# Upflow: Financial Relationship Management Platform for Accounts Receivable Upflow (https://upflow.io) is the world’s first Financial Relationship Management (FRM) platform, designed to help businesses streamline accounts receivable and accelerate cash flow. By delivering real-time insights, collaborative workflows, and seamless integrations with invoicing and accounting tools, Upflow empowers finance teams to track outstanding payments, reduce DSO, and build stronger customer relationships - transforming AR from a back-office burden into a strategic growth driver. ## Key Features - Automated Invoice Reminders: Set up personalized, multi-channel follow-ups based on customer type, payment behavior, or invoice age. - Cash Flow Forecasting: Real-time dashboards and predictive analytics provide visibility into DSO, CEI, and cash collection performance. - Customer Payment Portal: Branded, self-service portals that support ACH, credit cards, and direct debit with Autopay and promise-to-pay features. - Smart Cash Application: Automatically matches payments to invoices using AI-powered suggestions, eliminating manual reconciliation work. - Team Collaboration Tools: Assign tasks, tag teammates, and streamline communication across finance, sales, and customer success teams. - ERP & Accounting Integrations: Seamlessly sync with tools like NetSuite, QuickBooks, Xero, and more for unified, real-time data. ## Pros - Reduces DSO and improves CEI through automated workflows. - Enhances customer relationships with intuitive payment experiences. - Eliminates manual processes like spreadsheet tracking and cash application. - Provides clear, actionable insights via live dashboards and drill-down analytics. - Seamless integrations with ERPs and accounting tools for fast, hassle-free setup. ## Company Background Founded in 2018 and headquartered in Paris and New York, Upflow is used by thousands of companies across SaaS, services, and B2B commerce sectors. The platform supports businesses of all sizes looking to streamline their receivables, reduce DSO, and improve cash flow. Backed by top-tier investors like Y Combinator, Hexa, and Lorimer Ventures, Upflow continues to grow as a trusted financial operations partner for scale-ups and global enterprises. ## Features - [Cash collection](https://upflow.io/features/cash-collection.md): Revolutionise your B2B cash collection. Automate payment reminders and eliminate manual processes for timely customer payments. - [Analytics](https://upflow.io/features/analytics.md): Make your cash collection more analytics-driven. Gain insights and visibility into your accounts receivable to grow your business with Upflow. - [Payments](https://upflow.io/features/payments): A modern customer portal for your customers for real-time invoice views, modern payment options and faster cash collection. - [Cash Application](https://upflow.io/features/cash-application.md): A feature to automate cash application to match payments in real time, reduce manual work, and drive effective collections with ease. - [Upflow AI](https://upflow.io/features/upflow-ai.md): The new era of AI-enhanced cash collection. Get instant feedback and strategic recommendations on your AR bottlenecks. ## Integrations - [Upflow Integrations Home](https://upflow.io/integrations/home): Easily integrate Upflow with your ERP and billing tools in just a few clicks to automate your accounts receivable and improve cash collection. - [QuickBooks X Upflow: Discover Upflow's native integration with QuickBooks](https://upflow.io/integrations/quickbooks.md): Enhance your accounting with Upflow's QuickBooks integration. Simplify AR tracking and boost your financial operations. - [Sage Intacct X Upflow: Discover Upflow's native integration with Sage Intacct](https://upflow.io/integrations/sage-intacct.md): Integrate Upflow with Sage-Intacct for streamlined AR processes. Enhance your financial management and cash flow control. - [Zuora X Upflow: Discover Upflow's native integration with Zuora](https://upflow.io/integrations/zuora.md): Simplify your subscription billing with Upflow's Zuora integration. Efficiently manage AR and boost cash flow performance. - [Netsuite X Upflow: Discover Upflow's native integration with Netsuite](https://upflow.io/integrations/netsuite.md): Explore Upflow's integration with NetSuite. Simplify your