Signature Line of Credit: How to Qualify?] (https://www.nationalbusinesscapital.com/signature-line-of-credit/): Looking for a hassle-free way to borrow money? Explore National’s signature line of credit and how it can meet your financial needs. Apply now!
- [Small Business Funding] (https://www.nationalbusinesscapital.com/small-business-funding/): Small business funding is necessary when launching or growing your business. With NBC, secure small business funding faster than with traditional lenders.
- [Small Business Loan Calculator] (https://www.nationalbusinesscapital.com/small-business-loan-calculator/): National’s business loan calculator helps you calculate how much you can afford to borrow, so you can make educated decisions about your growth and development.
- [Small Business Loans California] (https://www.nationalbusinesscapital.com/small-business-loans-california/): Small Business Loans in California: Best Options in 2025—Learn everything you need to make an educated decision for your business.
- [5 Top Small Business Loans for Women in 2024] (https://www.nationalbusinesscapital.com/small-business-loans-for-women/): Small business loans for women follow the same application process as those for any entrepreneur seeking funding. The process begins with an online application where applicants provide basic personal, business, and financial information, including a bank statement. Additionally, it is advisable for applicants to explore various lenders and financing options to find the most suitable match. Here are the top small business loans for 2024.- term loans, business line of credit, Revenue-Based Financing, SBA loans and Asset-Based Lending.
- [Small Business Loans Georgia] (https://www.nationalbusinesscapital.com/small-business-loans-georgia/): Looking for small business loans in Georgia? Discover the best options for your small business with National Business Capital.
- [Small Business Loans in Florida - Best Options in 2025] (https://www.nationalbusinesscapital.com/small-business-loans-in-florida/): Small business loans in Florida come in many shapes and sizes. It’s not about reaching any approval; It’s about finding the RIGHT lender for your business. Financing enables you to expand your business, be it through launching new sites, introducing new products, or recruiting additional staff. Furthermore, business loans can serve as an essential support, assisting you in navigating emergencies or unforeseen interruptions in your business operations.
- [Small Business Loans in Hawaii] (https://www.nationalbusinesscapital.com/small-business-loans-in-hawaii/): Don’t wait 6-8 weeks to secure small business loans in Hawaii. With National, you can receive your funds in hours or days, not weeks or months.
- [Small Business Loans New York - Apply today!] (https://www.nationalbusinesscapital.com/small-business-loans-new-york/): Fuel Your Business Growth with Small Business Loans in New York. With National, you can receive multiple offers with one application.
- [Small Business Loans Texas] (https://www.nationalbusinesscapital.com/small-business-loans-texas/): Small Business Loans for Texas Residents. Learn everything you need to take the next step with your thriving business.
- [Stated Income Line of Credit] (https://www.nationalbusinesscapital.com/stated-income-line-of-credit/): Achieve your business goals with a stated income business line of credit, an ideal financing choice for small businesses and startups.
- [Transportation Business Loans & Financing] (https://www.nationalbusinesscapital.com/transportation-business-loans/): National assists you in getting transportation business loans for your transportation & trucking business with an easy application process.
- [Trustpilot Reviews] (https://www.nationalbusinesscapital.com/trustpilot-reviews/): 
- [Unlock Business Growth in California with Loans up to $10 Million] (https://www.nationalbusinesscapital.com/unlock-business-growth-in-california-with-loans-up-to-10-million/): With its dynamic and competitive business environment, California is home to a myriad of opportunities for unlocking business growth and taking your company
- [Unsecured Business Line of Credit: 15 Popular Questions] (https://www.nationalbusinesscapital.com/unsecured-business-line-of-credit/): Oftentimes, lenders may require you to put up collateral in order to minimize risk on their end. Unsecured financing refers to business loans and lines of
- [Veteran Line of Credit | Explore Your Funding Options Today!] (https://www.nationalbusinesscapital.com/veteran-line-of-credit/): Veterans deserve the best loan options. National Business Capital's tailored Veteran Line of Credit offers exceptional benefits. Apply today!
- [Veteran Small Business Loans] (https://www.nationalbusinesscapital.com/veteran-small-business-loans/): Are you a veteran looking to start or expand your small business? National can help you access the small business loan you need. Explore our options now!
- [Close More Deals | Non-Bank & Sub Debt Lending Strategies] (https://www.nationalbusinesscapital.com/webinar/): Do you have a deal with a $250K to $10MM capital gap or need? Learn how non-bank lending and Sub Debt financing can help you close more deals
- [What is a Commercial Construction Line of Credit?] (https://www.nationalbusinesscapital.com/what-is-a-commercial-construction-line-of-credit/): No matter how well you’ve planned them, construction projects often come with a lot of unexpected challenges - from fluctuating material costs to labor
- [How to get a $2 million business loan] (https://www.nationalbusinesscapital.com/where-can-i-get-a-2-million-business-loan/): Your likelihood of obtaining a $2 million business loan depends on the lender and your own financial criteria. Learn everything you need in our guide.
- [National Business Capital | Meet Your Deadline] (https://www.nationalbusinesscapital.com/wholesale-distributor-financing/): Streamlined financing for construction and contracting business. Find the right lender for your goals within our 75+ lender marketplace.
- [Wholesale Line of Credit: Get Your Funds Quickly!] (https://www.nationalbusinesscapital.com/wholesale-line-of-credit/): Get ahead in the Wholesale Game with wholesale line of credit options. Streamline operations, maximize profits, and dominate the market.
- [Working Capital Line of Credit] (https://www.nationalbusinesscapital.com/working-capital-line-of-credit/): A working capital line of credit is a popular financing option for small and medium-sized businesses. Visit us and learn more about it!


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## Blog Posts

- [10 Key Differences Between Mezzanine Debt vs Direct Lending] (https://www.nationalbusinesscapital.com/blog/10-key-differences-between-mezzanine-debt-vs-direct-lending/): Navigating the complex landscape of business financing requires careful consideration of the many financing options that you have at your disposal as a
- [10 Legal Forms Required to Launch Your Business] (https://www.nationalbusinesscapital.com/blog/10-legal-forms-to-launch-your-business/): Starting a new business is one of the most exciting moments of your life. It’s natural to be bursting with enthusiasm and raring to go. But as Winston
- [The 10 Most Profitable Small Businesses in 2021] (https://www.nationalbusinesscapital.com/blog/10-most-profitable-businesses-in-2021/): The post-pandemic world is shaping up to be full of newfound opportunities. Take a look at some of the most promising and profitable small businesses ventures in 2021 and beyond.
- [10 Things to Consider BEFORE Applying for a Bank Business Loan] (https://www.nationalbusinesscapital.com/blog/10-things-consider-before-applying-bank-business-loan/): If you’re thinking about applying for a business loan from a bank, it might be wise to think again.
- [12 Improvements to Make for Your Employee Handbook In 2020] (https://www.nationalbusinesscapital.com/blog/12-improvements-employee-handbook-2020/): Your company has key policies that keep it running smoothly, and you need a simple way to communicate them without confusion. Your employee handbook brings
- [How to Qualify for a $12 Million Business Loan] (https://www.nationalbusinesscapital.com/blog/12-million-business-loan/): A $12 million business loan offers the financial support to accelerate a company’s growth plan and propel it to new heights. Whether it's for expanding
- [13 Best Tax Deductions for Small Businesses to Claim [2019]] (https://www.nationalbusinesscapital.com/blog/13-biggest-tax-deductions-small-business-2019/): “Which tax deductions is my business eligible for in 2019?”
- [15 Small Business Grants For Female Entrepreneurs] (https://www.nationalbusinesscapital.com/blog/15-small-business-grants-for-female-entrepreneurs/): Female entrepreneurs are a critical driver of growth in any economy. Nevertheless, many women must overcome a unique set of hurdles on the road to building
- [19 Fun (and Free) Things To Do While Stuck at Home During Quarantine] (https://www.nationalbusinesscapital.com/blog/19-fun-and-free-things-to-do-while-stuck-at-home-during-quarantine/): Your office is closed, your kids’ schools are closed, and your favorite local hangout spots are closed, too. You’ve done your part supporting small businesses
- [2 Best Agricultural Finance Strategies: Start Growing Faster and Smarter] (https://www.nationalbusinesscapital.com/blog/2-agricultural-finance-strategies/): Running an agricultural business isn't easy. Here's the two best agricultural finance strategies to help you grow smarter and faster!
- [Path to a $20 Million Business Loan: A Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/20-million-business-loan/): Explore our in-depth guide on securing a $20 million business loan. Learn about loan types, eligibility, and tips for large-scale business financing.
- [2019 Small Business Failure Rate: Startup Statistics by Industry] (https://www.nationalbusinesscapital.com/blog/2019-small-business-failure-rate-startup-statistics-industry/): You’ve probably heard the classic story about small business failure rates. Business can be moving along well one moment, and an epic business disaster could
- [2019: The Year of Temporary Pop-Up Shops & Equal Retail Opportunity] (https://www.nationalbusinesscapital.com/blog/2019-the-year-of-pop-up-stores-and-equal-opportunity-retail/): Malls and shopping centers are introducing 6-12 month pop up shop leases to the marketplace, chancing the retail landscape forever.
- [How 2021 Steel Price Increases Could Affect Your Small Business] (https://www.nationalbusinesscapital.com/blog/2021-steel-price-increases-affect-small-business/): This blog post was last updated on January 20, 2021 to include new information about steel availability following recent lockdowns in China.
- [Typical Listing Price for a House Nears $400,000 as the Spring Buying Frenzy Begins Early] (https://www.nationalbusinesscapital.com/blog/2022-housing-market-hits-record/): If you were waiting for the housing market to cool off before buying a new home this year, you’ll likely have to wait a while longer. Home prices are
- [A Guide to Securing a 25 Million Dollar Commercial Loan] (https://www.nationalbusinesscapital.com/blog/25-million-dollar-commercial-loan/): Securing a 25 million dollar commercial loan is a significant undertaking that comes with its own set of challenges and rewards. For mid to large-sized
- [3 Benefits of Alternative Financing that Banks Can’t Deliver] (https://www.nationalbusinesscapital.com/blog/3-benefits-of-alternative-financing-that-banks-cant-deliver/): If you’re exploring different ways to boost your working capital and manage your cash flow, then you’ve discovered — or will soon grasp — that banks may be
- [3 Ways to Use a Small Business Loan for Marketing] (https://www.nationalbusinesscapital.com/blog/3-clever-ways-use-business-loan-marketing/): Using a small business loan for marketing purposes is a quietly effective deployment of funds. Find out what a boost in capital can mean for your marketing efforts.
- [Business momentum: 3 quiet metrics that predict success] (https://www.nationalbusinesscapital.com/blog/3-quiet-metrics-predict-business-momentum/): Top-line growth doesn’t guarantee business momentum. In certain industries momentum is built (or lost) in the details. Click through to learn more.
- [3 Ways to Pay Business Taxes When You Don't Have the Cash] (https://www.nationalbusinesscapital.com/blog/3-ways-to-pay-business-taxes-when-you-dont-have-the-cash/): When you choose alternative funding, you choose the only option that offers a way to pay off your taxes without raising interest, disrupting your business's
- [36 Small Business Statistics You Need to Know] (https://www.nationalbusinesscapital.com/blog/36-small-business-statistics-you-need-to-know-2020/): Don’t let the word “small” fool you—there’s a lot more that goes on in the small business world than meets the eye.
- [4 Best Practices for Laying Off Employees Remotely] (https://www.nationalbusinesscapital.com/blog/4-best-practices-for-laying-off-employees-remotely/): This month, the CEO of Better.com made headlines after laying off 900 employees on a Zoom call. In a three-minute video call, CEO Vishal Garg informed
- [4 Best Business Loans for Retailers] (https://www.nationalbusinesscapital.com/blog/4-business-loans-for-retailers/): Retailers form a vital element of our economy. That shouldn’t really come as a surprise considering how often everyday people rely on retailers to buy
- [4 Common SBA Loan Challenges & How to Avoid Them] (https://www.nationalbusinesscapital.com/blog/4-common-sba-loan-challenges-how-to-avoid-them/): 2 min read. by Joe Camberato
- [4 HVAC Financing Options to Heat Up Your Summer Business] (https://www.nationalbusinesscapital.com/blog/4-hvac-financing-options-to-heat-up-your-summer-business/): Summertime is rush time for your HVAC business! Before you know it, you’ll be running all over town, handling all sorts of projects – from routine
- [4 Must-Have Business Protection Services for Businesses of Every Size] (https://www.nationalbusinesscapital.com/blog/4-must-have-business-protection-services-for-businesses-of-every-size/): Risk is part of running a business, and it should never be downplayed or ignored. You need to take financial issues, compliance concerns and legalities into
- [Improving Company Culture Boosts Revenue] (https://www.nationalbusinesscapital.com/blog/4-ways-improving-company-culture-can-boost-revenue/): With a strong focus on improving the culture and branding of your company, business owners can multiply their streams of revenue, and exponentially increase their profits. Read on to find out how!
- [4 Ways Social Media Can Influence Getting Approved for Business Loans] (https://www.nationalbusinesscapital.com/blog/4-ways-social-media-can-influence-getting-business-loan/): Learn how you can use your business's social media to successfully apply for a loan. Turn those retweets and likes into cash you can use!
- [5 Advantages of Moving Your Paper Records to Digital] (https://www.nationalbusinesscapital.com/blog/5-advantages-of-moving-your-paper-records-to-digital/): An effective and comprehensive record-keeping system is essential to the running of any business. For years, paper records were the best method of storing and
- [5 Best VoIP Providers for Small Business [2019]] (https://www.nationalbusinesscapital.com/blog/5-best-voip-providers-for-small-business-2019/): Start your search for a better business phone system with these top VoIP providers:
- [5 Business Budget Templates You Don’t Want to Miss] (https://www.nationalbusinesscapital.com/blog/5-business-budget-templates-you-dont-want-to-miss/): If you’ve ever found yourself wondering where all the money is going in your business, you need to change your approach to spending. Working out a business
- [5 Easy Ways to Check Your Business Credit Score [Step-By-Step]] (https://www.nationalbusinesscapital.com/blog/5-easy-ways-check-business-credit-score-step-step/): 1/5th of all small business loan rejections result from business credit score. Learn how to check your business credit score (step by step) before you apply for your next loan!
- [5 Reasons Why You Need a Hybridge SBA Loan™] (https://www.nationalbusinesscapital.com/blog/5-reasons-why-you-need-a-hybridge-sba-loan/): When you look at the options available from alternative lenders, you can generally apply for a short- or long-term loan, but not both at once. A Hybridge
- [5 Reasons Your Restaurant Needs Online Ordering This Summer] (https://www.nationalbusinesscapital.com/blog/5-reasons-your-restaurant-needs-online-ordering-this-summer/): How do you get your restaurant ready for the best summer season ever? Start offering online ordering and delivery!
- [5 Recession-Proof Business Ideas & Opportunities [2020]] (https://www.nationalbusinesscapital.com/blog/5-recession-proof-business-ideas-opportunities-2020/): Uncertain economic times may seem like the worst environment for starting a business. But, you might be surprised to discover just how many businesses
- [5 Signs the Construction Industry is Growing] (https://www.nationalbusinesscapital.com/blog/5-signs-the-construction-industry-is-growing/): Since the 2008 economic downturn, growth in many industrial sectors has been flat or slow at best.
- [5 Steps to Getting Business Loans for Building Projects] (https://www.nationalbusinesscapital.com/blog/5-steps-to-getting-a-business-loan-for-your-building-project/): What are the key steps when it comes to getting business loans for building projects? Continue reading to learn more.
- [How to Secure a Business Line of Credit: 5 Simple Steps!] (https://www.nationalbusinesscapital.com/blog/5-steps-to-secure-a-business-line-of-credit/): Securing a line of credit for your business can be challenging, but these 5 steps can make the process easier. Learn how to secure funding today!
- [5 Tax Changes For 2022] (https://www.nationalbusinesscapital.com/blog/5-tax-changes-for-2022/): Nobody enjoys filing their annual taxes, but thanks to changes in the tax code, you could receive a bigger refund this year than you did in 2021. The IRS will
- [5 Things Big Players Can Learn From Small Retailers When It Comes To Customer Experience] (https://www.nationalbusinesscapital.com/blog/5-things-big-players-can-learn-from-small-retailers-when-it-comes-to-customer-experience/): In the retail space, the 'big players' – corporations like Walmart, Kroger, and Target – are generally considered the dominant and superior forces in the
- [5 Things You Must Do After Getting Business Financing] (https://www.nationalbusinesscapital.com/blog/5-things-must-after-getting-business-loan-line-credit/): What should you do after getting a business loan or line of credit? Get tips for how to spend and manage your new funds here.
- [5 Tips for Managing a Working Capital Line of Credit] (https://www.nationalbusinesscapital.com/blog/5-tips-for-managing-a-working-capital-line-of-credit/): A working capital line of credit can be a powerful financing tool for covering your short-term operational needs - from day-to-day expenses such as payroll,
- [5 Tips to Find The Best Large Commercial Lender] (https://www.nationalbusinesscapital.com/blog/5-tips-to-find-the-best-large-commercial-lender/): Applying for a large business loan starts with finding the right lender - while you might be tempted to jump straight into the application process, doing your
- [5 Tips to Secure an SBA Loan] (https://www.nationalbusinesscapital.com/blog/5-tips-to-secure-an-sba-loan/): Nearly every business will need to apply for a loan at some point. Whether you need to cover the costs of a vital project, hire new employees, or simply
- [Top 5 Types of Commercial Loans for Your Business] (https://www.nationalbusinesscapital.com/blog/5-types-of-commercial-loans-for-your-business/): 5 Types of Commercial Loans—Term loans - SBA loans - Commercial real estate loans - Commercial construction loans - Commercial auto loans
- [5 Ways For Small Businesses to Improve Creditworthiness] (https://www.nationalbusinesscapital.com/blog/5-ways-for-small-businesses-to-improve-creditworthiness/): Your business credit ratings are one of the most important factors that determine whether you can access financing to start, support, and grow your business.
- [5 Ways New Foodservice Technology is Boosting Profits in 2019] (https://www.nationalbusinesscapital.com/blog/5-ways-new-foodservice-technology-is-boosting-profits-in-2019/): Emerging technologies are changing the face of the foodservice industry. Equipping your restaurant with the right tools to leverage these trends has the
- [5 Ways to Overcome Your Business’ Plateau] (https://www.nationalbusinesscapital.com/blog/5-ways-to-overcome-your-business-plateau/): Everything has a cycle and that includes business. There will be times when, despite sales and marketing initiatives, that growth is flat. Not knowing what
- [502 Bad Gateway Errors: What Happened With Cloudflare’s Outage?] (https://www.nationalbusinesscapital.com/blog/502-bad-gateway-errors-happened-cloudflares-outage/): If you encountered a 502 Bad Gateway Error in your internet travels yesterday, you weren’t alone.
- [6 Factors That Keep You From Getting a Small Business Loan] (https://www.nationalbusinesscapital.com/blog/6-factors-that-keep-you-from-getting-a-small-business-loan/): Business loans are a great way to get an influx of cash. They can be used to make large purchases, finance growth, cover operational costs, and more. Even
- [6 Proven Ways to Boost Construction Marketing for Spring] (https://www.nationalbusinesscapital.com/blog/6-proven-ways-to-boost-construction-marketing-for-spring/): Spring means a big jump in construction jobs as businesses and individuals look for experienced contractors to bring to life the projects they’ve been
- [6 Questions to Ask Inventory Financing Companies Before Applying] (https://www.nationalbusinesscapital.com/blog/6-questions-to-ask-inventory-financing-companies-read-before-applying/): Inventory financing is a funding option that may be suitable if your business has high inventory turnover, but needs a cash infusion to replenish stock levels
- [6 Steps to Take If You’ve Been the Victim of Cyber Crime] (https://www.nationalbusinesscapital.com/blog/6-steps-to-take-if-youve-been-the-victim-of-cyber-crime/): Cyber attacks have become increasingly sophisticated, which is a lesson that one small business owner had to learn the hard way.
- [7 Easy Steps to Getting a Commercial Line of Credit] (https://www.nationalbusinesscapital.com/blog/7-easy-steps-to-getting-a-commercial-line-of-credit/): Whether you are struggling with cash flow fluctuations, need extra funds to finance inventory purchases, or want to take advantage of bulk discounts, a
- [7 Factors to Consider When Taking Out a Loan for a Commercial Truck] (https://www.nationalbusinesscapital.com/blog/7-factors-to-consider-when-taking-out-a-loan-for-a-commercial-truck/): 
- [7 Fastest Ways to Lower Commercial Truck Insurance Rates] (https://www.nationalbusinesscapital.com/blog/7-fastest-ways-to-lower-commercial-truck-insurance-rates/): Despite what most insurance companies show you on their websites, the truth is the actual costs of commercial truck insurance rates are often hidden from view.
- [7 Government Regulations Your Small Business MUST Comply With [2019]] (https://www.nationalbusinesscapital.com/blog/7-government-regulations-small-business-must-comply-2019/): Your business is moving full-steam ahead. Your profit margins are rising, thanks to continued operational improvements. There’s nothing in your path that can
- [7 Key Benefits of Equipment Financing for Manufacturing] (https://www.nationalbusinesscapital.com/blog/7-key-benefits-of-equipment-financing-for-manufacturing/): For many manufacturers, the costs of purchasing new equipment — or replacing equipment that has reached its end-of-life - can put a significant strain on
- [7 Minority Grants for Small Businesses] (https://www.nationalbusinesscapital.com/blog/7-minority-grants-for-small-businesses/): Minority business owners are a critical role component of the American economy. They encourage diversity, community development, economic growth, and foster
- [7 New Technologies To Save Your Restaurant Time & Money] (https://www.nationalbusinesscapital.com/blog/7-new-technologies-save-restaurant-time-money/): The place setting might never change. But if you’re not adapting the rest of your establishment to include emerging restaurant technologies, you might be
- [7 Steps to Finding The Best Line of Credit For Business in 2022] (https://www.nationalbusinesscapital.com/blog/7-steps-to-finding-the-best-line-of-credit-for-business-in-2022/): A line of credit is a flexible financing option for businesses in all industries. It’s essentially a revolving loan that allows you to borrow funds on an
- [7 Trucking Business Loan Types for Bad Credit] (https://www.nationalbusinesscapital.com/blog/7-trucking-business-loan-types/): Your trucking company deals with a lot of expenses. Maintaining your fleet, fueling up for transportation, commercial insurance, replacing outdated equipment,
- [7 Ways to Prevent Small Business Cyber Attacks] (https://www.nationalbusinesscapital.com/blog/7-ways-prevent-small-business-cyber-attacks/): Changing your locks may protect your small business from intruders, but unfortunately, warding off hackers isn’t as simple. In 2018, two thirds of
- [8 Exciting Dental Industry Trends in 2019] (https://www.nationalbusinesscapital.com/blog/8-exciting-dental-industry-trends-in-2019/): New trends in the dental industry pop up every year, and 2019 is no different. Research shows that the coming year will be filled with exciting in-office and
- [8 Exciting Trends in Construction to Prepare for in 2019] (https://www.nationalbusinesscapital.com/blog/8-exciting-trends-in-construction-to-prepare-for-in-2019/): The construction industry is growing and evolving at breakneck speeds. Learn how to adapt to exciting trends in construction before 2019 to get a leg up on
- [8 Reasons NEVER to Use Your 401K to Get a Small Business Loan] (https://www.nationalbusinesscapital.com/blog/8-reasons-never-to-use-your-401k-to-get-a-small-business-loan/): If you're considering using your 401K funds to get a small business loan, or fund your business goals in any way - DON'T.
- [8 Ways To Grow Your $1 Million Business To $5 Million FAST] (https://www.nationalbusinesscapital.com/blog/8-ways-to-grow-your-1-million-business-to-5-million-fast/): Breaking the seven figure benchmark and hitting $1 million in annual sales should be a moment of pride for business owners, and an indication of your ability
- [8 Ways to Improve Your eCommerce Customer Experience in 2021] (https://www.nationalbusinesscapital.com/blog/8-ways-to-improve-your-ecommerce-customer-experience-in-2021/): A great eCommerce customer experience is key when it comes to standing out from competitors and generating repeat sales. It will also have enormous effects on
- [9 Best eCommerce Platforms For Small Business Online Sales] (https://www.nationalbusinesscapital.com/blog/9-best-ecommerce-platforms-for-small-business-online-sales/): It’s no secret that the eCommerce industry is rapidly growing, and holds huge opportunity for committed entrepreneurs. But in order to succeed, you’re going
- [9 Must-Know Benefits of an Operating Line of Credit] (https://www.nationalbusinesscapital.com/blog/9-must-know-benefits-of-an-operating-line-of-credit/): Cash flow management is among the leading challenges for many companies - studies have shown that 82% of small businesses fail due to cash flow issues. In
- [9 Ways to Accelerate Your Business Growth in 2019] (https://www.nationalbusinesscapital.com/blog/9-ways-to-accelerate-your-business-growth-in-2019/): There may come a time when you realize that your company isn’t growing as quickly as it should be. Maybe your business’s rate of growth is slowing down to the
- [How to Get a $900k Business Loan - Rates & Application] (https://www.nationalbusinesscapital.com/blog/900k-business-loan/): Securing a substantial business loan, like one amounting to $900k, demands careful deliberation. As the saying goes, "timing is everything." Identifying the ideal circumstances for deploying such a significant loan is crucial in ensuring its effectiveness in propelling your growth.
- [A Business Owner’s Guide to Using Google Docs and Google Drive [2019]] (https://www.nationalbusinesscapital.com/blog/a-business-owners-guide-to-using-google-docs-and-google-drive-2019/): How to Upload Files to Google Drive, Add Footnotes in Google Docs, Keep All of Your Digital Files Safe, and More!
