# Summit Funding Inc. - Your Path to Homeownership Starts Here > Achieve your homeownership goals with Summit Funding Inc. Explore our loan programs, resources, and calculators. Apply now! Key topics: Summit Funding Inc., Homeownership, Loan Officers, Loan Programs, Purchase ## Main ### Loan Officers Source: [https://summitfunding.net/lo-list](https://summitfunding.net/lo-list) # Select a Loan Officer ## Please select from below [A](#a%5Fstart1) [B](#b%5Fstart1) [C](#c%5Fstart1) [D](#d%5Fstart1) [E](#e%5Fstart1) [F](#f%5Fstart1) [G](#g%5Fstart1) [H](#h%5Fstart1) [I](#i%5Fstart1) [J](#j%5Fstart1) [K](#k%5Fstart1) [L](#l%5Fstart1) [M](#m%5Fstart1) [N](#n%5Fstart1) [O](#o%5Fstart1) [P](#p%5Fstart1) [Q](#q%5Fstart1) [R](#r%5Fstart1) [S](#s%5Fstart1) [T](#t%5Fstart1) [U](#u%5Fstart1) [V](#v%5Fstart1) [W](#w%5Fstart1) [X](#x%5Fstart1) [Y](#y%5Fstart1) [Z](#z%5Fstart1) No results found * [Abud , Ricky](rabud) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/ricky.abud@summitfunding.net) [Learn More](rabud) * [Adams , Aimee](aadams) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/aimee.adams@summitfunding.net) [Learn More](aadams) * [Ahrens , Jennifer](jahrens) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/jennifer.ahrens@summitfunding.net) [Learn More](jahrens) * [Alarcon , Michelle](malarcon) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Michelle.Alarcon@summitfunding.net) [Learn More](malarcon) * [Aly , Manny](maly) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/manny.aly@summitfunding.net) [Learn More](maly) * [Ayers , Matt](mayers) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Matt.Ayers@summitfunding.net) [Learn More](mayers) * [Bansemer , Oceana](obansemer) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/oceana.bansemer@summitfunding.net) [Learn More](obansemer) * [Bartelt , Shelby](sbartelt) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/shelby.bartelt@summitfunding.net) [Learn More](sbartelt) * [Bittick , Shaun](sbittick) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/sbittick@summitfunding.net) [Learn More](sbittick) * [Bittick , Braden](bbittick) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/bbittick@summitfunding.net) [Learn More](bbittick) * [Black , Michael](mblack) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Michael@JMichaelBlackGroup.com) [Learn More](mblack) * [Boerlin , Michael](mboerlin) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Mike@BlueAdobeMortgage.com) [Learn More](mboerlin) * [Botero , Juli](jbotero) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/juli.botero@summitfunding.net) [Learn More](jbotero) * [Bowen , Jenay](jbowen) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/jenay.bowen@summitfunding.net) [Learn More](jbowen) * [Brennan , Sean](sbrennan) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/sean.brennan@summitfunding.net) [Learn More](sbrennan) * [Brown , Kiana](kbrown) Loan Officer [Apply Now](https://homenow.summitfunding.net/dr/c/k899e) [Learn More](kbrown) * [Bryant , Scott](sbryant) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/scott.bryant@summitfunding.net) [Learn More](sbryant) * [Capps , Charlye](ccapps) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Charlye.Capps@summitfunding.net) [Learn More](ccapps) * [Caswell , Logan](lcaswell) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/logan.caswell@summitfunding.net) [Learn More](lcaswell) * [Cervera , Cristina](ccervera) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/cristina.cervera@summitfunding.net) [Learn More](ccervera) * [Coates , Amy](acoates) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/amy.coates@summitfunding.net) [Learn More](acoates) * [Conklin , Kristina](kconklin) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/kristina.conklin@summitfunding.net) [Learn More](kconklin) * [Cooke , Dena](dcooke) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/Dena.Cooke@summitfunding.net) [Learn More](dcooke) * [Cossey , Susan](scossey) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/susan.cossey@summitfunding.net) [Learn More](scossey) * [Cundiff , Jonathan](jcundiff) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Jonathan.Cundiff@summitfunding.net) [Learn More](jcundiff) * [Davis , Maya](mdavis) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Maya.Davis@summitfunding.net) [Learn More](mdavis) * [Dean , Katie](kdean) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/katie.dean@summitfunding.net) [Learn More](kdean) * [Dillon , Braeden](bdillon) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/braeden.dillon@summitfunding.net) [Learn More](bdillon) * [Dobbel , Jon](jdobbel) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/jdobbel@summitfunding.net) [Learn More](jdobbel) * [Donnelly , Madisyn](mdonnelly) Loan Officer [Apply Now](https://homenow.summitfunding.net/dr/c/h590w) [Learn More](mdonnelly) * [Dufour , Michael](mdufour) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/michael.dufour@summitfunding.net) [Learn More](mdufour) * [Evans , Candace](cevans) Loan Officer [Apply Now](https://homenow.summitfunding.net/dr/c/41is4) [Learn