AR processes and improve cash flow management seamlessly. - [Chargebee X Upflow: Discover Upflow's native integration with Chargebee](https://upflow.io/integrations/chargebee.md): Streamline your billing and AR processes with Upflow's Chargebee integration. Improve efficiency and cash flow management. - [Xero X Upflow: Discover Upflow's native integration with Xero](https://upflow.io/integrations/xero.md): Connect Upflow with Xero for seamless AR automation. Improve cash collection and financial accuracy effortlessly. - [Stripe Billing X Upflow: Discover Upflow's native integration with Stripe Billing](https://upflow.io/integrations/stripe.md): Optimize your payment collections with Upflow's Stripe integration. Manage AR efficiently and enhance cash flow visibility. ## Customer Stories - [Upflow Customer Stories](https://upflow.io/customers): Learn how modern finance teams use Upflow to cut late payments, boost cash flow, and scale faster with smarter accounts receivable management. - [Invicti X Upflow](https://upflow.io/customers/invicti): How Invicti adopted autopay, reduced DSO by 36% and minimized risk of bad debt - [Flinks X Upflow](https://upflow.io/customers/flinks): How Flinks Cut DSO by 43% in 6 Months with Autopay and Payments by Upflow - [Staffmatch X Upflow](https://upflow.io/customers/staffmatch): How Staffmatch saved 35 hours per month with a truly multi-channel collections strategy - [Carver X Upflow](https://upflow.io/customers/carver): How Carver cut their overdue balance by 49% and made cash collection a collaborative, business-wide focus - [Feefo X Upflow](https://upflow.io/customers/feefo): How Feefo won back 90+ hours per month & reduced invoices 31+ days overdue by 26% with Upflow - [Passport X Upflow](https://upflow.io/customers/passport): How Passport reduced their DSO by 32% with autopay and fully automated dunning reminders - [Walnut X Upflow](https://upflow.io/customers/walnut): How Walnut built a highly-effective and automated cash collection process and reduced their DSO by 50% - [WorkMotion X Upflow](https://upflow.io/customers/workmotion): How WorkMotion achieved best possible DSO and reduced invoices 31+ days overdue by 79% - [Veryable X Upflow](https://upflow.io/customers/veryable): How Veryable brought payments online and reduced DSO by 37% - [PlayPlay X Upflow](https://upflow.io/customers/playplay): How PlayPlay saves 46+ hours per month with Upflow - [Iziwork X Upflow](https://upflow.io/customers/iziwork-italy): How Iziwork Italy organized cash collection & gained visibility - [Adikteev X Upflow](https://upflow.io/customers/adikteev): How Adikteev reduced 61+ day overdue invoices by 33% - [OVRSEA X Upflow](https://upflow.io/customers/ovrsea): How OVRSEA automated 70% of AR actions and reduced DSO - [Malt X Upflow](https://upflow.io/customers/malt): How Malt cut DSO by 58% while keeping up with hyper-growth - [parcelLab X Upflow](https://upflow.io/customers/parcellab): How parcelLab improved AR visibility & streamlined subscriptions - [Pedlex X Upflow](https://upflow.io/customers/pedlex): How Pedlex saved 20+ hours weekly & cut their aging balance - [Botify X Upflow](https://upflow.io/customers/botify): How Botify cut DSO by 22% & reclaimed 2 finance days a week - [Hokodo X Upflow](https://upflow.io/customers/hokodo): How Hokodo Cut DSO by 75% and Increased Collections - [ActivTrak X Upflow](https://upflow.io/customers/activtrak): How ActivTrak saved 100+ finance team hours per month - [Welcome X Upflow](https://upflow.io/customers/welcome-to-the-jungle): How Welcome to the Jungle reduced DSO by 18% - [Productboard X Upflow](https://upflow.io/customers/productboard): How Productboard scaled cash collection amid rapid growth - [Avizio X Upflow](https://upflow.io/customers/avizio): How Avizio reduced it's DSO by 50% and secured its cash flow - [Lattice X Upflow](https://upflow.io/customers/lattice): How Lattice streamlined cash collection without extra hiring - [Side X Upflow](https://upflow.io/customers/side): How Side reduced overdue invoices from 75% to 25% with Upflow - [Gymlib X Upflow](https://upflow.io/customers/gymlib): How Gymlib reduced the time spent on cash collection by 80% - [ADYOULIKE X Upflow](https://upflow.io/customers/adyoulike): How ADYOULIKE reduced their DSO by 160 days using Upflow - [Solar Screen X Upflow](https://upflow.io/customers/solarscreen): How