- [Accounts Receivable (AR) Financing: Definition + How It Works] (https://www.nationalbusinesscapital.com/blog/accounts-receivable-financing/): When it comes to running and growing a healthy business, cash flow is king. A timely influx of capital can be the speed boost your business needs to scale
- [Accounts Receivable vs. Revolving Business Lines of Credit] (https://www.nationalbusinesscapital.com/blog/accounts-receivable-vs-revolving-business-lines-of-credit/): How do revolving business lines of credit and accounts receivable credit lines work, and how are they different? What industries benefit most from each, and
- [What Are The Benefits of ACH Business Loans in 2024?] (https://www.nationalbusinesscapital.com/blog/ach-loan/): One of the more innovative products available in the alternative lending marketplace is an ACH loan (sometimes called an ACH advance or cash flow loan).
- [Advantage Payroll Debuts a New Partnership with National Business Capital] (https://www.nationalbusinesscapital.com/blog/advantage-payroll-partnership-national-business-capital/): National Business Capital has partnered with Advantage Payroll Services. Below is the official press release along with information about our partnership. We
- [Affirm Announces Buy Now, Pay Later Partnership With Amazon] (https://www.nationalbusinesscapital.com/blog/affirm-partnership-amazon/): Last week, shares of Affirm shot up by more than 40% after the company announced its partnership with Amazon.com. The e-commerce giant will be offering a buy
- [Agricultural Loans: 4 Key Things You Need to Know in 2025] (https://www.nationalbusinesscapital.com/blog/agricultural-loans-explained/): Expensive equipment, seasonal periods of low business activity, and working capital management can all stand in the way of business growth, not to mention the
- [Agriculture Financing: Best Options in 2023] (https://www.nationalbusinesscapital.com/blog/agriculture-financing-best-options/): Agricultural workers and farmers don’t have an easy job, but their work directly impacts both the American way of life and our nation’s economy. Between the
- [Alibaba Invests Heavily in Europe in Preparation for Singles Day] (https://www.nationalbusinesscapital.com/blog/alibaba-invests-heavily-in-europe-in-preparation-for-singles-day/): China’s annual e-commerce event, Singles Day, is fast approaching, and retailers are getting ready. Singles Day is a major shopping event that takes place
- [Alternative Construction Financing] (https://www.nationalbusinesscapital.com/blog/alternative-construction-financing/): Despite an increase in housing starts for 2016, traditional financing for these construction projects may be difficult to obtain.
- [Is Alternative Financing Legit? 9 Facts You NEED to Know] (https://www.nationalbusinesscapital.com/blog/alternative-financing-legit-9-facts-you-need-to-know/): By now, it’s out there. Alternative financing is a quick, easy and painless path to financing for business owners in need of capital.
- [Amazon Can Make You a Small Business Owner for $10,000] (https://www.nationalbusinesscapital.com/blog/amazon-can-make-you-a-small-business-owner-for-10000/): Amazon, the largest and most successful online retail behemoth in existence, announced Wednesday in a press release that they are going to set entrepreneurs
- [Amazon Continues Its Healthcare Push With New Unlimited Prescription Plan] (https://www.nationalbusinesscapital.com/blog/amazon-continues-its-healthcare-push-with-new-unlimited-prescription-plan/): Prime users can now access another benefit — unlimited access to over 50 generic medications. On Tuesday, Amazon announced it's launching a prescription
- [Impact of Amazon No Longer Underwriting Loans on Sellers] (https://www.nationalbusinesscapital.com/blog/amazon-lending-alternative/): With National Business Capital, Amazon sellers can access the capital they need when they need it with a dedicated Advisor to streamline the process.
- [Amazon Lending: Explore Your eCommerce Loan Options [2025 Guide]] (https://www.nationalbusinesscapital.com/blog/amazon-lending-ecommerce-loan-options/): Does your eCommerce business qualify for Amazon Lending? Learn about Amazon Lending, along with other ways to get your eCommerce business funded.
- [Amazon Rolls Out Black Friday Deals Early] (https://www.nationalbusinesscapital.com/blog/amazon-rolls-out-black-friday-deals/): Black Friday isn’t until Nov. 26, but for Amazon customers, it started this week. The company announced it’s rolling out Black Friday deals earlier than ever. It may seem strange to be talking about Black Friday at the beginning of October. But this year, many retailers expect the holiday shopping season to be challenging due to shipping and supply chain problems.
- [Americans Are Still Saving for Retirement Despite Market Volatility] (https://www.nationalbusinesscapital.com/blog/americans-are-still-saving-for-retirement/): Last week, the Dow Jones dropped 1,100 points, which is the biggest drop we’ve seen since June 2020. But, although the market has been volatile recently, data
- [America’s Traditional Bank Loans Dry Up For Small Businesses – What Can They Do?] (https://www.nationalbusinesscapital.com/blog/americas-traditional-bank-loans-dry-up-for-small-businesses-what-can-they-do/): So what do to? Where can these companies look for that financing? Credit cards remain a popular, although an expensive choice. Online marketplaces like
- [Are We Headed Toward Another Housing Bubble? Some Economists Say Yes] (https://www.nationalbusinesscapital.com/blog/another-housing-bubble-2023/): Although interest rates are starting to rise, the housing market is holding strong. Over the past year, home prices have risen more than 19%, and they aren’t
- [3 Misconceptions About Applying for a Business Acquisition Loan] (https://www.nationalbusinesscapital.com/blog/applying-business-acquisitions-loan/): Learn about three misconceptions small business owners have when it comes to applying for a business acquisition loan today!
- [Are small business loans secured or unsecured?] (https://www.nationalbusinesscapital.com/blog/are-small-business-loans-secured-or-unsecured/): Small business loans can be secured or unsecured based on factors like the lender and the type of loan. Learn which is best for your business in this guide.
- [Asset Based Financing: Advantages & Limitations] (https://www.nationalbusinesscapital.com/blog/asset-based-financing-basics/): Asset based financing is a funding option that enables businesses to access either a loan or a revolving line of credit that is secured by assets (i.e.
- [Bad Credit Business Loans - Best 7 Options] (https://www.nationalbusinesscapital.com/blog/bad-credit-business-loans/): Below, we highlight 7 types of bad credit business loans that you can apply for right now, and likely start using to cover expenses and investments.
- [Bad Credit Business Loans - Best 7 Options] (https://www.nationalbusinesscapital.com/blog/bad-credit-business-loans/?title=How_to_Get_Franchise_Loans_with_Bad_Credit_to_Expand_You_Business&anchortext=here): Below, we highlight 7 types of bad credit business loans that you can apply for right now, and likely start using to cover expenses and investments.
- [Banking Crisis Hits Small Business the Hardest] (https://www.nationalbusinesscapital.com/blog/banking-crisis-small-business/): Economists have been debating the possibility of a recession for nearly a year now. This began when the U.S. experienced two consecutive quarters of negative
- [Why Are Banks Losing Market Share to Alternative Financing?] (https://www.nationalbusinesscapital.com/blog/banks-losing-market-share-alternative-finance/): A trend that began in the recession of 2008 and 2009 continues to influence where companies apply for – and ultimately get – small business loans. During a
- [Bed Bath & Beyond May File Bankruptcy — Here’s What’s Next For the Retailer] (https://www.nationalbusinesscapital.com/blog/bed-bath-beyond-may-file-bankruptcy-heres-whats-next-for-the-retailer/): Bed Bath & Beyond recently released a statement warning that bankruptcy is on the table if its financial situation doesn’t improve. The company’s sales
- [Benefits of Business Loans for HVAC Contractors] (https://www.nationalbusinesscapital.com/blog/benefits-of-business-loans-for-hvac-contractors/): Whether you're aiming to purchase new equipment, invest in advanced technologies, or manage seasonal cash flow fluctuations, having access to adequate
- [8 best alternative business loans, lenders, + funding types] (https://www.nationalbusinesscapital.com/blog/best-alternative-business-loans/): Explore the top 8 best alternative business loans to secure funding beyond traditional banks. Find flexible options for your business.
- [Best Business Line of Credit in 2025: Your Top Options] (https://www.nationalbusinesscapital.com/blog/best-business-line-of-credit/): A business line of credit stands out as an essential tool for small to medium-sized enterprises (SMEs) looking to manage cash flow, expand operations, or
- [Best Business Loans for Builders - How to Apply] (https://www.nationalbusinesscapital.com/blog/best-business-loans-for-builders/): Your financial backing serves as the foundation for your project. Here, we’ll focus on some of the best business loans for builders and explain the best use case for each.
- [Best Business Loans for HVAC Contractors] (https://www.nationalbusinesscapital.com/blog/best-business-loans-for-hvac-contractors/): Choosing the right business loan is crucial for HVAC contractors looking to grow their businesses, invest in new equipment, or manage cash flow. With the
- [6 best business loans for veterans in 2025] (https://www.nationalbusinesscapital.com/blog/best-business-loans-for-veterans/): Discover the best business loans for veterans, plus explore rates, eligibility, and unique benefits to find the right funding for your veteran-owned business.
- [What Are the Best Commercial Funding Options in 2024?] (https://www.nationalbusinesscapital.com/blog/best-commercial-funding-options/): Commercial funding is evolving more rapidly than ever, driven by technological advancements, economic shifts, and changing regulatory environments. For small
- [How to Get the Best Commercial Funding Rates for Your Business] (https://www.nationalbusinesscapital.com/blog/best-commercial-funding-rates/): Securing favorable commercial funding rates isn't just an option; it's a necessity for financial success and growth. Whether you're looking to expand your
- [Best Farm Loans in 2025: 5 Essential Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/best-farm-loans/): The agricultural industry is unique in many ways, but at the end of the day, farms are businesses, too. Each one will need capital to pay expenses, hire
- [The Best Inventory Financing Loans for Your Business] (https://www.nationalbusinesscapital.com/blog/best-inventory-financing-loans/): Unlock the potential of your inventory with the right financing. Explore the top inventory financing loans to keep your shelves stocked and business growing.
- [The Best Business Loans for Minority Entrepreneurs] (https://www.nationalbusinesscapital.com/blog/best-minority-business-loans/): Explore top business loan options for minority entrepreneurs to support growth, innovation, and sustainability. Unlock opportunities for your business today.
- [7 Best POS Systems: Which Point-of-Sale Software Works for You?] (https://www.nationalbusinesscapital.com/blog/best-pos-systems-point-sale-software/): Basic payment apps are economical solutions for payment processing when your business is in the early stages. But what do you do when you’re ready to grow?
- [The Best Small Business Loan Options in California] (https://www.nationalbusinesscapital.com/blog/best-small-business-loan-options-in-california/): The Golden State might not be the frontier anymore, but it’s brimming with opportunities for small businesses. Both passionate locals and eager-to-spend
- [The Best Way to Find Business Loans Online [2020]] (https://www.nationalbusinesscapital.com/blog/best-way-find-business-loans-online/): Is an online business loan right for you? Trying to navigate the lending landscape can be confusing if you’re a new small business owner or you’ve never
- [Best Working Capital Loans Guide 2022] (https://www.nationalbusinesscapital.com/blog/best-working-capital-loans-guide-2022/): Working capital loans are a type of short-term financing product business owners use to cover operational expenses.
- [Biden Extends the Student Loan Moratorium and Announces Debt Cancellation] (https://www.nationalbusinesscapital.com/blog/biden-extends-the-student-loan-moratorium-and-announces-debt-cancellation/): For months, student loan borrowers have waited to see if President Biden would extend loan forbearance or if it would expire as scheduled on Aug. 31. Activist
- [What Is the Biggest Business Line of Credit You Can Get?] (https://www.nationalbusinesscapital.com/blog/biggest-business-line-of-credit-you-can-get/): Accessing substantial lines of credit is one of the most strategic moves small to mid-sized businesses can make to ensure they have the capital required to
- [What Is the Biggest Business Loan You Can Get?] (https://www.nationalbusinesscapital.com/blog/biggest-business-loan/): Discover how to secure the biggest business loan for your company's growth. Explore options, requirements, and strategies to maximize your financial potential.
- [Black Friday & Small Business Saturday: Definitive 2020 Guide] (https://www.nationalbusinesscapital.com/blog/black-friday-small-business-saturday/): Three of the most important days of the year for major retailers and local businesses alike are Black Friday, Small Business Saturday, and Cyber Monday.
- [Bookkeeping Services List: Why You Need a Virtual Bookkeeper] (https://www.nationalbusinesscapital.com/blog/bookkeeping-services-list/): Most businesses incur countless expenses on a daily basis. From payroll, to operating costs like rent and utilities, to growth costs like marketing, there’s a
- [Boosting Cash Flow with Inventory Financing (2025 Guide)] (https://www.nationalbusinesscapital.com/blog/boosting-cash-flow-with-inventory-financing/): Uncover how inventory financing can be a game-changer for your business's cash flow management. Learn how it works and tips for successful implementation.
- [Comprehensive Guide to Boston Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/boston-business-line-of-credit/): Discover how a business line of credit can help your Boston business grow. Learn about benefits, application processes, and top financial institutions offering business lines of credit in Boston.
- [Breaking Into New Markets: The Complete Small Business Guide] (https://www.nationalbusinesscapital.com/blog/breaking-into-new-markets-small-business/): Thinking about breaking into new markets but don’t know where or how to start? We’ve put together this guide on everything small businesses need to know about
- [How To Build Your Social Media Audience & Engagement During COVID-19] (https://www.nationalbusinesscapital.com/blog/build-social-media-audience-engagement-covid-19/): America’s small businesses are adjusting to the new norm of social distancing during the global pandemic. Many remain closed, or at the very least, partly
- [What Are the Best Uses of a Business Cash Advance?] (https://www.nationalbusinesscapital.com/blog/business-cash-advance-uses/): Updated 7/7/2024
- [Surviving Inflation: Managing Small Business Cash Flow in 2023] (https://www.nationalbusinesscapital.com/blog/business-cash-flow/): Have you seen the news? The FED raised interest rates four times in 2022 to combat the ever-worsening inflation that’s jeopardizing our American way of life,
- [7 Business Challenges to Prepare for When Going Online in 2020] (https://www.nationalbusinesscapital.com/blog/business-challenges-prepare-going-online/): How can improving your digital marketing strategy help you overcome business challenges in 2020? Competition is fierce in the online space with businesses of
- [What to Do if Your Business Credit Line Is Revoked] (https://www.nationalbusinesscapital.com/blog/business-credit-line-revoked/): Maintaining a business credit line is crucial for managing cash flow, funding operations, and supporting growth initiatives. A business credit line provides
- [Business Credit Scores: Breaking Down the 5 Factors (And How to Check It)] (https://www.nationalbusinesscapital.com/blog/business-credit-scores-5-factors-and-how-to-check-it/): Do you know your business credit score? If you’re like most small business owners, you’re probably looking at the question and scratching your head. According
- [Business Equipment Leasing: What Is It, and How Does It Work?] (https://www.nationalbusinesscapital.com/blog/business-equipment-leasing/): Explore the benefits of business equipment leasing and how it can help your business save money and grow. Learn what it is and how it works!
- [Business Finance 101] (https://www.nationalbusinesscapital.com/blog/business-finance-101/): At every level of business, from startup to maintaining one’s market share, assessing and reassessing business finances is paramount to continued success. It
- [What Will Business Financing Look Like After the Covid-19 Pandemic?] (https://www.nationalbusinesscapital.com/blog/business-financing-covid-19-pandemic/): To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here.
- [Business Financing That Protects Against Winter Weather] (https://www.nationalbusinesscapital.com/blog/business-financing-protects-winter-weather/): It's been a long winter for many parts of the country and business owners find themselves facing financial dilemmas they may not have planned on. Even those
- [Business Financing vs. Bank Loans] (https://www.nationalbusinesscapital.com/blog/business-financing-vs-bank-loans/): To begin a discussion of business financing versus traditional bank loans, let’s define the two terms.
- [Revolving Line of Credit Requirements: What You Need to Know [2023]] (https://www.nationalbusinesscapital.com/blog/business-line-credit-requirements-access-revolving-loc/): Do you need a ready source of working capital for your business? A revolving line of credit can be the buffer you need when cash flow isn’t sufficient to
- [How to Find Your Business Line of Credit Maturity Date] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-maturity-date/): In a pinch, small business lines of credit give business owners the cash they need to push through. It’s the perfect cash flow injection when your business is
- [Does a Business Line of Credit Affect Personal Credit?] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-personal-credit/): Explore how a business line of credit impacts personal credit. Get expert insights and practical tips to manage your financial health effectively.
- [10 Questions to Ask When Getting a Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-questions/): Learn the key business line of credit questions to ask lenders as you’re reviewing your lending options. Find the best financial solutions with NBC!
- [Business line of credit rates: Current, average + more] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-rates/): Business line of credit rates can vary widely, starting around 8% and passing 50% from some lenders. Explore how to get a lower interest rate for your business.
- [Business line of credit requirements: A complete guide] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-requirements/): Business lines of credit are flexible funding options for organizations of all sizes. Our guide explains this type of credit and its requirements.
- [Business Line of Credit vs Business Credit Card] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-vs-business-credit-card/): A business line of credit vs credit card are vital financial tools providing businesses with access to funds for operational needs, growth, and unexpected
- [Business Line of Credit vs Credit Card: Which Is Best?] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-vs-credit-card/): Between business line of credit vs credit card, which is better for your business? Uncover what you need to know in our comprehensive guide!
- [Can You Get a Business Line of Credit With No Credit Check?] (https://www.nationalbusinesscapital.com/blog/business-line-of-credit-with-no-credit-check/): If you’re considering financing options for your small business, you might be wondering if you can get a business line of credit with no credit check.
- [Business Loan Affiliate Program: A Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/business-loan-affiliate-program-guide/): Business loan affiliate programs are a burgeoning niche within the broader affiliate marketing landscape, offering unique opportunities for financial
- [Business Loan Credit Inquiries: Soft Vs Hard Inquiries Explained] (https://www.nationalbusinesscapital.com/blog/business-loan-credit-checks-soft-vs-hard-inquiries/): Getting a business loan has changed a lot in recent years. In the old days, when bank lending was the only option, credit inquiries were everything. If you
- [Business Loan Rates in 2019: Why Were They So High?] (https://www.nationalbusinesscapital.com/blog/business-loan-rates-2019-why-were-they-high/): A booming economy is great for the country but not for loan rates. The Federal Reserve Board (the Fed) keeps an eye on economic markers and adjusts federal
- [Business Loan Requirements: Key Factors Lenders Use] (https://www.nationalbusinesscapital.com/blog/business-loan-requirements/): Understanding the key business loan requirements that lenders consider is essential to maximizing your approval odds to get you capital.
- [Business Loan vs. Personal Loan: Which Works for You?] (https://www.nationalbusinesscapital.com/blog/business-loan-vs-personal-loan/): Slogging through the tough qualification process for a business loan isn’t always necessary to obtain financing for your company. In some cases, a personal
- [Business Loans for Boston: How to Find the Best Deal] (https://www.nationalbusinesscapital.com/blog/business-loans-boston-find-best-deal/): With a population of almost 700,000 people – 68% of them in the labor force – Boston offers a promising landscape for entrepreneurs. The city was ranked one
- [Securing Business Loans in Los Angeles: Your Complete Guide] (https://www.nationalbusinesscapital.com/blog/business-loans-in-los-angeles/): Discover how to secure a business loan in Los Angeles, with insights into local lenders, loan programs, and tips for successful applications.
- [Top Factors That Influence Business Loan Interest Rates] (https://www.nationalbusinesscapital.com/blog/business-loans-interest-rates/): Business loan interest rates ultimately determine how much you’ll pay over the lifetime of your loan or financing product. Ideally, you want to secure rates
- [Business Loans for Tax Bills: How to Get Funding for IRS Payments] (https://www.nationalbusinesscapital.com/blog/business-loans-tax-bills-funding-irs-payments/): If you think you pay too much in taxes, then you’re not alone. 52% of small business owners feel the same way. That’s why many small business owners seek
- [Business Tax Deductions: How to Use Depreciation to Reduce Your Tax Bill] (https://www.nationalbusinesscapital.com/blog/business-tax-deductions-use-depreciation-reduce-tax-bill/): What business owner doesn’t want to save money on their taxes? You can pay less every year by deprecating your assets. Depreciation can seem confusing, but
- [10 Small Business Tips For Entrepreneurs] (https://www.nationalbusinesscapital.com/blog/business-tips-for-entrepreneurs/): There’s no secret recipe for being a successful entrepreneur. Starting and managing your business effectively requires a wide range of skills. Nonetheless,
- [Business tradelines: How to build your credit profile] (https://www.nationalbusinesscapital.com/blog/business-tradelines/): Business tradelines are credit accounts that can boost cash flow and build credit. Learn what you need to know, and whether they are right for your business.
- [7 Busted Myths About Invoice Factoring] (https://www.nationalbusinesscapital.com/blog/busted-myths-about-invoice-factoring/): Cash flow management is a common issue among many businesses, and unfortunately, not being able to manage your cash flow effectively can be detrimental for
- [Can I Borrow Money From My LLC?] (https://www.nationalbusinesscapital.com/blog/can-i-borrow-money-from-my-llc/): Owning a limited liability company (LLC) comes with plenty of perks. You have autonomy over your business operations, receive certain tax benefits, and – in
- [Canadian Alternative Financing Market Set to Explode] (https://www.nationalbusinesscapital.com/blog/canadian-alternative-financing-market-set-explode/): Look out, maple syrup.
- [CannaBusiness Financing Solution: Get A Cannabis Business Loan In 24 Hours] (https://www.nationalbusinesscapital.com/blog/cannabis-business-loans-how-get-funding-within-24-hours/): In what seems like the blink of an eye, cannabis has transitioned from an illegal, black-market industry to one of the fastest-growing industries.
- [Cannabis Small Business Loans and Regulations: Accessing the Green You Need to Grow] (https://www.nationalbusinesscapital.com/blog/cannabis-small-business-loans-regulations-accessing-green-grow/): Trump’s tax adjustments have opened up a world of new opportunity for small business owners, but aspiring cannabis entrepreneurs still have plenty of other
- [Access Capital In Any Economy Through National Business Capital’s 75+ Lender Marketplace] (https://www.nationalbusinesscapital.com/blog/cannabusiness-access-capital-in-any-economy/): There’s no ignoring the economic climate. Higher prices, bank failures, and widespread uncertainty about what’s to come have businesses and investors hesitant
- [Cannabusiness Funding: Private Equity Vs. Alternative Lending] (https://www.nationalbusinesscapital.com/blog/cannabusiness-funding-private-equity-alternative-lending/): The cannabis industry is booming. From manufacturers to dispensaries to cannabis-specific marketing companies, the opportunities to capitalize on this
- [Capital as a launching pad, not a life raft] (https://www.nationalbusinesscapital.com/blog/capital-as-a-launching-pad/): Capital is a tool - Do you use it as a launchpad for success, or a life raft for emergencies? Learn the mindset of the most successful companies
- [Car Stocks Are Rising Even as Sales Fall] (https://www.nationalbusinesscapital.com/blog/car-stocks-are-rising/): Right now, car sales are at an all-time low due to a computer chip shortage that’s caused supply chain shortages and factory shutdowns. But you wouldn’t know
- [Cash Flow During COVID-19: How Small Businesses Can Survive In This Economy] (https://www.nationalbusinesscapital.com/blog/cash-flow-during-covid-19/): By now, COVID-19 has affected nearly all small businesses in one way or another. Whether your small business temporarily shut down, partially closed, or
- [Cash Flow From Financing Activities (CFF): What Is It? 6 Key Things to Know] (https://www.nationalbusinesscapital.com/blog/cash-flow-from-financing-activities/): Successful businesses track everything that goes into and comes out of their operations. One way that entrepreneurs will do this is through their cash flow
- [CES 2020: Will Wellness Pods Open New Doors for Businesses?] (https://www.nationalbusinesscapital.com/blog/ces-2020-wellness-pods-new-doors-businesses/): We don’t have flying cars quite yet, but we’re close.
- [How the Change in Seasons Can Affect Your Clients’ Spending Habits] (https://www.nationalbusinesscapital.com/blog/change-seasons-spending-habits/): According to the British Retail Consortium, after the national economy, the weather, particularly the change in seasons, has the biggest influence on consumer
- [Chicago Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/chicago-business-line-of-credit/): In the bustling economic landscape of Chicago, businesses constantly seek flexible financing solutions to maintain growth and operational efficiency.
- [The Chip Shortage Could Continue Causing Problems for Businesses in 2022] (https://www.nationalbusinesscapital.com/blog/chip-shortage-problems-for-businesses-in-2022/): The chip shortage has been causing problems for businesses across different industries, and it may not be over anytime soon. Semiconductor chips are commonly
- [Chiropractors: Treat Growing Pains With a Line of Credit] (https://www.nationalbusinesscapital.com/blog/chiropractors-treat-growing-pains-with-line-credit/): You’re doing a great job of treating your patients’ back pain—your patient base is steadily growing, and they couldn’t be happier with the results. But what
- [How to Choose the Right Credit Line for Your Business] (https://www.nationalbusinesscapital.com/blog/choosing-a-business-credit-line/): Discover the key factors in selecting the ideal credit line for your business. This guide offers expert tips to navigate financial options effectively
- [Coca-Cola Buys Bodyarmor in $5.6 Billion Acquisition] (https://www.nationalbusinesscapital.com/blog/coca-cola-buys-bodyarmor-in-5-6-billion-acquisition/): On Monday, Coca-Cola announced it purchased the sports drink maker Bodyarmor for $5.6 billion. This sale is the largest acquisition in the company’s history
- [Collateral Business Loans 101] (https://www.nationalbusinesscapital.com/blog/collateral-business-loans/): What are collateral business loans, and what assets you need to leverage to get one? Many borrowers aren’t sure if they need to provide collateral and, if so,
- [What is Collateral in Business? 5 Key Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/collateral-in-business/): When applying for a business loan, expect to have to provide your credit history, tax returns, revenue levels, and more. Oftentimes, you may even be asked for
- [Graduating College Students Have High Expectations For Their Earning Potential] (https://www.nationalbusinesscapital.com/blog/college-students-high-expectations-earning-potential/): Millions of seniors will be graduating from college and entering the workforce in the coming weeks. These graduates may look forward to leaving college life
- [9 best commercial loans of 2025] (https://www.nationalbusinesscapital.com/blog/commercial-business-loans/): The best commercial loans can give businesses the flexibility to improve and expand. Learn about 9 top options in our guide.
