# Global Specialist Insurer | AmTrust Insurance > Markdown mirror of DialtoneApp's public top-site detail page for `amtrustfinancial.com`. URL: https://dialtoneapp.com/top-sites/amtrustfinancial.com/index.md Canonical HTML: https://dialtoneapp.com/top-sites/amtrustfinancial.com ## Summary - Domain: `amtrustfinancial.com` - Website: https://amtrustfinancial.com - Description: ai readable | score 27 | purchase read only - Label: ai_readable - Payment surface: Not available - Purchase boundary: read_only - Control boundary: unknown - Rank: 194095 ## robots ~~~text User-agent: * Disallow: /*dynaTraceMonitor Disallow: /*aliaspath Disallow: /*getfile.aspx Disallow: /*testing Disallow: /*system Disallow: /*user-reference Sitemap: https://amtrustfinancial.com/xml-sitemap ~~~ ## llms ~~~text # AmTrust Financial Services > Niche specialty property and casualty insurance company with more than 7,000 employees globally. > 500,000+ small commercial policies in force. Over 400 eligible classes of business. > AM Best rating: A- (Excellent), Financial Size Category XV. > For detailed product descriptions, FAQs, and full context see [llms-full.txt](https://amtrustfinancial.com/llms-full.txt) ## Products - Workers' Compensation: https://amtrustfinancial.com/insurance-products/workers-compensation - Business Owner's Policy (BOP): https://amtrustfinancial.com/insurance-products/businessowners-policy - General Liability: https://amtrustfinancial.com/insurance-products/general-liability - Commercial Auto: https://amtrustfinancial.com/insurance-products/commercial-auto - Cyber Insurance: https://amtrustfinancial.com/insurance-products/cyber-insurance - EPLI: https://amtrustfinancial.com/insurance-products/epli - Commercial Package: https://amtrustfinancial.com/insurance-products/commercial-package - Commercial Property: https://amtrustfinancial.com/insurance-products/commercial-property-insurance - Executive Liability: https://amtrustfinancial.com/insurance-products/executive-liability - Surety: https://amtrustfinancial.com/insurance-products/surety - Specialty Programs: https://amtrustfinancial.com/insurance-products/specialty-programs ## Divisions - AmTrust E&S Insurance (Excess & Surplus): https://amtrustfinancial.com/excess-surplus - AmTrust Specialty Programs: https://amtrustfinancial.com/specialty-programs - AmTrust Risk Solutions: https://amtrustfinancial.com/risk-solutions - AmTrust Title: https://amtrustfinancial.com/title - AmTrust Surety: https://amtrustfinancial.com/surety - AmTrust International: https://amtrustfinancial.com/international ## Services - Claims Reporting: https://amtrustfinancial.com/claims - Risk Control & Loss Control: https://amtrustfinancial.com/loss-control - Payments (Pay-As-You-Owe): https://amtrustfinancial.com/payments - Premium Audit: https://amtrustfinancial.com/premium-audit - API Access: https://amtrustfinancial.com/api ## Industries Served Auto Repair, Contractors, Financial Institutions, Grocery Stores, Healthcare, Landscapers, Manufacturing, Nonprofit, Offices, Restaurants, Retail, Schools, Wholesale ## Contact - Customer Service: 877-528-7878 - Claims: 888-239-3909 - Claims Email: WorkersCompClaimReport@AmTrustGroup.com - Website: https://amtrustfinancial.com ## For Agents - Agent Portal: https://amtrustfinancial.com/agents - Blog: https://amtrustfinancial.com/blog ~~~ ## llms-full ~~~text # AmTrust Financial Services — Full AI Context > AmTrust Financial Services is a niche specialty property and casualty insurance company with more than 7,000 employees globally. > 500,000+ small commercial policies in force. Customized coverage and over 400 eligible classes of business. > Underwriting expertise, national footprint and superior claims handling. > AM Best rating: A- (Excellent), Financial Size Category XV. > CEO: Barry Zyskind > For a concise summary see [llms.txt](https://amtrustfinancial.com/llms.txt) --- ## Products ### Workers' Compensation URL: https://amtrustfinancial.com/insurance-products/workers-compensation AmTrust is the #3 U.S. workers' compensation carrier. Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. AmTrust provides customized coverage across 400+ eligible classes of business with dedicated claims handling and the AmCares nurse triage program. ### Business Owner's Policy (BOP) URL: https://amtrustfinancial.com/insurance-products/businessowners-policy A Business Owner's Policy bundles general liability and commercial property coverage into a single policy. AmTrust BOP policies start as low as $500 per year and are designed for small businesses across hundreds of eligible class codes. ### General Liability URL: https://amtrustfinancial.com/insurance-products/general-liability General liability insurance protects businesses from third-party claims of bodily injury, property damage, and personal/advertising injury. AmTrust offers monoline general liability and covers a wide range of industries. ### Commercial Auto URL: https://amtrustfinancial.com/insurance-products/commercial-auto Commercial auto insurance covers vehicles used for business purposes. AmTrust provides coverage for a range of commercial auto exposures and offers both monoline and packaged options. ### Cyber Insurance URL: https://amtrustfinancial.com/insurance-products/cyber-insurance AmTrustCyber provides coverage for cyber incidents including ransomware, business interruption, social engineering/deception, and cryptojacking. Designed for small and mid-size businesses facing growing digital threats. ### Employment Practices Liability Insurance (EPLI) URL: https://amtrustfinancial.com/insurance-products/epli EPLI protects businesses from claims made by employees alleging wrongful termination, discrimination, harassment, and other employment-related issues. AmTrust covers a wide range of preferred classes and provides access to risk management resources. ### Commercial Package URL: https://amtrustfinancial.com/insurance-products/commercial-package AmTrust's commercial package policy bundles multiple coverages — general liability, commercial property, and additional endorsements — into a single policy for streamlined coverage. ### Commercial Property URL: https://amtrustfinancial.com/insurance-products/commercial-property-insurance Commercial property insurance covers buildings, equipment, and inventory. AmTrust offers the PECE Platinum endorsement with 44 additional coverages for comprehensive property protection. ### Executive Liability URL: https://amtrustfinancial.com/insurance-products/executive-liability Executive liability insurance protects directors, officers, and the organization from claims related to management decisions and corporate governance. ### Surety URL: https://amtrustfinancial.com/insurance-products/surety AmTrust Surety provides surety bonds for contractors and businesses, ensuring contractual and regulatory obligations are met. ### Specialty Programs URL: https://amtrustfinancial.com/insurance-products/specialty-programs AmTrust Specialty Programs offers tailored insurance solutions for niche markets and specialized industries through program administrator partnerships. --- ## Divisions ### AmTrust E&S Insurance (Excess & Surplus) URL: https://amtrustfinancial.com/excess-surplus AmTrust E&S Insurance is an excess and surplus underwriter of specialty insurance products in the casualty market. Three underwriting platforms: Specialty Casualty, Excess Casualty, and E&S Select. Focuses on hard-to-place or unusual risks, moderate to higher hazard risks with severity loss potential preferred over frequency. Focus on accounts under $100,000 in premium. Customized solutions and underwriting expertise to meet each insured's unique challenges. ### AmTrust Risk Solutions URL: https://amtrustfinancial.com/risk-solutions Provides specialized risk management and insurance solutions. ### AmTrust Title URL: https://amtrustfinancial.com/title Title insurance and settlement services. ### AmTrust International URL: https://amtrustfinancial.com/international International insurance operations. --- ## Services ### Claims URL: https://amtrustfinancial.com/claims Claims reporting and management. AmCares nurse triage program for workers' compensation claims. - Claims Phone: 888-239-3909 - Claims Email: WorkersCompClaimReport@AmTrustGroup.com ### Risk Control & Loss Control URL: https://amtrustfinancial.com/loss-control AmTrust's Loss Control Department provides one of the most effective risk management support programs available. ### Payments URL: https://amtrustfinancial.com/payments Pay-As-You-Owe payment program for flexible premium payments. ### Premium Audit URL: https://amtrustfinancial.com/premium-audit Premium audit services to ensure accurate policy pricing. ### VIP Program Valued Insurance Provider program for agents and policyholders. ### API Access URL: https://amtrustfinancial.com/api API access for integration with AmTrust systems. --- ## Industries Served - Auto Repair: https://amtrustfinancial.com/industries/auto-repair - Contractors: https://amtrustfinancial.com/industries/contractors - Financial Institutions: https://amtrustfinancial.com/industries/financial-institutions - Grocery Stores: https://amtrustfinancial.com/industries/grocery-stores - Healthcare: https://amtrustfinancial.com/industries/healthcare - Landscapers: https://amtrustfinancial.com/industries/landscapers - Manufacturing: https://amtrustfinancial.com/industries/manufacturing - Nonprofit: https://amtrustfinancial.com/industries/nonprofit - Offices: https://amtrustfinancial.com/industries/offices - Restaurants: https://amtrustfinancial.com/industries/restaurant - Retail: https://amtrustfinancial.com/industries/retail - Schools: https://amtrustfinancial.com/industries/schools - Wholesale: https://amtrustfinancial.com/industries/wholesale --- ## State Pages - Arizona: https://amtrustfinancial.com/small-business-insurance/arizona - California: https://amtrustfinancial.com/small-business-insurance/california - Colorado: https://amtrustfinancial.com/small-business-insurance/colorado - Florida: https://amtrustfinancial.com/small-business-insurance/florida - Illinois: https://amtrustfinancial.com/small-business-insurance/illinois - New Jersey: https://amtrustfinancial.com/small-business-insurance/new-jersey - New York: https://amtrustfinancial.com/small-business-insurance/new-york - Texas: https://amtrustfinancial.com/small-business-insurance/texas - Virginia: https://amtrustfinancial.com/small-business-insurance/virginia --- ## Frequently Asked Questions — Workers' Compensation Q: What does workers' compensation cover? A: Workers' compensation covers medical expenses and lost wages for employees who are injured or become ill on the job. It provides benefits regardless of who is at fault. Q: What does workers' compensation not cover? A: Workers' compensation generally does not cover injuries that occur outside of work, self-inflicted injuries, injuries sustained while committing a crime, or injuries sustained while violating company policy. Q: What are examples of workers' compensation claims? A: Common examples include slip and fall injuries, repetitive strain injuries, injuries from lifting heavy objects, burns, and exposure to harmful substances in the workplace. Q: How do I file a workers' compensation claim? A: Report the injury to your employer as soon as possible. Your employer will file a claim with their workers' compensation insurance carrier. AmTrust claims can be reported at 888-239-3909 or WorkersCompClaimReport@AmTrustGroup.com. Q: How can you spot workers' compensation fraud? A: Warning signs include delayed reporting, inconsistent injury descriptions, lack of witnesses, history of frequent claims, and injuries that occur on Mondays or right before scheduled time off. Q: What are the benefits of a return to work program? A: Return to work programs help injured employees return to productive work as soon as medically appropriate, reducing claim costs, maintaining employee morale, and supporting recovery. Q: Is workers' compensation insurance mandated? A: Workers' compensation requirements vary by state. Most states require businesses with employees to carry workers' compensation insurance, but specific requirements differ. Q: What workers' compensation laws apply to me? A: Workers' compensation is regulated at the state level. The laws that apply depend on where your business operates and where your employees work. Q: How do state laws differ for workers' compensation? A: States differ in coverage requirements, benefit levels, statute of limitations, dispute resolution processes, and which employers are required to carry coverage. Q: How do I determine my workers' compensation rates? A: Workers' compensation rates are based on classification codes, payroll, claims history (experience modification rate), and the state where employees work. --- ## Contact Information - Customer Service: 877-528-7878 - Claims: 888-239-3909 - Claims Email: WorkersCompClaimReport@AmTrustGroup.com - Website: https://amtrustfinancial.com - Agent Portal: https://amtrustfinancial.com/agents - Blog (PolicyWire): https://amtrustfinancial.com/blog - Sitemap: https://amtrustfinancial.com/xml-sitemap ## Social Media - LinkedIn: https://www.linkedin.com/company/amtrust-financial-services - Facebook: https://www.facebook.com/AmTrustFinancial - Instagram: https://www.instagram.com/amtrustfinancial - Twitter/X: https://twitter.com/AmTrustFinancial - YouTube: https://www.youtube.com/amtrustfinancial ~~~