# Pulsar Money

> One app for all your money. Pulsar Money is a fintech app that holds fiat and crypto in one account with card spending, agentic payments via AI agent cards, swaps, stablecoin yields, and SEPA/SWIFT transfers.

Pulsar Money combines traditional banking with digital assets in a single platform. Hold EUR, USD, GBP, BTC, ETH, and stablecoins simultaneously. Spend with a card that auto-converts crypto at purchase. Delegate spending to AI agent cards. Earn ~5.2% APY on stablecoins. Send via SEPA or SWIFT. Launching Q2-Q3 2026.

## Products

- [Consumer App](https://pulsar.money): Multi-currency fintech app for personal finance — card, swaps, savings, AI agent cards, and global transfers
- [Business Infrastructure](https://pulsar.money/business): End-to-end fintech infrastructure for digital businesses — payment processing and gamified growth campaigns

## Key Features

- **Multi-Currency Accounts**: Hold EUR, USD, GBP, BTC, ETH, stablecoins, and 1,000+ tokens in one account
- **Crypto Card**: Physical and digital card with auto crypto-to-fiat conversion at point of purchase, Apple Pay and Google Pay
- **AI Agent Cards**: Delegate virtual cards to AI agents with custom spending rules, budgets, and merchant categories
- **Swaps**: Fiat-to-crypto and crypto-to-crypto swaps across 1,000+ tokens with no chain complexity
- **Stablecoin Savings**: ~5.2% APY through curated DeFi strategies
- **Transfers**: SEPA, SWIFT, and local instant rail transfers
- **Round-Up Savings**: Purchases round up to nearest euro, difference goes to savings goal
- **Spending Insights**: Category breakdowns, weekly summaries, subscription tracking

## Business Products

- **Payment Infrastructure**: POS terminals, QR codes, payment links, full API — accept any currency with on-chain settlement
- **Gamification Infrastructure (Pulsar Portals)**: White-label customizable portals with 45+ quest types, leaderboards, badges, and anti-Sybil protection

## Platform Stats

- 500K+ accounts created
- 7M+ users reached via whitelabel infrastructure
- 200+ earn campaigns delivered
- 2M+ on-chain transactions
- 20+ chains supported

## Supported Chains

Ethereum, Solana, Base, Arbitrum, and all major EVM chains.

## Links

- [Homepage](https://pulsar.money)
- [Business Solutions](https://pulsar.money/business)
- [App Dashboard](https://app.pulsar.money)
- [Privacy Policy](https://pulsar.money/privacy-policy)
- [Terms & Conditions](https://pulsar.money/terms-conditions)
- [Full LLM Context](https://pulsar.money/llms-full.txt)

## Contact

- Email: contact@pulsar.money
- Twitter: @paboracle