- [Construction Business Loans – Bad Credit] (https://www.nationalbusinesscapital.com/blog/commercial-construction-loans-bad-credit/): Commercial Construction Loans for Bad Credit Borrowers With the construction industry predicted to face a giant surge in business during the spring and summer
- [What Are the Main Commercial Financing Risks?] (https://www.nationalbusinesscapital.com/blog/commercial-financing-risks/): Commercial financing is vital for businesses seeking to expand operations, invest in new projects, or manage cash flow. It encompasses a variety of financial
- [How Commercial Funding for Businesses Works] (https://www.nationalbusinesscapital.com/blog/commercial-funding-for-businesses/): Explore the world of commercial funding for businesses. Learn about the different financing options available to help your business grow and thrive.
- [The Complete Guide to Understanding Commercial Funding] (https://www.nationalbusinesscapital.com/blog/commercial-funding-guide/): Explore the comprehensive guide to commercial funding. Understand how business loans work, uncover funding options, and learn financial strategies for growth
- [How to Choose the Right Commercial Lender] (https://www.nationalbusinesscapital.com/blog/commercial-lender-2022/): Whether you’ve been in business for 30 years or you’re only in the beginning stages of your operation, you’ll likely need capital to support your growth at
- [Expert Advice on Commercial Lending: Navigating the Process] (https://www.nationalbusinesscapital.com/blog/commercial-lending-advice/): Discover expert insights on commercial lending. Learn about the loan application process, types of business loans, and tips for securing financing.
- [Get a Commercial Loan for Your Mid-Size Business] (https://www.nationalbusinesscapital.com/blog/commercial-loan-for-mid-sized-business/): Discover essential insights on securing a commercial loan for mid-size businesses. Learn about the application process, best practices, and options to propel your business.
- [Commercial Loan Interest Rates: How Are They Calculated?] (https://www.nationalbusinesscapital.com/blog/commercial-loan-interest-rates-how-are-they-calculated/): Commercial loan interest rates are critical for businesses seeking financing for growth, operations, or expansion. These rates determine the cost of borrowing
- [Securing a Commercial Loan: A Step-by-Step Guide] (https://www.nationalbusinesscapital.com/blog/commercial-loan-step-by-step-guide/): Securing commercial financing is a pivotal step for any business aiming to expand, innovate, or simply sustain operations. Commercial loans are vital tools
- [Ultimate Guide to Commercial Loans for First-Time Applicants] (https://www.nationalbusinesscapital.com/blog/commercial-loans-for-first-time-applicants/): Unlock the secrets to securing your first commercial loan with our comprehensive guide. From preparation to application, learn everything you need to navigate the commercial lending process successfully.
- [Commercial Mortgage Loans: 3 Things You Need to Know Before Applying] (https://www.nationalbusinesscapital.com/blog/commercial-mortgage-loan-before-applying/): “Commercial mortgage loan” is a catch-all term that (as noted above) refers to funding that secured by commercial real estate. However, the exact terms and
- [Top Uses for a Commercial Property Line of Credit in Your Business] (https://www.nationalbusinesscapital.com/blog/commercial-property-line-of-credit-uses/): A commercial property line of credit is a versatile financing tool that can significantly enhance your business’s financial flexibility. This revolving line
- [Commercial Truck Financing Options for Business Owners in 2023] (https://www.nationalbusinesscapital.com/blog/commercial-truck-financing-options-for-business-owners-in-2023/): Commercial trucks are used by entrepreneurs in many industries across the country for many different purposes. Their power and size make them one of the best
- [Commercial Vehicle Financing] (https://www.nationalbusinesscapital.com/blog/commercial-truck-financing/): If you don’t have enough working capital available to pay for trucks and trailers yourself, commercial truck financing can help offset the cost. Commercial
- [Mastering Commission Structures in Loan Affiliate Programs] (https://www.nationalbusinesscapital.com/blog/commission-structures-loan-affiliate-programs/): The landscape of affiliate marketing in the financial sector offers a compelling avenue for generating revenue, particularly through loan affiliate programs.
- [Companies Are Hesitant to Return to Pre-Pandemic Business Travel] (https://www.nationalbusinesscapital.com/blog/companies-hesitant-to-return-to-business-travel/): Travel numbers have increased from a year earlier, but many U.S. companies are cautious about returning to business travel. That was one of the key findings
- [Comparing SBA Loans With Unsecured Small Business Loans] (https://www.nationalbusinesscapital.com/blog/comparing-sba-loans-with-unsecured-financing/): Because business was done between the SBA and the bank even though the terms of the loan were not in the customer's best interest. The bank now owns the
- [Writing Your Construction Business Plan: The Definitive Guide] (https://www.nationalbusinesscapital.com/blog/construction-business-plan-how-to/): A construction business plan is an important document that showcases your company’s objectives and your strategies for growth.
- [Construction Contractors’ Spring Checklist: 4 Funding Moves to Maximize This Year’s Boom] (https://www.nationalbusinesscapital.com/blog/construction-contractors-spring-checklist/): As construction season heats up across the country, contractors must make strategic financial moves to seize opportunities, control costs, and ensure
- [Construction financing: How it works and how to qualify] (https://www.nationalbusinesscapital.com/blog/construction-financing-for-contractors/): Need funding for your build? Discover how construction financing works, what lenders look for, and how to improve your chances of approval.
- [5 Construction Trends That Will Shape the Industry in 2025] (https://www.nationalbusinesscapital.com/blog/construction-industry-trends/): Explore 5 trends that will shape the construction industry in 2024 and position yourself one step ahead of the competition.
- [Construction Loans in Florida : Rates & Where to Apply] (https://www.nationalbusinesscapital.com/blog/construction-loan-florida/): Navigate the process of obtaining a construction loan in Florida with our comprehensive guide. Start your project with confidence today!
- [Construction Loan Interest Rates: Everything You Need to Know in 2025] (https://www.nationalbusinesscapital.com/blog/construction-loan-interest-rates/): Commercial construction loans are a great financing option for businesses looking to undertake a new construction project or renovate an existing property.
- [Construction Loans for Builders: Finish Jobs Faster with a Line of Credit] (https://www.nationalbusinesscapital.com/blog/construction-loans-for-builders-finish-jobs-faster-with-a-line-of-credit/): A consistent flow of work is the key to keeping your construction company going.
- [Everything You Need to Know About Small Business Construction Loans] (https://www.nationalbusinesscapital.com/blog/construction-loans-process/): The construction industry isn’t easy to operate within. Between the sporadic nature of contract work, the fluctuating costs of materials, and the seasonality
- [Consumers Are Still Dealing With the Effects of Inflation] (https://www.nationalbusinesscapital.com/blog/consumers-are-still-dealing-with-the-effects-of-inflation/): The holidays are long gone, but many people are still dealing with the effects of their holiday spending. According to a new Ipsos poll, seven in 10 Canadians
- [The 5 C's of Contractor Business Loans: A Quick Guide] (https://www.nationalbusinesscapital.com/blog/contractor-business-loans-guide/): Navigating the complex landscape of the construction industry can be challenging without the right funding. This industry, which has a total economic value of
- [Ways Contractors Can Help After Hurricane Idalia] (https://www.nationalbusinesscapital.com/blog/contractors-and-construction-companies-help-after-idalia/): Contracting services will be in high demand. Learn how you can do your part to help the communities affected by Hurricane Idalia recover.
- [4 Mistakes that Contractors Make When Preparing for Slow Season] (https://www.nationalbusinesscapital.com/blog/contractors-preparing-for-slow-season/): Not only is disappearing from the marketplace radar a mistake as slow season approaches, but it can be fatal because that’s when contractors have the greatest
- [Coronavirus Business Impact: How Will It Affect Your Business?] (https://www.nationalbusinesscapital.com/blog/coronavirus-business-impact/): The coronavirus outbreak continues to wreak havoc across the world, and has now reached 81 countries. Medical authorities are rushing to develop new
- [Coronavirus Economic Impact in China: What’s Next for US Manufacturing?] (https://www.nationalbusinesscapital.com/blog/coronavirus-economic-impact-china-next-us-manufacturing/): The coronavirus has wreaked havoc in China, from its origin in central Wuhan to Beijing and beyond. The virus in the U.S. is far from reaching epidemic
- [12 Coronavirus Small Business Relief Fund Programs You May Qualify For] (https://www.nationalbusinesscapital.com/blog/coronavirus-small-business-relief-fund-programs/): The COVID-19 pandemic has drastically impacted international companies and local small businesses alike. Some companies have closed their doors for good, and
- [The Cost of Hiring an Employee: What Are the Alternatives?] (https://www.nationalbusinesscapital.com/blog/cost-hiring-employee-alternatives/): When your business needs more people to handle the workload and maintain high-quality customer service, hiring new employees seems like a logical solution.
- [How to Get A Credit Approval for a Small Business Loan] (https://www.nationalbusinesscapital.com/blog/credit-approval-small-business-loan/): As your small business grows, it’s common to find yourself short on the cash you need to reach the next level. The most common way to get a cash injection is
- [Credit Score Checks: 5 Key Steps to Prepare For Credit] (https://www.nationalbusinesscapital.com/blog/credit-score-checks/): What are the steps that you will need to take if you are looking to apply for business credit? Continue reading to learn more.
- [Banks Push Back Against Crypto Regulatory Framework Even as Governments Cite Instability Concerns] (https://www.nationalbusinesscapital.com/blog/crypto-regulatory-framework/): In 2016, most people had never heard of cryptocurrencies. Fast forward to 2021 and digital coins have taken financial markets by storm. Bitcoin, the most
- [Culture Doesn’t Have to Be Complicated With Joe Camberato, Founder and CEO of National Business Capital] (https://www.nationalbusinesscapital.com/blog/culture-doesnt-have-to-be-complicated-with-joe-camberato-founder-and-ceo-of-national-business-capital/): EPISODE SUMMARY
- [Customer Relationship Management: Explore Your Best Options for Small Business] (https://www.nationalbusinesscapital.com/blog/customer-relationship-management-explore-your-best-options-for-small-business/): What’s at the core of any successful small business? People! Your customers are your livelihood, and the more you know about them, the better experience you
- [Cut Costs Without Losing Staff: Your Guide to Small Business Savings] (https://www.nationalbusinesscapital.com/blog/cut-costs-without-losing-staff-your-guide-to-small-business-savings/): There comes a point in the life cycle of every business when taking measures to reduce spending is unavoidable.
- [CVS Needs 25,000 New Employees to Deal With Consumer Demand] (https://www.nationalbusinesscapital.com/blog/cvs-needs-25000-new-employees-to-deal-with-consumer-demand/): CVS announced it plans to hire 25,000 employees to fill retail and clinical jobs in its stores. These positions are necessary to deal with the increasing
- [Daily Pay Could Help Companies Retain More Hourly Workers] (https://www.nationalbusinesscapital.com/blog/daily-pay-could-help-companies-retain-more-hourly-workers/): For months, companies have been struggling to attract and retain new employees. And now, companies like Arby’s and Taco Bell are employing a new strategy —
- [Debt Refinancing with Large Business Loans: Top Tips] (https://www.nationalbusinesscapital.com/blog/debt-refinancing-business-loans/): Discover the top 5 things every business owner needs to know about debt refinancing with large business loans. Learn the benefits, risks, and strategies for financial restructuring.
- [Decisions in the Fog: Capital Report on Quiet Expansion in 2025] (https://www.nationalbusinesscapital.com/blog/decisions-in-the-fog-2025/): 2025’s economic fog brought prolonged volatility and uncertainty. Yet capital demand from mid-market industrials rose 95% YoY and remained elevated into Q2
- [Definitive Guide to Construction & Commercial Equipment Financing] (https://www.nationalbusinesscapital.com/blog/definitive-guide-construction-commercial-equipment-financing/): Regardless of your industry, chances are that you rely on some type of equipment to help customers and clients. From cutting-edge technology to industrial
- [Delayed Draw Term Loan (DDTL): A Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/delayed-draw-term-loan-a-comprehensive-guide/): A delayed draw term loan allows business owners to request additional funds after the initial draw period. Explore our guide to learn more!
- [Delivering Happiness: A Path to Profits, Passion, and Purpose] (https://www.nationalbusinesscapital.com/blog/delivering-happiness-a-path-to-profits-passion-and-purpose/): “If you’re passionate about building a company culture with positivity and creativity at its center, then Tony Hseih is a name you need to know. Hseih is
- [8 Ways Dental 3D Printers are Changing Oral Practices Forever] (https://www.nationalbusinesscapital.com/blog/dental-3d-printers-are-changing-oral-practices-forever/): While most industrial 3D printers have prices upwards of $20,000-100,000+ dollars, dental professionals are able to get professional desktop 3D printers for
- [Dental Practice Financing for Equipment Upgrades] (https://www.nationalbusinesscapital.com/blog/dental-practice-financing-equipment-upgrades/): Dental technology is constantly changing. Office suites and examination rooms feature ergonomic furniture that resembles a science fiction movie set while
- [Dental Practice Loans & Financing Options: Getting Working Capital to Grow] (https://www.nationalbusinesscapital.com/blog/dental-practice-loans-financing-options-getting-working-capital-grow/): Whether your dental practice is just getting off the ground or you’re starting to plan an expansion, you need capital to achieve your goals. How can you find
- [What’s the Difference Between Cash Advances and Loans?] (https://www.nationalbusinesscapital.com/blog/difference-between-cash-advances-and-loans-2/): Nearly every small business needs a little extra funding from time to time. This is especially true if your company is just starting out or if you’re taking
- [7 Types of Small Business Loans You Can Get in 2024] (https://www.nationalbusinesscapital.com/blog/different-types-small-business-loans/): Updated April 12th. 2024.
- [Direct Business Lending vs Brokers: Which Is Right For You?] (https://www.nationalbusinesscapital.com/blog/direct-business-lending-vs-brokers/): No matter your industry, the type of loan, or even how quickly you need it –– we’ve got the experience and the resources to help you even if the banks say no.
- [Do Mass Layoffs Violate the WARN Act?] (https://www.nationalbusinesscapital.com/blog/do-mass-layoffs-violate-the-warn-act/): Over the past month, mass layoffs — particularly in the tech industry — have dominated the news. In particular, companies that experienced significant growth
- [How Doctors Bridge Slow Healthcare Payments with Revolving Credit] (https://www.nationalbusinesscapital.com/blog/doctors-use-revolving-credit-lines-to-bridge-slow-healthcare-payments/): Timely and accurate insurance payments are just what the doctor ordered, but they’re not always what you’ll get.
- [Does Applying for a Loan Affect Your Credit Score? Everything You Need to Know.] (https://www.nationalbusinesscapital.com/blog/does-applying-for-a-loan-affect-your-credit-score-everything-you-need-to-know/): 
- [Does Credit Repair Really Work? Beware of These 5 Promises] (https://www.nationalbusinesscapital.com/blog/does-credit-repair-work-beware-5-promises/): Did you know simple errors on your credit report could cost you the benefits of a high credit score?
- [Considering Downsizing Your Small Business? 7 Things to Know] (https://www.nationalbusinesscapital.com/blog/downsizing-business-things-know/): Downsizing your business is not a decision to be taken lightly. It involves actively scaling back on personnel and operations in order to stay afloat. And
- [Drones in Construction: Are They Worth It?] (https://www.nationalbusinesscapital.com/blog/drones-in-construction/): This is one of the most popular uses for drones in construction, and for good reason. Using drones for surveying land is helping construction companies and
- [3 Easy Ways You Can Become Certified as a Minority Business Owner] (https://www.nationalbusinesscapital.com/blog/easy-become-certified-minority-business-owner/): According to a 2018 report from the U.S. Small Business Administration, minorities own 8 million of the country’s 30.2 million small businesses. The Senate
- [Eco-Friendly Construction Equipment: Can It Save Your Bottom Line?] (https://www.nationalbusinesscapital.com/blog/eco-friendly-construction-equipment-save-bottom-line/): If you’re facing cash flow issues in your construction company, you’re not alone. A 2018 survey showed 84% of construction firms struggle with cash flow, and
- [eCommerce loans: How to Finance Your Growing Business] (https://www.nationalbusinesscapital.com/blog/ecommerce-loans/): Looking for funding for your online business? Learn everything about eCommerce loans, including types and how to apply.
- [Financing Your eCommerce Platform Upgrade: A Strategic Guide] (https://www.nationalbusinesscapital.com/blog/ecommerce-platform-upgrade-financing/): Financing the Upgrade of Your eCommerce Platform: A Guide for Online Retailers In the rapidly evolving digital marketplace, keeping your eCommerce platform updated with the latest technology is not just beneficial—it's crucial.
- [12 eCommerce Trends to Boost Your Online Sales in 2021] (https://www.nationalbusinesscapital.com/blog/ecommerce-trends-boost-online-sales/): Curious about where the eCommerce industry is heading and which eCommerce trends are driving online sales in 2021?
- [Emergency Injury Disaster Loan Advance Program: Grant Funds Depleted] (https://www.nationalbusinesscapital.com/blog/economic-injury-disaster-loan-advance-program-funds-depleted/): To help small business owners maintain stability during the coronavirus slowdown, the federal government established a number of resources and funding
- [Understanding the Impact of Government Policies on Lending] (https://www.nationalbusinesscapital.com/blog/effects-of-government-policies-on-lending/): Explore how government policies influence lending practices, interest rates, and financial market stability. A must-read for professionals navigating the complexities of monetary regulations and their effects on the lending landscape.
- [Increases in Egg Prices – And Their Impact on Restaurants] (https://www.nationalbusinesscapital.com/blog/egg-prices-increase/): In 2025, many restaurant owners are facing an unexpected challenge: dramatic increases in egg prices. A troublesome combination of inflation and avian flu has
- [Will the SBA’s EIDL Loans be Forgiven?] (https://www.nationalbusinesscapital.com/blog/eidl-loan-forgiveness-update/): As of January 2025, there are no plans to forgive outstanding SBA EIDL loans. There are a variety of challenges involved with widespread forgiveness. It’s
- [Emergency business funding: Explore your options] (https://www.nationalbusinesscapital.com/blog/emergency-business-funding/): Emergency financing plays a pivotal role in the financial planning of businesses confronted with unexpected hurdles.
- [The importance of having an emergency fund for your business] (https://www.nationalbusinesscapital.com/blog/emergency-fund-for-businesses/): Learn how an emergency fund can save your business in the event of unexpected expenses or a sharp decline in business occurs
- [Managers Want Employees to Return the Office — And Will Impose Penalties on Those Who Don’t] (https://www.nationalbusinesscapital.com/blog/employees-return-office/): A recent study conducted by GoodHire shows that workplace productivity has either improved or remained the same since most employees began working remotely.
- [Employers Can Take Steps to Ease Workers’ Post-Pandemic Anxiety, Stress] (https://www.nationalbusinesscapital.com/blog/employers-can-take-steps-to-ease-workers-post-pandemic-anxiety-stress/): The pandemic changed people’s working lives profoundly, with the sudden shifts to performing work from home amid intensified child care needs and the
- [Entrepreneurial Leap: Do You Have What it Takes to Become an Entrepreneur?] (https://www.nationalbusinesscapital.com/blog/entrepreneurial-leap-do-you-have-what-it-takes-to-become-an-entrepreneur/): “The beginning stages of any entreprenuial journey tends to be stressful and full of unanswered questions. It can be hard determining whether or not you have
- [eQuickment Financing Announcement Video] (https://www.nationalbusinesscapital.com/blog/equickment-financing-announcement/): 
- [Equipment Financing For Agriculture: 7 Best Practices] (https://www.nationalbusinesscapital.com/blog/equipment-financing-agricultural/): What are the benefits of equipment financing for agriculture, and how can you make the best out of this type of funding? Learn more in this article.
- [Equipment Funding for the Healthcare Industry] (https://www.nationalbusinesscapital.com/blog/equipment-funding-healthcare-industry/): From an oncology suite to a dentist’s office, the machinery and equipment that medical specialists use for diagnosis and treatment is key in delivering
- [What is the difference between debt financing and equity financing?] (https://www.nationalbusinesscapital.com/blog/equity-financing-vs-debt-financing/): Debt financing is borrowing funds from a lender, and equity financing is selling ownership in a business to secure capital. Each has business advantages.
- [Everything You Need to Know About Quick Business Funding] (https://www.nationalbusinesscapital.com/blog/everything-you-need-to-know-about-quick-business-funding/): Whether it’s to take advantage of unexpected opportunities (such as acquiring discounted inventory or expanding into a new market), bridging cash flow gaps,
- [Eviction Moratorium is Overturned — What Does This Mean for Landlords and Renters?] (https://www.nationalbusinesscapital.com/blog/eviction-moratorium-is-overturned/): Last week, the Supreme Court overturned the eviction moratorium in a 6-3 decision, citing the Center for Disease Control and Prevention’s (CDC) lack of legal
- [5 Exciting Restaurant Industry Trends in 2019 | Design & Marketing Tips] (https://www.nationalbusinesscapital.com/blog/exciting-restaurant-industry-trends-2019-design-marketing-tips/): 2/3 of consumers say they can’t replicate the flavors of their favorite restaurant foods at home. That means they’re going out at least once a week to seek
- [Facebook is Hiring 10,000 People in the EU to Create Its “Metaverse”] (https://www.nationalbusinesscapital.com/blog/facebook-is-hiring-10000-people-in-the-eu-to-create-its-metaverse/): Facebook announced that it plans to create 10,000 new jobs in the European Union over the next five years. This hiring is part of the company’s plan to build
- [What Does Factor Rate Mean?] (https://www.nationalbusinesscapital.com/blog/factor-rate-mean/): If you’ve taken out a short-term business loan or applied for revenue-based financing lately, there’s a good chance you’ve come across the term “factor rate”
- [Factor Rate vs. APR: 3 Defining Differences] (https://www.nationalbusinesscapital.com/blog/factor-rate-vs-apr-whats-the-difference/): It’s unfortunate, but half the battle to finding a small business loan that works for your company is down to simply understanding the nature of the loan
- [7 Factors Impacting Working Capital Loan Rates] (https://www.nationalbusinesscapital.com/blog/factors-impacting-working-capital-loan-rates/): What are the factors impacting working capital loan rates, and what can you expect in 2025? Continue reading to learn more.
- [The Top 9 Factors Influencing Large Business Loan Rates] (https://www.nationalbusinesscapital.com/blog/factors-influencing-large-business-loan-rates/): Securing a large business loan can be a daunting process, especially if you don’t have experience navigating its intricacies and challenges. 
- [Farm Loans 101: What Do You Need to Grow?] (https://www.nationalbusinesscapital.com/blog/farm-loans-101-what-do-you-need-to-grow/): Farm loans have been used by agricultural businesses of all sizes and types for generations.
- [Farm Loans and Grants for Women in 2025] (https://www.nationalbusinesscapital.com/blog/farm-loans-for-women/): Our guide is a must-read if you're a woman farmer needing financial assistance. Discover the best farm loans & grants for women and make informed decisions!
- [Federal Reserve Cuts Rates By 25 Basis Points, Signaling the Economy Is Ready to Grow] (https://www.nationalbusinesscapital.com/blog/federal-reserve-cuts-interest-rates/): On Wednesday, December 18th, 2024, the Federal Reserve approved a 25 basis point cut to its key interest rate. This move marks the third consecutive rate
- [Federal Small Business Loans for Minorities] (https://www.nationalbusinesscapital.com/blog/federal-small-business-loans-for-minorities/): Diversity defines America’s bustling small business world as much as it does our communities. As of 2018, minority-owned businesses accounted for 8 million of
- [FedEx Reports Dismal Quarterly Earnings and Downgrades Profit Outlook in Light of Labor Shortages] (https://www.nationalbusinesscapital.com/blog/fedex-quarterly-earnings/): As the economy continues to recover, labor shortages are potentially threatening to slow growth. US unemployment fell to 5.2% in August 2021 - a significant
- [Financing for Builders: 4 Loan Programs Catered to You] (https://www.nationalbusinesscapital.com/blog/financing-for-builders-4-loan-programs-catered-to-you/): Need fast funding that accommodates to the needs of your construction company? Give an NBC representative a call at (877) 482-3008 or fill out this 1-page
- [4 Ways to Find a Great Job — Even if You Don’t Have a College Degree] (https://www.nationalbusinesscapital.com/blog/find-a-great-job-no-college-degree/): If you’re like many people, you grew up hearing that if you want to find a good job, you have to go to college first. But the majority of working adults never
- [Finding Capital: Where To Look If Banks Reject Your Small Business Loan Request] (https://www.nationalbusinesscapital.com/blog/finding-capital-small-business/): If your small business loan request has been denied by a bank - don’t think you’re alone. Small business loan approval rates at big banks stand at a mere
- [Fintech Lending: 5 Things Small Business Owners Must Know] (https://www.nationalbusinesscapital.com/blog/fintech-lending-business-owner-must-know/): This post is a revised version of an article originally published on Forbes by National’s CEO, Joe Camberato. To view the original article, click here.
- [5 Reasons to Build Your Brand with Private Label Financing] (https://www.nationalbusinesscapital.com/blog/five-reasons-to-build-brand-with-private-label-financing/): If you’re a small business owner who’s involved in retail, you’ve probably considered entering into a private label agreement with one of your vendors.
- [Fixed vs. Variable Rate Business Loans: Which is Right for You?] (https://www.nationalbusinesscapital.com/blog/fixed-vs-variable-rate-business-loans-which-is-right-for-you/): Deciding between whether it's best to use fixed or variable rate business loans can get really frustrating, really fast.
- [Flexible Financing Options for Builders (2025)] (https://www.nationalbusinesscapital.com/blog/flexible-financing-options-for-builders/): Discover flexible financing options for builders to keep your projects moving. Learn about customized solutions that fit your construction needs.
- [Food truck financing: How to fund your expansion] (https://www.nationalbusinesscapital.com/blog/food-truck-financing/): Flexible food truck financing is the fuel you need to drive your business forward and pursue growth opportunities. Learn about types, qualifications, and more.
