# Finaid.org: Financial Aid Information

> Last Updated: 2026-02-05
> Primary Language: EN-US
> Target Audience: Students, Parents, Educators, and Financial Aid Professionals
> Finaid is the most comprehensive source of objective, expert advice on student loans, grants, and scholarships.

## Sitemaps
- [XML Sitemap](https://finaid.org/sitemap_index.xml): Full index of all crawlable and indexable content.

## Financial Aid Essentials
- [FAFSA Guide](https://finaid.org/fafsa/): Comprehensive guide to the Free Application for Federal Student Aid, including application checklists, eligibility rules, and submission deadlines.
- [Student Loans](https://finaid.org/loans/): Detailed guides on federal vs. private loans, consolidation, and repayment options.
- [Scholarships 101](https://finaid.org/scholarships/): Expert advice on finding legitimate scholarships and avoiding scams.
- [Grants](https://finaid.org/grants/): Information on need-based aid including Pell Grants and state-specific programs.

## Calculators and Tools
- [Loan Payment Calculator](https://finaid.org/calculators/loanpayments/): Estimates monthly loan payments and the minimum salary needed to afford them.
- [Student Aid Index (SAI) Calculator](https://finaid.org/calculators/sai/): Estimates the student's eligibility for federal financial aid based on the new SAI formula.

## Reference & FAQs
- [Educators & Administrators](https://finaid.org/educators/): Resources for financial aid professionals, including policy analysis and professional development guides.
- [Financial Aid FAQ](https://finaid.org/questions/): Answers to the most frequently asked questions regarding the financial aid process.