Solar Screen cut 180-day past due invoices by 87% with Upflow - [Veraset X Upflow](https://upflow.io/customers/veraset): How Veraset reduced overdue payments by 50% ## Product Positioning Pages - [Financial Relationship Management Software](https://upflow.io/financial-relationship-management.md): Upflow is a Financial Relationship Management (FRM) platform, like a CRM for Finance, that helps teams shift from chasing invoices to engaging customers and strengthening relationships. - [Accounts Receivable Automation Software](https://upflow.io/accounts-receivable-automation/accounts-receivable-automation-software): Upflow is a Accounts Receivable Automation Software which helps you automate your AR collection in just a few clicks, and reduces unpaid invoices by 50%. - [Accounts Receivable Software](https://upflow.io/accounts-receivable-software): Upflow is an Accounts Receivable Software that automates invoice follow-ups, reduce manual tasks and gives you real-time insights into your cash flow. - [Accounts Receivable Solution](https://upflow.io/accounts-receivable-solutions): Upflow offers a powerful Accounts Receivable Solution to automate collections, improve visibility, and boost your cash flow. - [Accounts Receivable System](https://upflow.io/accounts-receivable-system): Upflow's Accounts Receivable System helps finance teams automate follow-ups, track payments, and reduce aging balances efficiently. - [Accounts Receivable Management Software](https://upflow.io/accounts-receivable-management-software): Upflow's Accounts Receivable Management Software streamlines collection efforts and improves cash flow across your finance operations. - [Payment Collection Software](https://upflow.io/payment-collection-software): Upflow's Payment Collection Software automates your payment collection process and reduces unpaid invoices by 50%. - [Collection Software](https://upflow.io/collection-software): Upflow's Collection Software automates your collection process to reduce late payments and improve team productivity. - [Collection Software for small business](https://upflow.io/collection-software-small-business): Upflow's Collection Software for small business helps you automate follow-ups and get paid faster, without hiring more staff. - [Debt Collection Software](https://upflow.io/debt-collection-software): Upflow’s Debt Collection Software helps you recover overdue payments faster, while maintaining strong customer relationships. ## Blog Posts - [Upflow Blog Homepage](https://upflow.io/blog/): Explore expert insights on AR automation, collections, and SaaS finance to help CFOs and finance teams improve operations, boost cash flow, and get paid faster. - [8 Best Practices to Improve Your Accounts Receivable (AR) Management](https://upflow.io/blog/ar-collections/accounts-receivable-management): Efficient and effective accounts receivable management optimizes your billing, payments, and collections process to minimize the time it takes to get paid. - [7 Ways to Improve Your Accounts Receivable (AR) Collections](https://upflow.io/blog/ar-collections/improve-accounts-receivable-collection): An efficient collections process saves you time and money. Follow these tips to improve your accounts receivable collections process. - [The 2 DSO Calculation Formulas: Which One to Choose?](https://upflow.io/blog/reduce-dso/dso-calculation-formula): Out of the 2 DSO formulas. The countback method is more accurate, but it is more time-consuming than the simple formula. Try our free DSO calculator now! - [Days Sales Outstanding (DSO): Meaning & Interpretation](https://upflow.io/blog/reduce-dso/calculate-dso): DSO is an important indicator of cash flow: it reflects how long it takes for your invoices to be paid by your customers. How do you calculate it? Read on to find out. - [Accounts Receivable (AR) Automation: How to Start & Tips](https://upflow.io/blog/ar-collections/accounts-receivable-automation): Theres a lot of misunderstanding around what accounts receivable automation is and how it can fuel a businesss financial health. Learn more about it here. - [Growfin vs. Upflow: Why Real-Time Data Matters More Than Ever](https://upflow.io/blog/accounting-software/growfin-vs-upflow): Real-time data matters. Upflow offers seamless ERP integrations, reliable AR workflows, and customer-centric automation