- [Ford Plans to Create 11,000 New Jobs Over the Next 4 Years] (https://www.nationalbusinesscapital.com/blog/ford-plans-to-create-11000-new-jobs-over-the-next-4-years/): This week, Ford announced it would be leading the shift toward electric vehicles in the United States. The company is launching four new plants in Tennessee
- [Former Robinhood Employees Launch Parafin, New Startup for Small Business Financing] (https://www.nationalbusinesscapital.com/blog/former-robinhood-employees-launch-parafin-new-startup-for-small-business-financing/): It’s no secret that securing small business financing isn’t easy - especially as a startup. Most banks and traditional lenders require at least 2 to 3 years
- [[Free Download] How to Qualify for a Small Business Loan (2019)] (https://www.nationalbusinesscapital.com/blog/free-download-how-to-qualify-for-a-small-business-loan-2019/): Operating a business isn’t easy-- it takes a vision of success, the right team, and a continued thirst for growth. And at some point, all businesses require
- [[Free Guide] First Time Business Loans: How to Find Yours] (https://www.nationalbusinesscapital.com/blog/free-guide-first-time-business-loans/): So, you’ve been in business for a while now, and you’re finally taking the leap of faith to apply for a first time business loan. Congratulations!
- [Navigating the Future of Bank Lending: Trends & Strategies] (https://www.nationalbusinesscapital.com/blog/future-of-bank-lending/): Exploring the Evolution of Banking Loans - The banking sector stands at the threshold of a major overhaul, especially in the area of lending.
- [Top 5 Signs It's Time to Apply for a General Contractor Line of Credit] (https://www.nationalbusinesscapital.com/blog/general-contractor-line-of-credit/): Should you apply for a general contractor line of credit? Here are some key signs that show you when it’s time to do that.
- [General Contractor Loans: 5 Key Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/general-contractor-loans-next-project-funded/): In construction, your top priority is to land profitable new projects while ensuring timely progress on existing ones. But in the construction industry, it’s
- [$15 Million Business Loans: A Comprehensive Guide for 2025] (https://www.nationalbusinesscapital.com/blog/get-a-15-million-business-loan/): A $15 million business loan could be the key to unlocking growth, but only if you know how to apply, the options available, and more.
- [How to Get a 500K Business Line of Credit - 5 Easy Steps] (https://www.nationalbusinesscapital.com/blog/get-a-500k-business-line-of-credit/): Learn how to secure a $500,000 business line of credit with our step-by-step guide. Understand eligibility, preparation, and application tips for financial success.
- [Navigating the $2 Million Commercial Loan Landscape] (https://www.nationalbusinesscapital.com/blog/get-a-commercial-real-estate-loan/): Obtaining a loan of $2 million represents a major undertaking that can significantly advance your business. This is true whether you're looking to purchase
- [How to Secure a Quick Business Loan: Top Tips for Fast Approval] (https://www.nationalbusinesscapital.com/blog/get-a-quick-business-loan/): Discover how to get a quick business loan with our guide. Learn about the requirements, types of fast financing options, and expert tips for swift approval.
- [Get an $750k Business Loan in 5 Quick Steps] (https://www.nationalbusinesscapital.com/blog/get-an-750k-business-loan-in-5-quick-steps/): A $750k business loan can play a key role when it comes to making strategic decisions about investing in the future of your business. It can provide
- [Get an Instant Business Line of Credit In Just a Few Hours] (https://www.nationalbusinesscapital.com/blog/get-an-instant-business-line-of-credit/): Cash flow and working capital shortages are frequent and common issues for small business owners. Almost one-third of business owners wait for late payments,
- [Get Back to the Future with Revolutionary Construction Tech] (https://www.nationalbusinesscapital.com/blog/get-back-future-revolutionary-construction-tech/): New trends in construction technology are changing the way contractors approach building projects. According to industry predictions, the majority of building
- [How to Get a Business Line of Credit with Ein?] (https://www.nationalbusinesscapital.com/blog/get-business-line-of-credit-with-ein-only/): A business line of credit with EIN only is a flexible borrowing option that allows businesses to access funds using just their Employer Identification Number
- [How to Get Construction Business Loans in 24-48 Hours] (https://www.nationalbusinesscapital.com/blog/get-construction-business-loans-in-24-48-hours/): When it comes to construction financing, speed and efficiency is everything. Having access to timely funds will not only save you from costly delays and
- [How to Get Medical Financing with Bad Credit] (https://www.nationalbusinesscapital.com/blog/get-medical-financing-bad-credit/): National Business Capital is an alternative financing company. We help business owners obtain financing for every size and almost every type of company in any
- [How to Get More Cars & Trucks for Your Car Dealership Lot] (https://www.nationalbusinesscapital.com/blog/get-more-cars-trucks-car-dealership-lot/): Car buyers spend around 14 hours researching and shopping for vehicles before making their final purchasing decisions.
- [Get Your EIN: How to Find Your Business Tax ID Number] (https://www.nationalbusinesscapital.com/blog/get-your-ein-how-to-find-your-business-tax-id-number/): When you start a business, you may need an employer identification number (EIN) to identify the company for tax and financial purposes. Also known as a
- [How to Get Your Small Business Cash Flow Positive] (https://www.nationalbusinesscapital.com/blog/get-your-small-business-cash-flow-positive/): Maintaining positive cash flow can be tricky when you run a small business. Expenses can quickly outpace income, leaving you scrambling to pay your bills and
- [The Best 6-Step Guide to a Getting Large Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/getting-a-large-business-line-of-credit/): What are the most important things that you need to know before getting a large business line of credit? Learn more in our complete guide.
- [5 Strategic Tips for Getting a Large Business Loan in 2025] (https://www.nationalbusinesscapital.com/blog/getting-a-large-business-loan/): Looking for additional funding for your business? Take a look at some of our top tips on getting a large business loan in 2025.
- [Ultimate Guide to Getting Your Construction Loan Approved] (https://www.nationalbusinesscapital.com/blog/getting-your-construction-loan-approved/): Learn how to navigate the approval process for a construction loan with our step-by-step guide. Discover tips, requirements, and strategies to secure financing for your next project.
- [Gig Economy Law California: Does AB5 Affect Trucking?] (https://www.nationalbusinesscapital.com/blog/gig-economy-law-california-ab5-affect-trucking/): California’s Gig Law, AB 5, was passed in September to protect freelancers and “gig economy” workers. But has it cut them off from earning revenue—however
- [Good to Great: Why Some Companies Make the Leap and Other's Don't] (https://www.nationalbusinesscapital.com/blog/good-to-great-why-some-companies-make-the-leap-and-others-dont/): “Have you ever wondered how some companies go from long term mediocrity to long term superiority? If so, I suggest you get your hands on this one! Good to
- [Google My Business App: The Ultimate Local Marketing Guide] (https://www.nationalbusinesscapital.com/blog/google-my-business-app-the-ultimate-local-marketing-guide/): Have you ever wished there was a way to manage everything about your Google My Business profile from one place, whether or not you’re near a computer? Say
- [Government Shutdown Closes SBA, Millions of Small Businesses Affected] (https://www.nationalbusinesscapital.com/blog/government-shutdown-closes-sba-millions-of-small-businesses-affected/): The government shutdown closed the Small Business Administration (SBA) in Washington DC, affecting millions of small business owners throughout the nation.
- [Grants and Loans for Veterans and Their Families] (https://www.nationalbusinesscapital.com/blog/grants-and-loans-for-veterans-and-their-families/): As an active service member, retired veteran, or family member - you could qualify for interest-free loans and grants on everything from business loans to
- [Why Financial Affiliates Are Essential for Loan Companies] (https://www.nationalbusinesscapital.com/blog/guide-financial-affiliates-for-loan-companies/): The role of financial affiliates in the loan industry represents a significant evolution from traditional lending models. These affiliates, serving as
- [A practical guide to refinancing and debt maturity] (https://www.nationalbusinesscapital.com/blog/guide-to-refinancing-debt-maturity/): Debt maturity isn’t just when a loan comes due. It’s when your financing either continues to support your goals, or starts to constrain them.
- [Guide: Working Capital Loans for 2023] (https://www.nationalbusinesscapital.com/blog/guide-working-capital-loans-for-2021/): Working capital loans are short-term financing solutions designed to help your business finance everyday operational costs - such as rent, debt payments,
- [Hazard insurance for SBA loan: What is it and do you need it?] (https://www.nationalbusinesscapital.com/blog/hazard-insurance-for-sba-loan/): Hazard insurance for SBA loans pays out in the event of natural disasters or other qualifying events. Learn more, and if you need it.
- [Heavy Equipment Collateral Loans: 5 Key Considerations] (https://www.nationalbusinesscapital.com/blog/heavy-equipment-collateral-loans-key-considerations/): Heavy equipment collateral loans are a valuable financing option for businesses in industries such as construction, manufacturing, and agriculture. These
- [Heavy Equipment Financing: The Complete Guide] (https://www.nationalbusinesscapital.com/blog/heavy-equipment-financing-the-complete-guide/): Learn all about heavy equipment financing with our comprehensive guide. Discover the best options, benefits, and application process.
- [Heavy Equipment Loans – 10 Items to Consider Before Applying] (https://www.nationalbusinesscapital.com/blog/heavy-equipment-loans-faqs/): Many businesses leverage equipment to complete or assist with their occupational tasks. Before long, the business comes to depend on its equipment, and any
- [3 Key Steps to Get the Best Heavy Equipment Loans] (https://www.nationalbusinesscapital.com/blog/heavy-equipment-loans/): What are some of the most important things that you will need to know when it comes to heavy equipment loans? Keep reading to learn more!
- [Top High Paying Financial Affiliate Programs - Top Offers for 2025] (https://www.nationalbusinesscapital.com/blog/high-paying-financial-affiliate-programs/): Explore our comprehensive guide to the highest-paying financial affiliate programs. Discover how to boost affiliate marketing earnings in the finance sector.
- [Americans Fleeing High-Tax States For States With Low Cost of Living] (https://www.nationalbusinesscapital.com/blog/high-tax-cities-see-population-losses/): According to a recent report, many Americans fled high-tax states for states with low or no income taxes during the pandemic. The Tax Foundation analyzed
- [Homebuilder Stocks Fall Amid Concerns About Interest Rate Hikes] (https://www.nationalbusinesscapital.com/blog/homebuilder-stocks-fall-amid-concerns-about-interest-rate-hikes/): Homebuilder stocks are down this week after a year of solid growth. Last Friday, companies like Toll Brothers, Lennar, and PulteGroup all saw their shares
- [How a Business Loan Could Help to Reduce Your Costs] (https://www.nationalbusinesscapital.com/blog/how-a-business-loan-could-help-to-reduce-your-costs/): Most businesses hold the idea that taking out a business loan is akin to going into debt. While this point isn’t necessarily incorrect, it doesn’t offer a
- [How Does a Line of Credit Work?] (https://www.nationalbusinesscapital.com/blog/how-a-line-credit-works/): Wondering how does a business line of credit works? If you’re the owner of a fast-paced business that faces unexpected challenges and opportunities on a
- [How Can a Construction Line of Credit Help You Grow?] (https://www.nationalbusinesscapital.com/blog/how-can-a-construction-line-of-credit-help-you-grow/): Construction is a lucrative industry, but the benefits are only attainable if you have the cash flow to operate at your highest capacity.
- [Hurricane Idalia – How Can Businesses Recover?] (https://www.nationalbusinesscapital.com/blog/how-can-businesses-recover-hurricane-idalia/): National Business Capital stands as an ally to those affected by Hurricane Idalia. Read for information on how to handle the situation and bounce back.
- [How Covid Is Changing Small-Business Lending] (https://www.nationalbusinesscapital.com/blog/how-covid-is-changing-small-business-lending/): The worst of the Covid-19 pandemic is subsiding. As the economy recovers and businesses begin strategizing their next phases of growth, many are noticing a
- [How Do Business Loans Work?] (https://www.nationalbusinesscapital.com/blog/how-do-business-loans-work/): Starting a small business is an exhilarating experience. Indeed, running their own company is the culmination of a lifetime ambition for many first-time
- [How Do Commercial Loans Work?] (https://www.nationalbusinesscapital.com/blog/how-do-commercial-loans-work/): When you’re just starting out, a personal loan, credit card, or small business loan might be just enough to get you going. But as your business grows, you’re
- [What's a Hybridge SBA Loan™, and How Does it Work?] (https://www.nationalbusinesscapital.com/blog/how-does-the-new-hybridge-sba-loan-work/): National Business Capital is proud to introduce the Hybridge SBA™ Loan: a new SBA financing product with higher approval, streamlined processing,
- [How to Get The Best Business Loan in 5 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-get-best-business-loan-5-simple-steps/): It’s no secret that moving your business in the right direction requires cash—whether you’re capitalizing on a new opportunity, or resolving an issue. Getting
- [How to Get Funding for Your Startup Business in 2020] (https://www.nationalbusinesscapital.com/blog/how-get-funding-startup-business-2020/): The new year gets the wheels of your entrepreneurial mind turning with fresh, exciting business opportunities. Startup funding can transform these ideas into
- [How Global Supply Chain Problems Are Affecting Businesses — And What to Do About It] (https://www.nationalbusinesscapital.com/blog/how-global-supply-chain-problems-are-affecting-businesses-and-what-to-do-about-it/): Global supply chain problems continue to cause difficulties for businesses and consumers alike. And according to a recent report from Moody’s Analytics, these
- [How Hard is it to Get a Business Loan?] (https://www.nationalbusinesscapital.com/blog/how-hard-is-it-to-get-a-business-loan/): Every business business owner that lacks the necessary capital to face a daunting obstacle, or take advantage of an exciting opportunity for growth wants to
- [How to Hire (And Keep) The Best Millennial Talent in Your Small Business] (https://www.nationalbusinesscapital.com/blog/how-hire-and-keep-best-millennial-talent-small-business/): By 2025, millennials will make up more than 75% of the working population of the world.
- [How Long Can You Finance Equipment?] (https://www.nationalbusinesscapital.com/blog/how-long-can-you-finance-equipment/): Buying new equipment is a big deal for any business. And since large purchases can create complications that affect cash flow, many business owners and
- [How Long Does it Take to Get an SBA Loan?] (https://www.nationalbusinesscapital.com/blog/how-long-does-it-take-to-get-an-sba-loan-2/): Today we’ll be answering the frequently asked question: "How long does it take to get an SBA loan?" And we’ll also provide a few hints on how to expedite the
- [How Much Does Credit Repair Cost?] (https://www.nationalbusinesscapital.com/blog/how-much-does-credit-repair-cost/): 
- [How Payment Companies Hope to Address the Great Resignation] (https://www.nationalbusinesscapital.com/blog/how-payment-companies-hope-to-address-the-great-resignation/): Companies that don’t pay employees when and how they want to get paid may find themselves short-handed at a time when entire national economies are searching
- [How Does The Paycheck Protection Program (PPP Loan) Work?] (https://www.nationalbusinesscapital.com/blog/how-ppp-loan-works/): To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here.
- [How to Qualify for a Startup Business Loan with Bad Credit] (https://www.nationalbusinesscapital.com/blog/how-qualify-startup-business-loan-bad-credit/): Being your own boss has a certain appeal—it’s the primary motivation for 26% of entrepreneurs. Ten percent of startups fail in the first year, with 29% of
- [How Small Business Loans Can Help Dentists Grow Their Practices] (https://www.nationalbusinesscapital.com/blog/how-small-business-loans-can-help-dentists-grow-their-practices/): Between expensive equipment and operational expenses, running a successful dental practice requires significant investments in both time and money. Not only
- [How smart business leaders reposition for opportunity] (https://www.nationalbusinesscapital.com/blog/how-smart-business-leaders-reposition-opportunity/): This article helps you identify the capital signals that matter now and shows how your financial levers can create stability, possibility, and calm.
- [How to Add Your Business to Google Maps in 2019 (5 Steps With Images)] (https://www.nationalbusinesscapital.com/blog/how-to-add-your-business-to-google-maps-in-2019-5-steps-with-images/): Adding your business to Google Maps is undoubtedly one of the most essential, effective and free marketing methods available to small businesses to grab the
- [How to Apply for Contractor Financing in 7 Effective Steps] (https://www.nationalbusinesscapital.com/blog/how-to-apply-for-contractor-financing-in-7-effective-steps/): In the construction industry, your ability to manage cash flow as a contractor is absolutely vital; it can either help you achieve long-term success or lead
- [How to Avoid Business Loan Ripoffs: 5 Things You Must Know] (https://www.nationalbusinesscapital.com/blog/how-to-avoid-business-loan-ripoffs-5-things-you-must-know/): When you’re considering business loan options, it’s easy to get caught up in the benefits of having cash on hand. You’ll finally have capital to pursue your
- [How to Build Your Business Loan Payment Schedule [Free Spreadsheet]] (https://www.nationalbusinesscapital.com/blog/how-to-build-your-business-loan-payment-schedule-free-spreadsheet/): Creating a payment schedule when you take out a small business loan helps you stay on track and manage your debt responsibly.
- [How to Cash in on New Alibaba Dropshipping Opportunities] (https://www.nationalbusinesscapital.com/blog/how-to-cash-in-on-new-alibaba-dropshipping-opportunities/): eCommerce entrepreneurs eager to take the next step in their venture: Alibaba has listened to your prayers.
- [How to Choose the Best Construction Loan Lender in 2025] (https://www.nationalbusinesscapital.com/blog/how-to-choose-the-best-construction-loan-lender/): Are you looking for the best construction loan lender this year? Continue reading some of our recommendations in this article.
- [How To Choose The Best Small Business Health Insurance] (https://www.nationalbusinesscapital.com/blog/how-to-choose-the-best-small-business-health-insurance/): Are you offering your small business employees a health insurance plan you can be proud of?
- [How to Choose the Best Small Business Lender: 10 Tips] (https://www.nationalbusinesscapital.com/blog/how-to-choose-the-best-small-business-lender/): Choosing the right small business lender is a critical decision that can significantly impact the financial health and success of your business. Whether you
- [How To Consolidate Business Debt] (https://www.nationalbusinesscapital.com/blog/how-to-consolidate-business-debt/): Handling multiple loan repayments can be a struggle. Learn how to consolidate business debt using alternative financing.
- [How to Do Social Media Marketing When Your Business Is Closed] (https://www.nationalbusinesscapital.com/blog/how-to-do-social-media-marketing-when-closed/): With the ongoing coronavirus pandemic still impacting small businesses across the country, many are searching for ways to protect the future of their
- [How to Find the Best Business Line of Credit [2025]] (https://www.nationalbusinesscapital.com/blog/how-to-find-the-best-business-line-of-credit/): Your business is growing, and you constantly have new opportunities and problems to solve. To foot the bills, you need funding, but you’re not sure how
- [How To Get a 100K Business Loan] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-100k-business-loan/): A $100,000 business loan can be all that it takes to launch your small business to the next level. With extra working capital, you can take the next step
- [The Complete Guide to Securing a $250,000 Business Loan] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-250k-business-loan/): Obtain a $250,000 Business Loan Swiftly: Explore Your Options. Learn the Steps for Immediate Approval and Grasp the Requirements for a $250K Business Loan.
- [How to Get a $350K Business Loan in 4 Steps] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-350k-business-loan/): If you need extra funding for your company, a $350k business loan can be exactly what you need to complete your projects. Learn more.
- [How To Get a $400K Business Loan] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-400k-business-loan/): A business loan of $400,000 can be a crucial catalyst for your small organization, offering the essential funds to overcome current constraints and stimulate
- [How to Get a $700K Business Loan | The Complete Guide] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-700k-business-loan/): Secure a $700,000 business loan quickly and discover your possibilities. Find out how to gain instant approval and understand the criteria for obtaining a $700K business loan!
- [How to Get a Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-business-line-of-credit/): As a small business owner, you have many different options when it comes to financing.
- [How To Get a Business Loan in 6 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-business-loan/): Looking for fuel to add to your business’s fire is no easy feat. Many thriving small and medium-sized businesses struggle to figure out how to get a business
- [How to Get a Commercial Loan in 2022: 5 Must-Know Things] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-commercial-loan/): Purchasing new equipment, acquiring a new venture, or increasing your inventory to prepare for an upcoming period of high business activity all require you to
- [How to Get a Construction Line of Credit in 6 Effective Steps] (https://www.nationalbusinesscapital.com/blog/how-to-get-a-construction-line-of-credit-in-6-effective-steps/): Business lines of credit are essential for entrepreneurs in all sectors of our economy, but they’re especially important for those in the construction industry.
- [How to Get an SBA Loan With a Tax Lien or Judgment] (https://www.nationalbusinesscapital.com/blog/how-to-get-an-sba-loan-with-a-tax-lien-or-judgement/): Can you get an SBA loan with a tax lien or judgment? The answer is yes - but only if you follow these few steps and advice!
- [How to Get an Unsecured Business Loan in 5 Effective Steps] (https://www.nationalbusinesscapital.com/blog/how-to-get-an-unsecured-business-loan/): Financing is critical for starting and maintaining a successful business. At some point or another, you’re going to need business financing to cover an
- [Can You Get Bad Credit Equipment Financing?] (https://www.nationalbusinesscapital.com/blog/how-to-get-bad-credit-equipment-financing/): As you have likely experienced, trying — and failing — to get bad credit equipment financing is one of the most frustrating vicious cycles on the business
- [How to Get Franchise Loans with Bad Credit to Expand Your Business] (https://www.nationalbusinesscapital.com/blog/how-to-get-franchise-loans-with-bad-credit-to-expand-your-business/): Opening a second or third franchise location can be one of the most profitable opportunities for franchisees - albeit expensive. Many franchisees seek
- [How to Get Minority Business Loans] (https://www.nationalbusinesscapital.com/blog/how-to-get-minority-business-loans/): Minority business loans are the ideal financial solutions for minority entrepreneurs who are tired of getting rejected by banks and other lenders. Learn how
- [How to Get Restaurant Equipment Financing With Bad Credit] (https://www.nationalbusinesscapital.com/blog/how-to-get-restaurant-equipment-financing-with-bad-credit/): It’s no secret restaurants face a ton of expenses, with one of the biggest upfront costs being the equipment and machinery needed to run the business. The
- [How To Get an SBA Loan] (https://www.nationalbusinesscapital.com/blog/how-to-get-sba-loan/): Are you a business owner who needs extra funds in the quickest amount of time possible? Fortunately, there are various ways to secure a fast Small Business
- [How to Get SBA Loans for Veterans: 5 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-get-sba-loans-for-veterans-in-5-simple-steps/): You probably already know most of the amazing benefits SBA loans for veterans have to offer—the prime lending rate of 3.75%+, the huge range of funding totals
- [How to Get Small Business Loans Without Collateral] (https://www.nationalbusinesscapital.com/blog/how-to-get-small-business-loans-without-collateral/): If you need funding for your business, then it’s natural to wonder how you can go about getting the best deal. Among other questions, you might be wondering
- [How to grow your business: 11 key strategies] (https://www.nationalbusinesscapital.com/blog/how-to-grow-your-business/): Learn how to grow your business with 11 key strategies covering marketing, customer retention, and team building.
- [How to Incorporate Your Business in 3 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-incorporate-your-business-in-3-simple-steps/): Incorporation is a necessary step that small business owners must take in order to launch their company to the next level. As intimidating and complicated as
- [How to Increase Your Business Credit Line: A Step-by-Step Guide] (https://www.nationalbusinesscapital.com/blog/how-to-increase-business-credit-line/): Discover essential strategies to increase your business credit line. This guide provides practical tips on improving your credit score and negotiating better terms.
- [How to Lower Costs With a More Energy-Efficient Restaurant] (https://www.nationalbusinesscapital.com/blog/how-to-lower-costs-with-a-more-energy-efficient-restaurant/): Are you dreading the summer spike in your restaurant’s utility bills? From the ice maker to the walk-in cooler, all of your appliances spend the season
- [How to Make a Cash Flow Statement in 3 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-make-a-cash-flow-statement-in-3-simple-steps/): Cash flow statements are an extremely useful but often overlooked tool among business owners.
- [The Jobs Report is Strong — Here’s How to Negotiate For Better Pay] (https://www.nationalbusinesscapital.com/blog/how-to-negotiate-for-better-pay/): According to the most recent jobs report, the U.S. gained 528,000 jobs last month, and unemployment fell to 3.5%. This increase was more than most people were
- [How to Protect Yourself From Crypto Heists] (https://www.nationalbusinesscapital.com/blog/how-to-protect-yourself-from-crypto-heists/): Last summer, an anonymous hacker made headlines for stealing $600 million in crypto from Poly Network. It was the biggest crypto theft in history.
