# Four

> Four is a Buy Now, Pay Later (BNPL) service that enables consumers to purchase items immediately and pay for them over time through four payments made every two weeks. This payment model is designed to enhance shopping flexibility and convenience for users. Four allows consumers to shop at various retailers and manage their orders through the Four app, available on both Android (at https://play.google.com/store/apps/details?id=com.paywithfour&hl=en_US) and iOS (https://apps.apple.com/us/app/four-buy-now-pay-later/id1527063669) platforms.

Four makes online shopping simple, flexible, and rewarding.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one app. Get a one-time card in the app and use it to pay—no checkout sign-up on the retailer's site. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

**How Four Works:**

1. Download the Four app (iOS or Android) and sign up in minutes.
2. Shop in the app. Browse hundreds of your favorite stores within the Four app, add items to your cart (in the app or via the in-app browser), and get your one-time virtual Four card in the app.
3. Use your one-time Four card to pay. Enter the card from the app as your payment method at the retailer to complete your order. No need to select Four on the retailer's site—just use your card like any payment method.
4. Pay in four. Your first payment is due today. The remaining three installments are due every two weeks.
5. Manage everything in the app. View your order history and payment schedule in the Orders tab.


**Key Features:**

- Pay in 4 installments. Split payments over time with clear schedules so you know exactly what is due and when
- Flexible payment plans. Stay on budget with predictable due dates and helpful payment reminders
- One Shopping app for everything. Browse partner stores, track orders, and manage your payment methods in one place
- Four does not require social security numbers and does not do any hard credit checks - won't impact your credit score
- Shopper Portal: Manage payments and orders in one place
- Mobile Apps: Native iOS and Android apps
- Four+ monthly subscription gives access to additional premium retailers, special offers, and more ways to shop online.

**Why shoppers use Four:**

- Quick and easy signup process
- Access to hundreds of online shopping options
- Manage your installment plans and track spending
- Get notified before each payment is due
- Shop in the app with a one-time card at top online retailers

## Website

- [Home](https://www.paywithfour.com/): Main landing page with overview of Four's BNPL service
- [How It Works](https://www.paywithfour.com/how-it-works): Step-by-step guide on using Four for purchases
- [Download App](https://www.paywithfour.com/download-app): Get the Four app on iOS or Android
- [Careers](https://www.paywithfour.com/careers): Open roles at Four — join our lean, AI-first fintech team

## Apps

- [iOS App](https://apps.apple.com/us/app/four-buy-now-pay-later/id1527063669): Four app on the Apple App Store
- [Android App](https://play.google.com/store/apps/details?id=com.paywithfour): Four app on Google Play Store

## Social Media

- Instagram: https://www.instagram.com/paywithfour/
- Facebook: https://www.facebook.com/paywithfour/
- TikTok: https://www.tiktok.com/@paywithfour?lang=en
- X: https://x.com/paywithfour/
- LinkedIn: https://www.linkedin.com/company/paywithfour/


## Disclaimer
- Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.
- By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

## Other links

- [Contact Us](https://shopper.paywithfour.com/chat-support): Customer support and inquiries
- [Acceptable Use Policy](https://www.paywithfour.com/legal/acceptable-use-policy)
- [Privacy Policy](https://www.paywithfour.com/legal/privacy-policy)
- [User Agreement](https://www.paywithfour.com/legal/user-agreement)

## Contact Us
- Open the Four app > Account > Help Center > Send us a message.
- Click Contact Us at the bottom of our website (https://www.paywithfour.com/) to open a chat.
- Click the question mark (?) at the top of the Orders Page > Send us a Message.
- To submit a claim, click on your Order on the Orders Page > Report a Refund > Submit a claim