to help your business get paid faster. - [Kolleno vs. Upflow: Finding the Right AR Solution for Your Business](https://upflow.io/blog/accounting-software/kolleno-vs-upflow): Which AR solution - Kolleno or Upflow - drives better cash flow and customer relationships? See why businesses choose Upflow. Try it free today! - [Yaypay automates AR, but here's why you need more in 2025](https://upflow.io/blog/accounting-software/yaypay-vs-upflow): Quadient Accounts Receivable by YayPay automates AR, but is it enough for 2025? Discover why Upflow's advanced FRM tools are essential for efficient growth and lasting customer relationships. - [Xero vs Sage: Which Fits Your Business Better?](https://upflow.io/blog/accounting-software/xero-vs-sage): Compare Xero and Sage to see which accounting software fits your business best. Discover key features, pricing, and regional suitability. - [Xero vs QuickBooks: Which Fits Your Business Better?](https://upflow.io/blog/accounting-software/xero-vs-quickbooks): Compare Xero and QuickBooks to see which accounting software fits your business best. Discover key features, pricing, and regional suitability. - [Fractional CFOs Explained: What They Do & How to Hire One](https://upflow.io/blog/saas-finance/fractional-cfo): Discover what a fractional CFO does, when to hire one, and how they can drive growth, with expert insights from startup fractional CFO Lauren Pearl. - [Average Collection Period: Formula, Interpretation & Tips](https://upflow.io/blog/ar-metrics/average-collection-period): Learn the meaning, formula, and interpretation of the average collection period with tips to enhance cash flow with efficient receivables management. - [Net Credit Sales: Formula, Calculation & Financial Insights](https://upflow.io/blog/ar-metrics/net-credit-sales): Learn how to calculate net credit sales with formulas and examples. Understand its impact on the balance sheet, AR turnover and other financial statements. - [Accounts Receivable Turnover Ratio: Formula & Tips](https://upflow.io/blog/ar-metrics/accounts-receivable-turnover-ratio): The formula for calculating the Accounts Receivable Turnover Ratio, why it matters for cash flow, and actionable tips to improve your collections process. - [Days Sales in Accounts Receivable (AR): Meaning & Formula](https://upflow.io/blog/reduce-dso/days-sales-in-accounts-receivable): Learn about the meaning of days sales in accounts receivable (AR). Find out how to calculate, interpret, and improve it for better financial management. - [Debtor Days: Formula, Interpretation & Tips to Reduce](https://upflow.io/blog/reduce-dso/debtor-days): There are 2 debtor days formulas: The most accurate is the countback method, but it is more time-consuming than the simple one. Keep reading to find out more - [NSF Checks: Meaning, Impact & Steps to Avoid Them](https://upflow.io/blog/financial-relationship-management/nsf-check): Learn what Non-Sufficient Funds (NSF) checks are, their financial impact, steps to take when you receive one, and how to avoid them in the future. - [ACH Credit vs ACH Debit: Differences, Uses & Examples](https://upflow.io/blog/business-to-business-payments/ach-credit-vs-ach-debit): Learn the key differences between ACH credit and ACH debit, their benefits, and best use cases to streamline business payments and improve cash flow. - [How to Use Invoice Financing (And When You Shouldnt)](https://upflow.io/blog/business-to-business-payments/invoice-financing): Thinking about invoice financing? Learn how it works, when to use it, key pros and cons, and why fixing AR first can cut your financing costs. - [What Is Bank Reconciliation? Importance, Template, & Examples](https://upflow.io/blog/business-to-business-payments/bank-reconciliation): Learn why bank reconciliation is important for error detection, fraud prevention & cash flow. See how tools like Upflow automate the reconciliation process. - [Bad Debt Expense: How to Calculate, Track, & Improve](https://upflow.io/blog/ar-metrics/bad-debt-calculation): Uncover key methods and formulas on how to calculate bad debt expense and gain actionable insights for accurate recording, tracking, and improvement. - [Past Due Invoice Email Templates to Get Paid Fast!](https://upflow.io/blog/payment-reminders/past-due-invoice-email-sample): Discover our tips and email templates to handle overdue