- [How to Protect Yourself From Cybercrime When Shopping Online] (https://www.nationalbusinesscapital.com/blog/how-to-protect-yourself-from-cybercrime-when-shopping-online/): Cyber Monday came and went, and millions of people shopped online for the best deals. And as the holidays approach, millions more will go online to buy
- [How to Qualify for a Commercial Construction Loan: 5 Expert Tips] (https://www.nationalbusinesscapital.com/blog/how-to-qualify-for-a-commercial-construction-loan-5-expert-tips/): Whether you're planning to build a new commercial property or undertake a major renovation of an existing space, securing a construction loan can be a crucial
- [How to Qualify For a Large Business Loan in 3 Steps] (https://www.nationalbusinesscapital.com/blog/how-to-qualify-for-a-large-business-loan-in-3-steps/): Getting access to a substantial amount of capital can open the doors to endless opportunities for your business - from opening new locations to increasing
- [How to Qualify for Fast Business Loans in 5 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-qualify-for-fast-business-loans-in-5-simple-steps/): No matter how well you are managing your cash flow, there always come times when you may need quick access to capital to manage short-term financial needs -
- [How To Recession-Proof Your Small Business In Uncertain Times] (https://www.nationalbusinesscapital.com/blog/how-to-recession-proof-your-business-in-uncertain-times/): With cities and counties lifting small business restrictions in light of the declining coronavirus numbers, many local businesses are starting to re-open
- [How to Refinance a Business Loan in 4 Simple Steps] (https://www.nationalbusinesscapital.com/blog/how-to-refinance-a-business-loan/): If your business' financial situation has changed, refinancing a business loan can be a smart way to reduce costs. In many cases, businesses can secure better
- [How to Secure a Fast Working Capital Loan in 7 Steps] (https://www.nationalbusinesscapital.com/blog/how-to-secure-a-fast-working-capital-loan-in-7-steps/): A fast working capital loan can be a life-saver when it comes to meeting your urgent needs - it provides quick access to funds to cover your day-to-day
- [How to Start a Trucking Company With No Money in 5 Steps] (https://www.nationalbusinesscapital.com/blog/how-to-start-a-trucking-company-with-no-money/): Wondering how to start a trucking company with no money? Your best bet would be to secure a commercial truck loan. Commercial truck loans enable you to afford
- [How to Take Your Business From $1M to $5M in Annual Gross Sales] (https://www.nationalbusinesscapital.com/blog/how-to-take-your-business-from-1m-to-5m-in-annual-gross-sales/): So, you've decided it's time to take your business to the next level and start multiplying your profits. But is your company in an optimal position for fast,
- [How to Use a Business Loan to Combat Inflation] (https://www.nationalbusinesscapital.com/blog/how-to-use-a-business-loan-to-combat-inflation/): Learn how to use a business loan to handle inflation and rising costs. Find tips and tricks to leverage financing and grow in any economy.
- [How to Use Construction Financing for Large Projects] (https://www.nationalbusinesscapital.com/blog/how-to-use-construction-financing-large-projects/): When seeking construction financing for such a large capital investment, the objective is to borrow sufficient financing to bridge the time between making
- [How to Use Cash App for Your Business: The Complete Guide] (https://www.nationalbusinesscapital.com/blog/how-use-cash-app-your-business-complete-guide/): Cash App, also called Square Cash, appeared in 2013 as a simple app for peer-to-peer payments and was expanded for business use in 2015. This new cash app
- [How Will the New COVID Variant Affect Holiday Travel?] (https://www.nationalbusinesscapital.com/blog/how-will-the-new-covid-variant-affect-holiday-travel/): Over Thanksgiving, U.S. airlines experienced the biggest travel surge since before the COVID-19 pandemic began. Airports, planes, and parking lots were packed
- [How Your Small Business Can Mitigate Through Inflation] (https://www.nationalbusinesscapital.com/blog/how-your-small-business-can-mitigate-through-inflation/): For the past two years, small businesses have faced an incredible number of challenges from lockdowns and labor shortages, to supply chain issues and now,
- [HVAC Business Loans Are Helping Contractors Earn Higher-Ticket Jobs] (https://www.nationalbusinesscapital.com/blog/hvac-business-loans-helping-contractors-earn-higher-ticket-jobs/): Scaling your HVAC business the right way is all about taking advantage of every seasonal opportunity. Keeping your business moving throughout the year means:
- [Hybridge SBA Loan™ Success Story: The Musical] (https://www.nationalbusinesscapital.com/blog/hybridge-sba-loan-success-story-the-musical/): The new Hybridge™ SBA Loan from NBC has been out for just over a week, and it’s already been responsible for hundreds of small business success stories across
- [Quick Solutions: Navigating Immediate Business Funding Needs] (https://www.nationalbusinesscapital.com/blog/immediate-business-funding/): Explore efficient solutions for immediate business funding. From fast loans to emergency financing, find the best options to meet your urgent business capital needs.
- [The Importance of Bookkeeping For Your Small Business [2025]] (https://www.nationalbusinesscapital.com/blog/importance-bookkeeping/): How much did your small business earn on the last job? How much did you spend on your latest office upgrade? If you want to accurately keep track of financial
- [The Ultimate Guide to Income Statement for Small Business Owners] (https://www.nationalbusinesscapital.com/blog/income-statement-for-small-business-owners/): An income statement is a vital document for any business. It’s the first thing potential investors and banks want to see before considering your funding
- [Strategies to Increase Business Line of Credit Limits (2025)] (https://www.nationalbusinesscapital.com/blog/increase-business-line-of-credit/): Discover expert strategies to increase business line of credit limits. Our comprehensive guide covers essential tips for financial growth and stability.
- [Introducing the Empowerment Loan™ for Women Entrepreneurs!] (https://www.nationalbusinesscapital.com/blog/introducing-the-empowerment-loan-for-women-entrepreneurs/): Recent studies show women becoming the fastest growing demographic of new business owners in the US, with over 40% of all new businesses being run by female
- [5 Signs That Inventory Financing Might be the Right Funding Solution for Your Business] (https://www.nationalbusinesscapital.com/blog/inventory-financing-right-solution/): If you’re in the market for business funding, then you’ve already discovered (or will very shortly find out!) that there are many different products
- [What is Inventory Financing? Types, Pros, Cons, and FAQ] (https://www.nationalbusinesscapital.com/blog/inventory-financing/): Running low on capital to fulfill large orders or meet seasonal demand can put your business in a tough spot. Without enough cash flow, keeping up with orders
- [4 IRS Challenges That Could Affect Your Tax Return in 2022] (https://www.nationalbusinesscapital.com/blog/irs-challenges-affect-tax-return-2022/): For 2022, tax returns are more complex, thanks to the addition of stimulus payments and advance child tax credits. And in addition, IRS agents are dealing with a massive backlog of paperwork to get through.
- [IRS Halts ERC Processing After Spike in Questionable Claims] (https://www.nationalbusinesscapital.com/blog/irs-halts-erc-processing/): On Thursday, September 14th, 2023, IRS Commissioner Danny Werfel announced that the organization would halt ERC processing until the end of 2023, at a
- [Is a Small Business Loan Installment or Revolving?] (https://www.nationalbusinesscapital.com/blog/is-a-small-business-loan-installment-or-revolving/): Small business loans are designed to help you get the money you need to start or run your business. With funding options, like working capital loans, you’ll
- [Is Private Equity Financing Right for Your Funding Needs?] (https://www.nationalbusinesscapital.com/blog/is-private-equity-financing-right-for-you/): If you feel stuck between a rock and a hard place when it comes to dealing with banks and private investors –– we feel your pain. The good news is, you’ve got
- [Is Your Business Over or Underinsured? How to Find Out] (https://www.nationalbusinesscapital.com/blog/is-your-business-over-or-underinsured-how-to-find-out/): Does the question of how to buy business insurance have you confused? You’re not alone; many small business owners don’t understand the amount or type of
- [Job Trends to Watch Out For in 2022] (https://www.nationalbusinesscapital.com/blog/job-trends-to-watch-out-for-in-2022/): The pandemic caused many changes over the past year and upended how most of us work and interact. And one of the most significant shifts the pandemic has
- [Just-In-Time Just Isn’t Timely Anymore: Liquidity Strategies] (https://www.nationalbusinesscapital.com/blog/just-in-time-just-isnt-timely/): By minimizing storage costs and avoiding capital tied up in unused stock, JIT helped businesses stay nimble and profitable. But then the system broke.
- [How to Keep Cash on Hand] (https://www.nationalbusinesscapital.com/blog/keep-cash-hand/): When it comes to running a business, one of the most important things you need is cash flow. But we all know how tough it can be to keep cash on hand when
- [7 Ways Your Small Business Can Keep Earning Income During COVID-19] (https://www.nationalbusinesscapital.com/blog/keep-earning-income-covid-19/): Small businesses have experienced quite a difficult stretch during the coronavirus pandemic. As cities and local governments lift the most extreme
- [How To Keep Your Restaurant Busy This Winter] (https://www.nationalbusinesscapital.com/blog/keep-restaurant-busy-winter/): Bleak weather conditions can do quite a number on restaurants, frequently leaving them out in the cold. This is especially true in the winter when customers
- [What Will it Take for Small Business Owners to Recover From The Labor Shortage?] (https://www.nationalbusinesscapital.com/blog/labor-shortage/): The Covid-19 pandemic has resulted in a labor shortage that is putting small business owners in a difficult position. On one hand, many are still recovering
- [Large Business Line of Credit: How It Works & Top Options] (https://www.nationalbusinesscapital.com/blog/large-business-line-of-credit-options/): Business lines of credit offer flexibility and accessibility that traditional loans do not, making them an invaluable resource for growing businesses.
- [3 Strategies to Get a Large Business Loan With No Money Down] (https://www.nationalbusinesscapital.com/blog/large-business-loan-no-money/): Discover how to secure a large business loan with no money down. Explore our top strategies for obtaining financial support without upfront capital. Start your business journey today!
- [5 Essential Requirements For Securing Large Business Loans] (https://www.nationalbusinesscapital.com/blog/large-business-loan-requirements/): Securing large business loans is a crucial step for mid-sized to large companies aiming to expand operations, invest in new projects, or manage substantial
- [Can I Get a Large Business Loan With a Bad Credit Score?] (https://www.nationalbusinesscapital.com/blog/large-business-loan-with-a-bad-credit-score/): Getting a large business loan comes with a lot of requirements - from providing your business’ financial statements to preparing a strong business plan that
- [6 Types of Large Business Loans to Drive Business Growth] (https://www.nationalbusinesscapital.com/blog/large-business-loans/): What are some of the most common types of large business loans that you can get for your enterprise? Continue reading to learn more.
- [Large Secured Business Loans: 3 Key Considerations] (https://www.nationalbusinesscapital.com/blog/large-secured-business-loans/): When a business seeks significant funding, large secured business loans often emerge as a viable option. These loans, secured by assets like real estate,
- [Large Unsecured Business Loans: 5 Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/large-unsecured-business-loans-5-things-you-need-to-know/): Applying for a large business loan often comes with the need for collateral - it serves as a form of protection for lenders, ensuring that you are not going
- [Law firm financing: Ways to finance your law firm's growth] (https://www.nationalbusinesscapital.com/blog/law-firm-financing/): Law firm financing for growth comes from sources like banks and private credit lenders. Learn the benefits, different types available, and more.
- [How to Leverage Social Media to Promote Your Brand] (https://www.nationalbusinesscapital.com/blog/leverage-social-media-promote-brand/): From Facebook and Pinterest to Twitter and Instagram—the potential for incorporating social media into your brand is boundless because it is everywhere.
- [Is a Business Line of Credit an Asset or Liability?] (https://www.nationalbusinesscapital.com/blog/line-of-credit-asset-or-liability/): Uncover the true nature of a business line of credit in your financial statements. Is it an asset or a liability? Find out more in our 2025 guide!
- [Business Line of Credit Without Personal Guarantee] (https://www.nationalbusinesscapital.com/blog/line-of-credit-no-personal-guarantee/): A business line of credit offers fast, flexible financing that can be put towards almost any type of business expense. You can use a line of credit to hire
- [Line of Credit vs. Term Loans: Which Is Right for You?] (https://www.nationalbusinesscapital.com/blog/line-of-credit-term-loans-which-is-right-for-you/): Unlock the distinctions between line of credit vs. term loan. Compare the key differences, pros & cons of each financing option, and find the best fit.
- [Line of Credit vs. Loan: What Are the Differences?] (https://www.nationalbusinesscapital.com/blog/line-of-credit-vs-loan-what-are-the-differences/): Are you confused about the difference between a line of credit and a loan? Be assured that you aren’t alone! Often, these terms are used synonymously or
- [Business Line of Credit Vs. Loan: What's the Difference?] (https://www.nationalbusinesscapital.com/blog/line-of-credit-vs-loan/): Comparing a business line of credit vs. loan is like comparing apples and oranges. They both give your business cash to accomplish a goal and come with their
- [What is liquidity management?] (https://www.nationalbusinesscapital.com/blog/liquidity-management/): Liquidity management isn’t just about having cash - it’s about accessing capital when the timing matters most for your business. Click through to learn more.
- [Liquor Store Business Loans: Get in the Spirit By Raising the Holiday Bar] (https://www.nationalbusinesscapital.com/blog/liquor-store-business-loans-spirit-by-raising-the-holiday-bar/): The holidays are coming, and if you own a wine or liquor store, you have a huge opportunity to cater to the holiday spirit with liquor store business loans.
- [Loan Package 101: What You Need to Prepare] (https://www.nationalbusinesscapital.com/blog/loan-package-101-everything-you-need/): If all of this sounds overwhelming to you, don't worry. Our team of expert Business Financing Advisors understand that your time is valuable, and will never
- [Can I Get A Loan To Purchase Medical Equipment? Yes, Here's How] (https://www.nationalbusinesscapital.com/blog/loan-to-purchase-medical-equipment/): Medical equipment is of uttermost importance for the day-to-day operations of any hospital, clinic, pharmaceutical company, or dental practice. However, it
- [Comprehensive Guide to Loans Available for Builders] (https://www.nationalbusinesscapital.com/blog/loans-available-for-builders/): From covering upfront material costs to funding new technology, the construction industry faces unique challenges that require flexible – and often
- [7 best long-term business loans of 2025] (https://www.nationalbusinesscapital.com/blog/long-term-business-loans/): Discover the best long-term business loans available for financing your goals, plus all the details you need to know about long-term funding.
- [Long-Term Unemployment Falls but Small Businesses Still Struggle With Hiring] (https://www.nationalbusinesscapital.com/blog/long-term-unemployment-falls-but-small-businesses-still-struggle-with-hiring/): According to the Bureau of Labor Statistics, long-term unemployment fell by 357,000 people last month. This decrease is largely thanks to an improving job
- [Long-Term Working Capital: Eligibility Requirements] (https://www.nationalbusinesscapital.com/blog/long-term-working-capital-eligibility-requirements/): If you need long-term funding for managing day-to-day expenses, maintaining steady operations, or capitalizing on growth opportunities, a long-term working
- [The International Longshoremen Association Strike – And What It Means for Your Company] (https://www.nationalbusinesscapital.com/blog/longshoreman-strike-economic-impact/): Today, January 7th, 2025, negotiations between the International Longshoremen Association (ILA) and the U.S. Maritime Alliance (USMX) resume. They’ll have
- [Looking At the Top 5 Financing Options for Construction Businesses in 2023] (https://www.nationalbusinesscapital.com/blog/looking-at-the-top-5-financing-options-for-construction-businesses-in-2023/): The construction industry is competitive, with thousands of entrepreneurs competing for the same market share of communities from coast to coast. Of course,
- [Los Angeles Small Business Loans] (https://www.nationalbusinesscapital.com/blog/los-angeles-small-business-loans/): Securing the right business loan is a critical step for any entrepreneur or small business owner looking to grow their business. Whether you’re launching a
- [Low Credit Score Business Loans: 7 Key Things To Know in 2022] (https://www.nationalbusinesscapital.com/blog/low-credit-score-business-loans/): What are some of the most important things that you need to know before applying for low credit score business loans? Continue reading to learn more!
- [How to Find the Best Low Interest Small Business Loan in 2020] (https://www.nationalbusinesscapital.com/blog/low-interest-small-business-loans/): Running a small business takes money, and lots of it. At some point or another, revenue doesn’t cut it—to grow, you need to tap into outside financing. That’s
- [Could High Lumber Prices in 2021 Affect Your Small Business?] (https://www.nationalbusinesscapital.com/blog/lumber-prices-2021/): While the economy recovers from a global pandemic and recession, lumber prices in 2021 are skyrocketing. Earlier in March, lumber prices in 2021 reached
- [How to Make the Most out of Patient Satisfaction Surveys] (https://www.nationalbusinesscapital.com/blog/make-patient-satisfaction-surveys/): Surveys requested by a practitioner’s office as well those administered by hospitals, gauge the perceived level of care received by the end user, the patient.
- [Managing a Small Business Line of Credit: Best Practices] (https://www.nationalbusinesscapital.com/blog/managing-a-small-business-line-of-credit-best-practices/): When it comes to managing a small business, having payment flexibility and quick access to funds is of vital importance for maintaining financial stability.
- [Ultimate Guide to Manufacturing Equipment Loans] (https://www.nationalbusinesscapital.com/blog/manufacturing-equipment-loans/): In an industry as competitive as manufacturing, staying ahead of the competition requires having the latest machinery. However, such significant investments
- [Manufacturing Financing: Types, Benefits, + How to Qualify] (https://www.nationalbusinesscapital.com/blog/manufacturing-financing/): Businesses in the manufacturing industry hold unique importance in our economy. It’s a powerhouse industry that creates substantial value through innovation,
- [Manufacturing Loans: Guide for 2025] (https://www.nationalbusinesscapital.com/blog/manufacturing-loans/): There are always opportunities to capitalize on as a manufacturer. Unexpected demand swells, supply chain expansions, and seasonal fluctuations are all
- [National’s Small Business Confidence Index: March 2019 Results] (https://www.nationalbusinesscapital.com/blog/march-2019-results-nationals-small-business-confidence-index/): On March 31, 2019, National Business Capital (National), released the results of their National Business Confidence Index survey. The survey was conducted to
- [Marketing During The Coronavirus: How Your Small Business Can Adapt] (https://www.nationalbusinesscapital.com/blog/marketing-during-the-coronavirus/): In one way or another, nearly all small businesses have adapted to the new normal of the coronavirus shutdown. Some closed fully, some partially, and others
- [Mastercard Will Offer Cryptocurrency Options to Its Payment Network] (https://www.nationalbusinesscapital.com/blog/mastercard-will-offer-cryptocurrency-options-to-its-payment-network/): On Monday, Mastercard announced that any banks and merchants on its payment network would soon be able to offer cryptocurrencies. To do this, Mastercard is
- [Mastering the Rockefeller Habits: What You Must Do to Increase the Value of Your Growing Firm] (https://www.nationalbusinesscapital.com/blog/mastering-the-rockefeller-habits-what-you-must-do-to-increase-the-value-of-your-growing-firm/): “If you want to learn how to scale your business and keep all levels of your team involved in the growth of your business, this is a must-read for you. This
- [Maximizing Success with Loan Referral Programs (2025)] (https://www.nationalbusinesscapital.com/blog/maximizing-success-loan-referral-programs/): Unlock the potential of loan referral programs with our comprehensive guide. Learn effective strategies and insights to enhance your financial services.
- [3 Major Credit Bureaus Will Remove Most Medical Debt From Consumer Credit Reports] (https://www.nationalbusinesscapital.com/blog/medical-debt-credit-reports/): If you’ve ever had a medical emergency, you know all the different ways it can disrupt your life. And for many consumers, the problems don’t end once their
- [Medical Financing Solutions for Professionals] (https://www.nationalbusinesscapital.com/blog/medical-financing-solutions-for-professionals/): When a medical practice, health care facility or organization requires financing, their bank may not be the best or most expeditious place to turn.
- [Medical practice loans: Everything you need to know] (https://www.nationalbusinesscapital.com/blog/medical-practice-loans/): Medical practice loans can help you expand your business and reach your goals faster. Learn everything you need to know in our comprehensive guide.
- [Medicare to Offer Emergency Payments for Healthcare Providers After Change Healthcare’s Cyber Attack] (https://www.nationalbusinesscapital.com/blog/medicare-to-offer-emergency-payments-for-healthcare-providers/): On February 21st, 2024, Change Healthcare, a subsidiary of UnitedHealth Group and one of the largest health information exchange platforms in the United
- [Where The Merchant Cash Advance Industry Stands In 2020] (https://www.nationalbusinesscapital.com/blog/merchant-cash-advance-industry/): The process of getting a small business loan or financing today is far from what it was ten years ago. Thanks to advances in fintech and online lending,
- [7 Ways Merchant Cash Advances Are Not What You Think] (https://www.nationalbusinesscapital.com/blog/merchant-cash-advances-theyre-not-what-you-think/): It used to be that merchant cash advances (MCA) was generally seen as shady deals made by professional scam artists, used to rob unwary business owners all
- [Are Merchant Financing Loans Right For Your Business? (2022)] (https://www.nationalbusinesscapital.com/blog/merchant-financing-loans/): Small business owners have numerous options for financing. If you operate a retail or storefront business, you'll be especially intrigued to learn about
- [Merchant Financing 101: What You Need to Know] (https://www.nationalbusinesscapital.com/blog/merchant-financing-what-you-need-to-know/): What are some of the most important things that you need to know about merchant financing? Continue reading to learn more.
- [Miami Small Business Loans] (https://www.nationalbusinesscapital.com/blog/miami-small-business-loans/): Miami's vibrant business scene, with its cultural diversity and economic opportunities, offers many chances for small businesses to grow. For entrepreneurs
- [What’s the Minimum Credit Score For a Small Business Loan?] (https://www.nationalbusinesscapital.com/blog/minimum-credit-score-small-business-loan/): Your personal credit score can make or break your chances of qualifying for the right business loan. Traditional lenders restrict funding access to those with
- [National Announces New Fast Equipment Financing Program: The eQuickment Financing Product] (https://www.nationalbusinesscapital.com/blog/national-announces-new-equickment-financing-product/): National Business Capital is thrilled to announce the new eQuickment Financing Product! Like our groundbreaking new Performance Advance program, this new
- [National Announces New Performance Advance Financing Solution] (https://www.nationalbusinesscapital.com/blog/national-announces-new-performance-advance-financing-solution/): National Business Capital is thrilled to announce the new Performance Advance Financing Solution! Hot on the heels of the revolutionary Hybridge SBA Loan™,
- [Can Bad Credit Business Borrowers Be a Good Investment?] (https://www.nationalbusinesscapital.com/blog/national-business-capital-celebrates-10th-anniversary-2/): Banks in particular rely heavily on personal credit score and are unlikely to give a loan to a business owner with a credit score under 650. Should lenders
- [National Business Capital Celebrates 10th Anniversary] (https://www.nationalbusinesscapital.com/blog/national-business-capital-celebrates-10th-anniversary/): Business boomed for National Business Capital while banks were timid to lend. National’s approach to lending, advanced technology, and stellar customer
- [National Business Capital Chosen to Lead the SBFA Broker Council] (https://www.nationalbusinesscapital.com/blog/national-business-capital-chosen-to-lead-the-sbfa-broker-council/): For all business owners having trouble telling the good from the bad alternative business financing companies, the team at National Business Capital has some
- [National Business Capital Connects Small Businesses with Private Lenders within Its Global Network] (https://www.nationalbusinesscapital.com/blog/national-business-capital-connects-small-businesses-with-private-lenders-within-its-global-network/): Small business owners can quickly become discouraged when banks turn them down for financing — but all hope is not lost. National Business Capital helps small
- [National Business Capital Helps Local Family] (https://www.nationalbusinesscapital.com/blog/national-business-capital-helps-local-family/): Business owners shoulder a lot of responsibilities including the ones to their employees and their customers. In addition, they also have responsibilities to
- [National Business Capital Introduces Financing Services to Automotive Service Industry] (https://www.nationalbusinesscapital.com/blog/national-business-capital-introduces-financing-services-to-automotive-service-industry/): To stay current, automotive services companies need financing to upgrade their equipment, such as car lifts, spray booths, alignment machines, for example,”
- [NBC Honored Lead the Broker Division of the SBFA] (https://www.nationalbusinesscapital.com/blog/national-business-capital-is-honored-to-be-chosen-as-head-of-the-broker-division-of-the-small-business-finance-association/): WASHINGTON, May 11, 2018 /PRNewswire/ -- The Small Business Finance Association (SBFA) today announced the launch of a new initiative called the SBFA Broker
- [National Business Capital Makes Strides Against Breast Cancer!] (https://www.nationalbusinesscapital.com/blog/national-business-capital-makes-strides-against-breast-cancer/): October is National Breast Cancer Awareness Month and here on Long Island that means the Making Strides Against Breast Cancer walk held at Jones Beach. Two
- [National Business Capital Opens In Hauppauge] (https://www.nationalbusinesscapital.com/blog/national-business-capital-opens-in-hauppauge/): National Business Capital, a FinTech lending marketplace for small business loans, held a ribbon cutting on Thursday.
- [National Business Capital Releases the Hybridge™ SBA Loan] (https://www.nationalbusinesscapital.com/blog/national-business-capital-releases-a-new-and-innovative-business-financing-product-hybridge-sba-loan/): A Brand New Financial Product In a time when the SBA loan process is notoriously difficult for small business owners, National Business Capital would like to
- [National Business Capital Volunteers With Habitat for Humanity] (https://www.nationalbusinesscapital.com/blog/national-business-capital-volunteers-with-habitat-for-humanity/): National Business Capital has become a valued resource for business owners to maintain, improve, and grow their business. Now, National Business Capital is
- [National Business Capital Wins Top Workplace On Long Island] (https://www.nationalbusinesscapital.com/blog/national-business-capital-wins-top-workplace-on-long-island/): HAUPPAUGE, NY — National Business Capital, a FinTech company, was named the #1 Top Workplace Award for 2022 on Long Island by the Long Island Press for the
- [National Business Capital’s Tycoon Magazine Profile] (https://www.nationalbusinesscapital.com/blog/national-business-capitals-tycoon-magazine-profile/): National Business Capital: Helping Businesses Grow
- [National Business Capital’s Unique Approach to Cannabis Debt Financing Opens the Door to Growth for Entrepreneurs in the Industry] (https://www.nationalbusinesscapital.com/blog/national-business-capitals-unique-approach-to-cannabis-debt-financing-opens-the-door-to-growth-for-entrepreneurs-in-the-industry/): The cannabis industry is growing. By the end of 2022, the U.S. cannabis market is expected to reach $27 billion in sales, with some data projecting this
- [Small Business Optimism Continues to Drop in 2019] (https://www.nationalbusinesscapital.com/blog/national-small-business-outlook-for-2019/): According to the National Federation of Independent Business's (NFIB) monthly Optimism Index, small business optimism is on the downwards spiral in 2019.