More](cevans) * [Felix , John](jfelix) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/john.felix@summitfunding.net) [Learn More](jfelix) * [Fiore , Neil](nfiore) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/neil.fiore@summitfunding.net) [Learn More](nfiore) * [Fiore , Brian](bfiore) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/brian.fiore@summitfunding.net) [Learn More](bfiore) * [Florez , Juan](jflorez) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/juan.florez@summitfunding.net) [Learn More](jflorez) * [Fries , Melissa](mfries) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Melissa.Fries@summitfunding.net) [Learn More](mfries) * [Frye , Heather](hfrye) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/heather.frye@summitfunding.net) [Learn More](hfrye) * [Frye , Drew](dfrye) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/Drew.Frye@summitfunding.net) [Learn More](dfrye) * [Garcia , Kortnee](kgarcia) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/kortnee.garcia@summitfunding.net) [Learn More](kgarcia) * [Garza , Cleo](cgarza) Loan Officer [Apply 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Diane](dkeeler) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/teamkeeler@summitfunding.net) [Learn More](dkeeler) * [Keeney , Gina](gkeeney) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Gina.keeney@summitfunding.net) [Learn More](gkeeney) * [Kelley , Kathleen](kkelley) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/kathleen.kelley@summitfunding.net) [Learn More](kkelley) * [King , John](jking) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/kingteam@johnLOANking.com) [Learn More](jking) * [Kloc , Jon](jkloc) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Jon.Kloc@summitfunding.net) [Learn More](jkloc) * [Kloc , Chris](ckloc) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/Chris.Kloc@summitfunding.net) [Learn More](ckloc) * [Knight , Brandy](bknight) Loan Officer [Apply 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More](llavassaur) * [Lackey , Chet](clackey) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/chet.lackey@summitfunding.net) [Learn More](clackey) * [Leal-Campos , Monse](mleal) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/monse@blueadobemortgage.com) [Learn More](mleal) * [Macaluso , Debra](dmacaluso) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/debra.macaluso@summitfunding.net) [Learn More](dmacaluso) * [Maehara , Rusty](rmaehara) Loan Officer [Apply Now](https://homenow.summitfunding.net/borrower/signup/Rusty.Maehara@summitfunding.net) [Learn More](rmaehara) * [Martinez , Gustavo](gmartinez) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/gustavo.martinez@summitfunding.net) [Learn More](gmartinez) * [Massa , Mark](mmassa) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/mark.massa@summitfunding.net) [Learn More](mmassa) * [Mazzei , Lisa](lmazzei) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Lisa@BlueAdobeMortgage.com) [Learn More](lmazzei) * [McDonald , Jake](jmcdonald) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/jake.mcdonald@summitfunding.net) [Learn More](jmcdonald) * [McKee , Grant](gmckee) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/grant.mckee@summitfunding.net) [Learn More](gmckee) * [McLain , Adam](amclain) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/adam.mclain@summitfunding.net) [Learn More](amclain) * [Merritt , Tom](tmerritt) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/tmerritt@summitfunding.net) [Learn More](tmerritt) * [Merritt , Todd](toddm) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/toddm@summitfunding.net) [Learn More](toddm) * [Millare , Julie](jmillare) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/julie.millare@summitfunding.net) [Learn More](jmillare) * [Moores , Lacey](lmoores) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/lacey.moores@summitfunding.net) [Learn More](lmoores) * [Mora , Oscar](omora) Loan Officer [Apply Now](https://homenow.summitfunding.net/homehub/signup/Oscar@blueadobemortg *[Content truncated]* ### Locations Source: [https://summitfunding.net/locations](https://summitfunding.net/locations) # Find a Branch Near You. Search Loan Officer ![Loading...](https://summitfunding.net/website/images/loading.gif) ### Loan Programs Source: [https://summitfunding.net/loan-programs](https://summitfunding.net/loan-programs) # Home Loan Programs. ## Get Started. ### with the right loan for you. Whether you have your new home already picked out, or you have just decided that it�s time to secure your future, it all begins with selecting the right loan for you and your situation. Summit Funding, Inc. loan officers are dedicated to the home loan process and making your dreams achievable. With our vast lending portfolio, our high-touch communication, and our extensive lending expertise, we get things done to guide you home and on the path to your best life. ## Ready To: [ Purchase ](/purchase) [ Refinance ](/refinance) [ Conventional Have a strong down payment? ](conventional) [ FHA Can't make a large down payment? ](fha) [ VA You've served us, now let us serve you! ](va) [ USDA Looking to get away from city life? ](usda) [ Jumbo Looking for a home above $766,550? ](jumbo) [ Reverse Mortgage Over 62 and looking for extra cash? ](reverse-mortgage) ### Purchase Source: [https://summitfunding.net/purchase](https://summitfunding.net/purchase) # Purchase a Home. ## Get Started ### Yes. You Can! Yes, purchasing a home is a big step and can be a very extensive process. No need to worry, we are here to walk you through each step, be your home loan experts, and empower you from the minute we first speak to when you receive your keys! [Request a call](#apply%5Fnow%5Fcontent) ## Your Goals Are Our Goals. Summit Funding, Inc. is more than just a mortgage company, we are defined by our mission to be our best. It is this mission that fuels our team every day. We make your homeownership goals our priority. You have what it takes to reach these goals and we are here to pave the way. Whether this is your first home purchase, or you�ve done this before, we will educate and guide you to ensure a smooth, well-defined home buying experience. At Summit Funding, Inc., we have more loan programs, more lending flexibility, and more loan officer experience. It all starts with you! To take the first step toward your future, please contact us so we can: * Answer any questions you may have * Deliver a no-cost, no-obligation consultation. Together we will get a clear picture of where you stand and provide our expertise on how to move forward * Get you pre-qualified and pre-approved, so you can home shop with confidence * Match you with a loan product that is ideal for your situation today and ideal for your future \*This communication is for informational purposes only, this is not a commitment to lend. Individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. All programs are subject to change or cancelation at any time and without notice. Please consult your licensed Loan Originator to learn more about mortgage products, your eligibility, and ask for an official Loan Estimate before choosing your loan. * [Purchase](https://summitfunding.net/purchase) * [Refinance](https://summitfunding.net/refinance) * [Conventional](https://summitfunding.net/conventional) * [FHA](https://summitfunding.net/fha) * [VA](https://summitfunding.net/va) * [USDA](https://summitfunding.net/usda) * [Jumbo](https://summitfunding.net/jumbo) * [Reverse Mortgage](https://summitfunding.net/reverse-mortgage) [ I am working with a Loan Officer ](https://summitfunding.net/lo-list) [ Find a Loan Officer near me ](https://summitfunding.net/locations) ### Refinance Source: [https://summitfunding.net/refinance](https://summitfunding.net/refinance) # Refinance a Home. ## Refinance Your Home. ### Yes. You Can! [Request a call](#apply%5Fnow%5Fcontent) ## Should I Refinance? Is it time to reexamine your homeownership and financial goals? Whether you�re a newer homeowner or have been paying on your mortgage for a longer period, it may be time to verify your mortgage still fits your situation. Take the first step and contact us for a free consultation. At our meeting, we will walk you through the refinance process and show you how to maximize the benefits of refinancing your home loan. Common Reasons to Refinance Your Current Mortgage: * Take advantage of current market rates * Lower your monthly payment * Eliminate mortgage insurance from your mortgage payments * Change from an adjustable-rate loan to a fixed-rate loan * Adjust the term of the loan for your benefit * Consolidate high-interest debt with a cash-out refinance \*When refinancing, your total finance charges may be higher over the life of the loan, please consult with a loan officer for more details. Take the first step today and we will help you explore your options, with MORE loan programs, MORE lending flexibility, MORE loan officer experience! * [Purchase](https://summitfunding.net/purchase) * [Refinance](https://summitfunding.net/refinance) * [Conventional](https://summitfunding.net/conventional) * [FHA](https://summitfunding.net/fha) * [VA](https://summitfunding.net/va) * [USDA](https://summitfunding.net/usda) * [Jumbo](https://summitfunding.net/jumbo) * [Reverse Mortgage](https://summitfunding.net/reverse-mortgage) [ I am working with a Loan Officer ](https://summitfunding.net/lo-list) [ Find a Loan Officer near me ](https://summitfunding.net/locations) *12 more main links available on the website* ## Optional ### Mortgage Terms Source: [https://summitfunding.net/mortgage-terms](https://summitfunding.net/mortgage-terms) *Additional content available at [https://summitfunding.net/mortgage-terms](https://summitfunding.net/mortgage-terms)* ### FAQ's Source: [https://summitfunding.net/faqs](https://summitfunding.net/faqs) *Additional content available at [https://summitfunding.net/faqs](https://summitfunding.net/faqs)* ### Careers Source: [https://summitfunding.net/careers](https://summitfunding.net/careers) *Additional content available at [https://summitfunding.net/careers](https://summitfunding.net/careers)* *5 more optional links available on the website*