or past due invoices. Learn effective strategies for sending personalized reminders and follow-ups. - [Past Due Notices: Tips & Templates for Late Payment Letters](https://upflow.io/blog/payment-reminders/past-due-notices): Discover strategies for writing effective past-due notices and explore our customizable late payment notice templates to streamline your collections process. - [How to write Past Due Invoice Emails that Will Get you Paid](https://upflow.io/blog/payment-reminders/past-due-invoice-email): The longer an invoice remains unpaid, the more likely it is to never be paid. That's why it's critical to send out top-notch past due invoice emails - [Dunning Letter: Meaning & Templates to Get Paid on Time](https://upflow.io/blog/ar-collections/dunning-letter): Discover the meaning and importance of dunning letters in collections, templates to write effective dunning letters and strategies to prevent overdue payments - [Collection Letter Templates & Strategies to Get Paid](https://upflow.io/blog/ar-collections/collection-letter): Discover effective collection letter templates and strategies to accelerate payment collection, and learn how to prevent late payments from the start. - [Collection Email Templates & Samples to Get Paid Faster](https://upflow.io/blog/payment-reminders/collection-emails): Discover effective collection email templates and strategies to get paid faster. Learn what makes a great email and check out our top templates for success. - [Top 5 SaaS Billing Software in 2025: Subscription & Recurring](https://upflow.io/blog/saas-finance/saas-best-billing-software): Having the right billing software is essential for your SaaS. But with so many solutions sprouting on the market, it can get overwhelming to know which one is right for your business. Read on to learn more about the best software to optimize your billing process - [Unapplied Credits: Why They Happen & How to Fix Them?](https://upflow.io/blog/accounting-software/unapplied-credits): Learn what unapplied credits are, why they occur, and how to fix or prevent them to keep your books accurate and your cash flow on track. - [ERP vs. CRM: Key Differences & How They Work Together](https://upflow.io/blog/accounting-software/erp-vs-crm): ERP & CRM streamline business, but what about finance? Learn their differences, benefits, and how Upflows Financial Relationship Management (FRM) solution fills the gap - [Integrated Payments: Boost Customer Experience & Efficiency](https://upflow.io/blog/financial-relationship-management/integrated-payments): Discover how integrated payments enhance customer experience, streamline processes, reduce errors and drive efficiency and growth for your business. - [5 Key Accounts Receivable Metrics to Assess Your AR Performance](https://upflow.io/blog/ar-metrics/accounts-receivable-metrics-ar-performance): Effective accounts receivable management can play a crucial role in your company's cash flow.Discover the 5 key metrics to track to improve your A/R performance. ## More Information - [Upflow's Partner Ecosystem](https://upflow.io/partners): Join Upflow's partner ecosystem and help your B2B customers get paid on time. - [Upflow's Pricing](https://upflow.io/pricing): Flexible pricing tailored to your needs. Manage your accounts receivable and unlock cash reserves with Upflow. - [Upflow's Podcast: The Growth-Minded CFO ](https://upflow.io/growthmindedcfo): A podcast for modern CFOs who drive growth, challenge the status quo, and lead with strategy in and beyond the finance function. - [Upflow Careers Page](https://upflow.io/careers): Join Upflow and help reshape how B2B businesses get paid. We are building a global team driven by curiosity, collaboration, and a mission to improve cash flow. - [Upflow's Commitment](https://upflow.io/commitment): At Upflow, we strive to be a positive force for society and the environment. We start small, learn continuously, and do our part to create sustainable impact. - [Upflow's Trust Center](https://upflow.io/security): Upflow prioritizes data security with best-in-class practices, SOC 2 Type 2 compliance, and transparent live scoring of our external security posture. - [Upflow's Help Center](https://support.upflow.io/hc/en-us): Find answers to your questions, explore product guides, and get the most out of Upflow with our help center resources and support.