- [National Small Business Week 2019: Your Go-To Guide] (https://www.nationalbusinesscapital.com/blog/national-small-business-week-2019-your-go-to-guide/): For almost 70 years, National Small Business Week (NSBW) has celebrated small business owners and entrepreneurs, and recognized how integral their
- [Navigating Business Lines of Credit: Expert Advisory Insights] (https://www.nationalbusinesscapital.com/blog/navigating-business-lines-of-credit/): Our essential guide on who to consult for business lines of credit. Get expert tips, strategies, and practical advice for informed financial decisions
- [NBS: The #1 Small Business Consulting Firm] (https://www.nationalbusinesscapital.com/blog/nbs-the-1-small-business-consulting-firm/): Here is just a taste of what NBS is capable of:
- [An Introduction to Equipment Loans: 5 Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/need-to-know-equipment-loans/): Updated on April 17th. 2024
- [3 Things You Need to Know Now About Hospitality Financing] (https://www.nationalbusinesscapital.com/blog/need-to-know-hospitality-financing/): As you explore various hospitality financing products and options, naturally you want to educate yourself with facts vs. myths. After all, we aren’t just
- [Strategies to Negotiate Better Terms on Your Commercial Loan] (https://www.nationalbusinesscapital.com/blog/negotiate-better-terms-commercial-loan/): Discover expert strategies to negotiate better terms on your commercial loan. From preparation to persuasive tactics, learn how to secure favorable financing for your business
- [Never Split the Difference: Negotiating As If Your Life Depended On It] (https://www.nationalbusinesscapital.com/blog/never-split-the-difference-negotiating-as-if-your-life-depended-on-it/): “I recommend this book to anyone looking to improve their negotiating skills. Voss shares nine effective principles you can use to become more persuasive in
- [New Exoskeleton Gives Construction Workers Super-Human Strength] (https://www.nationalbusinesscapital.com/blog/new-exoskeleton-gives-construction-workers-super-human-strength/): Later this year, Sarcos Robotics will release the Guardian XO: an exoskeleton robot suit designed to give construction workers superhuman strength.
- [New Home Prices Are Rising – Fueled by Supply Constraints] (https://www.nationalbusinesscapital.com/blog/new-home-prices-are-rising/): Low mortgage rates coupled with a wave of city dwellers looking for more space to work from home pushed the housing market towards an extraordinary boom in
- [New Landscaping Equipment That Helps You Take on More Customers This Summer] (https://www.nationalbusinesscapital.com/blog/new-landscaping-equipment-that-helps-you-take-on-more-customers-this-summer/): As summer rolls around, your landscaping business needs to be ready to tackle more projects and deliver stellar results to every customer. If you want to
- [A Texas law is about to change how many businesses get funded] (https://www.nationalbusinesscapital.com/blog/new-texas-law-changes-how-businesses-get-funded/): If you own a business in Texas, there’s a major change coming that could limit how you access working capital. Starting September 1, a new law will restrict
- [New York Forward Loan Fund: The Empire State’s Economic Recovery Fund] (https://www.nationalbusinesscapital.com/blog/new-york-forward-loan-fund/): With the pandemic slowly but surely waning, small businesses are moving into a new mindset: how to reopen safely, effectively and strategically. Part and
- [No doc business loans: Everything you need to know] (https://www.nationalbusinesscapital.com/blog/no-doc-business-loans/): No-doc business loans are financing options that do not require extensive documentation. Learn how you can use them to reach your goals in our guide.
- [Nvidia's DOJ Probe Is Proof of the Chipmaker's Market Dominance, Experts Say] (https://www.nationalbusinesscapital.com/blog/nvidias-doj-probe-is-proof-of-the-chipmakers-market-dominance-experts-say-2/): 
- [NYIC 2023 Annual Holiday Luncheon] (https://www.nationalbusinesscapital.com/blog/nyic-2023-annual-holiday-luncheon/): 
- [Omicron and Winter Weather Ground Thousands of Flights Across the U.S.] (https://www.nationalbusinesscapital.com/blog/omicron-variant-ground-thousands-of-flights/): The airline industry is off to a rough start in the New Year, with thousands of flights getting canceled. On Monday, there were 3,225 flights canceled across
- [Top Online Construction Management Resources] (https://www.nationalbusinesscapital.com/blog/online-construction-management-resources/): While many industries expect their top management to acquire higher education and advanced degrees as they move up the corporate ladder, managers in the
- [Ultimate Guide to Online Lending Affiliate Programs] (https://www.nationalbusinesscapital.com/blog/online-lending-affiliate-guide/): Explore the world of online lending affiliate programs. Learn how they work, their benefits, and strategies to maximize earnings in 2025.
- [open] (https://www.nationalbusinesscapital.com/blog/open/): 
- [Key Requirements for an Operating Line of Credit] (https://www.nationalbusinesscapital.com/blog/operating-line-of-credit-requirements/): Discover the key requirements your business must meet to secure an operating line of credit. Learn about the application process, eligibility criteria, and tips for success.
- [Operating Line of Credit vs Term Loan: What Are The Differences?] (https://www.nationalbusinesscapital.com/blog/operating-line-of-credit-vs-term-loan-what-are-the-differences/): Regardless of its size and longevity, any business is bound to experience financial challenges at least once throughout its life - from limited or
- [Optimize Your Business Operations in California With a $5 Million Loan] (https://www.nationalbusinesscapital.com/blog/optimize-your-business-operations-in-california-with-a-5-million-loan/): The Golden State offers a myriad of opportunities for businesses to thrive - however, scaling your business operations to keep pace with dynamic market
- [Capital Stack, Recalibrated: Designing Funding for Growth] (https://www.nationalbusinesscapital.com/blog/optimizing-your-capital-stack/): How fast-growing companies structure their capital stack to match growth, cash flow, and timing, while building internal Capital Intelligence.
- [How to Overcome Seasonal Customer Cash Flow Gaps with Business Financing] (https://www.nationalbusinesscapital.com/blog/overcome-seasonal-customer-cash-flow-gaps/): Cash flow is a never-ending problem in small businesses. Achieving consistent positive cash flow is an even bigger challenge if you make most of your sales
- [Payroll 101: 8 Most Crucial Tips for New Employers] (https://www.nationalbusinesscapital.com/blog/payroll-101-8-crucial-tips-employers/): You’re fired up with an idea for a new business, and worked out a strategy to make it happen.
- [Payroll Funding: How to Get Fast Financing & Always Pay Employees] (https://www.nationalbusinesscapital.com/blog/payroll-funding/): When you own a small business, operating costs can be quite hefty—especially when your cash flow doesn’t exactly sync up with your expenses. Payroll, the
- [Personal Loans for Independent Contractors and 1099 Workers] (https://www.nationalbusinesscapital.com/blog/personal-loans-for-independent-contractors-and-1099-workers/): As an independent contractor or 1099 worker, you’re essentially a business owner. You’re responsible for managing your day-to-day responsibilities and setting
- [Pfizer Vaccine Receives FDA Approval, Paving the Way for More Vaccine Mandates] (https://www.nationalbusinesscapital.com/blog/pfizer-vaccine-receives-fda-approval/): On Monday, the U.S. Food and Drug Administration (FDA) granted full approval to the Pfizer-BioNTech Covid-19 vaccine for individuals 16 and older. It’s the
- [Pharmacy Business Loans: The Complete Guide] (https://www.nationalbusinesscapital.com/blog/pharmacy-business-loans/): When independent pharmacy owners require additional working capital for their businesses, they are likely to visit their banker for a discussion of the
- [Pinterest for My Business?] (https://www.nationalbusinesscapital.com/blog/pinterest-for-my-business/): The use of social media in business is on the rise and business owners are learning that it is not whether they use it, but how they use it.  Keeping up with
- [An Overview of 5 Popular Types of Business Loans] (https://www.nationalbusinesscapital.com/blog/popular-business-loans/): In the past, most small business owners who wanted business funding typically had three options:
- [Poultry Farm Loans: Six Important Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/poultry-farm-loans/): Poultry and eggs are a staple in the American diet. Farmers in the industry have an essential role to play in the economy and our way of life, especially
- [Can I Get a PPP Loan and A Small Business Loan?] (https://www.nationalbusinesscapital.com/blog/ppp-loan-and-small-business-loan/): Wondering if it’s possible to get both a PPP loan and small business loan at the same time?
- [PPP Loans are Over - But Businesses Still Have Other Resources for Financing] (https://www.nationalbusinesscapital.com/blog/ppp-loans-are-over-but-businesses-still-have-other-resources-for-financing/): We may not be able to predict when the Covid-19 pandemic will end for good, at least not for the time being. However, one of the most defining characteristics
- [Why The “You’re Pre-Approved” Strategy Can Work For You] (https://www.nationalbusinesscapital.com/blog/pre-approved-strategy/): Have you ever felt like there’s nothing else you can do even after you’ve done everything to increase traffic for your website? Each marketer faces such a
- [Pre-Suasion: A Revolutionary Way to Influence and Persuade] (https://www.nationalbusinesscapital.com/blog/pre-suasion-a-revolutionary-way-to-influence-and-persuade/): “Reading this book has changed my perspective on marketing! Author Robert Cialdini explains how to capitalize on the essential window of time before you
- [Preparing Your Small Business for the Second Wave of the Coronavirus] (https://www.nationalbusinesscapital.com/blog/preparing-small-business-second-wave-coronavirus/): News of coronavirus cases rising may leave you wondering if you should start preparing your small business for a second wave of Covid-19. If there is a second
- [Private Equity Investments Vs. Business Loans: What You Need to Know] (https://www.nationalbusinesscapital.com/blog/private-equity-investments-vs-business-loans-what-you-need-know/): So, your idea for a new business worked! Now, you’re at a stage where you need financing, fast, or else you may not be able to sustain growth.
- [Productivity Settings Guide: Yahoo Small Business Email] (https://www.nationalbusinesscapital.com/blog/productivity-settings-guide-yahoo-small-business-email/): Switching between communication apps wastes up to an hour of productive time per employee every day, and some employees bounce between as many as 10 different
- [3 Ways to Identify Profitable Opportunities to Exploit with Business Lending] (https://www.nationalbusinesscapital.com/blog/profitable-opportunities-with-business-lending/): It’s widely understood that obtaining business lending is an effective — and often essential — solution for covering an urgent or unexpected working capital
- [Propane Prices Are Skyrocketing This Winter] (https://www.nationalbusinesscapital.com/blog/propane-prices-are-skyrocketing-this-winter/): Americans have been feeling the effects of inflation for the past several months - and now heating costs are the latest to draw attention. Propane prices are
- [Pros and Cons of Investing in a Franchise] (https://www.nationalbusinesscapital.com/blog/pros-cons-investing-franchise/): Investing in a franchise can help you become a business owner who is part of an industry worth approximately $2.1 trillion. With an estimated 900,000
- [What Are the Pros & Cons of Non-Real Estate Commercial Financing] (https://www.nationalbusinesscapital.com/blog/pros-cons-of-commercial-financing/): Commercial financing is a vital tool for small to medium-sized businesses and entrepreneurs looking to expand their operations, manage cash flow, or invest in
- [How to Protect Yourself From the Growing Problem of Identity Theft] (https://www.nationalbusinesscapital.com/blog/protect-from-identity-theft/): The Identity Theft Resource Center reported that identity crimes grew 36% from 2020 to 2021. This data included reports from over 15,000 people and looked at
- [Putting the Green in Cannabis Businesses] (https://www.nationalbusinesscapital.com/blog/putting-the-green-in-cannabis-businesses/): Prospective cannabis entrepreneurs attending this month’s Hampton Cannabis Expo will be seeking guidance from a slew of business professionals on navigating
- [Understanding the Qualifications for a Commercial Loan] (https://www.nationalbusinesscapital.com/blog/qualifications-for-a-commercial-loan/): Uncover the essential qualifications for securing a commercial loan with our guide. Learn criteria, improve your chances, and fuel your business growth.
- [Qualified Business Income (QBI) Deductions: Your Complete Guide [2020]] (https://www.nationalbusinesscapital.com/blog/qualified-business-income-qbi-deductions-complete-guide-2020/): Starting in the 2018 tax year, the Tax Cuts and Jobs Act of 2017 allowed many small business owners to begin taking a new deduction: the qualified business
- [Qualifying For An SBA Loan: What Small Businesses Need To Know] (https://www.nationalbusinesscapital.com/blog/qualifying-for-an-sba-loan/): Small Business Administration (SBA) loans come with a number of benefits, such as lower interest rates, longer repayment terms, and smaller down payments. You
- [7 Key Questions to Ask a Prospective Equipment Financing Company] (https://www.nationalbusinesscapital.com/blog/questions-equipment-financing-company/): Equipment financing enables businesses to purchase “hard assets” that are needed to maintain current operations or increase capacity — and therefore enhance
- [4 Critical Questions to Ask Before Getting a Restaurant Loan] (https://www.nationalbusinesscapital.com/blog/questions-for-restaurant-loan/): Restaurant owners certainly know that when cash stops flowing—even for a month, let alone a quarter—it might just be a matter of time before layoffs loom,
- [Quit Rates Are Spiking. Here’s How Small Businesses Can Stem the Tide.] (https://www.nationalbusinesscapital.com/blog/quit-rates-are-spiking-heres-how-small-businesses-can-stem-the-tide/): Workers are quitting at historic rates — but not every state is seeing the same numbers of workers heading to the exits.Across America, the number of of
- [100 Quotes From Top Business Leaders] (https://www.nationalbusinesscapital.com/blog/quotes-from-top-business-leaders/): "Data beats emotions.” —Sean Rad, Adly and Tinder founder
- [Record-Breaking Rent Costs Could Rise Even Higher] (https://www.nationalbusinesscapital.com/blog/record-breaking-rent-costs-could-rise-even-higher/): Renters are already dealing with high housing costs, but now they have added competition — buyers priced out of the housing market. Last year, a 30-year
- [7 Ways to Reduce Shipping Costs for Your Small Business] (https://www.nationalbusinesscapital.com/blog/reduce-shipping-costs-small-business/): Wondering how to reduce shipping costs for your small business? The Covid-19 pandemic has pushed millions of Americans to switch over to online shopping. As a
- [How To Reduce Business Expenses During the Coronavirus Crisis] (https://www.nationalbusinesscapital.com/blog/reducing-business-expenses-during-coronavirus-crisis/): When the coronavirus crisis began, small business owners braced for the difficult weeks ahead. What many business owners didn’t realize is that weeks would
- [Referral Programs for Small Businesses: The Definitive Guide] (https://www.nationalbusinesscapital.com/blog/referral-programs-small-businesses-definitive-guide/): If you haven’t started a referral program for small businesses, what are you waiting for? 60% of marketers say referral programs are an effective way to
- [Refinancing Commercial Loans in 2024] (https://www.nationalbusinesscapital.com/blog/refinancing-commercial-loans/): Refinancing a commercial loan can be a strategic move to lower interest rates, improve cash flow, and enhance the overall financial health of your business.
- [Repaying a Line of Credit: A Comprehensive Guide (2025)] (https://www.nationalbusinesscapital.com/blog/repaying-a-line-of-credit/): Discover effective strategies for repaying a line of credit. This guide covers practical tips, managing finances, and understanding credit terms.
- [What Are The Key Requirements for Commercial Construction Loans?] (https://www.nationalbusinesscapital.com/blog/requirements-for-commercial-construction-loans/): Undertaking a new construction project is always an exciting endeavor and an important step in taking your business to the next level, but finding the right
- [Rescue Efforts Underway After Hurricane Ida Pummels the Louisiana Coast] (https://www.nationalbusinesscapital.com/blog/rescue-efforts-underway-after-hurricane-ida-pummels-the-louisiana-coast/): In Louisiana, rescue efforts are currently underway to help the residents impacted by Hurricane Ida. The Category 4 hurricane ripped across the Louisiana
- [Resources Your Business Can Take Advantage of When Re-Opening] (https://www.nationalbusinesscapital.com/blog/resources-for-reopening-business/): Create a Custom Flyer For Your Business!
- [Restaurant Business Loans: Is Long-Term Financing Right for You?] (https://www.nationalbusinesscapital.com/blog/restaurant-business-loans-long-term-financing/): For many restaurant owners, short-term restaurant business loans provide fast access to the capital they need to accelerate the growth of their business, but
- [Restaurant Business Loans: Top Lenders and Options for 2025] (https://www.nationalbusinesscapital.com/blog/restaurant-business-loans/): Juggling employees, overhead, payroll, taxes, equipment, and seasonal fluctuations is all part of owning a restaurant. However, this can make it seem
- [Looking to Fund Your Restaurant? 5 Restaurant Financing Options in 2022] (https://www.nationalbusinesscapital.com/blog/restaurant-financing-options/): Looking to fund your restaurant? Here are some of the best restaurant financing options that you can apply for in 2022.
- [Restaurant Franchise Financing 101] (https://www.nationalbusinesscapital.com/blog/restaurant-franchise-financing/): Updated 7/5/2024
- [Restaurant Loans for Bad Credit with NO Minimum FICO Required] (https://www.nationalbusinesscapital.com/blog/restaurant-loans-for-bad-credit/): Restaurants have an uphill battle to secure business funding from banking institutions, especially if they have a challenged credit score. With so many
- [Can You Get Restaurant Loans with Bad Credit?] (https://www.nationalbusinesscapital.com/blog/restaurant-loans-with-bad-credit/): The answer to “can you get restaurant loans with bad credit?” depends on who you ask. Banks will say no, because it’s risky for them. But banks have slapped
- [Restaurant Outdoor Seating: 8 Rules to Keep Your Customers Safe] (https://www.nationalbusinesscapital.com/blog/restaurant-outdoor-seating/): States, towns and cities across the country are giving the green light for restaurant outdoor seating as coronavirus numbers dwindle. But before you take the
- [Restaurant Wages Rose 10% Last Quarter as Businesses Struggle With Staffing] (https://www.nationalbusinesscapital.com/blog/restaurant-struggle-with-staffing/): During the second quarter of 2021, wages for hourly restaurant workers rose 10% from where they were just a year earlier. These latest findings from Black Box
- [Restaurants Continue to Deal With Supply Chain Problems and Rising Costs] (https://www.nationalbusinesscapital.com/blog/restaurants-continue-to-deal-with-supply-chain-problems-and-rising-costs/): For the past year, restaurant owners have been looking forward to the day when states would lift occupancy restrictions, and they could operate at full
- [Retail business loans: What they are + how to get one] (https://www.nationalbusinesscapital.com/blog/retail-business-loans/): Retail business loans help retail organizations purchase inventory, upgrade equipment, and more. Learn more in our guide.
- [Retailers Are Getting Rid of Layaway in Favor of Buy Now, Pay Later Options] (https://www.nationalbusinesscapital.com/blog/retailers-are-getting-rid-of-layaway-in-favor-of-buy-now-pay-later-options/): With supply chain problems growing more frequent, many retailers are encouraging shoppers to start their holiday shopping early this year. In the past, some
- [Retailers Are Sitting on Excess Inventory as Demand for Athleticwear Drops] (https://www.nationalbusinesscapital.com/blog/retailers-excess-inventory/): For the past two years of the pandemic, consumers have been stuck at home without many options for recreational activities. The demand for athleisurewear and
- [Understanding Revolving Line of Credit Business Loans: A Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/revolving-line-of-credit-business-loan/): 
- [Rising Inflation Causes Hiring Problems for Small Business] (https://www.nationalbusinesscapital.com/blog/rising-inflation-causes-hiring-problems-for-small-business/): In May, the Consumer Price Index (CPI) rose 8.6%, which is the highest growth the U.S. has seen since 1981. The report was discouraging because it shows that
- [Rising Rates and Home Affordability Challenges Causing the Housing Market to Slow] (https://www.nationalbusinesscapital.com/blog/rising-rates-home-affordability-housing-market/): After a year of rock bottom rates, soaring demand, and bidding wars, the housing market is starting to slow down. In June, Redfin reported that 60,000 home
- [Same-Day Business Financing: All You Need to Know] (https://www.nationalbusinesscapital.com/blog/same-day-business-financing-all-you-need-to-know/): In the dynamic world of business, opportunities and challenges can arise unexpectedly, and having the immediate financial resources to address them promptly
- [SBA Commercial Vehicle Loans: 10 Frequently Asked Questions] (https://www.nationalbusinesscapital.com/blog/sba-commercial-vehicle-loans/): Commercial vehicle loans, also known as commercial auto loans, are a financing solution that allow you to buy the vehicles you need to run your business. Out
- [Do SBA Disaster Loans Require a Personal Guarantee?] (https://www.nationalbusinesscapital.com/blog/sba-disaster-loans-personal-guarantee/): Small businesses seeking capital often consider the SBA (Small Business Administration) the best possible source due to the low interest rates. In addition to
- [SBA Loan Default: What Happens When You Can't Pay?] (https://www.nationalbusinesscapital.com/blog/sba-loan-default/): Defaulting on a loan isn’t something any small business owner wants to think about. And why would they? After all, no one goes into a financial venture
- [SBA Loan Default: What Happens When You Can't Pay?] (https://www.nationalbusinesscapital.com/blog/sba-loan-default/?wvideo=aq4uedrxtf): Defaulting on a loan isn’t something any small business owner wants to think about. And why would they? After all, no one goes into a financial venture
- [SBA Loan Forgiveness Program Resources & Updates For Small Business] (https://www.nationalbusinesscapital.com/blog/sba-loan-forgiveness-program-resources/): To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here.
- [SBA Loan vs Line of Credit: What Are the Key Differences?] (https://www.nationalbusinesscapital.com/blog/sba-loan-vs-business-line-of-credit/): When comparing a line of credit vs. SBA loan consider that a line of credit offers flexible access to funds for businesses, whereas an SBA loan is a
- [Small Business Loans in Houston, Texas: Fintech Financing Options] (https://www.nationalbusinesscapital.com/blog/sbl-houston-texas-fintech-financing-options/): They say everything is bigger in Texas, and the economy is no exception. Economic growth hit 3.2% in 2018 – more than the national average – and the state
- [Second Round of PPP Funding: Everything You Need to Know] (https://www.nationalbusinesscapital.com/blog/second-round-ppp-funding/): To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here.
- [The Ultimate Guide to Securing a $1M Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/secure-a-1m-business-line-of-credit/): Learn how to secure a $1M business line of credit with our step-by-step guide. Discover essential tips and requirements to boost your business finance options.
- [Secure a $2 Million Business Loan in California: Your Path to Expansion] (https://www.nationalbusinesscapital.com/blog/secure-a-2-million-business-loan-in-california-your-path-to-expansion/): Looking to secure a $2 million business loan in California? The Golden State offers game-changing opportunities for companies on their path to expansion - in
- [How to Secure a $2 Million Line of Credit] (https://www.nationalbusinesscapital.com/blog/secure-a-2-million-line-of-credit/): Securing a business line of credit is a crucial step for small to medium-sized business owners, financial managers, and entrepreneurs aiming to expand or
- [Secured Business Loans: National's Ultimate Guide to Loan Collateral] (https://www.nationalbusinesscapital.com/blog/secured-business-loans/): The growth and success of most businesses often require access to additional funds. If your small business is in need of extra money, secured loans can be the
- [Secured vs. unsecured line of credit: Overview for businesses] (https://www.nationalbusinesscapital.com/blog/secured-vs-unsecured-line-of-credit/): The difference between a secured vs. unsecured line of credit is that a secured line is backed by collateral, while an unsecured line isn’t.
- [The Complete Guide to Securing a $300K Business Loan] (https://www.nationalbusinesscapital.com/blog/securing-a-300k-business-loan/): Getting a $300,000 business loan can be a pivotal moment for any company. This caliber of financing empowers businesses to execute significant growth
- [Securing an 850K Business Loan in 5 Steps] (https://www.nationalbusinesscapital.com/blog/securing-an-850k-business-loan-in-5-steps/): Cash reserves are of uttermost importance for every business, but having a substantial amount is a challenge for many companies nationwide - according to
- [Navigating the Drought: A Guide to Securing Loans During a Lending Decline] (https://www.nationalbusinesscapital.com/blog/securing-loans-during-a-lending-decline/): Struggle to secure a loan in a tight market? Our guide offers proven strategies to improve your chances of loan approval during a lending decline. Discover alternative options, boost your credit, and navigate the lending landscape.
- [Short-Term Financing: How to Know Which Type Is Right] (https://www.nationalbusinesscapital.com/blog/short-term-financing/): Here’s the scene: the holiday season is just around the corner, and the customer rush is sending your warehouse into overdrive. Similarly, a local
- [Short Term Small Business Loans vs Long Term Business Loans: Which is Right for You?] (https://www.nationalbusinesscapital.com/blog/short-term-small-business-loans-vs-long-term-business-loans-which-is-right-for-you/): The repayment schedule of your financing has a major impact on its benefits. If it’s too short, you can find yourself struggling to make timely payments,
- [Should I Apply for Alternative Financing With Good Credit?] (https://www.nationalbusinesscapital.com/blog/should-apply-alternative-financing-good-credit/): Alternative financing has turned the lending market on its side by reinventing the criteria that borrowers must meet in order to qualify for a loan. In doing
- [Should Kohl’s Break Up or Sell the Company? One Investor Thinks So] (https://www.nationalbusinesscapital.com/blog/should-kohls-break-up-or-sell-the-company-one-investor-thinks-so/): An activist investor believes Kohl’s should either sell the company or break off its e-commerce division. In a letter posted online, investor Engine Capital
- [Small Business Administration Loan Stimulus for Coronavirus: FAQ] (https://www.nationalbusinesscapital.com/blog/small-business-administration-loan-stimulus-coronavirusfaq/): This post was updated on 3/18 to include information about an additional $250 billion SBA stimulus package announced by President Trump.
- [Cash flow loans for small business + tips to qualify] (https://www.nationalbusinesscapital.com/blog/small-business-cash-flow-loans/): Discover the best cash flow funding for small businesses, plus tips on qualifying and much more in this complete guide.
- [6 Small Business Conferences You Must Attend [2020]] (https://www.nationalbusinesscapital.com/blog/small-business-conferences-must-attend/): This post was last updated on February 26, 2020 to include even more small business conferences and networking events.
