# Biznext - Company Overview and Services

## Company Profile
Name: Biznext (a VK Venture Pvt. Ltd. brand)  
Founded: 2011  
Headquarters: Navi Mumbai, Maharashtra, India  
Website: https://biznext.in  
Founders: Vipul Kedia, Vinay Kedia  
Industry: Fintech, Digital Banking, B2B Services  

## Mission
To empower local retailers and small businesses across India with smart, secure, and accessible digital financial services—bridging the gap between banking infrastructure and last-mile consumers.

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## Core Services Offerings

### 1. Digital Banking Services
- **AEPS (Aadhaar Enabled Payment System)**  
  Biometric-based cash withdrawal and balance inquiry using Aadhaar-linked accounts.

- **Micro ATM**  
  Card-based cash withdrawal and balance inquiry services using a POS-like device.

- **DMT (Domestic Money Transfer)**  
  Send money instantly across India using IMPS/NEFT/RTGS gateways.

- **Aadhaar Pay**  
  Accept payments directly from customers’ Aadhaar-linked bank accounts.

- **Mini Statement Service**  
  Allows customers to check recent bank transactions via retailers.

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### 2. Bill Payment & Recharge
- **Mobile Recharge (Prepaid/Postpaid)** – All telecom operators.
- **DTH Recharge** – Dish TV, Tata Sky, Airtel DTH, etc.
- **Electricity Bills** – Supports major state electricity boards.
- **Water, Gas, and Landline Bill Payments**
- **Broadband Bill Payments**
- **Insurance Premium Payments** – LIC and private insurers.
- **FASTag Recharge** – Multi-bank FASTag top-up support.
- **BBPS (Bharat Bill Payment System)** – Unified platform for various bills.

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### 3. Card & Wallet Services
- **Unified Wallet** – One wallet for all services; recharge via UPI, net banking, debit card.
- **Prepaid Cards** – Digital and physical prepaid card solutions for retailers and customers.

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### 4. Insurance Services
- **Micro Insurance Products** – Life, health, and accident coverage with instant policy issuance.

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### 5. Government & Utility Services
- **PAN Card Services** – New PAN application, correction, and status tracking.
- **e-Governance Services** – Integration with NPCI and UIDAI services (as permitted).

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### 6. Retailer & Distributor Network

#### Retailer Model:
- Local shop owners or individuals can register to provide financial services to their communities.
- Services are accessed via Biznext’s Android app or web portal.
- Earn commission per transaction.

#### Distributor Model:
- Distributors onboard and manage multiple retailers.
- Earn commissions on both direct and downstream transactions.
- Dedicated dashboard and support.

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## Key Features
- **AI-Powered Platform** – Ensures secure, real-time transaction processing.
- **User-Friendly Interface** – Android app and web portal with full transaction history.
- **24/7 Customer Support** – Multilingual helpdesk and WhatsApp assistance.
- **Secure & Compliant** – Follows RBI and NPCI guidelines; PCI-DSS compliant.

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## Scale & Reach (As of 2025)
- 5 Lakh+ Active and Happy Retailers
- Operating in 700+ Districts across India
- 15 Lakh+ Customers Served Monthly
- ₹40+ Crore Daily Transaction Volume

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## Contact & Support
- Website: https://biznext.in  
- Support Email: info@biznext.in  
- WhatsApp Support: Available via Android App  
- App Link (Android): https://play.google.com/store/apps/details?id=in.biznext.app

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