- [Small Business Equipment Loans: Here's What You Need to Know] (https://www.nationalbusinesscapital.com/blog/small-business-equipment-loans-heres-what-you-need-to-know/): Small business equipment loans are without a doubt the fastest, easiest, and most cost effective method of financing new or used equipment for any business,
- [7 Ways Financing Can Accelerate Your Small Business Growth] (https://www.nationalbusinesscapital.com/blog/small-business-financing-accelerate-growth/): When you start a small business from nothing, you can’t expect it to develop into the company of your dreams right away. To effectively grow your small
- [Small Business Financing Checklist for 2022] (https://www.nationalbusinesscapital.com/blog/small-business-financing-checklist-2022/): Small business financing is critical for helping you start and manage your business. It’s also usually the first step to growing and taking your business to
- [What to Know About Small Business Lending] (https://www.nationalbusinesscapital.com/blog/small-business-lending/): Explore the key aspects of small business lending, including loan types, eligibility criteria, and application processes. Essential reading for entrepreneurs seeking practical funding solutions.
- [Small Business Loans for Bad Credit: SBA Loan Alternatives] (https://www.nationalbusinesscapital.com/blog/small-business-loans-bad-credit/): Business loans that are backed by the government—specifically the SBA—are one of the best options for businesses seeking funding. It’s the first option many
- [Best Small Business Loans For Female Minorities (2023 Options)] (https://www.nationalbusinesscapital.com/blog/small-business-loans-for-female-minorities/): Everyone deserves equal access to capital, whether they’ve been in business for five days or five years. It’s no secret that businesses need funding to grow,
- [Small Business Loans for Independent Contractors (2024 Guide)] (https://www.nationalbusinesscapital.com/blog/small-business-loans-for-independent-contractors/): Navigating the financial landscape as an independent contractor often feels like a delicate balancing act between managing daily operations and strategizing
- [Small Business Loans Map for New York City: Find the Best Deals] (https://www.nationalbusinesscapital.com/blog/small-business-loans-map-new-york-city-find-best-deals/): New York City is a vibrant, bustling location with a constant stream of visitors and plenty of foot traffic. Known as both a business and cultural hub, it’s a
- [Small Business Trends You Should Follow in 2021] (https://www.nationalbusinesscapital.com/blog/small-business-trends/): Wondering which small business trends in 2021 will be the most impactful?
- [Finding Small Business Wholesale Suppliers: The Definitive Guide] (https://www.nationalbusinesscapital.com/blog/small-business-wholesale-suppliers/): Buying from small business wholesale suppliers allows you to improve your profit margins, access a wide variety of high quality products, and save money.
- [How SMBs Can Build Resilience and Readiness] (https://www.nationalbusinesscapital.com/blog/smbs-build-resilience-through-liquidity/): If you’ve ever had the thought, “We could grow faster if we just had a little more breathing room,” this article was written for you.
- [Definitive Guide to Social Distancing for Businesses [By Industry]] (https://www.nationalbusinesscapital.com/blog/social-distancing-guide-for-business/): Your small business might be cleared to reopen by your local government, but this time, jumping back to it means more than simply opening the door and
- [8 Social Distancing Tips Your Business Can Implement Today] (https://www.nationalbusinesscapital.com/blog/social-distancing-tips-for-business/): Businesses across the country are slowly but surely starting to reopen as coronavirus numbers drop. While a downward trend is promising news for the future of
- [Soft Pull Business Line of Credit: A Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/soft-pull-business-line-of-credit/): Explore the essentials of soft pull business lines of credit. Learn how they work, their benefits, and how to apply without impacting your credit score.
- [Spring Cleaning for Construction Payroll] (https://www.nationalbusinesscapital.com/blog/spring-cleaning-for-construction-payroll/): Spring and summer are the busiest seasons for construction projects, and your company will likely need to take on more employees to handle the workload. It
- [9 Effective Ways to Get Startup Funding for a New Business] (https://www.nationalbusinesscapital.com/blog/startup-funding-for-a-new-business/): As an entrepreneur, getting your ideas off the ground can be a challenging task without proper financing. In this article, we will discuss some effective ways
- [Will Student Loans Be Forgiven? 5 Reasons Why Advocates Say They Should Be] (https://www.nationalbusinesscapital.com/blog/student-loan-forgiveness-aid/): Student debt stands at about $1.7 trillion and affects nearly 45 million Americans. It’s greater than accumulated car loans and credit card debt and it’s
- [Table for Email (TEST)] (https://www.nationalbusinesscapital.com/blog/table-for-email-test/): as
- [Target Plans to Permanently Close Its Stores on Thanksgiving] (https://www.nationalbusinesscapital.com/blog/target-plans-to-permanently-close-its-stores-on-thanksgiving/): Last year, the pandemic forced many retailers to close their doors on Thanksgiving. And Target just announced its plans to make the change permanent and keep
- [Tax Benefit Of Purchasing Equipment] (https://www.nationalbusinesscapital.com/blog/tax-benefit-purchasing-equipment/): All types of businesses need some sort of equipment to sustain day-to-day operations, from computers and telecommunications systems for offices to inventory
- [Tesla Delivers a Record Number of Vehicles in the Fourth Quarter] (https://www.nationalbusinesscapital.com/blog/tesla-4th-quarter-record/): Tesla recently released its fourth-quarter production and delivery numbers, and they exceeded analyst expectations. Wall Street analysts anticipated the
- [Thanksgiving Dinner Will be More Expensive This Year Thanks to Inflation] (https://www.nationalbusinesscapital.com/blog/thanksgiving-dinner-will-be-more-expensive-this-year-thanks-to-inflation/): The holidays will get a lot more costly this year, and your Thanksgiving feast won’t be spared from the rising inflation costs. In fact, experts are
- [The 100 Most Transparent Companies of 2020] (https://www.nationalbusinesscapital.com/blog/the-100-most-transparent-companies-of-2020/): Transparency is the core belief that all organizations should be honest, open, and straightforward with their customers, their competitors, and
- [The 7 Most Profitable Small Businesses [2019]] (https://www.nationalbusinesscapital.com/blog/the-7-most-profitable-small-businesses-2019/): This post was originally published on June 3, 2019. It has been updated with new information about the most profitable businesses, and even more
- [The 12 Most Profitable Small Businesses [2021]] (https://www.nationalbusinesscapital.com/blog/the-7-most-profitable-small-businesses-2021/): This post was originally published on June 3, 2019. It has been updated with new information about the most profitable businesses, and even more
- [The Best Women's Small Business Government Loan Options] (https://www.nationalbusinesscapital.com/blog/the-best-womens-small-business-government-loan-options-2020/): As an entrepreneur, you need capital to grow your business and take advantage of new opportunities, or solve problems. Fortunately, there are better options
- [The Bittersweet Shipping Industry Outlook for 2019] (https://www.nationalbusinesscapital.com/blog/the-bittersweet-shipping-industry-outlook-for-2019/): Between the global trade war and unprecedented shifts in supply and demand, 2018 was a wild year for the US shipping industry. Such a volatile global shipping
- [The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It] (https://www.nationalbusinesscapital.com/blog/the-e-myth-revisited-why-most-small-businesses-dont-work-and-what-to-do-about-it/): “Reading this book was extremely helpful to me while starting to build National. Gerber helped dispel a ton of false assumptions that I had while starting to
- [The Easiest SBA Loan to Qualify For: The New Hybridge] (https://www.nationalbusinesscapital.com/blog/the-easiest-sba-loan-to-qualify-for-the-new-hybridge-sba/): It used to be that even if a company showed strong promise in their sales, or boasted a credit score that would make the richest and stingiest bankers weep
- [The Future Of Small Business Lending] (https://www.nationalbusinesscapital.com/blog/the-future-of-small-business-lending/): Small business lending has changed dramatically over the past several years. Alternative financing and the growth of online lenders has generated increased
- [The Importance of Delivering Happiness to National Business Capital] (https://www.nationalbusinesscapital.com/blog/the-importance-of-delivering-happiness-to-national-business-capital/): While most employees at National Business Capital (NBC) were open to the idea of committing two days to working with culture-building organization Delivering
- [The IRS Adjusts Tax Brackets to Provide Inflation Relief] (https://www.nationalbusinesscapital.com/blog/the-irs-adjusts-tax-brackets-to-provide-inflation-relief/): As more and more Americans feel the pinch of rising costs, any opportunity to save money is a welcome one. It’s unclear when prices will start to go down, but
- [The Retail Apocalypse: Is Amazon Prime Day to Blame for Store Closures?] (https://www.nationalbusinesscapital.com/blog/the-retail-apocalypse-is-amazon-prime-day-to-blame-for-store-closures/): It happened to Toys R Us. It happened to Blockbuster, RadioShack and Sports Authority. Now, the looming threat of retail store closures appears to have become
- [The Road Less Stupid] (https://www.nationalbusinesscapital.com/blog/the-road-less-stupid/): “Cunningham’s message is simple: don’t do stupid things, and stupid things won’t happen to your business! However, the way he explains it using deeply
- [The Secrets to Recruiting and Hiring in 2022] (https://www.nationalbusinesscapital.com/blog/the-secrets-to-recruiting-and-hiring-in-2022/): In today’s post-pandemic economy, it’s no secret that businesses - both large and small - are struggling to attract and retain talent.
- [The Small Business Tax Rates in 2021, Explained] (https://www.nationalbusinesscapital.com/blog/the-small-business-tax-rates-in-2021-explained/): Between keeping track of expenses and estimating your future income – managing your taxes as a small business owner was already tough enough.
- [The Top 9 Benefits Of Outsourcing Bookkeeping For Your Small Business] (https://www.nationalbusinesscapital.com/blog/the-top-9-benefits-of-outsourcing-bookkeeping-for-your-small-business/): As a small business owner, it’s not uncommon for your day to go in ten different directions. Between managing employees, paying bills, and long-term decisions
- [The Ultimate Price Guide to Backhoe Financing] (https://www.nationalbusinesscapital.com/blog/the-ultimate-price-guide-to-backhoe-costs-and-financing/): Do you need a new backhoe or backhoe loader, but don't know where to start? Check out this pricing guide for renting vs. purchasing backhoes categorized by
- [The Worst Advice We’ve Ever Heard About Applying for Small Business Loans] (https://www.nationalbusinesscapital.com/blog/the-worst-advice-weve-ever-heard-about-applying-for-small-business-loans/): At National Business Capital, each week we meet, speak or chat with hundreds of business owners who have challenges to overcome and opportunities to take
- [Businesses Prepare for 2019 Economic Slowdown with Revolving Credit] (https://www.nationalbusinesscapital.com/blog/theyre-back-discover-true-revolving-business-lines-of-credit/): It's true that nothing good lasts forever, and this is especially true in regards to the wildly fluctuating state of the economy.
- [5 Things You Need to Know About Fast Business Loans] (https://www.nationalbusinesscapital.com/blog/things-you-need-to-know-about-fast-business-loans/): Fast business loans are a great way to get quick access to financing when you need it the most - for example, during off-peak seasons or slow seasonal cycles,
- [Thryv Small Business: The Complete Guide to Set Up a CRM for Your Business] (https://www.nationalbusinesscapital.com/blog/thryv-small-business-the-complete-guide-to-set-up-a-crm-for-your-business/): The customer experience is at the center of business success, but it’s not easy to make sense of the data you collect through channels like e-commerce, social
- [6 Tips to Make Sure Your Deal Closes in Final Underwriting] (https://www.nationalbusinesscapital.com/blog/tips-deal-closes-final-underwriting/): Operating a business isn’t easy– it takes a vision of success, the right team, and a continued thirst for growth. And at some point, all businesses require
- [Our Best Tips for Construction Recruitment] (https://www.nationalbusinesscapital.com/blog/tips-for-construction-recruitment/): Few who pass a construction site may consider how the numerous individuals working on a high rise or even a suburban tract development have come together to
- [5 Tips for Getting the Best Heavy Equipment Financing Rates] (https://www.nationalbusinesscapital.com/blog/tips-for-getting-the-best-heavy-equipment-financing-rates/): Heavy equipment is a major investment, but it’s one that can significantly change the trajectory of a company. Whether you’re involved in construction,
- [Expert Tips for Securing a Commercial Loan: Comprehensive Guide] (https://www.nationalbusinesscapital.com/blog/tips-for-securing-a-commercial-loan/): Discover expert strategies for securing a commercial loan, including tips to prepare an application, meeting financial requirements, and improving approval odds.
- [Tips for Succeeding in Loan Affiliate Marketing] (https://www.nationalbusinesscapital.com/blog/tips-for-succeeding-in-loan-affiliate-marketing/): Loan affiliate marketing represents a dynamic and potentially lucrative niche in the world of digital marketing. For those looking for "Tips for Succeeding in
- [Toast Prepares for $16 Billion IPO After Helping Restaurants Survive the Pandemic] (https://www.nationalbusinesscapital.com/blog/toast-prepares-for-16-billion-ipo/): Toast is preparing for its initial public offering on the New York Stock Exchange next week. And according to its IPO prospectus, the company may be valued at
- [Top 10 Benefits of Construction Business Loans] (https://www.nationalbusinesscapital.com/blog/top-10-benefits-of-construction-business-loans/): Construction projects can often be unpredictable due to their large scope and complexity. For example, unexpected expenses can push the project’s costs beyond
- [10 Best-Selling Business Electronics in 2018 | NBC Advisor] (https://www.nationalbusinesscapital.com/blog/top-10-best-selling-business-electronics-in-2018/): Explore the top 10 best-selling business electronics this holiday season, and give the gift of speed and efficiency this holiday!
- [Top 10 Retail Industry Trends In 2019] (https://www.nationalbusinesscapital.com/blog/top-10-retail-industry-trends-in-2019/): Augmented reality, in-home services and delivery, and QR codes were some of the biggest trends that took the retail industry by storm in 2018. In 2019, new
- [Top 10 Trending Small Business Ideas for 2021] (https://www.nationalbusinesscapital.com/blog/top-10-trending-small-business-ideas-for-2021/): If you're on the hunt for new ways to improve your business in 2021, then you've come to the right place! Maybe business has gone stale. Maybe your rate of
- [Top 10 Ways to Prepare Your Store for Cyber Monday 2018] (https://www.nationalbusinesscapital.com/blog/top-10-ways-to-prepare-your-store-for-cyber-monday-2018/): People love holiday shopping so much, we've created shopping holidays. While Black Friday has long held the title of king among shopping holidays, on November
- [Top 21 Business Practices That Expand Your Customer Base] (https://www.nationalbusinesscapital.com/blog/top-11-business-practices-that-expand-your-customer-base/): Attracting new customers to your business and retaining them in the long term doesn’t require a mystical formula known only to marketing gurus. A combination
- [Top 4 Myths of Financing and Small Business Debt] (https://www.nationalbusinesscapital.com/blog/top-4-myths-business-debt-2022/): About 20% of all small businesses fail within their first year. Lack of an addressable market, weak advertising, and poor differentiation all play a role in
- [Top 5 Costly Mistakes When Applying For a Construction Loan] (https://www.nationalbusinesscapital.com/blog/top-5-mistakes-when-applying-for-a-construction-loan/): Applying for a construction loan can be a complicated process with various nuances, so it’s important to start the process on the right foot.
- [Restaurant Business Loans: Top 5 Reasons Why You Need One] (https://www.nationalbusinesscapital.com/blog/top-5-reasons-why-restaurants-should-consider-a-business-loan/): What are some of the main benefits of restaurant business loans, and why should you consider one? Continue reading to learn more.
- [Top 5 Strategies of Successful Referral Partners] (https://www.nationalbusinesscapital.com/blog/top-5-strategies-successful-referral-partners/): This is one of the most simple, yet most important parts of referring business.  A warm introduction is essential, ensuring that your client and account
- [Top 6 Small Business Loans for Disabled Veterans] (https://www.nationalbusinesscapital.com/blog/top-6-small-business-loans-for-disabled-veterans/): Small business loans have been a saving grace for the businesses owned by disabled veterans for many years. After all the sacrifice and time spent serving our
- [Best Veteran Business Loans for Bad Credit] (https://www.nationalbusinesscapital.com/blog/top-6-veteran-business-loans-with-bad-credit/): Need a business loan as a veteran but have bad credit? We've got you covered. Explore our best VA business loans in 2023 and get the funding now!
- [Top 7 Mezzanine Financing Alternatives For Your Business] (https://www.nationalbusinesscapital.com/blog/top-7-mezzanine-financing-alternatives-for-your-business/): Mezzanine financing can be a great financing tool for companies that are in a transitional phase of growth environment, seeking capital for expansion or
- [Top banks for small businesses in 2025] (https://www.nationalbusinesscapital.com/blog/top-banks-for-small-businesses/): The top banks for small businesses include private lenders, traditional banks, and more. Learn where to access capital as a small business in this guide.
- [Top Benefits of Financial Affiliate Programs: 2025 Guide] (https://www.nationalbusinesscapital.com/blog/top-benefits-of-financial-affiliate-programs/): Discover the key advantages of financial affiliate programs. Learn how to boost income through effective partnership strategies in our comprehensive guide.
- [Top 5 Commercial Financing Challenges & How to Overcome Them] (https://www.nationalbusinesscapital.com/blog/top-commercial-financing-challenges/): Explore the top commercial financing challenges businesses face today and discover effective strategies to overcome them. Gain insights to navigate financial hurdles with ease.
- [Top Dental Practice Loans in 2023] (https://www.nationalbusinesscapital.com/blog/top-dental-practice-loans-in-2023/): Are you a dentist considering financing your business? Finding the right dental practice loan can be a challenge. From loan size to loan structure, there are
- [National Named #1 Top Workplace By Newsday for Second Year] (https://www.nationalbusinesscapital.com/blog/top-places-to-work-second-consecutive/): National Business Capital was recently awarded the #1 Top Workplace on Long Island by Newsday, the leading Long Island newspaper, for the second consecutive
- [Top Rated Free Business Checking Accounts [2019]] (https://www.nationalbusinesscapital.com/blog/top-rated-free-business-checking-accounts-2019/): Opening a checking account is one of the first steps you should take when establishing your small business. Starting out is expensive, though, and the last
- [Traction: Get a Grip on Your Business] (https://www.nationalbusinesscapital.com/blog/traction-get-a-grip-on-your-business/): “At some point in your journey as an entrepreneur, you’ll feel like your business has a grip on you, instead of the other way around - which is never
- [Travel Bookings Surge After U.S. Ends International Travel Ban] (https://www.nationalbusinesscapital.com/blog/travel-bookings-surge-after-u-s-ends-international-travel-ban/): This week, the U.S. eased travel restrictions on international travelers in more than 30 countries. Vaccinated travelers can now come to the U.S. for the
- [Trump, Farmers, & Trade Wars: US Agriculture Trends in 2018] (https://www.nationalbusinesscapital.com/blog/trends-in-agriculture/): In the trade war of between China and Trump, farmers in the US are taking a huge hit. A $60 billion dollar hit, to be specific, from China's variety of
- [Line of Credit for Trucking Company] (https://www.nationalbusinesscapital.com/blog/trucking-business-line-of-credit/): Trucking businesses often use lines of credit to cover the cost of fuel and other expenses, but you aren’t limited to these expenses.
- [Trucking business loans: Everything you need to know] (https://www.nationalbusinesscapital.com/blog/trucking-business-loans/): Trucking business loans can help companies finance equipment, expand the business, and more. Learn more in our guide.
- [7 Types of Collateral You Can Use to Secure a Small Business Loan] (https://www.nationalbusinesscapital.com/blog/types-collateral/): If you’re in the market for a small business loan, then your lender may (or may not) require that you put down collateral to secure the loan and minimize its
- [11 types of business loans you should be considering] (https://www.nationalbusinesscapital.com/blog/types-of-business-loans/): Discover 11 different types of business loans, including equipment financing, lines of credit, term loans, and more, to unlock new opportunities.
- [4 Popular Types of Commercial Real Estate Loans in 2022] (https://www.nationalbusinesscapital.com/blog/types-of-commercial-real-estate-loans/): Considering buying a commercial property, such as a warehouse or an office space? Maybe you’re looking to renovate an existing property or refinance your real
- [Types of Line of Credit] (https://www.nationalbusinesscapital.com/blog/types-of-line-of-credit/): A line of credit is a flexible loan from a bank or financial institution that gives businesses or individuals access to funds, up to a specified limit, which
- [U.S. Labor Market Continues] (https://www.nationalbusinesscapital.com/blog/u-s-labor-market-continues/): It’s no secret the job market is heating up. The latest figures from the Labor Department indicate a sharp drop in jobless claims. While this is encouraging
- [The Ultimate Cash Flow Management Guide for Entrepreneurs] (https://www.nationalbusinesscapital.com/blog/ultimate-cash-flow-management-guide-entrepreneurs/): What’s one of the top challenges in small business accounting? Cash flow management.
- [UltraFICO: The New Credit Scoring System for Better Business Credit!] (https://www.nationalbusinesscapital.com/blog/ultrafico-the-new-credit-scoring-system-for-better-business-credit/): UltraFICO, a new credit scoring system rolling out in 2019, will change how FICO is calculated in a way that helps millions of small business owners with low
- [Unbossing' the Workplace Could Make Gen Z'ers Better at Their Jobs] (https://www.nationalbusinesscapital.com/blog/unbossing-the-workplace-could-make-gen-zers-better-at-their-jobs/): 
- [[Under $25] Holiday Gifts For Employees 2019: 15 Ideas That Your Team Will Love] (https://www.nationalbusinesscapital.com/blog/under-25-holiday-gifts-employees-2019-15-ideas-team-love/): Did you know 60% of employees value recognition over money? It’s something to keep in mind as you look for unique holiday gifts for your employees.
- [What is a Business Line of Credit & How it Works?] (https://www.nationalbusinesscapital.com/blog/understanding-a-business-line-of-credit/): A business line of credit is a flexible financing solution that grants businesses access to a set amount of capital, which can be used at their discretion for
- [Preparing for 2025 Tariffs: What Every Business Needs to Know] (https://www.nationalbusinesscapital.com/blog/understanding-impact-of-tariffs/): Recent Developments
- [Understanding the Business Loan Credit Assessment Process] (https://www.nationalbusinesscapital.com/blog/understanding-the-business-loan-credit-assessment-process/): Also known as the credit analysis process, the credit assessment process is when lenders review your application to determine whether your business can
- [Small Business Loan Underwriting Guide: What Lenders Look For] (https://www.nationalbusinesscapital.com/blog/underwriting-small-business-loans/): For borrowers unfamiliar with how it works, the process of underwriting small business loans can be shrouded in mystery. After submitting the initial
- [Unemployment Benefits Ended for Millions of Americans -- What Comes Next?] (https://www.nationalbusinesscapital.com/blog/unemployment-benefits-ended-for-millions-of-americans/): This week, federal unemployment benefits ended, leaving millions of Americans without benefits. According to The Century Foundation, 7.5 million workers could
- [Unlock Business Growth in California with Loans up to $10 Million] (https://www.nationalbusinesscapital.com/blog/unlock-business-growth-in-california-with-loans-up-to-10-million/): With its dynamic and competitive business environment, California is home to a myriad of opportunities for unlocking business growth and taking your company
- [Unsecured Business Line of Credit: 15 Popular Questions] (https://www.nationalbusinesscapital.com/blog/unsecured-business-line-of-credit/): Oftentimes, lenders may require you to put up collateral in order to minimize risk on their end. Unsecured financing refers to business loans and lines of
- [Can I Get an Unsecured Business Loan With No Personal Guarantee?] (https://www.nationalbusinesscapital.com/blog/unsecured-business-loan-with-no-personal-guarantee/): Going through your options for business financing, you’ve probably asked yourself, "Can I get an unsecured business loan with no personal guarantee?" at least
- [Unsecured Business Loans for Startups: 3 Things You Need to Know] (https://www.nationalbusinesscapital.com/blog/unsecured-business-loans-for-startups/): What are some of the most important things that you will need to know when applying for unsecured business loans for startups? Continue reading to learn more!
- [Unsecured Business Loans Without Collateral: What Are They?] (https://www.nationalbusinesscapital.com/blog/unsecured-business-loans-without-collateral/): Small business financing is key to helping you overcome challenges and take advantage of growth opportunities. By now, you’re probably familiar with different
- [Unsecured Business Loans: Everything You Need to Know] (https://www.nationalbusinesscapital.com/blog/unsecured-business-loans/): In theory, unsecured business loans are the perfect finance options for many business owners. However, as enticing as no collateral requirements may seem, the
- [How Do Unsecured Corporate Loans Work? (2022)] (https://www.nationalbusinesscapital.com/blog/unsecured-corporate-loans/): Unsecured corporate loans are a type of financing that is not backed by assets or collateral. Collateral requirements mean that in case you default on your
- [Exploring Options for Unsecured Loans in Commercial Funding] (https://www.nationalbusinesscapital.com/blog/unsecured-loans-in-commercial-funding/): Discover diverse options for unsecured loans in commercial funding. Understand the benefits, risks, and how to choose the right loan for your business.
- [Unsecured Working Capital Loans: 6 Key Characteristics] (https://www.nationalbusinesscapital.com/blog/unsecured-working-capital-loans-key-characteristics/): A working capital loan can be a great financing option if you need extra funds for your day-to-day operations.
- [Unshakeable: Your Financial Freedom Playbook] (https://www.nationalbusinesscapital.com/blog/unshakeable-your-financial-freedom-playbook/): “This is one of my absolute favorites! If you’re facing financial challenges, or find yourself feeling stuck, discouraged, and unmotivated in your life as a
- [(Updated) US China Tariffs Trade War: Business Owners Prep For Challenges Ahead] (https://www.nationalbusinesscapital.com/blog/us-china-tariffs-trade-war-small-business/): This post was most recently updated on October 4 to reflect the latest developments in the ongoing US-China trade war. 
- [The Problem with Using Personal Savings to Cover Business Expenses] (https://www.nationalbusinesscapital.com/blog/using-personal-savings-in-business/): Given this line of reasoning, it's understandable why certain small business owners would find using personal savings preferable to applying for a loan. The
- [Veterans Business Loans: What to Know Before You Apply] (https://www.nationalbusinesscapital.com/blog/va-business-loan-requirements/): So, your business is growing or needs to solve a problem, and now, you’re looking for the best low-interest financing option available. Can a VA small
- [Veterans Small Business Enhancement Act [2019]: What You Need to Qualify] (https://www.nationalbusinesscapital.com/blog/veterans-small-business-enhancement-act-2019-what-you-need-to-qualify/): If you’re a veteran running a business, you’re in good company. According to the Small Business Administration (SBA), there are about 2.4 million
- [Virtual Reality is Shaping the Future of Medical Technology] (https://www.nationalbusinesscapital.com/blog/virtual-reality-is-shaping-the-future-of-medical-technology/): VR medical software is an increasingly popular method of training for medical students of all kinds. Medical students who practice surgical procedures using
- [Visa Plaid Acquisition Explained: What’s Next for Fintech?] (https://www.nationalbusinesscapital.com/blog/visa-plaid-acquisition-explained-next-fintech/): Do young fintech startups stand a fighting chance against the time-tested traditional institutions? The recent Visa-Plaid acquisition means they might not
- [Walmart is the Latest Company Preparing to Enter the Metaverse] (https://www.nationalbusinesscapital.com/blog/walmart-metaverse/): According to reports, Walmart is one of the latest companies preparing to enter the metaverse. The company filed seven trademark applications in late
- [Watch: CM&M LIVE with Joseph Camberato, President of NBC] (https://www.nationalbusinesscapital.com/blog/watch-cmm-live-with-joseph-camberato-president-of-nbc/): Last month, Joseph Camberato, President of National Business Capital was invited by Capolo, Middleton & McCormic LLP (CM&M) to discuss the state of
- [Top Ways to Finance Your Construction Business] (https://www.nationalbusinesscapital.com/blog/ways-finance-construction-business/): New construction starts will begin as soon as ground can be broken this Spring. The slower cold weather months allow construction company owners to make
- [Ways to Finance Your Restaurant Equipment] (https://www.nationalbusinesscapital.com/blog/ways-to-finance-your-restaurant-equipment/): Whether large or small, restaurants have a tendency to become staples in their local communities. Some towns have restaurants that have operated in the same
- [Web3: What It Is and Why It Matters] (https://www.nationalbusinesscapital.com/blog/web3-what-it-is-and-why-it-matters/): The term Web3 has been thrown around a lot lately, although many people aren’t entirely sure what it means. The idea behind Web3 is that it’s a future version
- [What is Alternative Lending? The New Business Funding Market] (https://www.nationalbusinesscapital.com/blog/what-alternative-lending-new-business-funding-market/): Why read when you can listen?
- [What Is a Bridge Loan? Funding the Gap in Your Finances] (https://www.nationalbusinesscapital.com/blog/what-are-bridge-loans/): Bridge loans provide short-term financing before permanent financing is available. Learn the benefits, risks, and scenarios for using bridge loans effectively.
- [What Are The Benefits Of Hiring An Independent Contractor?] (https://www.nationalbusinesscapital.com/blog/what-are-the-benefits-of-hiring-an-independent-contractor/): Your business has been booming, and revenue has been steadily increasing for quite some time now. However, your current team members seem to be maxed out to
- [What Businesses Need To Know About Used Vehicle Prices in 2021] (https://www.nationalbusinesscapital.com/blog/what-businesses-need-to-know-about-used-vehicle-prices-in-2021/): It’s no secret that the Covid-19 pandemic has wreaked havoc on global supply chains. Now that lockdown measures are easing, many businesses are finding
- [What Causes Inflation, And How Can Consumers Deal With High Prices?] (https://www.nationalbusinesscapital.com/blog/what-causes-inflation/): Inflation has slowed for the second month in a row after hitting a 40-year high of 9.1% earlier this year. This slowdown suggests the worst may be behind us,
- [Business Financing Advisors: Leading the Way Through Innovation] (https://www.nationalbusinesscapital.com/blog/what-is-a-business-financing-advisor/): National Business Capital created the occupation of “business financing advisor” after recognizing a distinct lack of human connection included in the field
- [What is a Commercial Construction Line of Credit?] (https://www.nationalbusinesscapital.com/blog/what-is-a-commercial-construction-line-of-credit/): No matter how well you’ve planned them, construction projects often come with a lot of unexpected challenges - from fluctuating material costs to labor
- [What Is a Merchant Cash Advance Used For?] (https://www.nationalbusinesscapital.com/blog/what-is-a-merchant-cash-advance-used-for/): A merchant cash advance, also called revenue-based financing or a business cash advance, isn’t technically a loan. Instead, it’s a financing option that
- [What is a revolving line of credit, and how does it work?] (https://www.nationalbusinesscapital.com/blog/what-is-a-revolving-line-of-credit/): Revolving lines of credit give businesses the flexibility to borrow capital when they need it. Learn more about this important financial resource in our guide.
- [What is a Term Loan? A Complete Guide (2025)] (https://www.nationalbusinesscapital.com/blog/what-is-a-term-loan/): Securing the right financing can make or break a business. Whether you're purchasing equipment, expanding operations, or managing cash flow, a term loan
- [What Is a 'Vibecession' and Are We in One?] (https://www.nationalbusinesscapital.com/blog/what-is-a-vibecession-and-are-we-in-one-2/): 
- [Working capital loan: What it is + how to get one] (https://www.nationalbusinesscapital.com/blog/what-is-a-working-capital-loan/): Learn how a working capital loan can help your business preserve capital reserves, manage cash flow, and maintain smooth day-to-day operations.
- [What Is Accounts Receivable Financing and How Does it Work?] (https://www.nationalbusinesscapital.com/blog/what-is-accounts-receivable-financing/): If you need immediate access to capital but can’t wait for customers to pay their invoices, accounts receivable financing might be a great option to help you
- [What Is an MCA Advance, and How Does It Work?] (https://www.nationalbusinesscapital.com/blog/what-is-an-mca-advance-and-how-does-it-work/): Merchant Cash Advances (MCA) are tools that offer distinct advantages, especially for businesses with robust credit card sales. Unlike traditional loans,
- [What Is an Operating Line of Credit?] (https://www.nationalbusinesscapital.com/blog/what-is-an-operating-line-of-credit/): Operating a business often entails being responsible for delivering valuable services or products to many clients. Additionally, your employees may rely on
- [What is an SBA 7a loan?] (https://www.nationalbusinesscapital.com/blog/what-is-an-sba-7a-loan/): The Small Business Administration (SBA) offers a variety of lending programs. Its most popular program, the SBA 7(a) loan, includes financial assistance for
- [What is AR Factoring, and how does it work?] (https://www.nationalbusinesscapital.com/blog/what-is-ar-factoring-and-how-does-it-work/): Discover what AR factoring is and how it works. Learn about the benefits, the process, and key considerations to improve your business’s cash flow with this comprehensive guide.
- [What Is Asset-Based Lending?] (https://www.nationalbusinesscapital.com/blog/what-is-asset-based-lending-or-financing/): Asset-based lending is a form of business financing that’s secured by collateral. Collateral is any asset a business owns that is of value and can be used to
- [What Is Business Financing? The Complete Guide for SMBs] (https://www.nationalbusinesscapital.com/blog/what-is-business-financing/): Business financing provides a funding option for business owners to finance improvements, expansions, and more. Learn more in this guide!
- [What Is Commercial Financing? A Complete Guide] (https://www.nationalbusinesscapital.com/blog/what-is-commercial-financing/): Funding, or the lack of it, is a common problem for businesses that can keep them from growing their businesses. Waiting to see if you can generate enough
- [What Is Double Taxation?] (https://www.nationalbusinesscapital.com/blog/what-is-double-taxation/): Say you’re starting a new business. You’ve come up with a catchy name, perfected the products or services you’ll be selling, and launched your website or
- [What Is Invoice Factoring? The Complete Guide] (https://www.nationalbusinesscapital.com/blog/what-is-invoice-factoring/): Have you ever wished that you could leverage the value of incoming invoices to support growth initiatives? You can with invoice factoring, and doing so can
- [What Is Loan Principal?] (https://www.nationalbusinesscapital.com/blog/what-is-loan-principal/): Wondering, “What is loan principal?” National Business Capital has all the answers you’ll need. Here’s our comprehensive guide on loan principal and business
- [What Is Subordinated Debt?] (https://www.nationalbusinesscapital.com/blog/what-is-subordinated-debt/): 
- [What Is the Average Business Loan Rate in 2023? (Guide)] (https://www.nationalbusinesscapital.com/blog/what-is-the-average-business-loan-rate-in-2023-guide/): According to data from the Federal Reserve, the average business loan interest rate ranges between 9% and 12% at traditional lenders like banks.
- [What Is The Eligibility Criteria For Large Business Financing?] (https://www.nationalbusinesscapital.com/blog/what-is-the-eligibility-criteria-for-large-business-financing/): When it comes to eligibility criteria, securing large business financing is not the same as applying for a small business loan - a bigger loan amount is
- [What You Need to Start a Second Restaurant Location] (https://www.nationalbusinesscapital.com/blog/what-need-start-second-restaurant-location/): Do customers keep asking when your restaurant will come to their town? Have wait times for a table during the dinner rush started to turn customers away? Are
- [What Should You Look for in a Business Bank Account] (https://www.nationalbusinesscapital.com/blog/what-should-you-look-for-in-business-bank-account/): Your business needs a bank account if it’s going to function. With half of all Americans either working or owning a small business in the country, you need a
- [Why SBA Loans Differ From Conventional Loans] (https://www.nationalbusinesscapital.com/blog/what-you-need-for-a-small-business-loan-application/): Underwriting and loan processes vary from lender to lender, but there is some important documentation you can have ready to speed things along.
- [What You Need to Incorporate a Business in 2019 [Checklist]] (https://www.nationalbusinesscapital.com/blog/what-you-need-to-incorporate-a-business-in-2019-checklist/): Your thriving business may have started out as a spontaneous side hustle, but if you want to enjoy the same basic protections that corporations have, then
- [What’s Behind the Recent Surge in Tech Layoffs?] (https://www.nationalbusinesscapital.com/blog/whats-behind-the-recent-surge-in-tech-layoffs/): Meta, the parent company of Facebook, is the newest tech giant to lay off a significant portion of its workforce. Yesterday, CEO Mark Zuckerberg told
- [What's the Minimum Years in Business for a Startup Business Loan?] (https://www.nationalbusinesscapital.com/blog/whats-the-minimum-years-in-business-for-a-startup-business-loan/): You’re ready to get your business off the ground, but you need funding to bring your ideas to fruition. Can you qualify for a startup business loan?
- [When Is the Best Time to Open Your Next Franchise Location?] (https://www.nationalbusinesscapital.com/blog/when-is-the-best-time-to-open-your-next-franchise-location/): As the business owner of a successful franchise, you may be wondering how to increase profits.
- [Lines Of Credit: When to Use Them & When to Avoid Them] (https://www.nationalbusinesscapital.com/blog/when-to-use-line-of-credit/): A line of credit is a versatile financing tool that provides businesses with access to funds up to a predetermined limit. Unlike a traditional loan, where the
- [Where Can I Get a 5 Million Business Loan?] (https://www.nationalbusinesscapital.com/blog/where-can-i-get-a-5-million-business-loan/): Looking to secure a large amount of funding for your business? You may be looking to buy commercial real estate or invest in a new phase of growth. Whichever
- [Who Can Get the PPP Loan: Learn if Your Small Business Qualifies] (https://www.nationalbusinesscapital.com/blog/who-can-get-the-ppp-loan/): To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here.
- [Wholesale Distribution Financing: 4 Benefits it Brings to Your Company] (https://www.nationalbusinesscapital.com/blog/wholesale-distribution-financing-four-benefits-brings-your-company/): Wholesale distribution is lucrative business. Indeed, according to First Research the sales of the industry as a whole total around $8 trillion per year.
- [Wholesale Distributors: Cover Slow Payments with Business Credit] (https://www.nationalbusinesscapital.com/blog/wholesale-distributors-cover-slow-payments-with-business-credit/): Slow customer payments can cause cash flow problems for wholesale distributors. With a business credit line, you can bridge slow customer payments, and get
- [Why Are Business Loans for Women so Hard to Get?] (https://www.nationalbusinesscapital.com/blog/why-are-business-loans-for-women-hard-to-get/): Now, more than at any time in history, women of all ages have grabbed the reigns of business ownership, and are generating both direct and indirect employment
- [Why Are Restaurants and Drug Stores Closing?] (https://www.nationalbusinesscapital.com/blog/why-are-restaurants-and-drug-stores-closing/): 
- [Why are Small Business Loans for Minority Entrepreneurs Hard to Get?] (https://www.nationalbusinesscapital.com/blog/why-are-small-business-loans-for-minority-entrepreneurs-hard-to-get/): Most minority entrepreneurs are blocked from access to small business loans—and the resources they need in order to get them—due to forces outside of their
- [Why Aren't Banks Lending to Businesses?] (https://www.nationalbusinesscapital.com/blog/why-banks-arent-lending/): Business bank lending has slowed considerably, but non-bank lenders have filled the gap. Read more to learn how entrepreneurs are growing in this climate.
- [Why Choose an Unsecured Small Business Line of Credit] (https://www.nationalbusinesscapital.com/blog/why-choose-an-unsecured-small-business-line-of-credit/): 
- [Why You Need to Harness the Power of Networking (And How to Do It)] (https://www.nationalbusinesscapital.com/blog/why-harness-power-networking-how/): Networking isn’t just a way for college grads to land that dream entry-level job— it can be a pivotal strategy in helping your business grow.
- [Why Restaurants Need Cash On-Hand BEFORE the Busy Season Starts] (https://www.nationalbusinesscapital.com/blog/why-restaurants-need-cash-on-hand-before-the-busy-season-starts/): Seasonal fluctuations in business can bring a flood of customers to your restaurant, and you need cash on hand to cover the expenses associated with higher
- [Why You Shouldn’t Use a HELOC for Small Business Expenses] (https://www.nationalbusinesscapital.com/blog/why-shouldnt-heloc-business-expenses/): This post is a revised version of an article originally published on Forbes by National Business Capital’s CEO, Joe Camberato. It was updated in September
- [The Real Reason Why Toys "R" Us is Closing] (https://www.nationalbusinesscapital.com/blog/why-toys-r-us-is-closing/): This blog post was last updated on October 10, 2019 to include new information about Toys R Us selling products through eCommerce and Target.
- [Will a Name Change Alter the Perceptions Around Facebook?] (https://www.nationalbusinesscapital.com/blog/will-a-name-change-alter-the-perceptions-around-facebook/): This week, Facebook announced it will change its corporate name to Meta. The change is part of the company's rebrand to shift its image into more than just a
- [Will The Coronavirus Destroy America’s Local Small Businesses?] (https://www.nationalbusinesscapital.com/blog/will-coronavirus-destroy-americas-local-small-business/): By now, COVID-19 (also known as the coronavirus) has affected all small businesses in one way or another.
- [The Winter Slowdown: How Construction Business Loans Keep You Afloat] (https://www.nationalbusinesscapital.com/blog/winter-construction-business-ideas-to-keep-busy/): This post was last updated on Monday, November 4th to include information about the best construction financing options for the winter!
- [Withdrawing Cash from Your Line of Credit (2025 Guide)] (https://www.nationalbusinesscapital.com/blog/withdraw-cash-from-line-of-credit/): Learn how to safely withdraw cash from your line of credit. Learn everything from eligibility to repayment and more! Explore your options with NBC.
- [Tonya Uses Construction Empowerment Loans™ to Build Success] (https://www.nationalbusinesscapital.com/blog/women-in-construction-building-success-with-empowerment-loans/): "There's been a real problem for women entrepreneurs who need financing in the US for some time now," says Tonya Mullins, a general contractor in Massachusetts.
- [What is Working Capital? How to Calculate it and Find the Best Loan for Your Restaurant] (https://www.nationalbusinesscapital.com/blog/working-capital-calculate-find-best-loan-restaurant/): Having enough working capital is vital for keeping things moving in a positive direction as you round the corner after your first year or two in business. 70%
- [Using Working Capital For New Business: How to Grow in 2022] (https://www.nationalbusinesscapital.com/blog/working-capital-for-new-business/): How can you get working capital for new business, and use it drive business growth in 2022? Find out more in this article!
- [Small Business Working Capital Loan Options] (https://www.nationalbusinesscapital.com/blog/working-capital-loan-options/): Considering your working capital loan options? Learn about small business loans, business lines of credit, and other options for your business.
- [Working Capital Loan vs Line of Credit: Which One Is Better?] (https://www.nationalbusinesscapital.com/blog/working-capital-loan-vs-line-of-credit/): Business owners who are considering financing have numerous options ahead of them, so much so that it’s often challenging to decide which one is most
- [Business Guide to Working Capital Loans for Inventory Purchases] (https://www.nationalbusinesscapital.com/blog/working-capital-loans-for-inventory-purchases/): Discover how working capital loans can be a strategic tool for managing and expanding your inventory, ensuring your business stays ahead in meeting customer demands.
- [7 Steps to Get Working Capital Loans for Small Business] (https://www.nationalbusinesscapital.com/blog/working-capital-loans-for-small-business/): What do you need to know in order to get working capital loans for small business? Continue reading to learn more!
- [Working Capital Loans: What Are They, And How Do You Get One?] (https://www.nationalbusinesscapital.com/blog/working-capital-loans-what-are-they-and-how-do-you-get-one/): Working capital loans are a key part of any small business’s growth strategy for various reasons. If you need financial support and are wondering which
- [Working Capital vs Cash Reserves - Understand the intricacies] (https://www.nationalbusinesscapital.com/blog/working-capital-vs-cash-reserves/): Cash reserves are for opportunity and resilience, while working capital is for operations and flow; the ability to keep the business moving.
- [You Got PPP Funding. What Are Your Small Business’s New Options?] (https://www.nationalbusinesscapital.com/blog/you-got-ppp-funding-what-are-your-small-businesss-new-options/): This post is a revised version of an article originally published on Forbes by National’s CEO, Joe Camberato. To view the original article, click here.




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## Resources

- [Client Stories] (https://www.nationalbusinesscapital.com/client-stories/): 
- [Accelerating a Partner Buyout] (https://www.nationalbusinesscapital.com/client-stories/accelerating-partner-buyouts/): Our client operated their automotive business with a business partner for two years, but it came time to make a change. They had an opportunity to buy out their partner and become the sole owner of the business.
- [Achieving M&A Goals] (https://www.nationalbusinesscapital.com/client-stories/achieving-ma-goals/): Our client, an M&A group, owned a portfolio of luxury restaurants. While constructing their 7th out of 10 locations, they encountered an unexpected slowdown in their construction process that would delay their target open date.
- [An Unexpected Opportunity] (https://www.nationalbusinesscapital.com/client-stories/an-unexpected-opportunity/): One of our client’s main competitors was selling its equipment at a significant discount to liquidate the company. Our client wanted to take advantage of the opportunity in order to grow and take on more business.
- [Commercial Printing Company Structures Liquidity to Scale] (https://www.nationalbusinesscapital.com/client-stories/built-for-scalable-growth/): This commercial printing company didn’t just grow organically—they grew through acquisition.
- [Capitalizing on Bulk Inventory Discounts] (https://www.nationalbusinesscapital.com/client-stories/bulk-inventory-discounts/): Our client, a retailer selling premium-quality auto parts sourced from low-mileage, late-model vehicles, had an opportunity to purchase bulk inventory from overseas
- [Food Producer Acquires Competitor's Facility] (https://www.nationalbusinesscapital.com/client-stories/facility-acquisition/): An internationally recognized food producer encountered a once-in-a-lifetime opportunity to acquire a competitor's facility, but they were $10MM short of the purchase price.
- [Doubling Down on Fantastic Progress] (https://www.nationalbusinesscapital.com/client-stories/game-changing-contracts/): Our client was sitting on multiple large contracts from major companies – like Disney, PNC Bank, 3M, and Gamestop – and needed upfront funding to move forward.
- [Game-Changing Supplier Discounts] (https://www.nationalbusinesscapital.com/client-stories/game-changing-supplier-discounts/): Our client had an opportunity to purchase inventory at a 25% discount, but didn’t have enough working capital readily available to support the move.
- [Increased Purchasing Power] (https://www.nationalbusinesscapital.com/client-stories/increased-purchasing-power/): Our client wanted to buy materials and equipment directly from the manufacturer instead of going through a middleman. They had to purchase in bulk, which wouldn’t work for their current cash flow situation.
- [Keeping Up With Demand] (https://www.nationalbusinesscapital.com/client-stories/keeping-up-with-demand/): A rapidly growing apparel manufacturer needed $150,000 to keep up with the high demand for their inventory.
- [Handling Larger Inventory Orders] (https://www.nationalbusinesscapital.com/client-stories/larger-inventory-orders/): Our client, a rapidly growing apparel wholesaler, encountered a cash flow challenge that complicated their ability to keep up with rising demand.
- [From Bank Limits to Breakthrough Growth] (https://www.nationalbusinesscapital.com/client-stories/maybe-you-should-check-your-rate/): After speaking with National Business Capital, a client discovered their bank credit line rate was 5 times higher than expected. Our team provided bridge funding to complement their bank financing when the bank refused to raise their limit despite a 37-year relationship.
- [Meeting Critical Deadlines] (https://www.nationalbusinesscapital.com/client-stories/meeting-critical-deadlines/): Our client was assisting with the construction of a Formula 1 racetrack when cash flow constraints created an unexpected slowdown.
- [Fragrance Manufacturer Launches Into Big Box Retailers] (https://www.nationalbusinesscapital.com/client-stories/new-channels/): A rapidly growing fragrance manufacturer had an opportunity to expand its sales into big box retailers, like Walmart, Target, and Costco, but needed capital to produce inventory to meet projected new channel demands.
- [A Smarter & Faster SBA Loan Process] (https://www.nationalbusinesscapital.com/client-stories/smarter-and-faster-sba-loan-process/): Our client had an opportunity to buy a large competitor’s business at a heavily discounted price, but they couldn't afford to wait 6+ months for their funds.
- [Subordinated Funding for a Multi-Million Dollar Partner Buyout] (https://www.nationalbusinesscapital.com/client-stories/subordinated-funding-multi-million-buyout/): Our client was given the opportunity to buy out their business partners that no longer fit their formula and become the sole owner of the business.
- [Unlocking Property and Growth Potential] (https://www.nationalbusinesscapital.com/client-stories/unlocking-property/): Our client owned a popular resort that operates year-round. On their property, they have a bridge connecting two areas that breaks every year once wintery conditions set in, costing $100,000+ annually in repair expenses.
- [Where Bank Financing Falls Short] (https://www.nationalbusinesscapital.com/client-stories/where-bank-financing-falls-short/): Our client built a profitable transportation business, but it was still difficult for the bank to wrap its heads around the client’s growth plan.
- [The 10 Least Efficient U.S. States for 2025] (https://www.nationalbusinesscapital.com/data-reports/10-least-efficient-states/): America’s least populous states are also its most inefficient, but the Byzantine bureaucracies of the Northeast aren’t far behind.
- [These 10 Places To Buy A Home In 2024 Are More Affordable Than You Might Think] (https://www.nationalbusinesscapital.com/data-reports/10-places-to-buy-a-home-in-2024/): If you work remotely or are approaching retirement, you might want to consider being on vacation full-time. It’s not as expensive as you might think.
- [2024's Top Job Growth States: Where Opportunities Flourish] (https://www.nationalbusinesscapital.com/data-reports/best-states-for-job-growth-2024/): Discover the US states leading in job creation and economic expansion in 2024. Uncover where your career can soar!
- [Best States to Buy an Established Business - Data-Driven Study] (https://www.nationalbusinesscapital.com/data-reports/best-states-to-buy-a-business/): Love entrepreneurship? Our latest report reveals the best states to buy an established business - backed by trends, opportunity, and growth potential.
- [Best States to Get a Business Loan] (https://www.nationalbusinesscapital.com/data-reports/best-states-to-get-a-business-loan/): Big states like California, New York, and Florida may command a significant portion of the financial industry, but a surprising number of smaller states are
- [The Best States to Start a Business in 2025] (https://www.nationalbusinesscapital.com/data-reports/best-states-to-start-a-business/): A great business plan and hard work can make your business more likely to succeed anywhere, but external factors can tilt the odds in your favor or against
- [Construction Industry Trends (April 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-april-2024-2/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (August 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-august-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (July 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-july-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (June 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-june-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (May 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-may-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (November 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-november-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (October 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-october-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Construction Industry Trends (September 2024)] (https://www.nationalbusinesscapital.com/data-reports/construction-industry-trends-september-2024/): Our monthly construction industry trend report combines the latest industry data with our internal findings from National Business Capital’s award-winning
- [Effects of Tariffs: Top 5 Industries Likely To Be Affected] (https://www.nationalbusinesscapital.com/data-reports/industries-feel-effects-of-tariffs/): There are 5 specific industries most likely to feel the effects of tariffs, and mining and agriculture are at the top. Check out our report to learn more.
- [The U.S. States Most Impacted By Household Debt 2023] (https://www.nationalbusinesscapital.com/data-reports/most-household-debt-2023/): The U.S. States Most Impacted By Household Debt 2023, dives deep into US household debt trends.
- [The least (and most) likely states to survive a recession in 2025] (https://www.nationalbusinesscapital.com/data-reports/states-least-likely-to-survive-recession/): 58% of the population lives in one of the 25 states most vulnerable to a recession, placing millions in a tough spot if the economy turns.
- [Best States to Recover From a Recession in 2023] (https://www.nationalbusinesscapital.com/data-reports/states-recover-from-recession-2023/): A 2023 recession has yet to manifest, but there’s enough uncertainty in the market to leave many Americans wondering which states are in the best position to
- [The Best States To Buy And Operate A Car] (https://www.nationalbusinesscapital.com/data-reports/the-best-states-to-buy-and-operate-a-car/): National Business Capital's report "The Best States To Buy And Operate A Car in 2024," dives into auto cost trends to bring you the most affordable locations
- [10 States Where Inflation Impacts Consumers the Most (2024)] (https://www.nationalbusinesscapital.com/data-reports/where-inflation-is-affecting-consumers-the-most-2024/): Where Is Inflation Affecting the Consumers the Most in 2024? National Business Capital's data-driven division presents the top states struggling with higher costs.


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